Keybank - March 2018

KeyBank Business Banking Statement
P.O. Box 93885

Cleveland, OH 44101-5885
March 31, 2018
page 1 of 8
7901091764
5 T 89 00000 R EM T1
MOD JANITORIAL SERVICES INC Questions or comments?
5667 TONAWANDA CREEK RD Call our Key Business Resource Center
LOCKPORT NY 14094-9541 1-888-KEY4BIZ (1-888-539-4249)
Enroll in Online Banking today at Key.com.

Access your available accounts, transfer funds and view your transactions right from your PC.
KeyNotes
Important information regarding changes to your Account.

.
Effective May 11, 2018 we will be making positive changes to our KeyBank Basic
Business Checking Account. At KeyBank we are committed to providing our clients
with timely information regarding changes to your account. These changes will be
reflected in your May 2018 statement.
.
1. The average ledger balance required to avoid the monthly Maintenance
Service Charge on your KeyBank Basic Business Checking account will
decrease from $2500 to $1000.
.
2. The number of Check(s)/Withdrawal(s) Paid and/or Deposited Item(s) in any
combination at no charge during the monthly statement period will increase
from 50 to 200 items.
.
3. There will be an additional way to avoid the Monthly Maintenance Service
Charge on your KeyBank Basic Business Checking account via relationship
pricing.
This service charge can be avoided if the total of the following was
$10,000.00 or more: 1) the combined cycle-to-date Average Ledger
Balance in any combination of business checking (excluding certain
business accounts opened for the benefit of others), business savings
and business certificates of deposit accounts within two business days
prior to your KeyBank Basic Business Checking Account statement cycle
date; and/or 2) the outstanding balance of all commercial loans and
lines of credit including your Business Cash Reserve Credit Account(s)
(excluding balances past due 60 days or more) as of no more than five
business days prior to your KeyBank Basic Business Checking Account
statement cycle date.
.
Additionally, if you are the sole owner* of your business, the list of
account balances that may be combined to avoid the monthly Maintenance
Service Charge on your KeyBank Basic Business Checking Account includes
all of the above business accounts and certain of your personal accounts
as outlined below. You may avoid the monthly Maintenance Service Charge on
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Business Banking Statement
March 31, 2018
page 2 of 8
7901091764
KeyNotes (con't)
your KeyBank Basic Business Checking Account if the following balance
requirement is met:
.
The total of the following was $10,000.00 or more: 1) the combined
cycle-to-date Average Ledger Balance in any combination of personal and
business checking, personal and business savings and personal and
business certificates of deposit accounts within two business days
prior to your KeyBank Basic Business Checking Account statement cycle
date; and/or 2) the outstanding balances of your standard consumer
loan/line** of credit balances (excluding balances past due 60 days or
more) as of no more than five business days prior to your KeyBank Basic
Business Checking Account statement cycle date.
.
(* As used herein, "sole owner" means a natural person doing business as a sole
proprietor and excludes separate legal entities such as corporations,
partnerships, limited liability companies and not for profit enterprises.
.
**Standard consumer loan and line products include Auto Loans, RV Loans, Marine
Loans, Home Equity Loans, Home Equity Lines of Credit, Home Improvement Loans,
Key Equity Options, Preferred (Unsecured) Credit Lines, Cash Reserve Credit,
Personal Loans, Mobile Home Loans and Airplane Loans with KeyBank NA; and Credit
Cards. Certain non-standard loans and lines of credit may not be included.)
.
4. We will be eliminating the Excess Telephone Inquiry Service Charge
assessed for both automated response system inquiries ($0.75 per call in
excess of 8 per statement period) and employee assisted inquiries ($1.50
per call in excess of 3 per statement period). These service charges will
no longer be assessed.
.
5. The following changes will be made to the Agreement for Small Business
Debit Card and Electronic Funds Transfer Services.
.
Section 5. CHARGES FOR TRANSACTIONS, TRANSFERS AND OTHER SERVICES
.
(d) Card Replacement Charge will be revised by removing the sentence 'If you
request a replacement Card a charge of $5.00 will be assessed.' The $5.00
Card Replacement Charge will no longer be assessed.
.
Complete copies of the revised Small Business Checking Account Fees and
Disclosures and the Agreement for Small Business Debit Card and Electronic Funds
Transfer Services is available at any local KeyBank branch or online at key.com.
.
Please contact your KeyBank representative with any questions or call
1-888-KEY4BIZ (1-888-539-4249) TDD/TTY (Hearing impaired): 1-800-539-8336
.
Please retain this information with your account records.
KeyBank Basic Business Checking 7901091764
7901091764 - 03290
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March 31, 2018
page 3 of 8
7901091764
MOD JANITORIAL SERVICES INC

Beginning balance 2-28-18 $13,928.51
14 Additions +135,779.53
206 Subtractions -134,312.92
Ending balance 3-31-18 $15,395.12
Additions
Deposits Date Serial # Source
3-1 Internet Trf Fr DDA 0000007901091756 3290 $6,000.00
3-7 Internet Trf Fr DDA 0000007901091756 3290 475.00
3-8 United Rentals 813-269-6100 NY USA 42.41
3-8 Internet Trf Fr DDA 0000007901091756 3290 11,350.00
3-9 Len-CO Lumber C Williamsville NY USA 33.87
3-9 Deposit Branch 0844 New York 14,649.82
3-12 Deposit Branch 0844 New York 14,530.93
3-14 The Home Depot Lockport NY USA 28.10
3-19 Tim Horton'S #9 Cambria NY USA 19.40
Total additions $135,779.53
Subtractions
Paper Checks * check missing from sequence
Check Date Amount Check Date Amount Check Date Amount

1552 3-9 $6,000.00 *1555 3-22 6,419.46 *1558 3-29 13,500.00
1553 3-14 6,500.00 1556 3-21 13,100.00
Paper Checks Paid $45,519.46
Withdrawals Date Serial # Location

3-1 The Home Depot Amherst NY USA $76.61
3-1 Rite Aid Store Lockport NY USA 15.67
3-1 The Home Depot West Seneca NY USA 48.34
3-1 Gails Sanborn NY USA 78.68
3-1 Direct Withdrawal, Wex Inc Fleet Debi 200.00
3-2 The Home Depot Buffalo NY USA 102.03
3-2 The Home Depot Williamsville NY USA 23.99
3-2 Brigham Consruc Lockport NY USA 89.10
3-2 Apl* Itunes.Com 866-712-7753 CA USA 0.99
3-2 Schaefer Plumbi Buffalo NY USA 149.02
3-2 Rite Aid Store Lockport NY USA 16.03
7901091764 - 03290
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March 31, 2018
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7901091764
Subtractions
(con't)

3-5 Napa Store 0677 Lockport NY USA 58.77
3-5 The Home Depot West Seneca NY USA 19.27
3-5 Lowes #01881* Williamsville NY USA 77.73
3-5 Direct Withdrawal, Wex Inc Fleet Debi 3,800.00
3-6 Twin City Glass 07166943300 NY USA 3,600.00
3-7 Cam Services Clarence NY USA 966.67
3-7 United Rentals 813-269-6100 NY USA 152.00
3-7 Tim Hortons#910 Amherst NY USA 10.28
3-8 Bobcat of Buffa Lockport NY USA 1,890.00
3-8 R.B U'Ren Equip Niagara Falls NY USA 918.00
3-8 Cleve Hill Whol Buffalo NY USA 227.14
3-9 The Home Depot Amherst NY USA 51.94
3-9 ATM Key 6210 Shimer Drive Lockport NY 100.00
3-9 Direct Withdrawal, Achma Visb Bill Pymnt 426.80
3-12 Carsons Deli An Lockport NY USA 58.58
3-12 Bobcat of Buffa Lockport NY USA 267.30
7901091764 - 03290
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March 31, 2018
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7901091764
Subtractions
(con't)

3-12 Tim Horton'S #9 Clarence NY USA 4.25
3-12 Tim Horton'S #9 Lockport NY USA 4.23
3-12 Direct Withdrawal, Vz Wireless Ve Vzw Webpay 520.03
3-13 Direct Withdrawal, Superior Payment 13,729.56
3-14 Atlantic Irriga Lockport NY USA 53.95
3-14 Amazon Mktplace Amzn.Com/Bill WA USA 32.00
3-14 Withdrawal Branch 0844 New York 400.00
3-14 Sunoco 09334111 Lockport NY USA 10.57
3-14 Lowes #01883* Amherst NY USA 19.65
3-14 Direct Withdrawal, Nysinsfndwrkcmp 1190000757 6,494.47
3-15 Marathon Petro2 Lockport NY USA 10.56
3-15 Direct Withdrawal, Capital One Mobile Pmt 300.00
3-15 Direct Withdrawal, Ally Ally Paymt 681.35
3-15 Direct Withdrawal, Nys Dtf Bill Pyttax Paymnt 3,000.00
3-15 Direct Withdrawal, Superior Payment 4,057.49
3-16 Amazon Mktplace Amzn.Com/Bill WA USA 80.84
3-16 Modern Disposal 716-754-8226 NY USA 187.65
3-16 Modern Disposal 716-754-8226 NY USA 161.67
3-16 Smokey Bones 76 Cheektowaga NY USA 65.18
3-16 Tully'S Good Ti Clarence NY USA 35.39
3-16 7-Eleven 34662 Cheektowaga NY USA 11.21
3-16 Napa Store 0677 Amherst NY USA 308.28
3-16 Craigslist.Org 04153995200 CA USA 25.00
3-16 Direct Withdrawal, Paychex-Hrs Hrs Pmt 59.81
3-19 Upstate Rebar, Lancaster NY USA 756.90
7901091764 - 03290
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March 31, 2018
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7901091764
Subtractions
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3-19 One Eyed Jacks Lockport NY USA 86.52
3-19 Tim Hortons #91 Lockport NY USA 8.39
3-19 Norton *Ap12525 877-294-5265 CA USA 140.39
3-19 R.B U'Ren Equip Niagara Falls NY USA 540.00
3-19 Direct Withdrawal, Nys Dtf CT Tax Paymnt 1,000.00
3-20 Noco Express Ll Getzville NY USA 25.02
3-20 Lowes #01882* Orchard Park NY USA 100.35
3-21 Sherwin William 02165662255 OH USA 336.19
3-21 Direct Withdrawal, Nysinsfndwrkcmp 1190000757 6,534.47
3-21 Direct Withdrawal, Nys Dtf Sales Tax Paymnt 10,490.39
3-22 Bobcat of Buffa Lockport NY USA 48.60
3-22 Amazonprime Mem Amzn.Com/Prme WA USA 14.03
3-23 Marathon Petro2 Lockport NY USA 10.56
3-23 Noco Express Ll Williamsville NY USA 10.55
3-23 Withdrawal Branch 0181 New York 8,000.00
3-26 Amazon.Com Amzn Amzn.Com/Bill WA USA 16.11
3-26 K and S Contrac Lancaster NY USA 304.50
3-26 Smokey Bones 76 Cheektowaga NY USA 65.51
3-26 Twin City Glass 07166943300 NY USA 3,604.69
3-26 Helium Comedy C Buffalo NY USA 40.00
3-26 Napa Store 0677 Williamsville NY USA 52.31
7901091764 - 03290
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7901091764
Subtractions
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3-26 The Home Depot Blasdell NY USA 13.51
3-26 Direct Withdrawal, Bank of America Online Pmt 1,000.72
3-26 Direct Withdrawal, Wex Inc Fleet Debi 1,664.17
3-27 Metal Supermark Buffalo NY USA 108.75
3-28 Dnh*Godaddy.Com 480-5058855 AZ USA 226.03
3-28 Tractor-Supply- Lockport NY USA 55.32
3-28 The Home Depot Batavia NY USA 140.25
3-28 Subway 0 Getzville NY USA 18.47
3-28 Noco Express St Sanborn NY USA 17.41
3-28 The Home Depot Niagara Falls NY USA 33.23
3-28 POS Exa Wal-Mart Super Amhesrt NY 45.04
3-29 Tim Hortons #91 Cheektowaga NY USA 4.11
3-29 New York State Lockport NY USA 628.00
3-29 Dnh*Godaddy.Com 480-5058855 AZ USA 16.19
3-29 POS Mac 7-Eleven Amherst NY 22.58
3-30 Wny Dumpster Lockport NY USA 77.90
3-30 Russell'S Tree E Amherst NY USA 449.25
Total subtractions $134,312.92
Fees and
charges Date Quantity Unit Charge
3-30-18 Paper Statement Fee 1 3.00 -$3.00
3-30-18 Refund Paper Statement Fee 1 3.00 +3.00
Fees and charges this period $0.00
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page 8 of 8
CUSTOMER ACCOUNT DISCLOSURES
The following disclosures apply only to accounts covered by the Federal Truth-in-Lending
Act or the Federal Electronic Funds Transfer Act, as amended, or similar state laws.
IN CASE OF ERROR OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS:
Call us at the phone number indicated on the first page of this statement, OR write us at BALANCING YOUR ACCOUNT
the address listed below*, as soon as you can, if you think your statement or receipt is
wrong or if you need more information about a transfer listed on the statement or receipt.
We must hear from you no later than sixty (60) days after we sent you the FIRST statement
Please examine your statement and paid check information
on which the problem or error appeared. upon receipt. Erasures, alterations or irregularities should be
* KeyBank
reported promptly in accordance with your account agreement.
Customer Disputes The suggested steps below will help you balance your account.
NY-31-17-0128
17 Corporate Woods Blvd
Albany, NY 12211 INSTRUCTIONS
Tell us your name and Account number;
Œ Verify and check off in your check register each deposit,
Describe the error or transfer that you are unsure about, and explain as check or other transaction shown on this statement.
clearly as you can why you believe it is an error or why you need more

information;
Tell us the dollar amount of the suspected error.
Enter into your check register and SUBTRACT:
Ÿ Checks or other deductions shown on our statement that
If you tell us orally, we may require that you send us your complaint or question in writing you have not already entered.
within ten (10) business days.
Ÿ The “Service charges”, if any, shown on your statement.
We will investigate your complaint and will correct any error promptly. If we take more
than ten (10) business days to do this, we will recredit your account for the amount you
think is in error, so that you will have use of the money during the time it takes us to
complete our investigation.

Enter into your check register and ADD:
Ÿ Deposits or other credits shown on your statement that
COMMON ELECTRONIC TRANSACTION DESCRIPTIONS: you have not already entered.
XFER TO SAV - Transfer to Savings Account Ÿ The “Interest earned” shown on your statement, if any.
XFER FROM SAV - Transfer from Savings Account
XFER TO CKG - Transfer to Checking Account
XFER FROM CKG - Transfer from Checking Account
PMT TO CR CARD - Payment to Credit Card List from your check List any deposits from
ADV CR CARD - Advance from Credit Card register any checks or your check register that
Preauthorized Credits: If you have arranged to have direct deposits made to your other deductions that are not shown on your
Account at least once every sixty (60) days from the same person or company, you can are not shown on your statement.
call us at the number indicated on the reverse side to find out whether or not the deposit
has been made. statement.
IMPORTANT LINE OF CREDIT INFORMATION Check # Amount Date Amount
What To Do If You Think You Find A Mistake on Your Statement: If you think there is or Date
an error on your statement, write us at: KeyBank N.A., P.O Box 93885, Cleveland, OH
44101- 5885.
In your letter, give us the following information:
Account Information : Your name and account number.
Dollar Amount : The dollar amount of the suspected error.
Description of the Problem : If you think there is an error on your bill, describe
what you believe is wrong and why you believe it was a mistake. TOTAL è $
You must contact us within 60 days after the error appeared on your statement. You must
notify us of any potential errors in writing. You may call us, but if you do we are not
required to investigate any potential errors and you may have to pay the amount in
question. ‘ Enter ending balance
While we investigate whether or not there has been an error, the following are true: shown on your
We cannot try to collect the amount in question, or report you as delinquent on statement.
that amount.
The charge in question may remain on your statement, and we may continue to
charge you interest on that amount. But, if we determine that we made a $
mistake, you will not have to pay the amount in question or any interest or
other fees related to that amount.
While you do not have to pay the amount in question, you are responsible for

the remainder of your balance.
We can apply any unpaid amount against your credit limit.
’ Add 5 and 6 and enter
total here.
Expl anation of Finance Charge: Your Finance Charge attributable to interest
(hereinafter referred to as interest) is computed using the Average Daily Balance method.
$
Average Dail y Bal ance method (Bal ance Subject to Interest Rate): Your interest is
computed on all purchases and cash advances (collectively “advances”) from the date
each advance is posted until we receive payment in full (there is no grace period). We
figure the interest on your line of credit by multiplying the daily periodic rate by the “ Enter total from 4.
“Average Daily Balance” of your line of credit (including current transactions) and
multiplying by the number of days in the billing cycle. To get the Average Daily Balance $
we take the beginning balance of your line of credit each day, add any new advances or
debits, and subtract any payments and credits, any non-financed fees and unpaid interest.
This gives us the daily balance. Then we add up all of your daily balances in the billing
cycle and divide this total by the number of days in the billing cycle to get your Average
Daily Balance. ” Subtract 8 from 7 and
CREDIT INFORMATION: If you believe we have reported inaccurate information about
enter difference here.
your account to a credit reporting agency, you may contact the credit reporting agency or
write to us at: $
Key Credit Research Department
P.O. Box 94518
Cleveland, Ohio 44101-4518 This amount should agree with
TOTAL è $ your check register balance.
Please include your account number, a copy of your credit report reflecting the inaccurate
information, name, address, city, state, and zip code, and an explanation of why you
believe the information is inaccurate.
7901091764 - 03290
1687

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KeyBank Business Banking Statement

P.O. Box 93885

Enroll in Online Banking today at Key.com.

Important information regarding changes to your Account.

KeyBank Basic Business Checking 7901091764

MOD JANITORIAL SERVICES INC

Check Date Amount Check Date Amount Check Date Amount

Withdrawals Date Serial # Location

Withdrawals Date Serial # Location

Withdrawals Date Serial # Location

Withdrawals Date Serial # Location

Withdrawals Date Serial # Location

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