DATA CENTER COLLEGE OF THE PHILIPPINES

Brgy. Ubbog-Lipcan Bangued, Abra

Metropolitan Bank

In partial Fulfillment of the

Subject Credit and Collection

PREPARED TO:
Dr, Eunis C. Tubaña
Professor

PREPARED BY:
Edna Marie D. Baruela
BSBA 3
Student

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Brgy. Ubbog-Lipcan Bangued, Abra

I. Corporate Profile
a. Brief Description
Founded in 1962, Metropolitan Bank & Trust Company (Metrobank) is a premier
universal bank and is currently the second largest bank in the Philippines in terms of
total assets which stood at PHP2.4 trillion as of 31 March 2020. Metrobank offers a full
range of banking and other financial products and services, including corporate,
commercial and consumer banking, as well as credit card, remittances, leasing,
investment banking and trust banking. Metrobank's consolidated network spans over
2,300 ATMs nationwide, 960 domestic branches, and over 30 foreign branches,
subsidiaries, and representative offices. The majority shareholder is the Ty Family whose
major business interests include financial services, auto services, real estate
development, infrastructure, and utilities.
The securities referred to herein will not be registered under the U.S. Securities
Act of 1933, as amended (the "Securities Act"), or the securities laws of any state of the
United States or any other jurisdiction. Any securities as referred to herein will only be
offered and sold outside the United States in reliance on Regulation S under the
Securities Act and may not be offered or sold within the United States except pursuant
to an exemption from, or in a transaction not subject to, the registration requirements
of the Securities Act. No public offering of any securities referred to herein will be made
in the United States or in any other jurisdiction where such an offering is restricted or
prohibited.

This announcement does not constitute or form a part of any offer or solicitation
to purchase or subscribe for securities in the United States or elsewhere where such
offer or sale would be unlawful. Release, transmission or distribution to any person is
prohibited. No money, securities or other consideration is being solicited by this
announcement or the information contained herein and, if sent in response to this
announcement or the information contained herein, will not be accepted.
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The securities referred to herein have not been registered with the Philippine
Securities and Exchange Commission under the Securities Regulation Code ("SRC"). Any
future offer or sale of the securities is subject to the registration requirements under the
SRC unless such offer or sale qualified as an exempt transaction.

Summary Terms and Conditions for the Notes

Issuer: Metropolitan Bank & Trust Company
Issuer Rating: Baa2 Stable / BBB- Stable (Moody's / Fitch)
Expected Issue Rating: Baa2 by Moody's
Issue: US$ Senior Unsecured Notes
Format: Regulation S (Cat 1); drawdown under the existing U$2.0 Billion MTN Programme
Size: US$ 500m
Interest Payment: Fixed rate coupon, payable semi-annually
Coupon: 2.125%
Re-offer Spread: CT5+200bps
Re-offer Price/Yield: 99.096% / 2.301%
Tenor: 5.5 years
Maturity Date:15 January 2026
Settlement Date: 15 July 2020 (T+5)
Form and denomination: Regulation S only registered US$200,000 and integral multiples of
US$1,000 in excess thereof
Listing: SGX-ST

b. Address : Main Branch

Metrobank Plaza, Sen. Gil Puyat Avenue
Urdaneta, Makati City 1225 Metro Manila

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Brgy. Ubbog-Lipcan Bangued, Abra

c. Websites
Email Landline Facebook Page
 Customercare@metrob  + 63 (2) 8 870  pg/MetrobankCardPH/
ank.com.ph 0700 about/?ref=page_internal
 metrobank.com.ph

d. Contact Numbers
Beginning July 1, you can start calling the following dedicated Customer Care numbers below
for all your Metrobankdirect Corporate (MDC) and Metrobank Business Online Solutions
(MBOS) concerns. In line with this development, the temporary Customer Care mobile hotlines
are deactivated.

These communication channels are available from 8:30AM to 5:30PM from Mondays to Fridays,
except bank holidays.
REACTIVATED
SMART
(0949) 994-2417
GLOBE
(0917) 523-3364
LANDLINE
(02) 88-988-000
DOMESTIC TOLL-FREE
1-800-10-8579727

e. Brief History
Founded in September 5, 1962, Metropolitan Bank & Trust Co. (Metrobank) has since become
the premier universal bank and among the foremost financial institutions in the Philippines. It

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offers a full range of banking and other financial products and services, including corporate,
commercial and consumer banking, as well as credit card, remittances, leasing, investment
banking and trust banking. Metrobank currently spans a consolidated network of over 2,300
ATMs nationwide; over 950 domestic branches; and 32 foreign branches, subsidiaries, and
representative offices.
Metrobank was incorporated in Binondo, Manila by a group of Filipino businessmen principally
to provide financial services to the Filipino-Chinese community. It opened its first local branch
in 1963, then expanded beyond Philippine shores only a few years after its establishment.
Metrobank rolled out its first international branch in Taipei in 1970 and a representative office
in Hong Kong in 1973. In 1975, Metrobank became the first of the private banks to move into
American territory when it opened its office in Guam. It later established branches in the United
States mainland cities of Los Angeles and New York.
It established Metrobank Foundation, Inc. in 1979, putting emphasis on both business success
and community contribution. The Foundation has since become one of the largest and most
respected charitable organizations in Asia.
In 1981, Metrobank was listed in the Philippine Stock Exchange and acquired its universal
banking license, gaining significant equity ownerships in local and international subsidiaries. It
established its own credit card company, Unibancard Corporation (now Metrobank Card
Corporation) in 1986. In 1988, Metrobank entered into a joint venture with Japan's largest
automotive manufacturer and Mitsui Corporation to establish Toyota Motor Philippines
Corporation. A decade later, it partnered with another global giant, the AXA Group, to give birth
to Philippine AXA Life Insurance Corporation.
In 1990, Metrobank launched the country's first and only talking ATM, Metrobank E.T. In 1995,
Metrobank became the first billion dollar bank with total capital of Php22.8 billion, the largest
in the industry. It is the first local bank to raise supplementary capital overseas with a total of
US$325 million in Lower Tier 2 Capital and Hybrid Tier 1 Capital in the years 2003 to 2006.
Metrobank has also been steadily expanding internationally. In the late 1990s, Metrobank
opened branches and offices in London, Taichung, Tokyo, and Seoul. Metrobank was the first to

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be granted a banking license by the Japanese Ministry of Finance. It was also the first Philippine
bank in Korea. In 2001, Metrobank became the first Philippine bank in China when it opened its
branch in Shanghai. In 2010, Metrobank inaugurated its wholly-owned subsidiary, Metropolitan
Bank (China) Limited, the first foreign bank headquarters to be established in Nanjing. The new
bank serves as the base for Metrobank's operations in China, with three branches located in
Nanjing and Shanghai.
"You're in Good Hands"
Metrobank remains dedicated to fulfilling its vision to be the best bank for all stakeholders –
from its customers to the community. With people dedicated to product quality, service
excellence, solid work ethics, and good governance, Metrobank has established a reputation of
stability, strength, and leadership. It adheres to international best practices, careful strategic
planning and prudent decision-making, focused on further improving earnings quality and
increasing shareholder value by constantly reinforcing a customer-centric strategy built around
the commitment of its people.
A recognized leader in the country's banking industry, Metrobank has become regarded as the
trusted banking partner, staying true to its brand promise of "You're in Good Hands."

f. Vision and Mission Statement

Our Vision
"To be the country’s premier corporate philanthropic foundation contributing a significant
impact on social development".

Our Mission

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Brgy. Ubbog-Lipcan Bangued, Abra

"As the heart of the Metrobank Group, we live up to our “Excel. Engage. Empower” roadmap
that embodies who we are and what we do".

The Foundation shall endeavor to be the country’s premier corporate philanthropic foundation
contributing a significant impact on social development. As a development organization, we
aim to uplift individuals and the sectors they represent and strategically link with institutions for
a shared-purpose. By creating and propagating a culture of excellence and providing solutions
to stakeholder’s needs, we continuously expand our scope of reach and be at the forefront in
serving communities. “Excel. Engage. Empower” or the 3Es shall remain our roadmap.

g. Organizational Chart
Metrobank Organizational Chart, Conglomerate Map, and Shareholding Structure

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II.

Products and Services

Metropolitan Bank & Trust Company (Metrobank) offers a wide range of banking and related
financial solutions. Its product portfolio includes savings and checking accounts, time deposits,
unit trust investment funds, home loans, car loans, debit, credit, and prepaid cards; and SME
and corporate loans. The bank offers services such as life insurance, forex, internet and
mobile banking, treasury, corporate finance and consultancy, wealth management, escrow,
and corporate trust and agency services. The bank serves large local and multinational
corporations, middle-market and SMEs, HNWIs, and retail customers. Overseas, the bank has a
presence in the UK, Taiwan, Japan, South Korea, China, Hong Kong, Singapore, The Bahamas,
Italy, and the US. Metrobank is headquartered in Makati City, Manila, Philippines.

III. Reflection

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Metropolitan Bank is a bank that operates not only in the Philippines but also abroad. It offers a
variety of products and services that surely will make the people comfortable and serve them
with with utmost care and value. Metropolitan Bank has been operating for decades now and I
think they are doing their best that brought them to success. While doing a research on the
different aspects about the bank, I've realized how successful they are and how well they
perform in the industry considering how far they already reached. Their mission and vision talks
it all about.

Sources:
https://www.metrobank.com.ph/articles/mbt-seniorbonds
https://www.yellow-pages.ph/business/metropolitan-bank-and-trust-company-125
https://www.metrobank.com.ph/articles/reactivated-corporate-customer-care-hotlines
https://www.mbfoundation.org.ph/about-us/vision-mission/
https://www.metrobank.com.ph/articles/about-us/org-chart