Date.

Topic............

INDE X

Tine Volue of Mbnty

Time Valu eof Money (ontept
3 Eormula

Impoctonte
TVM
S
Technigut of

Teacher's Sign ....

 hat IH
|that Time in
isi Iine Time
Lould
is futre.
ttum Inhand present
valucof fecejved
qreaterpotenhad
Suggctts COnlept
hlgher Value
deddes the be hiahe Topic.

potenthal advo Timt VolueValue

invested
for money
than cates0fMon better in
infhat statng of of
Vaolue val4e than
to
t the Mony
ithow ey whe thc ea,n
Mon
earning
cument af nentthan t Ly
Jthat
Volue the s in
Umfutute
the Mon it
oyeoa.
tycouple ef he the a
uture capa in basic
cument therame
fundamen
the Subject The (ontept year
value
money cument
uty fin infutne
Volue
loe futue
sOme
futue. value an
of haony SUm t0 Date.
Sier'gns uncertalnheato inl9iven
o(orn
m e tal
V¡lye the
ial amount valut hand value
value.
af
nan concpt af hofinon
men
ç
y ey many ual
 to
ey future
mon meney hove
afinteresT future.
Teacher
Sign.
beic
earn o
the tn pehod
theCf would_UKe
to the
peHode qblity based
stemsfrom
Sum
chooie given In
mony
meney ding sarme than
the y
people
nrt y vestors a
FORMULA af a/ nterutcompuun
value
value
mon theof oVer
min
rather
that
yeo each
NO
of year. în 0f
of than lae
preent prudent value
ríie
n Value
Kate
of af IMPORTANCE to
value rather noo
aisumphon
FV
=PV
x fuwre ITh
be
ho
0R
where
- time time |mcny
that
?V FVio t The hou The
 a)theol
Acorc
bre eachZioc
ent a
lindt
m eof rab
is thefuturtpaym cashfleu
t valu teset ol
Techniqe.
interest
tme
the
Ih deter
TVM
OF
fermula.
meney
the money fe
used eamed Tea

in acount bttonm
he fetent
coInpbuhd
hon he portont i
aluef cng
Ing lue pouhdng
cam ue fnJeret
ctflolw
nto
presehtdeterhoin uc lue di
techhi
technia, ompaun
Timeframe
in af
uh
qceill
potensal an
take IECHNIQUES
te techng
e
wHere

the |I- valu ue

- Lompouhcu'
for shall sabo
aleeot ncawh
g
thiitehniq
of ding at
oUn'ng
at
in
meney methodthe count1ng
ue
ture cr
valuable menythe The
nunber ue lompoun
ond
frame Technig Technlg fu prinupal
Sine The
hocey Tm Dis he the
fe
 Topic. .Date.

the prinupal for calu labng inierei for the

ntnt peno d

weu ay on the nihal pn'hupal.

DisLoun thng technlgue.
4i ued to moke cash low 0ccunre o ve deeo
future pesede lompar able ct the pLocnt
hme In thi tech nfa, ue preatnt werth cy
Huue caoh arc clcelated

The pracnt balue approach lacrka eracs y to

the com pouh dng
of compouodrng technlg ue lweascertan
dat while in case of pregent Value technig c
arç
Collulate o at the
preacat da by

valtuatle tha mon e re

TeceVed pra ent sm
Iheieforr
altulated
h e pro Ent ra lue ogutre cashlo
by hulh plysn L wh
isteunhng fattor.