To : Members of PCCW Provident Fund Scheme (PCCW Scheme 8)

Guide on Retirement Benefits Rollover Arrangement

This document is to set out the retirement benefits rollover arrangement if members decide to
rollover their vested retirement benefits in individual investment funds under PCCW Scheme 8 to
their personal investment accounts instead of cashing out the vested benefits upon retirement or
leaving employment.

List of Funds with Rollover Options

The current list of investment funds with rollover options offered are listed at Table 1 below.
Members should contact the respective fund managers’ rollover hotline listed in Table 2 in case of
queries.

Table 1: Investment Fund Choices with Rollover Options (as of July 2022)
Fund Manager Investment Funds with Rollover Options

 Fidelity – Hong Kong Equity Fund

 Fidelity – Asia Pacific Equity Fund
 Fidelity – Global Equity Fund
 Fidelity – Growth Fund
 Fidelity – Balanced Fund
 Fidelity – Stable Growth Fund
Fidelity  Fidelity – Capital Stable Fund
 Fidelity – Hong Kong Bond Fund
 Fidelity – World Bond Fund
 Fidelity – HK Dollar Money Fund
 Fidelity – US Dollar Money Fund
 Fidelity – Fidelity Tracker Fund Portfolio

 Schroders – Growth Fund

 Schroders – Balanced Investment Fund
 Schroders – Stable Growth Fund
 Schroders – Capital Stable Fund
Schroders  Schroders – US$ Fund
 Schroders – HK$ Market Fund
 Schroders – ISF Hong Kong Equity Fund
 Schroders – ISF Asian Equity Yield Fund
 Schroders – ISF HK$ Bond Fund

HSBC  HSBC – China Growth Fund

(July 2022)N
Rollover Options depending on Members’ Date Joined Scheme

1. If you joined the Retirement Scheme on or before December 1, 2000, you may consider
rollover the entire portion of your vested retirement benefits.
2. If you joined the Retirement Scheme after December 1, 2000, rollover arrangement is
available for the portion of your vested benefits in excess of the minimum MPF benefit (*MMB)
Note 1.

Rollover Service Arrangement Highlights

If you opt to rollover your retirement benefits to your personal rollover account of the respective
Fund Managers, please see below highlights of the rollover arrangement for your information:
Table 2: Rollover Arrangement Key Information

Fidelity Schroders HSBC

Hyperlink to
Rollover Service Fidelity Schroders HSBC
Procedure Guide
Type of Personal Personal Investment
Fidelity Personal Schroders Personal Unit
Rollover Account Account with any HSBC
Rollover Account Trust Account
for Rollover Bank

Submission
on or before your last day of service
Deadline

Fund Manager
Retirement / Rollover 2629 2629 2843 7778 2284 1281
Service Hotline

If no rollover instruction are received on your last day of service, under normal
circumstances, your vested benefits will be cashed out and credited to your payroll bank
account in Hong Kong Dollar within one month from your last day of service unless you
specify for payment to be made in your respective fund currency. Any bank charges due
to the transfer of accrued benefit in HKD or any other currency to your bank account
directly will be borne by you.

Group Human Resources

Notes:
Note 1
Minimum MPF Benefit (MMB)

If you leave employment prior to age 65 for reasons other than death and total permanent
incapacity, part of your benefit will be preserved in the MPF. The preservation amount is the
Minimum MPF Benefit, which is the lesser of (a) and (b) below :

(a) Your Leaving Service or Normal Retirement Benefit (if attain age 60)
(b) 1.2 x Final Average MPF Salary x Years of Service. (Final Average MPF Salary is the
average of your MPF Salary over the 12 months prior to your date of cessation of
employment)

(July 2022)N
致 : 電訊盈科第八計劃成員

延續退休投資服務安排指引
此指引為將退休或離職成員提供有關延續退休投資服務安排資料。成員除選擇贖回其電訊盈科第八
計劃下之歸屬退休利益之外，亦可申請將其轉移至成員在有關基金經理開立之個人投資戶口。

提供延續退休投資服務的基金選擇
下表一為現時電訊盈科第八計劃提供延續退休投資服務的基金選擇。成員亦可致電有關基金經理熱
線查詢(見表二)。

表一: 提供延續退休投資服務的基金選擇 (參考日期：二零二二年七月)

基金經理 提供延續退休投資服務的基金選擇

 富達 香港股票基金
 富達 亞太股票基金
 富達 環球股票基金
 富達 增長基金
 富達 均衡基金
富達  富達 平穩增長基金
 富達 資本穩定基金
 富達 香港債券基金
 富達 國際債券基金
 富達 港元貨幣基金
 富達 美元貨幣基金
 富達 富達盈富基金組合

 施羅德 增長基金
 施羅德 組合投資基金
 施羅德 平穏增長基金
 施羅德 資本平穏基金
施羅德
 施羅德 美元金融基金
 施羅德 金融市場基金
 施羅德 環球基金系列-香港股票
 施羅德 環球基金系列-亞洲收益股票
 施羅德 環球基金系列-港元債券

滙豐
 滙豐中國增長基金

(July 2022)N
延續退休投資選擇 (根據成員參加退休計劃之日期)

1. 如你於二零零零年十二月一日或以前參加退休計劃，你可考慮將你的歸屬退休利益全數轉移至
延續退休投資户口。
2. 如你於二零零零年十二月一日以後參加退休計劃，你可考慮把扣除「最低强積金利益」(MMB)*
部份後剩餘之歸屬退休利益，全數轉移至延續退休投資户口 註 1.

延續退休投資服務安排
如成員選擇將其歸屬退休利益轉移到成員在有關基金經理開立之個人投資戶口，請參考以下延續退
休投資安排簡介:

目錄二: 延續退休投資服務安排重點

富達 施羅德 滙豐

延續退休投資服
富達 施羅德 滙豐
務程序指引
個人延續退休投 富達個人延續退休 施羅德個人單位 滙豐銀行(任何分行)
資户口種類 投資户口 信託基金户口 之個人投資戶口

申請遞交期限 在最後僱用日期或之前

查詢熱線 2629 2629 2843 7778 2284 1281

若人力資源處於閣下之最後受僱日或之前尚未收到有關延續退休投資服務之申請，在一般情況下，計劃
行政人會於成員離職日後一個月內安排賣出其歸屬退休利益之所有基金單位後折算港幣存入成員的發薪
户口。成員須負責有關將港元或其他幣值累算權益直接過戶至其銀行帳戶所產生的任何銀行費用。

集團人力資源處

註:

註1 *最低強積金利益 (MMB)
倘若你於 65 歲前離職(惟因身故及完全永久喪失工作能力而離職之情況下除外），你的部份
福利便須保存於強積金計劃內中。保存金額為最低強積金利益，即以下兩項中的較少者：
1. 離職福利或正常退休福利（如年滿 60 歲）
2. 1.2 x 最終平均強積金薪金 x 服務年資。﹝最後平均強積金薪金為你離職前十二個月的平
均強 積金薪金﹞

(July 2022)N