Liquidity plan

General explanations:

You can enter your own relevant data in this UBS liquidity planning tool which may help to detect an upcoming funding gap:

• Choose your planning periodicity: monthly or weekly

• Enter your current level of cash and account balances as well as any credit facilities in the sheet "LiquidityPlan"
• Enter in the same sheet the incoming and outcoming payments for the resecptive periods

→ Based on your entries the tool displays the expected surplus or shortfall amounts for each period. Please note that in case of input data
errors from your side the result of the simulation will be incorrect too
→ The color coding will show with red in which period the existing liquidity and credit facilities are exhausted and an increase is required
→ The tap "LiquidityScenarios" allows to simulate the effects of certain changes in incoming and outgoing payments on overall liquidity
→ The graphical display of the liquidity development in the sheet "Charts" may further facilitate the discussion with you and your client
advisor

Legal Notices:
This template is intended for information and for your assistance in liquidity planning only and is neither intended as a recommendation, an
offer, or a solicitation of an offer for a product or service of UBS nor as advice. Before making a decision, you should obtain professional
advice. Furthermore, this template is generic in nature and has not been tailored to the sector- or company-specific needs and personal
circumstances of the user. Any acts carried out or omissions made by the user or third parties which are based on the information and the
simulations contained in this template, occur at the user's and or the third party's own risk. UBS is under no obligation to update or keep
current this template and the information contained herein. Further, UBS assumes no liability in connection with the use of this template and is
not liable for any losses or damages arising therefrom.

UBS reserves the right to alter its services, products and prices at any time without prior notice. Certain products and services are subject to
legal restrictions and cannot be offered worldwide on an unrestricted basis.

This template is addressed to companies domiciled in Switzerland only. Complete or partial reproduction is not allowed without the explicit
consent of UBS.

©UBS 2020. The key symbol and UBS are registered trademarks of UBS. All rights reserved.
 Liquidity plan Name of company

Select the periodicity of the schedule 12 months liquidity plan

Select the start month March

Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Total

I. Liquidity beginning of period

Cash, bank accounts 0 0 0 0 0 0 0 0 0 0 0

II.a. Incoming payments in period

+ Payments accounts receivables 0
+ Refunds for short-time work 0
+ Repayments pertaining to loans to 3rd parties 0
+ Raising of equity capital 0
+ Other incomings 0
= Sum of incoming payments in period 0 0 0 0 0 0 0 0 0 0 0 0 0

II.b. Outgoing payments in period

- Costs of goods and services 0
- Personnel costs 0
- Operating costs 0 0 0 0 0 0 0 0 0 0 0 0 0
Rent and anciallary costs 0
Marketing and Sales 0
Insurance and other fees 0
Other operating costs 0
- Tax 0
- Investments 0
- Interest (long term loans) 0
- Amortisation, Repayments, Leasing rates 0
- Dividends and private withdrawals 0
- Other outgoing payments 0
= Sum of outgoing payments in period 0 0 0 0 0 0 0 0 0 0 0 0 0

Surplus / shortfall in period 0 0 0 0 0 0 0 0 0 0 0 0

III. Liquidity end of period 0 0 0 0 0 0 0 0 0 0 0 0

IV. Extended liquidity

operating loan / short-term credit facility UBS 0 0 0 0 0 0 0 0 0 0 0 0
+ operating loan / short-term credit facilities othe 0 0 0 0 0 0 0 0 0 0 0 0
= Sum of credit facilities 0 0 0 0 0 0 0 0 0 0 0 0
Credit facility usage end of month 0 0 0 0 0 0 0 0 0 0 0 0
Interests for usage of credit facility 0 0 0 0 0 0 0 0 0 0 0 0
Liquidity and credit facility end of period 0 0 0 0 0 0 0 0 0 0 0 0
 Simulation of the liquidity Name of company

Changes in payments receivables 0% 50

Changes in costs of goods and services 0% 50

Changes in personnel costs 0% 50

Changes in rent and ancillary costs 0% 50

Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Total

I. Liquidity beginning of period

Cash, bank accounts 0 0 0 0 0 0 0 0 0 0 0 0

II.a. Incoming payments in period

= Sum of incoming payments in period 0 0 0 0 0 0 0 0 0 0 0 0 0

II.b. Outgoing payments in period

= Sum of outgoing payments in period 0 0 0 0 0 0 0 0 0 0 0 0 0

Surplus / shortfall in period 0 0 0 0 0 0 0 0 0 0 0 0

III. Liquidity end of period 0 0 0 0 0 0 0 0 0 0 0 0

IV. Extended liquidity

Liquidity and credit facility end of period 0 0 0 0 0 0 0 0 0 0 0 0
 Simulation of the liquidity plan Name of company

Changes in payments receivables 0% 50

Changes in costs of goods and servic 0% 50
Changes in personnel costs 0% 50
Changes in rent and ancillary costs 0% 50

Incoming and outgoing payments

12

10

8
Incoming payments in period Simulation
Outgoing payments in period Simulation
6
Surplus / shortfall in period Simulation
4

0
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb

Liquidity and credit facilities

1

Liquidity end of period

Liquidity end of period Simulation
1
Sum of credit facilities

0
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb