A STUDY ON FINANCIAL PERFORMANCE ANALYSIS OF

EVEREST BANK LIMITED

A Project Work Report

By:

Aayush Gharti Magar

TU Regd. No. 7-2-921-59-2017
Symbol no - 709210002
Morgan International College
Group - Finance

Submitted To:
Faculty of Management
Tribhuwan University
Kathmandu

In partial fulfillment of the requirement for the Degree of

BACHELOR OF BUSINESS STUDIES (BBS)

Basundhara, Kathmandu
January, 2022
 DECLARATION

I hereby declare that the project work entitled “FINANCIAL PERFORMANCE ANALYSIS OF
EVEREST BANK LIMITED “, submitted to the faculty of Management, Tribhuwan University,
Kathmandu is an original piece of work under the super vision of Morgan international college
and is submitted in partial fulfillment of the requirements for the award of the Bachelor of Business
studies (BBS). This project work has not been submitted to any other university or institution for
the award of any degree or diploma.

…………….
Aayush Gharti Magar
Date: January, 2022

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 RECOMMENDATION

The project work report entitled “FINANCIAL PERFORMANCE ANALYSIS OF EVEREST

BANK LIMITED” submitted by Aayush Gharti Magar of Morgan international college is prepared
under my supervision as per the procedure and format requirements laid by the faculty of the
Management, Tribhuwan University, as partial fulfilment of the requirements for the award of the
Degree of Business studies (BBS). I, therefore, recommend the project work report for evaluation.

……………………….
Mr. Prakash sunar
Supervisor
Morgan International College
Date: february, 2022

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 ENDORSEMENT

We hereby endorse the project work report entitled “A STUDY ON FINANCIAL

PDERFORMANCE ANALYSIS OF EVEREST BANK LIMITED” submitted by Mr. Aayush
Gharti Magar of Morgan International College, Basundhara, in partial fulfillment of the
requirement for award of the Bachelor of Business Study (BBS) for external evaluation.

……………………….. ………………………….
Mr. Prakash Sunar Dr. Dipendra Bhandari
Head, Management Research Committee Campus Chief
Date: January, 2022 Date: January, 2022

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 ACKNOWLEDGMENTS

This is an attempt to present report entitled “FINANCIAL PERFORMANCE ANALYSIS OF

EVEREST BANK LIMITED” prepared for partial fulfillment of the requirement for the Degree
of Bachelor of Business Studies (BBS) is an outcome of continuous and immeasurable cooperation
and support of several hands. I would like to express my heartfelt gratitude to all for their support.
I express my sincere honor and special sense of gratitude to my academic supervision, Mr. Prakash
Sunar and respected campus chief Dr. Dipendra Bhandari for his generous guidance, thoughtful
encouragement and brilliant insight throughout this research work.

Aayush Gharti Magar

Date: January, 2022

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 TABLE OF CONTENTS

Title page……………………………………………………………………………………………………...i
Declaration…………………………………………………………………………………………………..ii
Recommendation………………………………………………………………..………………………….iii
Endorsement………………………………………………………………………………………………..iv
Acknowledgments………………………………………………………………………………………….v
Table of contents………………………………………………………………………………………….vi
List of tables………………………………………………………………………………………………vii
List of figures…………………………………………………………………………………………….viii
Abbreviations………………………………………………………………………………………………ix
CHAPTER-1 INTRODUCTION
1.1 background of the study……………………………………………………………..1
1.2 introduction to everest bank limited…………………………………………………2
1.3 objective of the study…………………………,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,3
1.4 rationale of the study…………………………………………………………………4
1.5 review of literature…………………………………………………………………...4
1.6 research methodology………………………………………………………………..7
1.7 limitation of the study…………….………………………………………………….9

CHAPTER-II RESULT AND FINDING

2.1 presentation and analysis of data……………………………………………………10
2.2 findings………………………………………………………………………………24
CHAPTER-III SUMMARY & CONCLUSION
3.1 Summary……………………. ……………………………………..……………….26
3.2 Conclusion…………………………………………………………………………..27
Bibliography
Appendices

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 LIST OF TABLES

Table no Name page no.

1.2 board of directors………………………………….……………………..…….3

2.1.1.1 Net profit to Total income ratio………………………………………….........12
2.1.1.2 Net Profit to Loan and advance ratio………………………………...………..13
2.1.1.3 Net profit to Total assets ratio………………………………………...………15
2.1.2.1 Current ratio……………………………………………………………..……17
2.1.2.2 Cash and bank balance to total deposit ratio……………………………….…18
2.1.2.3 Tier 1 capital to total risk weighted assets ratio…………………………........20
2.1.2.4 Total capital to Total risk weighted assets ratio………………………..……..21

2.1.3.1 P/E ratio…………………………………………….………………..……….23

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 LIST OF FIGURES

Figure no Name page no.

2.1.1.1 Net profit to Total income ratio…………………………………………........12

2.1.1.2 Net Profit to Loan and advance ratio…………………………………………14
2.1.1.3 Net profit to Total assets ratio………………………………………………...15

2.1.2.1 Current ratio…………………………………………………………………...17

2.1.2.2 Cash and bank balance to total deposit ratio………………………………….19
2.1.2.3 Tier 1 capital to total risk weighted assets ratio……………………………….20
2.1.2.4 Total capital to Total risk weighted assets ratio………………………………22

2.1.3.1 P/E ratio…………………………………………….………………………..23

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 ABBREVIATIONS

ABBS : Any branch banking system

A.D : Anno domini
ADB : Asian development bank
ADSL : Asymmetric digital subscriber line
B.S : Bikram Sambat
CAR : Capital adequacy ratio
EBL : Everest bank limited
ESAP : emotional skills assessment process
GDP : Gross Domestic Product
I.e. : That is
IMF : international monetary fund
NRB : Nepal rastra bank
NBL : Nepal Bank Limited
NBBL : Nepal Bangladesh Bank limited
PSTN : Public switch telephone network
RBB : Rastriya banijya bank
SAP : system analysis program
% : percentage

@ : At the rate

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