Certainly!

Here's a financial projection, balance sheet, income statement, and cash flow statement
for a herbal oil business with a 1 lakh rupee investment and a 40,000 rupee loan:

Financial Projection:

Assumptions:

 Initial investment: 1,00,000 INR

 Loan amount: 40,000 INR

 Timeframe: One year

1. Revenue Projections: Assuming the business sells herbal oil bottles at an average price of 200
INR and expects to sell 500 bottles per month, the revenue projections would be as follows:

 Monthly Revenue: 500 bottles * 200 INR = 1,00,000 INR

 Annual Revenue: 12 months * 1,00,000 INR = 12,00,000 INR

2. Cost Projections: To estimate the cost of goods sold (COGS), assuming it is 40% of the
revenue, we can calculate:

 Monthly COGS: 40% * 1,00,000 INR = 40,000 INR

 Annual COGS: 12 months * 40,000 INR = 4,80,000 INR

3. Operating Expenses: Assuming monthly operating expenses of 20,000 INR, the annual
operating expenses would be:

 Monthly Operating Expenses: 20,000 INR

 Annual Operating Expenses: 12 months * 20,000 INR = 2,40,000 INR

4. Loan Repayment: Assuming a 40,000 INR loan with an interest rate of 5% per annum, the
loan repayment can be calculated based on the loan term and installment plan.

Balance Sheet:

Year 1

Assets

Cash 1,00,000 INR

Inventory To be determined based on COGS

Total Assets To be calculated

Year 1

Liabilities

Loan 40,000 INR

Total Liabilities 40,000 INR

 Year 1

Equity

Owner's Investment 1,00,000 INR

Total Equity 1,00,000 INR

Income Statement:

Year 1

Revenue 12,00,000

Cost of Goods Sold (COGS) 4,80,000

Operating Expenses 2,40,000

Net Income 4,80,000

Cash Flow Statement:

Year 1

Operating Activities:

Net Income 4,80,000

Depreciation N/A

Changes in Working Capital N/A

Net Cash Flow from Operations 4,80,000

Year 1

Investing Activities:

N/A N/A

Net Cash Flow from Investing N/A

Year 1

Financing Activities:

Loan Repayment To be calculated based on loan terms

Net Cash Flow from Financing To be calculated

Year 1

Net Cash Flow To be calculated

Please note that the loan repayment and interest calculations, as well as any other specific factors,
need to be considered based on the loan terms and your specific business circumstances. It is
advisable to consult with an accountant or financial professional to ensure accurate financial
statements for your herbal oil business.