CONSUMER CIR

CONSUMER: SIDDHU SANDEEP SHIRODKAR DATE:26-05-2023

MEMBER ID: BN01110222_1971 TIME: 18:22:38

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,90,72,25,247

CONSUMER INFORMATION:
NAME: MRS SIDDHI SANDEEP SHIRODKAR

DATE OF BIRTH: 16-12-1974 GENDER: FEMALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
620 1:
2:
PRESENCE OF DELINQUENCY
PRESENCE OF DELINQUENCY IN THE RECENT PAST
3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4: LOW CREDIT AGE

PERSONAL LOAN SCORE

522 1:
2:
OVER DUE AMOUNT TOO HIGH.
PRESENCE OF DELINQUENCY.
3: TOTAL HIGH CREDIT OF DELINQUENCIES IS TOO HIGH.

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

POSSIBLE RANGE FOR PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AVIPS5092H

VOTER ID NUMBER JMQ0000679

UNIVERSAL ID NUMBER (UID) 4064 4734 9014

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SIDDHU SANDEEP SHIRODKAR DATE:26-05-2023

MEMBER ID: BN01110222_1971 TIME: 18:22:38

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,90,72,25,247

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 917798469000

NOT CLASSIFIED 917798469000

MOBILE PHONE 917798469000

MOBILE PHONE(e) 7219230495

EMAIL CONTACT(S):
EMAIL ADDRESS

SANDEEP.SHIRODKAR@GMAIL.COM

ADDRESS(ES):

ADDRESS :2-842, NEAR SAI BABA TEMPLE NEW VADDEM VASCO-GO GOA 403802

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:31-08-2015

ADDRESS :2-842, NEAR SAI BABA TEMPLE NEW VADDEM VASCO-GA GOA 403802

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-08-2015

ADDRESS :FLAT NO.RADHA KRISHNA NIWAS PLOT NO.37 B NR FIRST PWD TANK NEW VA DDEM VASCO SOUTH GOA GOA 403802

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:14-02-2014

ADDRESS :FLAT NO.H NO 2-642-A NR SAIBABA TEMPLE NEW VADDEM , VASCO SOUTH GOA GOA 403802

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:21-11-2012

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

PROPERTY LOAN 31-03-2023 SELF EMPLOYED 101814 NET INCOME MONTHLY

PROFESSIONAL

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SIDDHU SANDEEP SHIRODKAR DATE:26-05-2023

MEMBER ID: BN01110222_1971 TIME: 18:22:38

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,90,72,25,247

All Accounts TOTAL: 5 HIGH CR/SANC. AMT: 1,22,68,875 CURRENT: 83,85,391 RECENT: 31-12-2020

OVERDUE: 1 OVERDUE: 1,34,587 OLDEST: 03-05-2010

ZERO-BALANCE: 3

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 1 0 0 0 23-12-2020

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-10-2016 SANCTIONED: 80,00,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 15-03-2023 CURRENT BALANCE: 70,59,677
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 1,34,587
TYPE: PROPERTY LOAN 31-03-2023 EMI: 96,290
OWNERSHIP: JOINT PMT HIST START: 01-03-2023 PMT FREQ: MONTHLY
COLLATERAL VALUE: 15000000 PMT HIST END: 01-04-2020 REPAYMENT TENURE: 180
COLLATERAL TYPE: PROPERTY INTEREST RATE: 13.85

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

045 290 262 231 200 200 200 170 198 167 137 106 076 076 073 078 047 031
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21

000 078 047 016 000 000 000 000 000 000 000 000 016 170 000 000 000 045
09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 31-12-2020 SANCTIONED: 18,56,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 15-04-2023 CURRENT BALANCE: 13,25,714
DISCLOSED REPORTED AND CERTIFIED: REPAYMENT TENURE: 84
TYPE: BUSINESS LOAN - PRIORITY 30-04-2023 INTEREST RATE: 12.85
SECTOR - AGRICULTURE PMT HIST START: 01-04-2023
OWNERSHIP: GUARANTOR PMT HIST END: 01-12-2020
COLLATERAL VALUE: 2816000
COLLATERAL TYPE: PROPERTY

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 001 425 397 366 335 305 274 244 213 182 152 121 091 060 031 000 000
04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21

000 000 000 000 000 000 000 000 000 000 000
10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SIDDHU SANDEEP SHIRODKAR DATE:26-05-2023

MEMBER ID: BN01110222_1971 TIME: 18:22:38

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,90,72,25,247

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: CEASE- OPENED: 24-04-2014 SANCTIONED: 5,00,000

TERMINATED LAST PAYMENT: 03-10-2018 CURRENT BALANCE: 0
ACCOUNT NUMBER: NOT CLOSED: 03-10-2018 EMI: 11,505
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: BUSINESS LOAN - GENERAL 31-10-2018 REPAYMENT TENURE: 60
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2018 INTEREST RATE: 13.50
COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-01-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 211 181 148 168 136 105 075 142 115 085 130 100 000 155 121 166 XXX
10-18 09-18 08-18 07-18 06-18 05-18 04-18 03-18 02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17

105 142 112 080 050 XXX 079 177 145 114 084 144 113 XXX 135 115
04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 17-02-2014 SANCTIONED: 1,50,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 27-01-2017 CURRENT BALANCE: 0
DISCLOSED CLOSED: 27-01-2017 EMI: 5,333
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: JOINT 31-01-2017 REPAYMENT TENURE: 35
COLLATERAL TYPE: NO COLLATERAL PMT HIST START: 01-01-2017 INTEREST RATE: 14.65
PMT HIST END: 01-08-2015 ACTUAL PAYMENT: 2,54,604

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-05-2010 SANCTIONED: 17,62,875

ACCOUNT NUMBER: NOT CLOSED: 14-02-2018 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 18,826
TYPE: HOUSING LOAN 28-02-2018 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2018 REPAYMENT TENURE: 192
PMT HIST END: 01-03-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD 031 030 031 061 031 STD 061 XXX 060 059 028 073 042 011 031 XXX
02-18 01-18 12-17 11-17 10-17 09-17 08-17 07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16

031 060 030 061 061 031 STD 061 031 030 031 XXX 062 061 061 060 038 008
08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SIDDHU SANDEEP SHIRODKAR DATE:26-05-2023

MEMBER ID: BN01110222_1971 TIME: 18:22:38

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,90,72,25,247

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 23-12-2020 BUSINESS LOAN - 18,56,000

PRIORITY SECTOR -
AGRICULTURE

END OF REPORT ON SIDDHU SANDEEP SHIRODKAR

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359