Norjihan's Family

Balance sheet as at 31st December 2022

RM
Current Asset Current Liabilities
Cash in hand 1,000 Maybank Credit Card
Cash in Bank (Norjihan) 14,000.00 Public Bank Credit Card
Cash in Bank (Husband) 7,000.00 Total Current Liabilities
Saving at Tabung Haji 40,000.00
Total Current Asset 62,000.00

Non Current Assets Non-current Liabilities

Houses and land loan 300,000.00 Balance of House Loan
Balance of vehicle car loan
Lifestyle Asset Total Non-Current Liabilities
Market Value of electronic gadget 15,000.00
Household furnishings 60,000.00
Value of current cars (50 000 + 30 000) 80,000.00
Market Value of clothes, shoes 10,000.00 Net Worth
Total Lifestyle Asset 165,000.00 (Total Assets - Total Liabilities)

Investment Asset
AIA Medical Card 22,000.00
Total Investment Asset 22,000.00
TOTAL ASSETS 549,000.00 TOTAL LIABILITIES
 Norjihan's Family
Cash Flow statement for the year ended 31st December 2022
RM RM
Income
6,000.00 Basic Salary (4,850 + 4,490 X 12m) 112,080
3,000.00 Divident Tabung Haji (120 x 12) 1440
9,000.00 Divident Asb Saving (360 x 12) 4320
Total Income 117,840

(-)Fixed Expenses
EPF Contribution 6,097.60
180,000.00 SOCSO 3,435.40
23,400.00 Tax Deduction 6,097.60
203,400.00 ASB Saving 2,400.00
Tabung Haji 2,400.00
GYM Fee (RM100 X 12) 1,200.00
Donation to Rumah Anak Yatim Takwa (RM20 X 12) 240.00
336,600.00 EIS Employee 235.80
Pocket Money - norjihan (RM500 x 12m) 5,000.00
Medical and Life Insurance Premium (RM250 x 12m) 3,000.00
Zakat 1,500.00
House and Land Loan ( RM1,700 X 12) 20,400.00
Vehicles Car Insurance 1,400.00
212,400.00 Vehicles Car Loan Payment (RM 650) 7,800.00
Phone Bill (RM100 + RM100) 2,400.00
ASTRO Bill (RM110 x 12m) 1,320.00
Internet Bills (RM150 x 12m) 1,800.00
Parents (200 x 12) 2,400.00
Nursery (RM600 x 12m) 7,200.00
Total Fixed Expenses 76,326.40

(-) Variable Expenses

Fuel and Car Maintenance 10,000.00
Utilities 1,800.00
Dining Expenses 12,000.00
Clothing Expenses 6,000.00
Total Variable Expenses 25,000.00
Total Expenses 101,326.40

SURPLUS 16,513.60
1st December 2022
 Month JAN (RM) FEB (RM)

Income: 9,340.00 9,340.00

Divident Tabung Haji 120.00 120.00
Divident Asb Saving 360.00 360.00

TOTAL INCOME 9,820.00 9,820.00

Expenses:
Fixed Expenses
EPF Contribution 508.13 508.13
SOCSO 286.28 286.28
Tax Deduction 508.13 508.13
ASB Saving 200.00 200.00
Tabung Haji 200.00 200.00
GYM Fee (RM100 X 12) 100.00 100.00
Donation to rumah anak yatim (RM20 X 12) 20.00 20.00
EIS Employee 19.65 19.65
Pocket Money - norjihan (RM500 x 12m) 500.00 500.00
Medical Insurance Premium (RM250 x 12m) 250.00 250.00
Zakat 125.00 125.00
House and Land Loan ( RM1,200 X 12) 1,700.00 1,700.00
Vehicles Car Insurance 116.67 116.67
Vehicles Car Loan Payment (RM 650) 650.00 650.00
Phone Bill (RM100 + RM100) 200.00 200.00
ASTRO Bill (RM110 x 12m) 110.00 110.00
Internet Bills (RM150 X12m) 150.00 150.00
Parents 200.00 200.00
Nursery 600.00 600.00
Total Fixed Expenses 6,443.87 6,443.87

(-) Variable Expenses

Fuel and Car Maintenance 833.33 833.33
Utilities 150.00 150.00
Dining Expenses 1,000.00 1,000.00
Clothing Expenses 500.00 500.00
Total Variable Expenses 2,083.33 2,083.33
Total Expenses 8,527.20 8,527.20
MAC (RM) APR (RM) MAY (RM) JUN (RM) JUL (RM)

9,340.00 9,340.00 9,340.00 9,340.00 9,340.00

120.00 120.00 120.00 120.00 120.00
360.00 360.00 360.00 360.00 360.00

9,820.00 9,820.00 9,820.00 9,820.00 9,820.00

508.13 508.13 508.13 508.13 508.13

286.28 286.28 286.28 286.28 286.28
508.13 508.13 508.13 508.13 508.13
200.00 200.00 200.00 200.00 200.00
200.00 200.00 200.00 200.00 200.00
100.00 100.00 100.00 100.00 100.00
20.00 20.00 20.00 20.00 20.00
19.65 19.65 19.65 19.65 19.65
500.00 500.00 500.00 500.00 500.00
250.00 250.00 250.00 250.00 250.00
125.00 125.00 125.00 125.00 125.00
1,700.00 1,700.00 1,700.00 1,700.00 1,700.00
116.67 116.67 116.67 116.67 116.67
650.00 650.00 650.00 650.00 650.00
200.00 200.00 200.00 200.00 200.00
110.00 110.00 110.00 110.00 110.00
150.00 150.00 150.00 150.00 150.00
200.00 200.00 200.00 200.00 200.00
600.00 600.00 600.00 600.00 600.00
6,443.87 6,443.87 6,443.87 6,443.87 6,443.87

833.33 833.33 833.33 833.33 833.33

150.00 150.00 150.00 150.00 150.00
1,000.00 1,000.00 1,000.00 1,000.00 1,000.00
 500.00 500.00 500.00 500.00 500.00
2,083.33 2,083.33 2,083.33 2,083.33 2,083.33
8,527.20 8,527.20 8,527.20 8,527.20 8,527.20
AUG (RM) SEPT (RM) OCT (RM) NOV (RM) DIS (RM)

9,340.00 9,340.00 9,340.00 9,340.00 9,340.00

120.00 120.00 120.00 120.00 120.00
360.00 360.00 360.00 360.00 360.00

9,820.00 9,820.00 9,820.00 9,820.00 9,820.00

508.13 508.13 508.13 508.13 508.13

286.28 286.28 286.28 286.28 286.28
508.13 508.13 508.13 508.13 508.13
200.00 200.00 200.00 200.00 200.00
200.00 200.00 200.00 200.00 200.00
100.00 100.00 100.00 100.00 100.00
20.00 20.00 20.00 20.00 20.00
19.65 19.65 19.65 19.65 19.65
500.00 500.00 500.00 500.00 500.00
250.00 250.00 250.00 250.00 250.00
125.00 125.00 125.00 125.00 125.00
1,700.00 1,700.00 1,700.00 1,700.00 1,700.00
116.67 116.67 116.67 116.67 116.67
650.00 650.00 650.00 650.00 650.00
200.00 200.00 200.00 200.00 200.00
110.00 110.00 110.00 110.00 110.00
150.00 150.00 150.00 150.00 150.00
200.00 200.00 200.00 200.00 200.00
600.00 600.00 600.00 600.00 600.00
6,443.87 6,443.87 6,443.87 6,443.87 6,443.87

833.33 833.33 833.33 833.33 833.33

150.00 150.00 150.00 150.00 150.00
1,000.00 1,000.00 1,000.00 1,000.00 1,000.00
 500.00 500.00 500.00 500.00 500.00
2,083.33 2,083.33 2,083.33 2,083.33 2,083.33
8,527.20 8,527.20 8,527.20 8,527.20 8,527.20
TOTAL (RM)

112,080.00
1,440.00
4,320.00

117,840.00

6,097.60
3,435.40
6,097.60
2,400.00
2,400.00
1,200.00
240.00
235.80
6,000.00
3,000.00
1,500.00
20,400.00
1,400.00
7,800.00
2,400.00
1,320.00
1,800.00
2,400.00
7,200.00
77,326.40

10,000.00
1,800.00
12,000.00
 6,000.00
25,000.00
102,326.40