Terms and Conditions - (Urdu)

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1

HBL Installment Plan (HIP)

Mastercard Visa

HBL Contact Centre


TPIN

HBL Contact Centre


HBL Installment Plan HBL Contact Centre

HBL Installment Plan


2.2

2.3

2.4

3.1

3.2
2

2.1

3.3
3.6

3.4

3.5

3.7

3.8

;
4.3 3.9

3.10
4.4

3.11

4.5

4.5.1
4

4.1

4.5.2

4.5.3

4.2

4.5.4

5.1
2022
2022 26
5.2

291.75 11.67 3.5


110.80 11.08 3.5
402.55 2022 5

5.5

HBL Contact Centre

5.3

5.6

5.4

5.7

3.5%

2022
2022 26

2022 5
5.10

5.8

5.11

5.12

5.9
5.13.1
6

6.1

6.2

HBL Installment Plan


6.3
HBL Installment Plan
HBL Installment Plan

5.13.2

6.4
5.14

6.5

6A

HBL Contact Centre


5.15
7

7.1

8.3

HBL Contact Centre 7.2

HBL Contact Centre TPIN/ATM

8.1

10

10.1

8.2
11.3 10.2

11.4

10.3

10.4

11.5

11

11.6 11.1

12

12.1
11.2
14 12.2

Visa/Mastercard

12.3
15

15.1

12.4

15.2
13

13.1

15.3

13.2

16

16.1
16.7

HBL Contact Centre 16.8

17

16.2
HBL Contact Centre

16.3

16.4
HBL Contact Centre

18 16.5

16.6
HBL Contact Centre
24

19

20

25

25.1
21

25.2

25.3
22

25.4

25.5

HBL Contact Centre 25.6 23


111-111-425
25.13

25.7

HBL Rewards Program (HRP) 26

HBL Rewards Program (HRP) 26.1 25.8

HBL CreditCard

26.2

25.9

26.3

25.10

25.11

26.4
25.12

28 27
26.11

26.12 26.5

26.6

26.13

26.7

26.14

26.8

26.9

26.15

26.16

26.10
26.17

30 29
27

27.1

26.18

27.2

26.19
27.3

HBL Installment Plan (HIP) 26.20

27.4

26.21

27.5
(2) 26.22

26.23

27.6
26.24

HBL HRP 26.25

32 31
27.7

27.8

HIP HIP
27.9

27.10

HIP

27.11

27.12
HBL Visa/Mastercard

27.13
28.2

HIP

28.3
HBL Installment Plan (HIP) 28
HIP
28.1
HBL Installment Plan (HIP)
HIP

34 33
28.5.5 28.4

HBL Contact Centre 111-111-425 28.4.1

28.6

28.4.2

28.7

28.4.3

28.4.4

28.5

28.8 28.5.1

28.8.1

28.5.2

28.5.3

28.8.2

28.5.4

28.8.3

36 35
28.8.4

28.9

28.9.1

29.9.2

(Near Field Communication)

HBL Installment Plan (HIP) 29.10

HBL Pay

38 37
40 39
42 41
.1

HBL CreditCard

Password/PIN

1.1

(CNIC)

1.2

1.3

Password/PIN /
Password/PIN

44 43
1.10

1.11

1.4

1.12

1.5

1.6
1.13

1.7

1.8
1.14

HBL Contact Centre 1.9

46 45
2

2.1

48 47
2.2

2.2.1

2.2.2

2.2.3

2.2.4

2.3

2.3.1

2.3.2

50 49
2.3.3

2.4.7 2.4
(i
2.4.1

(ii
2.4.2

(iii
2.4.3
(iv

2.4.8
2.4.4

90

(i 2.4.5
/ (ii

(iii
(iv
(x

(vi
2.4.6
(vii
(viii

52 51
2.4.9
3

3.1
2.4.10

3.2

3.3

4.1

54 53
4.2

3D Secure 5.1
HBL 3D Secure

4.3

HBL 3D Secure
3D Secure

4.4

HBL 3D Secure

HBL 3D Secure 4.5

4.6

4.7
5.2

HBL 3D Secure 5.2.1

HBL 3D Secure 5
3D Secure

3D Secure
HBL 3D Secure 5.2.2

(3D Secure)

56 55
HBL 3D Secure

Secure

5.2.3

5.2.4

HBL 3D Secure 5.3

5.3.1
HBL 3D Secure

Visa 3D Secure 3D Secure


Mastercard

HBL 3D Secure 5.3.2


HBL 3D Secure

3D Secure 5.3.3

5.3.3

HBL 3D Secure 5.3.4

HBL 3D Secure 5.3.5


HBL 3D Secure

58 57
5.6 5.3.11

HBL 3D Secure 5.6.1

5.3.12
5.6.2
HBL
111-111-425 Contact Centre
HBL 3D Secure HBL 3D Secure 5.4

HBL 3D Secure 5.4.1

OTP HBL 3D Secure


HBL 3D Secure

HBL 3D Secure 5.4.2


HBL 3D Secure

5.5
HBL 3D Secure
5.7

HBL 3D Secure

spam/ HBL 3D Secure


HBL 3D Secure

HBL 3D Secure

60 59
HBL 3D Secure

HBL 3D Secure
HBL 3D Secure
HBL 3D Secure
HBL 3D Secure HBL 3D Secure

HBL 3D Secure

5.8 HBL 3D Secure


HBL 3D Secure 5.8.1

5.8.2

HBL 3D Secure
HBL 3D Secure

5.8.3 HBL 3D Secure


3D Secure
HBL 3D Secure

HBL 3D Secure
5.8.4

HBL 3D Secure

5.9

5.9.1
HBL 3D Secure

HBL 3D Secure 5.9.2

HBL 3D Secure 5.9.3

62 61
HBL 3D Secure HBL 3D Secure 5.11.2

HBL 3D Secure

HBL 3D Secure

5.11.3 5.9.4
HBL 3D Secure HBL 3D Secure

5.12 5.10
5.10.1
HBL 3D Secure
HBL 3D Secure

HBL 3D Secure 5.10.2

5.13
HBL 3D Secure 5.11
HBL 3D Secure
HBL 3D Secure 5.11.1

5.14
HBL 3D Secure

HBL 3D Secure

HBL 3D Secure

64 63

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