Professional Documents
Culture Documents
Terms and Conditions - (Urdu)
Terms and Conditions - (Urdu)
Terms and Conditions - (Urdu)
Mastercard Visa
2.3
2.4
3.1
3.2
2
2.1
3.3
3.6
3.4
3.5
3.7
3.8
;
4.3 3.9
3.10
4.4
3.11
4.5
4.5.1
4
4.1
4.5.2
4.5.3
4.2
4.5.4
5.1
2022
2022 26
5.2
5.5
5.3
5.6
5.4
5.7
3.5%
2022
2022 26
2022 5
5.10
5.8
5.11
5.12
5.9
5.13.1
6
6.1
6.2
5.13.2
6.4
5.14
6.5
6A
7.1
8.3
8.1
10
10.1
8.2
11.3 10.2
11.4
10.3
10.4
11.5
11
11.6 11.1
12
12.1
11.2
14 12.2
Visa/Mastercard
12.3
15
15.1
12.4
15.2
13
13.1
15.3
13.2
16
16.1
16.7
17
16.2
HBL Contact Centre
16.3
16.4
HBL Contact Centre
18 16.5
16.6
HBL Contact Centre
24
19
20
25
25.1
21
25.2
25.3
22
25.4
25.5
25.7
HBL CreditCard
26.2
25.9
26.3
25.10
25.11
26.4
25.12
28 27
26.11
26.12 26.5
26.6
26.13
26.7
26.14
26.8
26.9
26.15
26.16
26.10
26.17
30 29
27
27.1
26.18
27.2
26.19
27.3
27.4
26.21
27.5
(2) 26.22
26.23
27.6
26.24
32 31
27.7
27.8
HIP HIP
27.9
27.10
HIP
27.11
27.12
HBL Visa/Mastercard
27.13
28.2
HIP
28.3
HBL Installment Plan (HIP) 28
HIP
28.1
HBL Installment Plan (HIP)
HIP
34 33
28.5.5 28.4
28.6
28.4.2
28.7
28.4.3
28.4.4
28.5
28.8 28.5.1
28.8.1
28.5.2
28.5.3
28.8.2
28.5.4
28.8.3
36 35
28.8.4
28.9
28.9.1
29.9.2
HBL Pay
38 37
40 39
42 41
.1
HBL CreditCard
Password/PIN
1.1
(CNIC)
1.2
1.3
Password/PIN /
Password/PIN
44 43
1.10
1.11
1.4
1.12
1.5
1.6
1.13
1.7
1.8
1.14
46 45
2
2.1
48 47
2.2
2.2.1
2.2.2
2.2.3
2.2.4
2.3
2.3.1
2.3.2
50 49
2.3.3
2.4.7 2.4
(i
2.4.1
(ii
2.4.2
(iii
2.4.3
(iv
2.4.8
2.4.4
90
(i 2.4.5
/ (ii
(iii
(iv
(x
(vi
2.4.6
(vii
(viii
52 51
2.4.9
3
3.1
2.4.10
3.2
3.3
4.1
54 53
4.2
3D Secure 5.1
HBL 3D Secure
4.3
HBL 3D Secure
3D Secure
4.4
HBL 3D Secure
4.6
4.7
5.2
HBL 3D Secure 5
3D Secure
3D Secure
HBL 3D Secure 5.2.2
(3D Secure)
56 55
HBL 3D Secure
Secure
5.2.3
5.2.4
5.3.1
HBL 3D Secure
3D Secure 5.3.3
5.3.3
58 57
5.6 5.3.11
5.3.12
5.6.2
HBL
111-111-425 Contact Centre
HBL 3D Secure HBL 3D Secure 5.4
5.5
HBL 3D Secure
5.7
HBL 3D Secure
HBL 3D Secure
60 59
HBL 3D Secure
HBL 3D Secure
HBL 3D Secure
HBL 3D Secure
HBL 3D Secure HBL 3D Secure
HBL 3D Secure
5.8.2
HBL 3D Secure
HBL 3D Secure
HBL 3D Secure
5.8.4
HBL 3D Secure
5.9
5.9.1
HBL 3D Secure
62 61
HBL 3D Secure HBL 3D Secure 5.11.2
HBL 3D Secure
HBL 3D Secure
5.11.3 5.9.4
HBL 3D Secure HBL 3D Secure
5.12 5.10
5.10.1
HBL 3D Secure
HBL 3D Secure
5.13
HBL 3D Secure 5.11
HBL 3D Secure
HBL 3D Secure 5.11.1
5.14
HBL 3D Secure
HBL 3D Secure
HBL 3D Secure
64 63