Pamantasan ng Lungsod ng Maynila

Intramuros, Manila
Graduate School of Management
Master in Business Administration
Brand Management

Reaction Paper on Financial Literacy Video

Submitted By: Muntalan, Krystel Jhoy C.

Questions:

• What can you advise to improve the questions of the interviewer?

• Can you add more questions about financial literacy of OFWs?

Answers:

1. What are the unique financial challenges and opportunities faced by OFWs?
2. How can OFWs effectively manage their remittances and ensure that they are utilized
prudently?
3. What are the most important considerations for OFWs when it comes to saving and investing
for their future?
4. How can OFWs safeguard themselves and their families financially against unforeseen events?
5. What options are available for OFWs to send money back home, and what considerations
should they make when selecting a remittance service?
6. How can OFWs ensure that their remittances are not misappropriated and used as intended?
7. What are the risks and benefits of investing in real estate or businesses in the Philippines as an
OFW?
8. What common financial pitfalls should OFWs be aware of, and how can they avoid them?
9. How can Filipino overseas workers plan for their eventual return to the Philippines and ensure
a smooth transition?
10. What strategies can OFWs implement to maximize their savings and investments while
working abroad?
11. How can OFWs protect themselves from scams and financial fraud schemes that target them?
12. What options are available for OFWs to save for retirement, and what factors should they
consider when choosing a plan?
13. How can overseas workers involve their families in financial planning and decision-making?

KRYSTEL JHOY C. MUNTALAN 1

 Pamantasan ng Lungsod ng Maynila
Intramuros, Manila
Graduate School of Management
Master in Business Administration
Brand Management

14. What are the most important factors to consider as an OFW purchasing or investing in real
estate in the Philippines?
15. How can OFWs create an emergency fund to protect themselves financially during times of
crisis?
16. What are the financial implications of returning permanently to the Philippines, and how can
OFWs prepare?
17. How can OFWs effectively manage their loans and credit card balances while working abroad?
18. What opportunities exist for overseas workers to invest in the stock market or other financial
instruments, and what precautions should they take?
19. How can OFWs ensure that their families back home are financially stable and well-versed in
money management?
20. What organizations and resources are available to assist and advise OFWs on their financial
journey?

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KRYSTEL JHOY C. MUNTALAN 2