As a highly accomplished and ambitious individual, I am thrilled to apply for the prestigious

University of Brunei Darussalam (UBD) scholarship to pursue my Master's degree in

Finance. My passion for finance and accounting, coupled with my academic excellence,
leadership experience, and community involvement make me an ideal candidate for this
opportunity.

I graduated from the International Islamic University Islamabad with a CGPA of 3.57/4,
having consistently excelled in my studies and being awarded multiple scholarships.
Furthermore, I have bestowed the honor of "Star of IIUI" for my outstanding performance in
both academic and extracurricular activities. During my undergraduate studies, I served as a
class representative and spokesperson, honing my leadership and communication skills.
Additionally, I initiated and conducted several seminars and charity-based campaigns,
demonstrating my commitment to social responsibility. My final year project, which focused
on the reasons for non-performing loans in the banking sector of Pakistan, further solidified
my interest in the field of finance and banking and my aspiration to make a positive impact in
this area.

Why Islamic Finance

<(I am applying for a Master's degree in Islamic Finance at the University of Brunei
Darussalam (UBD) because of my strong passion for the field and my desire for professional
development. I am fascinated by the unique features of Islamic finance, such as the
prohibition of interest and the incorporation of ethical and moral principles. Additionally, I
wish to specialize in this field to advance in my current career or pursue new opportunities
and contribute to the development of the Islamic finance sector, make a positive impact on
the community and also to help introduce an interest-free economic system in Pakistan and
implement Islamic policies in the financial sector of Pakistan. Additionally, studying in a
country that has a strong Islamic culture and heritage is also a reason why I am applying to
UBD.)

I am eager to pursue my Master's degree in Islamic Finance at UBD as it is one of the Islamic
countries and the program will provide me with a strong foundation in business and
management principles, as well as the skills necessary to succeed in a variety of leadership
roles. Furthermore, I believe that my Master's degree in Islamic finance will help me to gain a
deeper understanding of the field and ultimately help me to implement Islamic policies in the
financial sector of Pakistan and introduce an interest-free economic system.>

Why Brunei

(I have chosen to study in Brunei because of the unique combination of high-quality

education, affordability, cultural diversity, and natural beauty that the country offers. The
strong and stable economy of Brunei provides numerous opportunities for practical
experience through internships and co-op programs. As an Islamic country, it aligns with my
personal beliefs and values and allows me to study in an Islamic environment. Additionally,
the official language being English makes it easier for me as an international student to
communicate and integrate into the local community. Furthermore, the cost of living and
tuition in Brunei is relatively low, making it an affordable option for me. I am also impressed
by the safety and stability of the country, providing me with a secure environment to study
and live.")
As a UBD scholarship recipient, I am determined to make the most of this opportunity by
immersing myself in the program and actively contributing to the academic community.
Upon completion of my studies, I intend to give back to Brunei Darussalam by sharing my
knowledge and skills with local organizations and contributing to the community. I am
confident that the MBA program at UBD will be a valuable stepping stone towards my goal
of making a positive impact in the field of finance and banking in Pakistan.

I am honored to apply for the UBD scholarship and am eager to contribute to the university's
academic community. I am confident that I am a deserving candidate who will make the most
of this opportunity to achieve my academic and professional goals.

After Completing Degree

After completing my degree, I plan to give back to Brunei by utilizing my skills and
knowledge in various ways. I will consider finding a job in Brunei and contribute to the
country's economy and workforce. Additionally, I will look for volunteer opportunities in the
community such as working with local non-profit organizations or schools to make a positive
impact. I will also share my expertise by giving presentations, leading workshops, or
mentoring students in my field of study. I am also considering starting my own business in
Brunei and contribute to the economy by creating jobs and investing in the local community.
I also plan to conduct research in my field of study that can benefit the country and share my
findings with the government and financial institutions to help improve the country's
financial system. Lastly, I will consider making a financial or in-kind donation to a local
organization or school that is working to improve the community."