KINDLY CHANGE ONLY THE ORANGE SHADED CELLS

YOUR CURRENT AGE 40 YEARS

WHEN YOU WANT TO RETIRE 52 YEARS
EXPECT TO LIVE UNTIL 85 YEARS

CURRENT SAVINGS TILL DATE ₹4,000,000

CURRENT MONTHLY SAVING ₹48,000
INCREASE IN SAVINGS (ANNUALLY) 5.0%

RETURN ON INVESTMENT (PRE-TAX) 10.0%

CAPITAL GAIN TAX 10.0%

POST RETIREMENT MONTHLY EXPENSES ₹200,000

HOUSEHOLD INFLATION RATE 8.0%

SIMULATION
INCREMENTAL RETURN ON
CORPUS AT
AGE SAVINGS DURING INVESTED
BEGINNING OF YEAR
40 4,000,000 THE YEAR
576,000 AMOUNT
400,000
41 4,976,000 604,800 447,840
42 6,028,640 635,040 542,578
43 7,206,258 666,792 648,563
44 8,521,613 700,132 766,945
45 9,988,690 735,138 898,982
46 11,622,810 771,895 1,046,053
47 13,440,758 810,490 1,209,668
48 15,460,916 851,014 1,391,482
49 17,703,413 893,565 1,593,307
50 20,190,285 938,243 1,817,126
51 22,945,654 985,155 2,065,109
52 25,995,918 1,034,413 2,339,633
53 26,729,964 - 2,405,697
54 26,284,461 - 2,365,601
55 25,570,766 - 2,301,369
56 24,546,495 - 2,209,185
57 23,163,989 - 2,084,759
58 21,369,722 - 1,923,275
59 19,103,649 - 1,719,328
60 16,298,481 - 1,466,863
61 12,878,888 - 1,159,100
62 8,760,616 - 788,455
63 3,849,510 - 346,456
64 (1,959,561) - -
65 (8,607,531) - -
66 (15,787,337) - -
67 (23,541,528) - -
68 (31,916,055) - -
69 (40,960,543) - -
70 (50,728,591) - -
71 (61,278,083) - -
72 (72,671,533) - -
73 (84,976,460) - -
74 (98,265,781) - -
75 (112,618,248) - -
76 (128,118,912) - -
77 (144,859,629) - -
78 (162,939,604) - -
79 (182,465,976) - -
80 (203,554,458) - -
81 (226,330,019) - -
82 (250,927,625) - -
83 (277,493,039) - -
84 (306,183,686) - -
85 (337,169,586) - -
86 (370,634,357) - -
87 (406,776,309) - -
88 (445,809,618) - -
89 (487,965,592) - -
90 (533,494,043) - -
91 (582,664,771) - -
92 (635,769,157) - -
93 (693,121,894) - -
94 (755,062,849) - -
95 (821,959,082) - -
96 (894,207,012) - -
97 (972,234,777) - -
98 (1,056,504,764) - -
99 (1,147,516,349) - -
100 (1,245,808,861) - -
101 (1,351,964,774) - -
102 (1,466,613,161) - -
103 (1,590,433,418) - -
104 (1,724,159,295) - -
105 (1,868,583,243) - -
106 (2,024,561,107) - -
107 (2,193,017,199) - -
108 (2,374,949,779) - -
109 (2,571,436,966) - -
110 (2,783,643,127) - -
111 (3,012,825,782) - -
THIS WORKSHEET IS DOWNLOADABLE.
PLEASE TAP ON "DOWNLOAD" WHICH IS
WITHIN THE "FILE" TAB ABOVE

WITHDRAWALS
DURING THE YEAR
-
-
-
-
-
-
-
-
-
-
-
-
2,400,000 YOU RETIRE HERE
2,592,000
2,799,360
3,023,309
3,265,174
3,526,387
3,808,498
4,113,178
4,442,233
 4,797,611
5,181,420
5,595,934
6,043,608 YOU HAVE RUN OUT OF FUNDS
6,527,097 YOU HAVE RUN OUT OF FUNDS
7,049,265 YOU HAVE RUN OUT OF FUNDS
7,613,206 YOU HAVE RUN OUT OF FUNDS
8,222,262 YOU HAVE RUN OUT OF FUNDS
8,880,043 YOU HAVE RUN OUT OF FUNDS
9,590,447 YOU HAVE RUN OUT OF FUNDS
10,357,683 YOU HAVE RUN OUT OF FUNDS
11,186,297 YOU HAVE RUN OUT OF FUNDS
12,081,201 YOU HAVE RUN OUT OF FUNDS
13,047,697 YOU HAVE RUN OUT OF FUNDS
14,091,513 YOU HAVE RUN OUT OF FUNDS
15,218,834 YOU HAVE RUN OUT OF FUNDS
16,436,340 YOU HAVE RUN OUT OF FUNDS
17,751,248 YOU HAVE RUN OUT OF FUNDS
19,171,348 YOU HAVE RUN OUT OF FUNDS
20,705,055 YOU HAVE RUN OUT OF FUNDS
22,361,460 YOU HAVE RUN OUT OF FUNDS
24,150,377 YOU HAVE RUN OUT OF FUNDS
26,082,407 YOU HAVE RUN OUT OF FUNDS
28,168,999 YOU HAVE RUN OUT OF FUNDS
30,422,519 YOU HAVE RUN OUT OF FUNDS
32,856,321 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
35,484,826 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
38,323,612 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
41,389,501 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
44,700,662 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
48,276,714 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
52,138,852 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
56,309,960 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
60,814,756 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
65,679,937 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
70,934,332 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
76,609,079 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
82,737,805 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
89,356,829 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
96,505,376 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
104,225,806 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
112,563,870 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
121,568,980 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
131,294,498 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
141,798,058 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
153,141,902 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
165,393,255 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
178,624,715 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
192,914,692 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
208,347,868 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS
225,015,697 YOU'RE DEAD YOU HAVE RUN OUT OF FUNDS