Personalized proposal for securing your family

with

Hi XYZ ABC Kalra>

<Surbhi
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
 Snapshot of your plan
You pay XYZ ABCkalra>
<Surbhi
35 <Female>
Yearly premium ` 64,481/-
<Annual> <1234.56>
51 years / Male
<Non-Smoker>
4 for 29 years.
Non-smoker <Yes/No>
Loyalty Benefit: No
Age 51 79 80

Years

You get

A life cover of
Critical illness cover Accidental Death Benefit
` 50,00,000/-
50,00,000
payable as Lump-Sum
+ ` 0/-
20,00,000 + ` 0/-
20,00,000

+
Maturity benefit of ` 19,63,446/-
55,000
(at the end of policy term)

Benefit Benefit term Benefit amount

Life Insurance Cover 29 years

15 ` 50,00,000/-
50,00,000

Critical illness cover 150 years ` 0/-

50,00,000

Accidental Death Benefit 150 years ` 0/-

50,00,000

At the end of
Return of Premium (Maturity Benefit) 29 years
15 ` 19,63,446/-
50,00,000

Premium details Payment term Premium Amount

Premium to be paid every year

<year> 29
5 years ` 64,481/-
12,000
If 'Loyalty benefit' is applicable, only the first year’s premium will be discounted and the discounted Yearly
6 months ` 64,481/-
premium will be <1000>.
 Detailed break-up of premium amount

Instalment Applicable Tax benefit

Premium taxes under
`
Life cover ` 64,481/-
<XXXX> ` 2,903/-
<XXXX> Section 80C

Critical illness cover ` 0/-

<XXXX> ` 0/-
<XXXX> Section 80D

Accidental Death Benefit in case

` 0/-
<XXXX> ` 0/-
<XXXX> Section 80C
of death due to accident

Total Instalment Premium ` 64,481/-

<XXXX> ` 2,903/-
<XXXX> ` 67,384/-
<XXXX>
for 1st year

Total Instalment Premium ` 64,481/-

<XXXX> ` 1,452/-
<XXXX> ` 65,933/-
<XXXX>
from 2nd year onwards

Why choose us:

5.81 Cr ` 2.04 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr
24 hrs claim settlement
Assets under management as on
March 31, 2022 Quick claim settlement
process available
Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru iProtect
Return of Premium, UIN: 105N186V01. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Feb/2022/42/7342.
 Benefit Illustration of ICICI Pru iProtect Return of Premium

Name of the Policyholder : Mr. XYZ ABC Name of the Product : ICICI Pru iProtect Return
of Premium
Age of the Policyholder at policy : 01-Jan-1971 (51 years) Tag Line : A Non-Linked Non
inception Participating Individual Life
Insurance Savings product
Gender of the Policyholder : MALE
Name of the Life Assured : Mr. XYZ ABC Unique Identification No. : 105N186V01
Age of the Life Assured at policy : 01-Jan-1971 (51 years) Sales Channel : Broker
inception
Gender of the Life Assured : MALE Applicable tax on installment : 4.5%
premium for Year 1
Is Life Assured Smoker / Non-Smoker? : Non-smoker Applicable tax on installment : 2.25%
premium for Year 2 onwards
Policy Term : 29 Years Plan Option : Return of Premium
Premium Payment Term : 29 years Sum Assured on Death : Rs. 5,000,000
Premium Payment Option : Regular Pay Maturity Benefit : Rs. 1,963,446
Frequency of premium payment : Yearly
Death Benefit Payout option : Lump-Sum Benefit Option : Life
Death Benefit Payout Term : 0 years Accidental Death Benefit : Rs. 0
Lump Sum Percentage : 100% Accidental Death Benefit coverage : 0 years
term
Income Percentage : 0% Critical Illness Benefit : Rs. 0
Critical Illness Benefit coverage term : 0 years
Loyalty Benefit : No
This benefit illustration captures benefits only for an individual life(as specified under Life Assured)

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Premium Summary
Benefit Base Plan Accidental Death Critical Illness Riders Total
Benefit Benefit
Tax Benefit 80C 80C 80D
Instalment Rs. 64481 Rs. 0 Rs. 0 - Rs. 64481
Premium(without
GST and cess if
any)
Applicable Taxes Rs. 2903 Rs. 0 Rs. 0 - Rs. 2903
Total Premium Rs. 67384 Rs. 0 Rs. 0 - Rs. 67384
Total installment Rs. 67384
premium payable
in first year(as per
frequency chosen
by you)
Total installment Rs. 65933
premium payable,
2nd year
onwards(as per
frequency chosen
by you)
Total Annualized Rs. 64481 Rs. 0 Rs. 0 - Rs. 64481
premium

Policy Year Single/Annualized Guaranteed Benefits Non-Guaranteed Benefit Surrender Value Payable
Premium (Higher of A and B)
Maturity Benefit Death Benefit Minimum Special Surrender
Guaranteed Value(B)
Surrender Value(A)
1 64,481 0 5,000,000 0 0 0
2 64,481 0 5,000,000 38,689 38,689 38,689
3 64,481 0 5,000,000 67,705 67,705 67,705
4 64,481 0 5,000,000 128,962 26,459 128,962
5 64,481 0 5,000,000 161,203 36,290 161,203
6 64,481 0 5,000,000 193,443 47,813 193,443
7 64,481 0 5,000,000 225,684 61,232 225,684
8 64,481 0 5,000,000 267,725 76,750 267,725
9 64,481 0 5,000,000 312,275 94,814 312,275
10 64,481 0 5,000,000 359,224 115,573 359,224
11 64,481 0 5,000,000 408,693 139,567 408,693
 12 64,481 0 5,000,000 460,549 167,042 460,549
13 64,481 0 5,000,000 514,939 198,653 514,939
14 64,481 0 5,000,000 571,701 234,788 571,701
15 64,481 0 5,000,000 631,011 276,135 631,011
16 64,481 0 5,000,000 692,681 323,251 692,681
17 64,481 0 5,000,000 756,910 376,948 756,910
18 64,481 0 5,000,000 823,487 437,998 823,487
19 64,481 0 5,000,000 892,636 507,355 892,636
20 64,481 0 5,000,000 964,120 586,190 964,120
21 64,481 0 5,000,000 1,038,189 675,500 1,038,189
22 64,481 0 5,000,000 1,114,580 776,631 1,114,580
23 64,481 0 5,000,000 1,193,569 891,039 1,193,569
24 64,481 0 5,000,000 1,274,867 1,020,451 1,274,867
25 64,481 0 5,000,000 1,358,776 1,166,727 1,358,776
26 64,481 0 5,000,000 1,444,981 1,331,691 1,444,981
27 64,481 0 5,000,000 1,533,810 1,517,636 1,533,810
28 64,481 0 5,000,000 1,624,921 1,727,400 1,727,400
29 64,481 1,963,446 5,000,000 1,682,954 1,924,178 1,924,178

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Important points to note:

The Maturity Benefit mentioned above is paid at the end of the year.
The surrender values and Death Benefit (Life Insurance Benefit) mentioned above are illustarted assuming that the event occurs at the end of
the year.
Tax benefits may be available as per the prevailing Tax laws.
Please refer to your sales brochure and policy document for more details.

I, __________________________________, have explained I, ______________________________, having received the

the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com