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    Aula 4

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    ismael
    This document contains tables showing different proportional annual and daily interest rates and their equivalent annual rates. It also includes formulas for calculating equivalent annual rates from monthly (Ia = (1 + Im)^12-1) and annual (Ia = (1 + Ia) - 1) interest rates. An example is provided of calculating the equivalent annual rate for a nominal annual rate of 9% with a monthly rate of 0.75%.

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    Aula 4

    Uploaded by

    ismael
    1 views4 pages
    This document contains tables showing different proportional annual and daily interest rates and their equivalent annual rates. It also includes formulas for calculating equivalent annual rates from monthly (Ia = (1 + Im)^12-1) and annual (Ia = (1 + Ia) - 1) interest rates. An example is provided of calculating the equivalent annual rate for a nominal annual rate of 9% with a monthly rate of 0.75%.

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    AULA 4

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    This document contains tables showing different proportional annual and daily interest rates and their equivalent annual rates. It also includes formulas for calculating equivalent annual rates from monthly (Ia = (1 + Im)^12-1) and annual (Ia = (1 + Ia) - 1) interest rates. An example is provided of calculating the equivalent annual rate for a nominal annual rate of 9% with a monthly rate of 0.75%.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    1 views4 pages

    Aula 4

    Uploaded by

    ismael
    This document contains tables showing different proportional annual and daily interest rates and their equivalent annual rates. It also includes formulas for calculating equivalent annual rates from monthly (Ia = (1 + Im)^12-1) and annual (Ia = (1 + Ia) - 1) interest rates. An example is provided of calculating the equivalent annual rate for a nominal annual rate of 9% with a monthly rate of 0.75%.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 4

    Taxa efetiva mensal Taxa anual proporcional Taxa anual equivalente Taxa diária proporcional

    1% 12% 12.6825% 0.0333%


    3% 36% 42.5761% 0.1000%
    5% 60% 79.5856% 0.1667%
    7% 84% 125.2192% 0.2333%
    10% 120% 213.8428% 0.3333%
    12% 144% 289.5976% 0.4000%
    15% 180% 435.0250% 0.5000%
    20% 240% 791.6100% 0.6667%

    Ia = (1 + Im)^12-1
    Taxa diária equivalente
    0.0332%
    0.0986%
    0.1628%
    0.2258%
    0.3182%
    0.3785%
    0.4670%
    0.6096%
    TAXA NOMINAL 9% a.a.
    Taxa mensal Im 0.75% a.m.
    Ia 9.3807%

    12 meses
    Im
    VF = VP (1 + Im)^12
    VP (1 + Im)^12 =
    (1 + Im)^12 = 1 + Ia
    Ia = (1 + Im)^12 - 1
    1 ano
    Ia
    VF = VP (1 + Ia)
    VP = (1 + Ia)

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