PITCH DECK

Financial
Planning
A Guide to Basics of
Personal Finance

For internal circulation only

Robinhood Capital
dO YOU know the Difference?
 Where do
Investors
Invest ?
WHY?
UNDERSTAND !
WHAT IS ?
 Easiest &
Simplest
way of
Investing...
 TYPES
OF
EQUITY MF
Basis of market cap equity MF schemes are
mUTUAL fUNDS? Debt MF
BASIS OF HOLDING TENURE AND CREDIT PROFILE
DEBT MF SCHEMES ARE DIVIDED INTO VARIOUS
divided into various categories
CATEGORIES
Lower Yield Higher Yield

What's a market cap? Aaa c what are credit

aa profiles?
a + lower Risk Higher Risk -

Basis of credit worthiness of a company, RATINGS ARE ALLOCATED,

how is it determined? With "Aaa" being the highest rating and "C" being the lowest.

ultra short (below 6 M) Categories

categories of equity
large cap
(top 100 companies APM )
MID cap
(nEXT 150 companies APM )
SMALL cap
(COMPANIES BEYOND 250 APM)
of Debt
short (6m - 2 YRS)
equity mf schemes are debt mf schemes are
categorized based on categorized Basis mEDIUM tERM
the ownership/exposure of the average (2-5 yRS)
to large/mid/small cap maturity of their
stocks bond holdings lONG TERM
( 5 YrS +)

#APM- AS PER MARKET CAP

 Equity mutual funds in detail.....
Equity mf
HYBRID
PURE Equity Equity
HAS TO INVEST MINIMUM 80% Scheme following arbitrage strategy, with minimum
lARGE CAP - IN LARGE CAP STOCKS ARBITRAGE - 65% investment in equity & equity related
instruments
HAS TO INVEST MINIMUM 65%
MID CAP - IN MID CAP STOCKS
EQUITY SAVINGS - Equity and equity related instruments (min.65%);
debt instruments (min.10%)
HAS TO INVEST MINIMUM 65%
SMALL CAP - IN SMALL CAP STOCKS Investment in equity/ debt that is managed
HAS TO INVEST MINIMUM 35% BALANCED ADVANTAGE - dynamically (0% to 100% in equity & equity
related instruments; and
LARGE & MID CAP - IN LARGE CAP & 35% IN MID CAP
STOCKS
0% to 100% in Debt instruments)

Investment in at least 3 asset

FLEXICAP - NO DEFINED LIMITS, CAN INVEST MULTI ASSET ALLOCATION - classes with a minimum allocation
IN ALL CAPS of at least 10% in each asset class

HAS TO INVEST MINIMUM 25%

MULTICAP - IN LARGE, MID & SMALL CAP
HAS TO INVEST MINIMUM 80% IN THE STOCKS
THEMATIC - OF A PARTICULAR SECTOR/THEME
EQUITY HYBRID -
65% to 80% investment in equity & equity
related instruments; and
20% to 35% in Debt instruments
 art of Financial Planning
CURRENT
EXPENSES
TO UNDERSTAND YOU
BETTER, AND TO ALIGN
YOUR INVESTMENTS WITH GOALS
YOUR GOALS, WE' LL
NEED TO KNOW YOUR ..
Asking the
step 1 right questions
CURRENT
PORTFOLIO

RISK APPETITE
& tIME hORIZON

1 neED

step 2 UNDERSTAND THE PRIORITIES

OF EACH GOAL
2 DESIRE

3 neED

USE FINANCIAL CALCULATOR

step 3
BASED ON THE TIME
HORIZON AND PRIORITY
TO DERIVE THE INVESTMENT OF THE GOAL, CREATE
AN INVESTMENT PLAN
REQUIRED
 RISK RECKONER
CATEGORY HORIZON IDEAL FOR RISK
4 YEARS + mODERATELY AGGRESSIVE
lARGE CAP
MID CAP 7 YEARS + AGGRESSIVE
7 YEARS + AGGRESSIVE
SMALL CAP
LARGE & MID CAP 5 YEARS + mODERATELY AGGRESSIVE

FLEXICAP 5 YEARS + mODERATELY AGGRESSIVE

MULTICAP 5 YEARS + mODERATELY AGGRESSIVE

TACTICAL AGGRESSIVE
THEMATIC
3 YEARS + CONSERVATIVE
EQUITY HYBRID
BALANCED ADVANTAGE 3 YEARS + CONSERVATIVE

ARBITRAGE 6M - 1.5 YEARS CONTINGENCY/LIQUID

CLIENT JOURNEY
financial freedom

periodic review to
ensure the
investments are
aligned with the
execution of clients long-term
investment through goal
our website & app
investment plan
tailored to meet the
clients goals using
the masterstroke
Meeting with the tool
investment counsellor

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