FINE CALCULATION METHOD

EMI Full amount - Daily calculation -Grace period(3 dayseg):after EMI date
if demand not collected then system will
check for grace period in which no fine will be calculated ,after grace period
1 completed system will recalculate
fine based on % configured on daily basis with effect from EMI date.Fine
will calculate based on the EMI amount not based on balance amount to be
paid to cover EMI.
Simple DailyInterest c
EMI partial amount - Daily calculation -Grace period(3 dayseg):5000 RS is
EMI only 3000 collected 2000 yet to recover.after EMI date if demand not
collected then system will
2 check for grace period in which no fine will be calculated ,after grace period
completed system will recalculate
fine based on % configured on daily basis with effect from EMI date for
balance 2000 only not for EMI 5000 RS.
Simple DailyInterest calculation.

Opex Yearly Capex

Annual Fee 1000000 Setup Fee (One Time) 700,000
Monthly usage fee 1800000 Training (100 days @ 18000) 1800000
2,800,000 2,500,000
Opex Yearly Amount Capex(One Time Setup)
Annual Fee 1,000,000 Setup Fee (One Time)
Monthly Usage Fee 1,800,000 Training (40 days @ 18,000)
AnnualOpex 2,800,000

Note: Srno
Separate Infra structure is required .Cost to
1
be borne by Fintree seperately
Yearly 50,000 applications(Monthly 4200
2
Applications )

Revised
Opex Yearly Amount Capex(One Time Setup)
Annual Fee 1,500,000 Setup Fee (One Time)
Monthly Usage Fee 0 Training (40 days @ 16,000)
AnnualOpex 1,500,000
1000000
Note: Srno
Separate Infra structure is required .Cost to
1
be borne by Fintree seperately
Yearly 50,000 applications(Monthly 4200
2
Applications )
 Amount
700,000
720,000 Contigent
1,420,000

is required .Cost to
rately
ions(Monthly 4200
ons )

Amount
500,000
0 Contigent
500,000

is required .Cost to
rately
ions(Monthly 4200
ons )