Fax Cover Sheet

Use this cover sheet when faxing documents back to your loan officer. Faxes that do not contain this cover sheet
will not be processed or received by the intended recipient.

Fax # 800-704-0852
TO: Scott Cone FROM: Chase Cashion
800-704-0852 567 McElhiney Rd
Dickson, TN 37055

3011143949 {c52cadd9-45f9-477d-a2d6-c01addc251f8}
jerry.morales@swbc.com Chase Cashion

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Confidentiality Notice: The information contained in and transmitted with this communication is strictly confidential and is intended
only for the use of the intended recipient. If you are not the intended recipient, you are hereby notified that any use of the
information contained in or transmitted with the communication or dissemination, distribution, or copying of this communication is
strictly prohibited by law. If you have received this communication in error, please immediately destroy the original message and
any copy of it in your possession.

EDM Coversheet 04/09 – EncompassTM from Ellie Mae Inc. – www.elliemae.com

 CREDIT INQUIRY VERIFICATION

DATE: 09/29/2021
LENDER NAME: SWBC Mortgage Corporation
LOAN #: 0171062144
BORROWER: Chase Cashion
CO-BORROWER:
Credit Ref #: BHA87858
Please be aware that due to lender guidelines, we are required to determine if any new credit inquiries on your credit report
resulted in new debts that must be considered in underwriting your loan. The following inquiries were noted on your credit r eport.
Please review the information below regarding these inquiries and check the appropriate response box.
Other, see
Inquiry resulted Rate shopping, no
COMPANY PERFORMING INQUIRY and DATE OF INQUIRY explanation
in new debt new debt
below
SWBC 09/27/2021

BOND MORTGAGE 09/21/2021

CBCB/FIRST COMMUNITY M 09/21/2021

CREDIT INFORMATION S 09/21/2021

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Explanation regarding inquiries marked ‘Other’ (If additional space is needed, please use another page):
__________________________________________________________________________________________________
__________________________________________________________________________________________________
Please note: If any inquiries resulted in a new debt, we will require you to provide documentation from the creditor
verifying the rate, term, and payment amount of the new debt.
___________________________________________________________________________________
Chase Cashion Date

___________________________________________________________________________________
Date
CIV 7/2021
 Loan #: 0171062144
BORROWER’S CERTIFICATION & AUTHORIZATION
Certification
The undersigned certify the following:
1. I/We have applied for a mortgage loan from SWBC Mortgage Corporation
a. (“Lender”).
In applying for the loan, I/we completed a loan application containing various information on the purpose of the loan,
the amount and source of the down payment, employment and income information, and assets and liabilities. I/We
certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or
other documents, nor did I/we omit any pertinent information.
2. I/We understand and agree that Lender reserves the right to change the mortgage loan review process to a full
documentation program. This may include verifying the information provided on the application with the employer
and/or the Financial Institution.
3. I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any
false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code,
Section 1014.

Authorization to Release Information

To Whom It May Concern:
1. I/We have applied for a mortgage loan from Lender. As part of the application process, Lender and the mortgage
guaranty insurer (if any) may verify information contained in my/our loan application and in other documents required
in connection with the loan, either before the loan is closed or as part of its quality control program.
2. I/We authorize you to provide to Lender and to any investor to whom Lender may sell my mortgage, and to the
mortgage guaranty insurer (if any), any and all information and documentation that they request. Such information
includes, but is not limited to, employment history and income; bank, money market, and similar account balances;
credit history; and copies of income tax returns.
3. Lender or any investor that purchases the mortgage or the mortgage guaranty insurer (if any) may address this
authorization to any party named in the loan application.
4. A copy of this authorization may be accepted as an original.
5. Your prompt reply to Lender, the investor that purchased the mortgage, or the mortgage guaranty insurer (if any) is
appreciated.
6. Mortgage guaranty insurer (if any):
VA and FHA Loans
This is notice to you as required by the Right to Financial Privacy Act of 1978 that:
( N/A ) Department of Veterans Affairs (VA)
(X) Department of Housing and Urban Development
has a right of access to financial records held by a financial institution in connection with the consideration or
administration of assistance to you. Financial records involving your transaction will be available to the agency indicated
above without further notice or authorization, but will not be disclosed or released to another Government Agency or
Department without your consent except as required or permitted by law. Prior to the time that your financial records are
disclosed, you may revoke this authorization at any time; however, your refusal to provide the information may cause your
application to be delayed or rejected. If you believe that your financial records have been disclosed improperly, you may
have legal rights under the Right to Financial Privacy Act of 1978.

______________________________________________
Chase Cashion 09/29/2021
Last 4 Digits SSN: 7306

______________________________________________
Last 4 Digits SSN: