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Loan Eligibility
Congratulations Prateek Soni!

You are eligible for a Personal Loan of up

to2,50,000

Loan Amount

2,50,000
Min:  50,000 Max:  7,80,000

Tenure

5 Years

Monthly EMI

 5,561

EMI Scheme(Advance/Arrears)

Arrears

Interest Rate - (monthly reducing)(Fixed Rate)

12.00
12.00% p.a.

Total to Repay

 3,33,660

Loan Processing Charges

 3,499
+ govt taxes(government taxes and other levies on
processing charges : as speci"ed by government of india)

CHARGES: All Charges are non-

refundable & applicable post
disbursement of loan unless
otherwise mentioned

Payment return Rs. 450/-

Charges

Amortization Rs. 50/- per

Schedule Charges / instance
Repayment
schedule charges

Salaried - No pre-
payment in Part or
Full permitted until
repayment of 12
EMIs

13-24 months -
4% of principal
outstanding,

Pre-payment 25-36 months -

Charges (on 3% of principal
principal outstanding,
outstanding) / Part-
payment Charges >36 months -
[on part-payment 2% of principal
amount] outstanding

(Part-payment
allowed up to 25%
of Principal
Outstanding. It is
allowed only once
in the  "nancial
year and twice
during the loan
tenure.)

Repayment mode Rs. 500/-

change charges

NIL for cancellation

of Loan (However
client would be
charged interest for
the interim period
between date of
Loan Cancellation loan disbursement
Charges and loan
cancellation and
Processing Fees
would be
retained.). Rs.
1000/- for
rebooking the loan.

Stamp Duty & As per applicable

Other Statutory laws of the state
Charges

Default Interest/ 2% per month

Overdue EMI
interest (for the
over- due period
on EMI / Principal
overdue)

Legal/Incidental
At actuals
Charges

Date on which 31st May

annual outstanding
balance statement
will be issued

Government taxes and other levies as

applicable will be charged over and
above the Fee and Charges. Loan
disbursal at the sole discretion of HDFC
Bank Ltd.

APPLY FOR LOAN

NEED HIGHER LOAN AMOUNT

New Annual Percentage Rate offered to customer during the period of

1st July 22 To 30th Sept 22. Min APR - 10.24%. Max APR - 24.15%.
^T&C apply. Loan disbursal at sole discretion of HDFC Bank Ltd. HDFC
Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel
(W), Mumbai - 400 013. Tel: 91 - 22 - 6652 1000