Question 1

Manager claims travel expense by using his staff's name and account without her knowledge and authorization.
Can this be considered as a fraud?

Answer :
a) YES , making false declaration and documents is considered to be fraud
b) NO
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Question 2

As a Hanwha employee, Eko is frequently working on a freelance project using company computer. Can this be
considered as a fraud?

Answer :
a) Yes
b) No
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Question 3

Whose job is Fraud Prevention?

Answer :
a) Management
b) Internal Audit
c) Contract Staff
d) Fraud prevention is everyone's job!
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Question 4

Why People Committed Fraud?

Answer :
a) Motive/Pressure
b) Opportunity
c) Rationalization
d) All of the above
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Question 5

Which of the answer below is not a consequences of Fraud?

Answer :
a) Job loss and unemployment
b) Large monetary fines
c) Imprisonment
d) Career advance
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Question 6
What is the “Fraud Triangle”?

Answer :
a) A White-Collar Crime
b) A dishonest employer
c) A framework designed to explain the reasoning on why people commit fraud
d) A combination of motive and opportunity
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Question 7

How can we minimize employee fraud at our company?

Answer :
a) Foster an ethical organizational culture

b) Train everyone on fraud awareness

c) Implement effective monitoring systems and Launch a whistleblower hotline

d) All of the above

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Question 8

Which of the following statements about HLI Anti-Fraud Policy is false?

Answer :
a) Fraud does not discriminate. Any person, group business, departments, or distribution channels can fall
victim to fraud offenses.

b) Employees and intermediaries are prohibited from obtaining any unauthorized benefit for themselves or
others by deception, misrepresentation or other unlawful act

c) Hanwha Life Insurance Indonesia (HLI) is committed to conducting business in an environment of honesty
and integrity and will strive to eliminate fraud in all operational / business activity.

d) Consumers should call regulators if they suspect illegal activity or if they have questions before purchasing
an insurance policy
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Question 9

Which of the following is a red flag for fraud transactions or activities?

a) Agents acting as undisclosed premium payers

b) A customer gives false information to the financial institution
c) All of the above

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Question 10

Fraud generally involves intentional ………….. acts and/or an omission committed to secure an unfair or unlawful
gain for oneself or another

a) Respectful
b) Appreciation
c) Dishonest
d) Surrender.

Catatan:
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