PLEASE FILL THE FOLLOWING INFORMATAION FOR CALCULATION OF PROJECTIONS .

PROJECT OF M/S. ARZOO INDUSTRIES.

280, MUSLIM PACCHA PETH, SOLAPUR :- 413 005.
A. INVESTMENT IN FIXED ASSETS % AMOUNT

1 MACHINERY 25% 810000

2 LAND & BUILDING 10% 600000

3 ELECTRIFICATION 25% 40000

4 PRELIMINARY EXPENSES 0% 0
TOTAL 1450000
SAY RS. 1450000

B. WORKING CAPITAL REQUIREMENTS

TOTAL WORKING DAYS 300
0 DAYS REQUIREMENT OF RAW MAETRIAL 0
0 DAYS OF REQUIREMENT OF WORK-IN PROGRESS 0
0 WEEK REQUIREMENT OF FINSIHED GOODS -
FOR EXPENSES 0
TOTAL 500000

C. MEANS OF FINANCING FIXED ASSETS

1 OWN CAPITAL 150000

2 SEEDMONEY FROM DIC 360000
3 TERM LOAN FROM BANK 940000
INTEREST ON TERM LOAN 14.00
1450000

TOTAL 145000
D. MEANS OF FINANCING WORKING CAPITAL

1 CASH CREDIT FACILITY FROM BANK 325000

2 SEED MONEY 125000
3 OWN CAPITAL 50000
RATE OF INTEREST ON WORKING CAPITAL 14.00%
TOTAL 500000
INTEREST ON SEED MONEY 10%
SEED MONEY 485000
E. SECURED LOAN
F UNSECURED LAON 0

TOTAL 485000
 PROJECT OF M/S. ARZOO INDUSTRIES.
280, MUSLIM PACCHA PETH, SOLAPUR :- 413 005.
PROFITABILITY STATEMENT
PARTICULARS
SR.NO. 1 st YEAR 2 nd YEAR 3 rd YEAR 4 th YEAR 5 th YEAR

CAPACITY UTILISATION ( % ) 70% 80% 80% 80% 80%

A) SALES 3,054,625 3,491,000 3,491,000 3,491,000 3,491,000

TOTAL 3,054,625 3,491,000 3,491,000 3,491,000 3,491,000

B) DIRECT EXPENSES
RAW MATERIAL 1150800 1,315,200 1,315,200 1,315,200 1,315,200

EXCISE DUTY & OTHER TAXES 823500 941,143 941,143 941,143 941,143

DIRECT LABOUR & WAGES 235000 268,571 268,571 268,571 268,571

POWER & FEL 50000 55,000 55,000 55,000 55,000

REPAIR & MAINTANANCE 8000 18000 25000 32000 40000

PACKING MATERIALS. 13000 16000 19000 19000 19000

ADVERTISEMENT 35000 35000 30000 30000 30000

PRINTING & STATIONERY 5000 10000 15000 15000 15000

DEPRECIATION 272500 213375 168131 133388 106602

TOTAL 2592800 2872289 2837046 2809303 2790517

C) GROSS PROFIT ( A - B ) 461825 618711 653954 681697 700483

D) INTEREST

ON TERM LOAN AND SEED MONEY 180100 150083 110061 70039 30017

ON WORKING CAPITAL 45500 45500 45500 45500 45500

E) ADMINISTRATIVE
AND OTHER EXPENSES 10000 25000 30000 35000 42000

F) PROFIT BEFORE TAXES 226225 398127 468393 531158 582967

[ C-(D+E)]

G) PROVISION FOR TAXES 7000 8500 12000 15000 20000

H) PROFIT AFTER TAX 219225 389627 456393 516158 562967

I) DEPRECIATION ADDED BACK 272500 213375 168131 133388 106602

J) NET CASH ACCRUALS 491725 603002 624525 649547 669569

K) REPAYMENT OBLIGATION 158333 316667 316667 316667 316667

L) DEBT SERVICE RATIO - 1.90 1.97 2.05 2.11

 PROJECT OF M/S. ARZOO INDUSTRIES.
280, MUSLIM PACCHA PETH, SOLAPUR :- 413 005.

DEPRECIATION

PARTICULARS LAND MACHI.- ELECTRI-

& BUILDING NERY FICATION TOTAL

RATE OF DEPERCIATION ( % P.A. ) 10% 25% 25%

COST 600000 810000 40000 1450000

LESS:- Depreciation for 1st Year 60000 202500 10000 272500

W.D.V. FOR 2nd Year 540000 607500 30000 1177500

LESS:- Depreciation for 2nd Year 54000 151875 7500 213375

W.D.V. FOR 3rd Year 486000 455625 22500 964125

LESS:- Depreciation for 3rd Year 48600 113906 5625 168131

W.D.V. FOR 4th Year 437400 341719 16875 795994

LESS:- Depreciation for 4th Year 43740 85430 4219 133388

W.D.V. FOR 5th Year 393660 256289 12656 662605

LESS:- Depreciation for 5th Year 39366 64072 3164 106602

W.D.V. FOR 6th Year
 PROJECT OF M/S. ARZOO INDUSTRIES.
280, MUSLIM PACCHA PETH, SOLAPUR :- 413 005.

CASH FLOW STATEMENT

PARTICULARS
SR.NO. 1ST 2ED 3RD 4TH 5TH
YEAR YEAR YEAR YEAR YEAR
A) SOURCES OF FUNDS

1) NET PROFITBEFORE TAXES 451825 593711 623954 646697 658483

WITH INTEREST ADDED BACK
BUT AFTER DEPRECIATION

2) INCRESE IN CAPITAL 200000

3) DEPRECIATION 272500 213375 168131 133388 106602

4) INCRESE IN TERM LOAN 940000

5) WORKING CAPITAL 325000

6) SEED MONEY FROM DIC 485000

TOTAL 2674325 807086 792086 780086 765086

B) DISPOSITION OF FUNDS

1) INVESTMENT IN FIXED ASSETS 1450000

2) INCRESE IN CURRENT ASSETS 500000

3) DECRESE IN LONG TERM LOAN 104444 208889 208889 208889 208889

4) INTEREST 225600 195583 155561 115539 75517

5) TAXATION 7000 8500 12000 15000 20000

6) DRAWINGS 0 15000 30000 35000 50000

7) REPAYMENT OF SEED MONEY 53889 107778 107778 107778 107778

TOTAL 2340933 535750 514228 482206 462183

C) OPENING BALANCE NIL 333392 604727 882585 1180465

D) NET SURPLUS ( A - B) 333392 271336 277858 297880 302902

E) CLOSING BALANCE 333392 604727 882585 1180465 1483368

 PROJECT OF M/S. ARZOO INDUSTRIES.
280, MUSLIM PACCHA PETH, SOLAPUR :- 413 005.

REPAYMENT OF TERM LOAN AND INTEREST

YEAR AND AMOUNT INTEREST REPAYMENTS TOWARDS AMOUNT

INSTALLMENT NO.
OUT.STANDING FOR 6 OUT.
AT THE MONTHS PRINCIPAL INTEREST AT THE
END
OF YEAR (2+3-4)

1 2 3 4 5
SEED MONEY 485000 24250 0 24250 485000
TERM LOAN 940000 65800 0 65800 940000

SEED MONEY 485000 24250 53889 24250 431111.111

TERM LOAN 940000 65800 104444 65800 835556
TOTAL 180100 158333 180100
SEED MONEY 431111 21556 53889 21556 377222
TERM LOAN 835556 58489 104444 58489 731111

SEED MONEY 377222 18861 53889 18861 323333

TERM LOAN 731111 51178 104444 51178 626667
TOTAL 150083 316667 150083
SEED MONEY 323333 16167 53889 16167 269444
TERM LOAN 626667 43867 104444 43867 522222

SEED MONEY 269444 13472 53889 13472 215556

TERM LOAN 522222 36556 104444 36556 417778
TOTAL 110061 316667 110061
SEED MONEY 215556 10778 53889 10778 161667
TERM LOAN 417778 29244 104444 29244 313333

SEED MONEY 161667 8083 53889 8083 107778

TERM LOAN 313333 21933 104444 21933 208889
TOTAL 70039 316667 70039
SEED MONEY 107778 5389 53889 5389 53889
TERM LOAN 208889 14622 104444 14622 104444

SEED MONEY 53889 2694 53889 2694 0

TERM LOAN 104444 7311 104444 7311 0
TOTAL 30017 316667 30017
 PROJECT OF M/S. ARZOO INDUSTRIES.
280, MUSLIM PACCHA PETH, SOLAPUR :- 413 005.
PROJECTED BALANCE SHEET
PARTICULARS 1 ST 2ND 3RD 4TH 5TH
YEAR YEAR YEAR YEAR YEAR

LIABILITIES

CAPITAL 200000 200000 200000 200000 200000

RESERVES & SURPLUS 219225 593852 1020246 1501404 2014371

TERM LOAN 835556 414444 417778 208889 0

SEED MONEY FROM DIC 431111 323333 215556 107778 0

CASH CREDIT 325000 325000 325000 325000 325000

TOTAL 2010892 2068852 2178579 2343071 2539371

FIXED ASSETS 1450000 1177500 964125 795994 662605

LESS: DEPRECIATION 272500 213375 168131 133388 106602
1177500 964125 795994 662605 556003

NET CURRENT ASSETS 500000 500000 500000 500000 500000

CASH & BANK BALANCE 333392 604727 882585 1180465 1483368

TOTAL 2010892 2068852 2178579 2343071 2539371

PLEASE FILL THE FOLLOWING INFORMATAION FOR CALCULATION OF PROJECTIONS .

A. INVESTMENT IN FIXED ASSETS % AMOUNT

1 MACHINERY 25% 656000

2 BUILDING 10% ON LEASE

3 FURNITURE 10% 0

4 PRELIMINARY EXPENSES 10% 44000

TOTAL 700000

B. WORKING CAPITAL REQUIREMENTS

TOTAL WORKING DAYS 300
15 DAYS REQUIREMENT OF RAW MAETRIAL 123600
2 DAYS OF REQUIREMENT OF WORK-IN PROGRESS 5000
1 WEEK REQUIREMENT OF FINSIHED GOODS 66,462
FOR EXPENSES 4938
TOTAL 200000

C. MEANS OF FINANCING FIXED ASSETS

1 OWN CAPITAL 245000

2 TERM LOAN FROM BANK 455000

INTEREST ON TERM LOAN 16

TOTAL 700000
D. MEANS OF FINANCING WORKING CAPITAL

1 CASH CREDIT FACILITY FROM BANK 150000

2 OWN CAPITAL 50000

RATE OF INTEREST ON WORKING CAPITAL 17%
TOTAL 200000

E. SECURED LOAN 0

F UNSECURED LAON 0

TOTAL 0
 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR
PROFITABILITY STAEMENT

SR.NO.PARTICULARS 1 st YEAR 2 nd YEAR 3 rd YEAR 4 th YEAR 5 th YEAR

CAPACITY UTILISATION ( % ) 60% 70% 80% 80% 80%

A) SALES 3,456,000 4,032,000 4,608,000 4,608,000 4,608,000

B) DIRECT EXPENSES

RAW MATERIAL 2472000 2884000 3296000 3296000 3296000

WAGES 84000 98000 112000 112000 112000

ELECTRICITY 9000 10500 12000 12000 12000

DYEING CHARGES 624000 728000 832000 832000 832000

OTHER MFG. EXPENSES 12000 14000 16000 16000 16000

DEPRECIATION 164000 123000 92250 69188 51891

REPAIRS & MAINTANANCE 12000 15000 15000 18000 21000

TOTAL 3377000 3872500 4375250 4355188 4340891

C) GROSS PROFIT ( A - B ) 79000 159500 232750 252812 267109

D) INTEREST

ON TERM LOAN " D " 72800 72800 64400 53200 42000

ON WORKING CAPITAL 25500 25500 25500 25500 25500

E) ADMINISTRATIVE
AND OTHER EXPENSES 12000 15000 15000 18000 21000

F) PROFIT BEFORE TAXES -31300 46200 127850 156112 178609

[ C-(D+E)]

G) PROVISION FOR TAXES 0 0 16000 23230 30754

H) PROFIT AFTER TAX -31300 46200 111850 132882 147855

I) DEPRECIATION ADDED BACK 164000 123000 92250 69188 51891

J) NET CASH ACCRUALS 132700 169200 204100 202070 199746

K) REPAYMENT OBLIGATION 0 35000 70000 70000 70000

L) DEBT SERVICE RATIO 4.83 2.92 2.89 2.85

 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

DEPRECIATION

PARTICULARS BUILDING MACHI.- FURNI.-

NERY TURE TOTAL

RATE OF DEPERCIATION ( % P.A. ) 10% 25% 10%

COST 0 656000 0 656000

LESS:- Depreciation for 1st Year 0 164000 0 164000

W.D.V. FOR 2nd Year 0 492000 0 492000

LESS:- Depreciation for 2nd Year 0 123000 0 123000

W.D.V. FOR 3rd Year 0 369000 0 369000

LESS:- Depreciation for 3rd Year 0 92250 0 92250

W.D.V. FOR 4th Year 0 276750 0 276750

LESS:- Depreciation for 4th Year 0 69188 0 69188

W.D.V. FOR 5th Year 0 207563 0 207563

LESS:- Depreciation for 5th Year 0 51891 0 51891

0
W.D.V. FOR 6th Year 155672 155672
 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

CASH FLOW STATEMENT

SR.NO.PARTICULARS 1ST 2ED 3RD 4TH 5TH 6TH 7TH

YEAR YEAR YEAR YEAR YEAR YEAR YEAR

A) SOURCES OF FUNDS

1) NET PROFIT TAXES 114300 191800 256650 262512 262609

WITH INTEREST ADDED BACK
BUT AFTER DEPRECIATION

2) INCRESE IN CAPITAL 295000

3) DEPRECIATION 164000 123000 92250 69188 51891

4) INCRESE IN TERM LOAN 455000

5) WORKING CAPITAL 150000

TOTAL 1178300 314800 348900 331700 314500

B) DISPOSITION OF FUNDS

1) INVESTMENT IN FIXED ASSETS 656000

2) PRELIMINARY EXPENSES 44000

2) INCRESE IN CURRENT ASSETS 200000

3) DECRESE IN LONG TERM LOAN 0 35000 70000 70000 70000

4) INTEREST 145600 145600 128800 106400 84000

5) TAXATION 0 0 16000 23230 30754

6) DRAWINGS 36000 42000 48000 54000 60000

TOTAL 1081600 222600 262800 253630 244754

C) OPENING BALANCE NIL 96700 188900 275000 353070

D) NET SURPLUS ( A - B) 96700 92200 86100 78070 69746

E) CLOSING BALANCE 96700 188900 275000 353070 422816

 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

REPAYMENT OF TERM LOAN AND INTEREST

YEAR AND AMOUNT INTEREST REPAYMENTS TOWARDS AMOUNT

INSTALLMENT NO.
OUT.STANDING OF % PA OUT.
AT THE FOR 6 PRINCIPAL INTEREST AT THE
BEGINNING MONTH END
OF YEAR (2+3-4)

1 2 3 4 5

I 1 455000 36400 0 36400 455000

I 2 455000 36400 0 36400 455000

TOTAL 72800 0 72800

II 3 455000 36400 0 36400 455000

II 4 455000 36400 35000 36400 420000

TOTAL 72800 35000 72800

III 5 420000 33600 35000 33600 385000

III 6 385000 30800 35000 30800 350000

TOTAL 64400 70000 64400

IV 7 350000 28000 35000 28000 315000

IV 8 315000 25200 35000 25200 280000

TOTAL 53200 70000 53200

V 9 280000 22400 35000 22400 245000

V 10 245000 19600 35000 19600 210000

TOTAL 42000 70000 42000
 PROJECT REPORT OF SHRINIWAS JANARDAN CHANNA
NEW SURVEY NO.57, FINAL PLOT NO.81, SHANTI NAGAR, MAJREWADI, SOLAPUR

PROJECTED BALANCE SHEET

PARTICULARS 1 ST 2ND 3RD 4TH 5TH
YEAR YEAR YEAR YEAR YEAR

LIABILITIES

CAPITAL 295000 295000 295000 295000 295000

RESERVES & SURPLUS -67300 -63100 750 79632 167488

SECURED LOAN 0 0 0 0 0

TERM LOAN 455000 420000 350000 280000 210000

UNSECURED LOAN 0 0 0 0 0

CASH CREDIT 150000 150000 150000 150000 150000

TOTAL 832700 801900 795750 804632 822488

FIXED ASSETS 656000 492000 369000 276750 207563

LESS: DEPRECIATION 164000 123000 92250 69188 51891
492000 369000 276750 207563 155672

NET CURRENT ASSETS 200000 200000 200000 200000 200000

CASH & BANK BALANCE 96700 188900 275000 353070 422816

INVESTMENTS 0 0 0 0 0

OTHER ASSETS 44000 44000 44000 44000 44000

TOTAL 832700 801900 795750 804632 822488

8TH
YEAR