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Enhanced Consumer Credit Report

Enquiry Number 1570906558
Enquiry Date 26/04/2023
Reference 1RS8821446C_2604P04

Data Provided Summary

Name WEE WEI WENG, KENNETH Date of Earliest Known Credit Account 01/08/2011
ID Type NRIC Previous Enquiries 31
ID Number S8821446C Accounts 8
Date of Birth 15/06/1988 Defaults 0
Postal Code 530952 Bankruptcy Proceedings 0
Enquiry Type New Application Secured Credit Limit 0.00
Product Type Self Unsecured Credit Limit 99,470.49
Applicant Type Primary Exempted Credit Limit 0.00

Personal Details
Surname WEE WEI WENG,
First Name
Second Name
Forename KENNETH
Unformatted Name
ID Type NRIC
ID Number S8821446C
Date of Birth 15/06/1988
Gender Male
Nationality Singapore
Marital Status Married
Address 952 HOUGANG AVE 9, #09-704, SINGAPORE, 530952

Additional Names
Date Loaded Name
15/08/2022 WEE,KENNETH WENG WEI
28/10/2021 WEI, WEI WENG KENETH
28/12/2020 (HUANG WEIRONG), WEE WEI WENG, KENNETH
18/12/2020 WEE, WEE WEI WENG, KENNETH
17/12/2020 WEE WEI WENG, KENNETH (HUANG W
16/12/2020 WEE, WEE WEI WENG, KENNETH (HUANG WEIRONG)
21/03/2018 WEE WEI WENG, KENNETH (HUANG
03/09/2016 KENNETH WEE WEI WENG
16/06/2013 WEI WENG KENNETH WEE
18/11/2011 WEE, KENNETH WEI WENG
14/11/2011 WEE WEI WENG,KENNETH
10/11/2011 KENNETH WEE
09/11/2011 WEE WEI WENG KENNETH (HUANG WEIRONG)
26/07/2011 WEE, WEI WENG KENNETH

Additional Addresses
Date Loaded Address
05/09/2022 952 HOUGANG AVENUE 9#09-704, #09-704, SINGAPORE, 530952
28/10/2021 HOUGANG AVENUE 9, SINGAPORE, 530952
17/12/2020 BLK 952 HOUGANG AVENUE 9 #09-704, SINGAPORE, 531476

Account Status History

 Last 12 Cycles
Date
Product Type Grantor Bank Account Type Overdue Balance Cash Advance / Bal Transfer
Open / Close
Full Payment
Unsecured Credit Card CIMB Single 01/08/2011 E***********
02/08/2021 N-----------
Y-----------
Unsecured Credit Card CITIBANK Single 22/03/2017 ************
------------
------------
Unsecured Credit Card UOB Single 03/05/2017 E***********
01/06/2022 N-----------
Y-----------
Unsecured Credit Card UOB Single 27/03/2018 AAAAAAAAAAAA
NNNNNNNNNNNN
NNNNNNNNNNNN
Debt Consolidation Loan UOB Single 27/03/2018 AAAAAAAAAAAA

Unsecured Overdraft HSBC SINGAPORE LTD Single 18/01/2021 AAAAAAAAAAAA

Unsecured Overdraft MAYBANK Single 16/08/2022 A*AAAAA*

Unsecured Overdraft OCBC Single 16/08/2022 ********

Previous Enquiries
Date Name of Bank Enquiry Type Product Type Account Type
26/04/2023 GXS BANK New Application Unsecured Overdraft Single
25/04/2023 CITIBANK New Application Unsecured Overdraft Single
25/04/2023 UOB New Application Unsecured Overdraft Single
21/04/2023 OCBC New Application Unsecured Peronal Loan Single
19/04/2023 UOB Review Unsecured Credit Card Single
14/03/2023 OCBC New Application Unsecured Peronal Loan Single
07/02/2023 HSBC SINGAPORE LTD Review Unsecured Overdraft Single
27/01/2023 UOB Review Unsecured Credit Card Single
19/12/2022 OCBC Review Unsecured Overdraft Single
27/10/2022 HSBC SINGAPORE LTD Review Unsecured Overdraft Single
27/10/2022 UOB Review Unsecured Credit Card Single
21/09/2022 DCS CARD CENTRE PTE LTD (DCS) New Application Unsecured Credit Card Single
21/09/2022 AMEX CARDS New Application Unsecured Credit Card Single
12/09/2022 UOB New Application Private Residential Purchase Single
26/08/2022 FREE REPORTS New Application Self Single
22/08/2022 DBS New Application HDB Loan Single
15/08/2022 CIMB New Application Unsecured Credit Card Single
15/08/2022 MAYBANK New Application Unsecured Overdraft Single
15/08/2022 CITIBANK New Application Unsecured Overdraft Single
15/08/2022 OCBC New Application Unsecured Overdraft Single
26/07/2022 UOB Review Unsecured Credit Card Single
06/06/2022 HSBC SINGAPORE LTD Review Unsecured Overdraft Single
28/05/2022 UOB Review Unsecured Credit Card Single
04/05/2022 PERSONAL ONLINE REQUEST New Application Self Single
19/04/2022 UOB Review Unsecured Credit Card Single
25/01/2022 UOB Review Unsecured Credit Card Single
28/10/2021 HSBC SINGAPORE LTD Review Unsecured Overdraft Single
21/10/2021 UOB Review Unsecured Credit Card Single
03/09/2021 PERSONAL ONLINE REQUEST New Application Self Single
22/07/2021 UOB Review Unsecured Credit Card Single
03/06/2021 PERSONAL ONLINE REQUEST New Application Self Single

Bureau Score
The Bureau Score is calculated from an algorithm based on information in your current available credit data and is a fluid number which may change from time to time in tandem with changes in your credit
information.

The Bureau Score or this Credit Report does not draw any conclusions or make credit decisions for financial institutions. The Bureau Score is only one of various pieces of information used by financial
institutions in their credit assessment process. The use of the Bureau Score by a financial institution for credit assessment is entirely optional. Each financial institution has its own internal credit score and
risk profile for each applicant including the applicant's financial and demographic information. Credit Bureau (Singapore) Pte Ltd is not involved in any way in the credit decision process of the financial
institution.
Score 1827
Risk Grade CC
Risk Grade Description Score 1825 - 1843: Prob of Default between 0.67 to 0.88%
Probability of Default 0.85
 For more details on the description of various risk grades, please refer to the "Credit Report Explanation" section below.
Explanation of Scorecard Values
Score
The score ranges from 1000 to 2000, where, statistically, within the next 12 months, individuals scoring 1000 have the highest probability of defaulting on a repayment,
whereas those who score 2000 have the lowest chance of reaching a delinquency status.
Probability of Default
The probability of the consumer defaulting based on statistics and the population average, within the next 12 months.

Key Contributing Factors associated with this Rating

Credit Exposure Moderately Increases Risk
Too Many Enquiries Marginally Increases Risk

Factors affecting the Bureau Score

The Bureau Score may be affected by various combinations of key contributing factors such as frequent/recent enquiries for new credit and presence of default or slow
payment statuses. Possible ways to improve your Score is to reduce the number of unnecessary new credit applications, as lenders will enquire a credit report on you and
these will reflect in the previous enquiries count. Paying your credit bills on a timely basis and avoiding any overdue and default payment behavior will also have a positive
impact to your Score.

The above are some of the common contributing factors but the Bureau Score makes use of all available data to formulate the final result and it is not only dependent on any
one of these.

Adverse
No adverse information could be found on the subject.

Other Information
Aggregated Outstanding Balances
Unsecured
Unsecured Balances Exempted
Secured Balances Non-Interest Unsecured
Month Product Type Grantor Bank Balances Interest Bearing Bearing Balances
March 2023* Unsecured CC CITIBANK 0.00 0.00 0.00 0.00
Debt Consolidation Loan UOB 0.00 19,970.49 0.00 0.00
Unsecured CC UOB 0.00 2,512.06 519.82 0.00
Unsecured Overdraft HSBC SINGAPORE LTD 0.00 22,852.99 0.00 0.00
Unsecured Overdraft MAYBANK 0.00 15,715.82 0.00 0.00
Unsecured Overdraft OCBC 0.00 0.00 0.00 0.00
Total 0.00 61,051.36 519.82 0.00
Aggregated Outstanding Balances for Preceding 5 Months
February 2023 All All 0.00 61,839.07 571.80 0.00
January 2023 All All 0.00 62,550.47 623.78 0.00
December 2022 All All 0.00 63,106.89 675.76 0.00
November 2022 All All 0.00 63,855.32 727.74 0.00
October 2022 All All 0.00 64,605.84 779.72 0.00

Aggregated Monthly Instalment

Account Exempted
Month Product Type Grantor Bank Type Property** Non-Property Unsecured Unsecured
March2023* Unsecured CC CITIBANK Single 0.00 0.00 0.00 0.00
Debt Consolidation Loan UOB Single 0.00 0.00 354.66 0.00
Unsecured CC UOB Single 0.00 0.00 76.00 0.00
Unsecured Overdraft HSBC SINGAPORE LTD Single 0.00 0.00 586.41 0.00
Unsecured Overdraft MAYBANK Single 0.00 0.00 30.00 0.00
Unsecured Overdraft OCBC Single 0.00 0.00 0.00 0.00
Total 0.00 0.00 1,047.07 0.00
Aggregated Monthly Instalments for Preceding 5 Months
February 2023 All All 0.00 0.00 1,049.39 0.00
January 2023 All All 0.00 0.00 1,049.65 0.00
December 2022 All All 0.00 0.00 1,045.69 0.00
November 2022 All All 0.00 0.00 1,048.71 0.00
October 2022 All All 0.00 0.00 1,050.63 0.00
* The Aggregated Monthly Instalment Amounts for the latest month only include amounts uploaded by members of Credit Bureau Singapore to date.
** Monthly Instalment Amounts for Joint Accounts are reported as a full instalment amount due for a facility and does not reflect individually shared amounts for each joint
borrower.
*** The Aggregated Monthly Instalment Amounts reflected do not include the amount for Secured Bridging Loan with a tenure of six months or less.

Disclaimer & Indemnity

The information contained in this Report has been collated from and/or provided to Credit Bureau (Singapore) Pte Ltd by various third parties and does not represent the
opinion of Credit Bureau (Singapore) Pte Ltd in any way. No liability (in tort contract or otherwise howsoever) attaches to us with respect to the collation or supplying of the
information, the Bureau Score or any use made of it whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a
confidential basis to you and not for the use of any other party save for any person on whose behalf you have sought the information. We are entitled to indemnity from you
against any claims or loss made or sustained by us in consequence of the provision of the information sought to you.

END OF REPORT
 
 
 
 
 

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