10 Real Estate Developers in the Philippines

1. AYALA LAND

In 2011, Ayala Land Inc. expanded and created

In 2011, Ayala Land Inc. expanded and created
the brand Ayala Land Premier. Ayala Land
the brand Ayala Land Premier. Ayala Land
Premier has built and developed high-rise
Premier has built and developed high-rise
condominiums, suburban environments, and
condominiums, suburban environments, and
leisure communities, including the exceptional
leisure communities, including the exceptional
Ayala Westgrove Heights situated at the heart
Ayala Westgrove Heights situated at the heart of
of the Calabarzon region, primarily catering to
the Calabarzon region, primarily catering to
buyers looking to live in or invest in real estate
buyers looking to live in or invest in real estate
projects that offer the high-quality living.
projects that offer the high-quality living.

Fort Bonifacio,
Fort Bonifacio, also
also known
known as Bonifacio Global
City, is
City, is one of
of the
themetropolis's
metropolis'sareas
areaswith
withthe
the
greatest population
greatest population growth
growth today.
today. Its
Its developer
developer
isisAyala
AyalaLand.
Land.They
Theyare
arealso
alsoinincharge
chargeofofMakati
Makati
City'sgrowth,
City's growth,the
thenation's
nation'sprimary
primaryfinancial
financialhub,
hub,
which includes aa number
which numberofofskyscrapers
skyscrapersand
and
upscale communities
upscale communities like
likeForbes Park
Forbes and and
Park
DasmariasVillage.
Dasmarias Village.

They are specialists at building not only

They are specialists at building not only
masterfully designed metropolitan areas, but
masterfully designed metropolitan areas, but
also high-quality homes for Filipinos, having
also high-quality homes for Filipinos, having
over 150 years of experience in real estate
over 150 years of experience in real estate
ventures. Even more, they were named Builder
ventures. Even more, they were named Builder
of the Year by Frost & Sullivan at its yearly
of the Year by Frost & Sullivan at its yearly
Philippines Excellence Awards and Best
Philippines Excellence Awards and Best
Developer for 2014 in the recent Philippine
Developer for 2014 in the recent Philippine
Property Awards. One Serendra and The
Residences at Greenbelt are two of their famous
projects.
2. SM PRIME HOLDINGS

SM Prime Holdings is a Philippine

integrated property developer with a
diverse portfolio of real estate assets
that includes condominiums, malls, and
hotels. In 2012, they were one of only
three Philippine corporations listed in
Forbes Asia's Best Under a Billion.

Its residential arm, SM Development

Corporation (SMDC), has completed 21
projects ranging from mid- to high-rise
developments catering to OFWs looking
to invest in the Philippines. This year,
they have sold over 2,500 units,
including Jazz Residences in Makati and
Light Residences in Mandaluyong.

3. FILINVEST LAND

Filinvest Development Corporation,

which was founded in 1955 by Andrew L.
Gotianun, Sr., is the holding company of
the Filinvest Group. With operations in
banking, hotel management, and power
generation, FDC ventured into real estate
development in 1967. FDC has built
several residential developments, central
business districts, industrial estates, and
shopping complexes in Metro Manila and
the Philippines as part of their core
 industrial estates, and shopping complexes
in Metro Manila and the Philippines as part
of their core business model of delivering
the Filipino dream. The Festival Supermall
in Alabang is one of its flagship projects.

With more than 40 years of building the Filipino

dream, Filinvest Land Inc. (FLI) has established
itself as one of the leading real estate developers
in the country. They are primarily known for
creating residential developments that caters to
the middle-market. Now, they have also ventured
in high-end developments and townships
including Brentville International Community in
Laguna. They were recently cited by BCI Asia as
one of the Top 10 Property Developers in the
Philippines for 2014.

4. ROCKWELL LAND

Rockwell Land, founded by the Lopez

Group of Companies, is the real estate
developer behind the transformation of an
unused thermal power plant in Makati into
the Rockwell Center, the "city within a
city," with the Power Plant Mall as its
centerpiece. Rockwell Land intends to
develop more mixed-use spaces for upper-
mid to high-income earners, with an
emphasis on innovation and world-class
amenities.

Rockwell Land made a name for itself in the

real estate industry in the 1990s when it
built Rockwell Center on the site of
Meralco's thermal power plant in Makati.
This mixed-use community, known as a
"city within a city," provided Filipinos with
a new way of life.
 This mixed-use community, known as a
"city within a city," provided Filipinos
with a new way of life.

And in its 19 years of existence, Rockwell

Land has become a trusted brand when it
comes to luxury residential living. Many
popular personalities and successful
professionals have made their homes in
Rockwell Center. Its expanding portfolio
now includes developments in other key
areas in the metro including Quezon City
and Ortigas.

5. ROBINSONS LAND CORP.

Robinsons Land Corporation (RLC) is the

real estate brand of JG Summit Holdings Inc.
With core pillars of value, creation and
innovation, RLC is behind strategically-
located, affordable mixed-use property
developments across the Philippines. With
over 30 years of proven track record, RLC’s
real estate portfolio ranges from residential
developments, hotels, office buildings to
shopping malls. RLC has 4 distinctive
residential real estate brand names -
Robinsons Luxuria, Robinsons Residences,
Robinsons Communities and Robinsons
Homes.

Robinsons Land is one of the most reliable

property developers in the country today. It
comprises an impressive portfolio of around
140 real estate properties, which includes
residential condominiums, hotels, office
buildings, and housing developments. Under
the leadership of billionaire John Gokongwei,
Robinsons Land Corporation has flourished
and now offers a diverse portfolio, ranging
from high-end to more affordable housing
6. SHANG PROPERTIES

Shang Properties is the property

development arm of the Kuok group in the
Philippines with core businesses in offices
and retail leasing, and residential
development such as Shang Salcedo Place,
The Shang Grand Tower and The Enterprise
Center in Makati, and The St. Francis
Shangri-La Place, Shangri-La Plaza, One
Shangri-La Place in Ortigas Center, and
Horizon Homes, Shangri-La Hotel at the
Fort.

The company is strengthened by its

worldwide affiliates– Kerry Properties and
Shangri-La International Hotels and Resorts.
Shang Properties is a subsidiary of the
Singapore-based Kuok Group in the
Philippines. It is the real estate firm that
brought the renowned Shangri-La Hotel
brand to the country. Though fairly new in the
residential development sector, you cannot
doubt that Shang Properties is all about high-
quality and luxury. Its St. Francis Shangri-La
Place and One Shangri-La Place
condominiums will attest to that.

And just this year, Rappler reported that they

are adding another top-of-the-line project
with The Rise, which is set for completion in
2018.
7. DMCI Homes

Since its inception in 1954, D.M. Consunji

Inc. (DMCI) pioneered the use of advanced
engineering technologies in its real estate
projects. Through its subsidiary DMCI
Homes, the company has built and
developed themed subdivisions, leisure
residences, mid-rise and high-rise
condominiums catering to middle-class
market. Earning a reputation for early
schedule delivery and quality in a span of 6-
12 months, DMCI’s most noteworthy projects
includes the Asian Tropical-themed Tivoli
Garden Residences at Mandaluyong City
and the waterfront Oak Harbor Residences
at Pasig City.

From its humble beginnings as a contracting

company in 1954, D.M. Consunji,
Incorporated (DMCI) has grown to become
one of the leading real estate developers in
the Philippines today. It has built a solid
reputation for completing projects on or
ahead of schedule as well as offering homes
of high standards.

They have over 30 well-planned residential

developments in the metro that give Filipino
homebuyers an urban oasis. Aside from that,
they are also behind some of the prominent
high-rise buildings in Makati such as the
Philippine Stock Exchange Plaza and BPI
and Citibank Headquarters.
8. MEGAWORLD CORPORATION`

Megaworld is one of the country’s leading

real estate developers. Led by real estate
magnate Dr. Andrew L. Tan, Megaworld
has pioneered the live-work-play-learn
township concept in the Philippines,
introducing high-end residential
condominiums and mixed-use communities
to middle-income earners across Metro
Manila, Cebu, Iloilo and Davao. Some of its
distinguished township projects include its
flagship Eastwood City, Forbes Town
Center, Newport City and McKinley Hill.

Eastwood City and McKinley Hill are two

of Megaworld Corporation’s townships that
redefined urban development in the country.
It features the “live-work-learn-and-play”
concept, where people can enjoy a
balanced life. For over two decades,
Megaworld Corporation has built a
reputation for building quality residential and
commercial properties all over the metro.

They have completed more than 250

residential and commercial buildings as well
as hotels since 1994. And the company
continues to expand, creating more mixed-
used developments not just in Metro Manila,
but also in Cebu and Davao City.
9. FEDERAL LAND

Tracing back its roots to 1972, Federal

Land is the developer of the iconic GT

Tower in Makati City. It is owned by

George Ty, the man behind Metrobank

Group of Companies. The company

boasts over 35 years of experience in

property development and has around 26

landmark projects in the country

including Marco Polo Residences and

Grand Hyatt Residences.

Its current projects include One Lilac

Place, Paseo de Roces, and SixSenses

Resort. They are also embarking on

another noteworthy project in Bonifacio

Global City, the Veritown Fort. This

bustling community aims to capture the

New York lifestyle and to let the Filipinos

live it right here in Manila.

510. CENTURY PROPERTIES Founded in 1986 by Chairman Amb. Jose E.
B. Antonio, Century Properties cemented
itself as one of the top 5 leading Philippine
real estate developers. The real estate firm
has set the bar its innovative high-rise
residential and mixed-use developments.
Century Properties has received recognition
from the local to global scale thanks to the
details put into its world-class projects such
as the Azure Urban Resort Residences
(man-made beach) and Gramercy
Residences, the tallest building in the
Philippines to date. Its up-and-coming
township Century City in Makati is set to
become the next commercial, retail, lifestyle,
and medical tourism destination in the
country.

Century Properties is best known for their

innovative, high-rise residential
condominiums including Gramercy
Residences, Essensa East Forbes, and
the up-and-coming Azure Urban
Residences.

With over 20 years of experience in real

estate development and property
management, this Antonio-led empire
continues to grow and shows no sign of
stopping. BusinessWorld reported that
Century Properties’ net income doubled to
Php 1.86 billion in 2013 due to “record” sales
of their property developments. And
according to this Philippine Star report,
Century Properties has earmarked Php 12
billion for some of its project slated for
completion in the next five years.
HOUSING DELIVERY PROCESS IN THE PHILIPPINES

HOUSING IN THE PHILIPPINES

 Less than 1/3 can afford proper shelter

 3.1 informal settlers (Metro Manila alone)

23% stay in government land

22% in private properties

15% in danger zones

40% on infrastructure sites

There still exists a huge problem on housing in the Philippines.

The Philippines is beset with a huge backlog in providing for land security and housing for the
poor. Two basic problems being faced by the government in realizing a successful housing
program are:

• Money

• Availability of land

Other issues hampering pro-poor land and housing programs:

• High transaction costs due to the confusing and unclear land use policies

• Non-cooperation of land owners to engage in the Community Mortgage Program (CMP)

• Misinterpretation and/ or non-implementation of local government units (LGUs)

• Other problems pertaining to housing is the provision of land and housing to internally
displaced persons (IDPs) due to natural hazards and armed conflicts.
INFORMAL HOUSING

The magnitude of the housing need (defined as backlog plus new households) is staggering and
has been estimated to reach more than 3.7 million in 2010. In Metro Manila alone, the total
backlog (to include new households) has been projected to reach close to 500,000 units.

HOMELESS

In cities of industrial countries, the numbers of homeless people have increased and their
existence has become a social problem since the 1980s In cities of developing countries, the
numbers of street homeless who cannot live even in squatter areas have increased since the
end of the 1990s. The street homeless have been regarded as a part of the squatter homeless.

HOUSING AFFORDABILITY AND DELIVERY

A significant part of the problem plaguing the housing sector in the country is the lack of
affordability. The fundamental solution to this problem is again rooted in economic growth,
which provides employment and income to households, which can then increase affordability
levels. In the short to medium term, increasing the availability of housing credit and financial
resources and lowering the cost of land and housing production can make a significant
difference.

GOVERNMENT HOUSING STRATEGIES

The National Shelter Program (NSP)

represents the Philippine action agenda for housing a comprehensive strategy of the
government to assist homeless low- and middle-income families in meeting their housing needs
through affordable housing opportunities.

. Under the NSP are five major schemes categorized under two main groups:

Direct Housing which includes:

(i) housing production;

(ii) community programs;
(iii) developmental loans Indirect Housing, which is composed of:
(iv) home mortgages and
(v) (v) guarantees.

HOUSING AND THE GOVERNMENT AND ITS DELIVERY SYSTEM

the government adopted a highly centralized system of managing the program through the
creation of a Ministry of Human Settlements (MHS) in 1978, which was served as the umbrella
organization of all shelter agencies that had evolved since the 1950’s.

These agencies include the following:

• National Housing Authority (NHA), in charge of social housing production specifically

upgrading of sites and services.
• Human Settlements Development Corporation (HSDC), also into shelter production and
New Town and Estate developments
• National Housing Commission (NHC), supports the HSDC and NHA in shelter
production
• Human Settlements Regulatory Commission (HSRC), regulates subdivision
development and socialized housing construction
• National Pollution Control Commission (NPCC)
• National Environmental Planning Council (NEPC)
• Housing Finance Corporation (HFC), provides mortgage insurance or guarantees to
encourage private banks and financial institutions to grant housing loans on easy terms
of payment
• Housing Finance Corporation (HFC), provides mortgage insurance or guarantees to
encourage private banks and financial institutions to grant housing loans on easy terms
of payment
• National Home Mortgage Finance Corporation (NHMFC), acted as a secondary market
for housing mortgages
• Home Development Mutual Fund (HDMF), a provident savings fund maturing after 20
years

Toward the end of the 1980s, a rationalization of the shelter agencies was undertaken. The
Ministry of Human Settlements was dissolved, and in its place, the Housing and Urban
Development Coordinating Council (HUDCC) was organized.
 Housing and Urban Development Coordinating Council (HUDCC)

It is the umbrella agency of various housing and development

offices of the Government of the Republic of the Philippines. It was
established by President Corazon Aquino through Executive Order
No. 90, Series of 1986.

Under Section 3 of EO No. 90, HUDCC is charged with the main

function of coordinating the activities of the government housing agencies to ensure the
accomplishment of the National Shelter Program. Specifically, HUDCC is tasked to:

Formulate national objectives for housing and urban development and to design strategies for
the accomplishment of these objectives;

Determine the participation and coordinate the activities of the key government housing
agencies in the national housing program;

Monitor, review and evaluate the effective exercise by these agencies of their assigned
functions;

Assist in the maximum participation of the private sector in all aspects of housing and urban
development;

Recommend new legislation and amendments to existing laws as may be necessary for the
attainment of government’s objective in housing;

Formulate the basic policies, guidelines and implementing mechanisms for the disposal or
development of acquired or existing assets of the key housing agencies;

Exercise or perform other powers and functions as may be deemed necessary, proper or
incidental to the attainment of its purpose and objectives.

Key Shelter Agencies

Under PD 757 dated 31 July 1975. NHA was tasked to develop and
implement a comprehensive and integrated housing program which
shall embrace, among others, housing development and
resettlement, sources and schemes of financing, and delineation of
government and private sector participation.
NHA Charter : Presidential Decree 757 (31 July 1975)

Develop and implement a comprehensive and integrated housing development and

resettlement program

Formulate and enforce general and specific policies for housing development and resettlement

Prescribe guidelines and standards for the reservation, conservation and utilization of public
lands identified for housing and resettlement

Exercise the right of eminent domain or acquire by purchase privately-owned lands for purposes
of housing development, resettlement and related services and facilities

Develop and undertake housing development and/or settlement projects through joint ventures
or other arrangements with public and private entities

Promote housing development by providing technical assistance (Section 6)

Executive Order 90 (17 December 1986)

Sole government agency engaged in direct shelter production. It shall focus its efforts in
providing housing assistance to the lowest 30% of urban income-earners through slum
upgrading, squatter relocation, development of sites and services and construction of core
housing units

Undertake programs for the improvement of blighted urban areas and provide technical
assistance to private developers undertaking low-cost housing projects

May continue development of housing projects for income earners above the lowest 30%
provided that funds generated thereon are utilized for the attainment of its primary mandate
(Section 1a)

Housing and Land Use Regulatory Board (HLURB)

It is a national government agency tasked as the planning, regulatory

and quasi-judicial body for land use development and real estate and
housing regulation. These roles are done via a triad of strategies
namely, policy development, planning and regulation.
MANDATES (HLURB in retrospect)

PLANNING: (EO 648; EO 72; RA 7279)

Formulate guidelines for Comprehensive Land Use Plans (CLUPs)

Render technical assistance to LGU’s in CLUP preparation and to members of Provincial Land
Use Committee (PLUC) and Regional Land Use Committee (RLUC) in CLUP Review.

Review and ratify CLUPs of highly urbanized cities (HUCs) and independent component cities
(ICCs) and review CLUPs of Metro Manila

Update and revise the National Urban Development and Housing Framework under the
direction of HUDCC

Train LGUs in subdivision plan approval and zoning enforcement

REGULATION:

• Register and license subdivision and condominium projects, farm lots, memorial parks
and columbaria.
• Monitor development and construction of registered/licensed projects. Update and revise
rules, guidelines and standards on housing and real estate.
• Approve Master Deed and Declaration of Restrictions of condominium project, and any
amendment or revocation thereof decided upon by a simple majority of all registered
owners (concurrently with City or Municipal Engineer)
• Issue Locational Clearances for projects considered to be of vital and National or
Regional Economic or Environmental significance.
• Register and supervise HOAs.
• Register real estate brokers, dealers and salesmen engaged in selling projects under
HLURB jurisdiction.

ADJUDICATION:
Disputes between subdivision lot or condominium unit buyer and developer.
Intra- and Inter-Homeowners associations disputes.
Appeals from decisions of local zoning bodies
 Home Development Mutual Fund (HDMF, also
known as PAG-IBIG Fund)

The Home Fund Development Mutual Fund or the

Pag-IBIG Fund created under R.A. 9679 is a
government financial institution involved in
mobilizing provident funds primarily for shelter f
inance. It is a nationwide tax-exempt mutual
provident savings system for private and government employees and other earning
groups, supported by matching mandatory contributions of their respective employers in
the spirit of social justice and the pursuit of national development with housing as the
primary investment.

Home Guaranty Corporation (HGC)

RULE III, ARTICLE 8. Corporate Powers and

Functions. The Corporation, in addition to the regular
powers and functions provided under section 36 of the
Corporation Code, shall have the following powers
and functions, subject to the limitations hereinafter
provided:

To promote Home building and land ownership, giving primarily preference to the
homeless and under privileged sectors of the society;

To guaranty the payment in favor of any natural or juridical person, of any and all forms
of mortgages, loans and other forms of credit facilities and receivables arising from
financial contracts exclusively for residential purposes and the necessary support
facilities thereto;

To assist private developers to undertake socialized, low and medium-cost mass

housing projects by encouraging private funds to finance such housing projects through
a viable system of long-term mortgages, guaranties and other incentives; To pursue the
development and sustainability of a secondary mortgage market for housing as the
primary strategy to encourage private sector participation in housing finance. The
Corporation shall undertake such programs and measures using the guaranty cover as
enhancement to encourage trading by the public in a secondary market for housing
mortgages, bonds, debentures, notes and securities;

To underwrite purchase, own, sell, mortgage or otherwise dispose of stocks, bonds,

debentures, securities and other evidence of indebtedness issued in connection with the
powers enumerated in the Act: Provided, it shall not engage in direct mortgage lending
activities;

To borrow money and/or to issue bonds, debentures, securities, collaterals, notes and
other obligations, in both local and foreign currencies, subject to the limitations provided
in Art. 19 hereof;
To promote housing by the aided self-help method whereby families with some outside
aid build their own houses with their own houses with their own labor; to provide
technical guidance to such families; to guaranty loans to such families on first liens on
the house and land with such other security and conditions as the Corporation shall
determine, providing at least for ultimate recovery of principals; and to do all other
activities as are relevant and significant in such a program of aided self-help for housing;

To adopt, alter and use a corporate seal; to enter into contracts; and to sue and be sued
in its Corporate name in any court of competent jurisdiction;

To acquire , purchase, own, hold, manage, administer, operate, develop, lease, pledge,
mortgage, exchange, sell, transfer or otherwise dispose of real and personal property
with every kind and description, monies and funds, or any interests therein as may now
be necessary to effectively carry out the purposes, objectives and functions of the
Corporation;

To do any and all acts and things and to exercise all powers, which maybe necessary or
convenient to the accomplishment or furtherance of its purposes and objectives, or
which a natural person can do and exercise and which may now be or hereafter.
 National Home Mortgage Finance Corporation (NHMFC)

Charted in 1979 as a secondary mortgage market

institution and recapitalized by EO 90 to operate a viable
home mortgage market utilizing long-term funds
principally provided by the support agencies. In 2004, the
Social Housing Finance Corporation (SHFC), a wholly-
owned subsidiary of NHMFC, was established to develop
and administer social housing finance programs for low-income formal and informal
households;

Social Housing Finance Corporation (SHFC)

E.O. 272, SECTION 2
MANDATE – The SHFC shall be the lead government
agency to undertake social housing programs that will
cater to formal and informal sectors in the low-income
bracket and shall take charge of developing and
administering social housing program schemes,
particularly the CMP and the AKPF Program
(amortization support program and developmental financing program) the government
has intervened in the housing market through a variety of instruments:
A. REGULATION, INCLUDING RENT CONTROL
REPUBLIC ACT NO. 7279
“AN ACT TO PROVIDE FOR A COMPREHENSIVE AND CONTINUING URBAN
DEVELOPMENT AND HOUSING PROGRAM, ESTABLISH THE MECHANISM FOR
ITS IMPLEMENTATION, AND FOR OTHER PURPOSES.” Otherwise known as
"Urban Development and Housing Act of 1992."

BATAS PAMBANSA BLG. 220

“AN ACT AUTHORIZING THE MINISTRY OF HUMAN SETTLEMENTS TO
ESTABLISH AND PROMULGATE DIFFERENT LEVELS OF STANDARDS AND
TECHNICAL REQUIREMENTS FOR ECONOMIC AND SOCIALIZED HOUSING
 PROJECTS IN URBAN AND RURAL AREAS FROM THOSE PROVIDED UNDER
PRESIDENTIAL DECREES NUMBERED NINE HUNDRED FIFTY-SEVEN,
TWELVE HUNDRED SIXTEEN, TEN HUNDRED NINETY-SIX AND ELEVEN
HUNDRED EIGHTY-FIVE”

PRESIDENTIAL DECREE NO. 957

“Subdivision and Condominium Buyer’s Protective Decree” As Amended by PD
1216 - Regulating the sale of subdivision lots and condominiums, providing penalties
for violations thereof.
REPUBLIC ACT NO. 4726
”An act to define condominium, establish requirements for its creation, and govern its
incidents.” Otherwise known as “The Condominium Act”

REPUBLIC ACT NO. 6552

“AN ACT TO PROVIDE PROTECTION TO BUYER OF REAL ESTATE ON
INSTALLMENT PAYMENTS” Otherwise known as “Realty Installment Buyer Protection
Act”

REPUBLIC ACT NO. 9653

“AN ACT ESTABLISHING REFORMS IN THE REGULATION OF RENT OF CERTAIN
RESIDENTIAL UNITS, PROVIDING THE MECHANISMS THEREFOR AND FOR
OTHER PURPOSES.” Otherwise known as the “Rent Control Act of 2009”

PRESIDENTIAL DECREE NO. 1517

“PROCLAIMING URBAN LAND REFORM IN THE PHILIPPINES AND PROVIDING
FOR THE IMPLEMENTING MACHINERY THEREOF” Otherwise known as the “Urban
Land Reform Act”

Tenurial Assistance
Community resources are mobilized for resolution of land tenure issues and/or site
development through the Land Tenure Assistance Program (LTAP), Community
Mortgage Program (CMP) and Community Land Acquisition Support Program (CLASP).

B. PRODUCTION OF HOUSING UNITS

 Resettlement Programs
• NHA – Administered Resettlement Program • Resettlement Assistance Program
for Local Government Units

Core Housing Programs

The Program provides service lots with core housing designed to match the
affordability of target market consisting mostly of low-salaried government and
private sector employees.

Medium Rise Housing Program

The Medium Rise Public Housing Program is implemented directly by NHA, utilizing
the allocation for the Program under RA 7835 and units are made available under
lease arrangement.

C. FINANCE
The government provides development loans, mortgage take outs, guarantee and
tax breaks to private developers and builders who participate in the National Shelter
Program. Development loans for socialized and economic housing are given at
subsidized rates of interest.

Under the mortgage take out scheme are the following:

DMF’s Expanded Housing Loan Program NHMFC’S Unified Home Lending Program
(UHLP) SSS and GSIS housing programs Home Insurance and Guaranty
Corporation’s Retail Guaranty Program

The government provides private developers financing for large scale housing
production under the following:

HIGC’s Development Guaranty Social Housing Development Loan SSS corporate

housing program HDMF’s Group Land Acquisition Development
 D. PROVISION OF INFRASTRUCTURE
Slum Upgrading Programs
Entails acquisition and on-site improvement of occupied lands through introduction of
roads or alleys and basic services such as water and power. Land tenure issue is
resolved through sale of homelots to bonafide occupants.

Sites and Services Programs

Entails acquisition and development of raw land into service home lots to serve as
alternative to informal settlements as well as catchment areas for immigration and
population growth. This approach is adopted in urban centers where population
growth and overspill is anticipated and where beneficiaries intend to acquire housing
on incremental basis

Reference

https://www.zipmatch.com/blog/best-property-developers-in-the-philippines/

https://dhsud.gov.ph/