eCircular

Department: BANKING OPERATIONS

DEPARTMENT
Sl.No.: 413/2021 - 22
Circular No.: R&DB/BOD-GB/22/2021 - 22
Date: Mon 26 Jul 2021

To All Branches/Offices

MASTER CIRCULAR

NON-HOME TRANSACTIONS

(UPDATED 31.05.2021)

STATE BANK OF INDIA

BANKING OPERATIONS DEPARTMENT
CORPORATE CENTRE
MUMBAI

1
Dear Sir/ Madam,

MASTER CIRCULAR
NON-HOME TRANSACTIONS

We have been issuing Circulars/ Instructions containing operating instructions on Non-

Home Transactions from time to time. To enable the operating functionaries to have
current instructions at one place, a Master Circular incorporating all the existing Ci rculars/
instructions has been prepared and is appended. We advise that this Master Circular
consolidates all the previous instructions issued up to 31.05.2021 vide the Circulars listed
in the para.7.

(S. Muralidharan)
Chief General Manager (R&DB-Operations)

2
 INDEX

Sl.no. Description Page No.

1 Introduction 4

2 Definition of Branch 4
2.1 Home Branch
2.2 Non-Home Branch
3 Facilities at Non-Home Branch 4

4 Admissible transaction limits 4 -6

4.1 Cash deposit
4.2 Cash Withdrawal
4.3 Passbook Updation
4.4 Transfer
4.5 Others
5 Service Charges 7

6 Precautions at Non-home branches 7

7 References 8

8 Annexure-l 9-15

9 Annexure-ll 16-17

3
Introduction:

With adoption of technological initiative of Core Banking Solution (CBS) and its
aggressive roll out in all the branches, the Customers at CBS branches had been
changed from ‘Branch Customers’ to ‘Bank Customers’. To empower the Customers with
this technological evolution in our system, number of value-added facilities were extended
initially to the existing P-segment, Savings Bank and Current account holders in the CBS
platform. This was the first attempt to popularise ‘Anywhere Banking’ concept among our
customers after migration of branches to CBS platform. Later on, the facility has been
extended to customers of SME segment also.
2. Definition of Branch:
2.1. Home Branch: Home Branch is a branch where the Customer’s Account is
maintained.
2.2. Non-Home Branch: The Banking facilities available to Customers at branches
other than home branch are called non -home branches.
3. The facilities available at Non-home branches are:
a) Transfer of funds from one account to another internal account.
b) Cash Deposit/ Cash Payment (with ceiling)
c) Same day credit through cheque as per ceiling mentioned on the cheque.
d) Issuance of IOI.
4. Admissible transactions:
4.1 Cash Deposit:

a) P-Segment Savings Bank: No restriction.

b) In AGR/ SME Segment’ Non -Home deposit is ₹2,00,000/- per day.

4.2 Cash Withdrawal:

a) ‘P’ Segment – ₹ 50,000/- for self (using Cheque).

b) ‘P’ Segment – ₹ 5,000/- for self (using withdrawal form) accompanied with
Savings Bank Passbook.
c) ‘SME’ Segment – ₹ 1,00,000/- for self.
d) ‘AGR’ Segment – ₹ 1,00,000/- for self (KCC Cheques only).
e) No cash payment to third parties.
f) No cash payment of CAG/CCG/CMP Cheques.
g) No limit for cash withdrawal by self for Wealth Savings account holders opened
under Wealth Management initiative (WMBU).

4
4.3. Passbook Updation: Facility of Savings bank passbook updation at all non- home
branches. It has been decided to extend the facility of issuing Original /Continuation
Passbook (including printing of first page) at Non -Home branches (Refer e circular
no. NBG/PBU/LIMA-SB/28/2018 - 19 Date: Tue 19 Mar 2019).

4.4. Transfer:

a) Multi City Cheques (MCC) will be paid as per the following ceiling mentioned on
the cheques:
Savings bank other than HNI/NRI : ₹ 10 Lakhs
HNI/NRI Savings Bank : ₹ 50 Lakhs
Current Account : ₹ 50 Lakhs
As system does not validate the ceilings prescribed for Multi City Cheques, these
have to be monitored and controlled administratively by the branches.
(validation of the above limits by System in CBS is under development)

b) All transactions between same CIF, irrespective of mode of transaction will be

allowed.

c) All transactions through Rupee Vostro Account/ Dividend Warrant module will
be allowed without ceiling as hitherto.

Note:

i. All RTGS/NEFT transactions will be restricted to home branches only.

However, RTGS remittances on behalf of other banks from their accounts
maintained with us in capacity of clearing house settlements will be
allowed with debit vouchers. In such circumstances, all inter-bank RTGS
transactions are enabled to be processed through R-42 RTGS transaction
module.

ii. All RTGS will be backed by cheque only. There will be no debit on the
basis of debit voucher.

d) Payment of cheques at Non-Home Branches where both legs are Non -Home is
to be allowed after usual scrutiny for amount up to ₹ 5.00 lakhs and ensuring
compliance of instructions. (e-Circular R&DB/BOD-GB/67/2019-20 dated
29.08.2019).

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4.4.1. However, to avoid any inconvenience to our customers and also to comply with
RBI guidelines, following branches/ CPCs have been exempted from above
restrictions and they will continue to undertake transactions as hitherto. However,
non-home debit for RTGS/NEFT will not be allowed by the System in any Branch
including under noted exempted branches.

a) All CAG/ CCG/CMP enabled/ DGM/AGM headed branches.

b) All BPR outfits including RACPCs and SMECCCs.
c) All other arrangements already approved by respective Group Head in
respect of special type of transactions such as Western Union, SBI card,
Metal Gold Loan etc.
d) All Clearing CPCs where Speed Clearing System is applicable as per RBI
guidelines. All branches are CTS enabled.

4.4.2. Branches should however continue to accept Cheques drawn on other branches
of our Bank for collection of cheques beyond threshold ceilings of non -home
transactions or cheques which are suspicious in nature without reference to any
limit, through SC/ DD automation module.

4.5. Others:
a) Depositors may submit the Form 15G/H at the any branch (Home/ Non-home).
b) KYC updation can be done by Non -Home Branches also (ref: cir no:
R&DB/OPS-KYC/KYC/10/2018-19 dated 08.02.2019)
c) Transactions at Non-Home branches are NOT allowed for SBI CAPGAINS
PLUS-under Capital Gain Accounts Scheme-1988.
d) All SBI branches will accept cash to the credit of Power Jyoti Pre-Upload
(PUL) Current Accounts in terms of instructions contained vide e-Circular
issued by Transaction Banking Unit from time to time.
e) With a view to enhance customer convenience, 30 transaction codes were
allowed vide e-circular no. R&DB/BOD-GB/65/2019-20 dated 22.08.2019 in
addition to 60 transaction codes permitted earlier. Non-Home Branches are
now permitted to extend ninety (Financial and non -financial) services to the
customers (Annexure-l). Only 23 transactions codes (Annexure-ll) having
probability of more than ordinary risk are not permitted at Non -Home
Branches. Home Branches are permitted all transactions.
f) The pensioner can submit his/her Life Certificate at any nearby and
convenient Branch (Non-Home Branch) /Pension Paying Branch of the Bank.
A number of complaints have been received from the pensioners that no
acknowledgement is given by the branches to the pensioner after submission
of Life certificate. Therefore, it has been decided that the Branches, including
non-home Branch, provide the acknowledgement to pensioner submitting life
certificate. (e-cir NBG/GAD-Pension/21/2018-19 dated 19.10.2018)

6
5. Service Charges:

Service Charges for Home and Non -home branches are equal and system driven.
The Non-home branch should refer latest Circular/ Instructions in regard to service
charges and ensure recovery of applicable service charges by CBS. In case, these
are to be recovered manually, entry is to be made in the Register introduced vide e-
Circular no. NBG/BOD-GB/1/2017 – 18 dated 01.04.2017.

6. Precautions at Non-home branches:

a) The branch should take utmost precaution while putting through non -home
transactions.
b) Branches to exercise utmost precaution while putting through any financial-
non-financial transaction through non-home branch.
c) The signature of the drawers must be carefully verified with the recorded
signatures.
d) High value cheques should be verified through ultraviolet lamps invariably.

e) All the features of the instruments must be verified carefully before payment,
including the paper quality and SBI Water Mark. (In case, this is not done due
to paucity of time – clearing return time comes in the way – all such cheques
must be tested ON THE SAME DAY even after clearing returns are effected
and, in the event of any defect detected thereafter, the concerned Bank/Branch
MUST BE directly contacted and payment against th e fraudulent cheque be
stopped/frozen).
f) The testing of fugitive ink must be carried out for payment of cheques for value
₹ 25,000/- and above as per instructions contained in e-circular No.
NBG/S&PSP/ 21/2009-10 dated 19.12.2009.
g) Tele-calling and getting confirmation from the drawer for suspicious cheques
and all non-home cheques of ₹ 5.00 lacs above. Circles may, however, fix a
lower threshold limit depending upon the intensity of frauds and manpower
availability for Tele-calling. (e-circular no: R&DB/BOD-BO/120/2019-20 dated
10.02.2020).

7
7. References:

a) NBG/S&P-SP/16/20110-11 (SL.NO.522/2010-11) Dated 1.10.2010.

b) NBG/BOD-GB/34/2012-13 (SL.NO.274/2012-13) Dated 20.06.2012.
c) NBG/BOD-GB/95/2013-14 (SL.NO.1215/2013-14) Dated 6.02.2014.
d) NBG/GAD-GC/57/2013-14 (Sl.NO. 1333/2013-14) Dated 07.03.2014.
e) NBG/BOD-SC/13/2011-12 (SL.NO.258/2011-12) Dated 02.07.2011.
f) NBG/BOD-FMC/21/2015-16 (SL.NO.376/2015-16) Dated 9.06.2015.
g) NBG/BOD-SC/71/2015-16 (SL NO.1202/2015-16) Dated31.02.2015.
h) NBG/BOD-GB/1/2016-17 (SL. NO. 90/2016-17) Dated 2.04.2016.
i) NBG/BOD-GB/8/2016-17 (SL.NO.152/2016-17) Dated 30.04.2016.
j) NBG/BOD-GB/1/2017-18 (SL. NO.1/2017-18) Dated 01.04.2017.
k) NBG/PBU/LIMA-Forms/13/2017-18 (SL.NO. 557/2017-18) Dated 11.08.2017.
l) NBG/PBU/PREM-CAPGAIN/3/2017-18(SL.NO.619/2017-18) Dated 1.09.2017.
m) NBG/TBU-FI/11/2017-18 (SL.NO.755/2017-18) Dated 03.10.2017.
n) NBG/TBU-LTP/21/2017-18 (SL.NO.1374/2017-18) Dated 22.02.2018.
o) NBG/TBU-LTP/25/2017-18 (SL.NO.1472/2017-18) Dated 14.03.2018.
p) NBG/TBU-FIs& SME/3/2018-19 (SL.NO.93/2018-19) Dated 18.04.2018.
q) NBG/TBU-CAG/4/2018-19 (SL.NO.93/2018-19) Dated 19.04.2018.
r) NBG/TBU-CAG/6/2018-19 (SL.NO.144/2018-19) Dated 02.05.2018.
s) R&DB/BOD-GB/79/2018-19 dated 17.10.2018.
t) NBG/GAD-PENSION/21/2018-19 dated 19.10.2018
u) NBPBU/LIMA-SB/28/2018-19 dated 19.03.2019.
v) R&DB/BOD-GB/65/2019-20 dated 22.08.2019.
w) R&DB/BOD-GB/67/2019-20 dated 29.08.2019.
x) R&DB/BOD-GB/113/2019-20 dated 20.01.2020.
y) R&DB/BOD-BO/120/2019-20 dated 10.02.2020

8
 Annexure-I

90 TRANSACTION CODES PERMITTED WITH MAKER & CHECKER AT NON-HOME

BRANCHES
TXN
Sl No. TRANSACTION DESC TRANSACTION DETAILS
CODE
DEPOSITS

CORRECTION OF CASH DEPOSIT IN

1 1110 CORR CASH DEPOSIT
DEPOSIT ACCOUNT
CORR CHEQUE CORRECTION OF WRONGLY POSTED
2 1120
DEPOSIT CHEQUE IN DEPOSIT/CC/OD ACCOUNT
CORR. CLOSE CORRECTION OF CLOSURE OF
3 3160 ACCOUNT CASH DEPOSIT ACCOUNT BY CASH (CREDIT
WDWL. BALANCE)
CORR CLOSE A/C CORRECTION OF DEPOST ACCOUNT
4 3180 3RD PARTY CLOSURE BY BANKERS CHEQUE -
WITHDRAWAL THIRD PARTY
TERM PRODUCT CHANGE OF TERM PRODUCT DETAILS
5 7047
CHANGE IN DEPOSIT ACCOUNT
CORRECTION OF BACK/VALUE
CORR O.S. DEPOSIT
6 6145 TRANSFER TO DEPOSITS/CC/OD
TRANSFER
ACCOUNTS
CORRECTION OF TRANSFER ENTRY
CORR DEPOSIT MADE THROUGH VOUCHER FROM
7 1145
TRANSFER DEP/CC/OD TO DEP/CC/OD/LOAN
ACCOUNT
CORRECTION OF CASH WITHDRAWAL
CORR CASH
8 1160 BY VOUCHER FROM DEP/CC/OD
WITHDRAWAL
ACCOUNTS
CORRECTION OF CLOSURE OF
CORR CLOSE A/C DEPOSITS ACCOUNT BY TRANSFER
9 3145
DEPOSIT TRANSFER CREDIT BALANCE TO DEPOSIT
ACCOUNT
C.A.S. CORRECTION CORRECTION OF CASH WITHDRAWAL
10 51172
CASH CHEQUE BY CHEQUE FROM DEPOSIT ACCOUNTS
C.A.S CORRECTION CORRECTION OF TRANSFER ENTRY
11 51173 OWN CHEQUE MADE THROUGH CHEQUE IN
DEPOSIT DEPOSIT/CC/OD ACCOUNTS
CARRY FORWARD PRINT NEW UNIVERSAL PASSBOOK IN
12 1500
PASSWORD DEPOSIT ACCOUNT

9
 TXN
Sl No. TRANSACTION DESC TRANSACTION DETAILS
CODE
LIST SWEEP CREATE/AMEND/ENQUIRE TIERED
13 60420 ARRANGEMENTS SWEEP ARRANGEMENTS FOR
PROMPT DEPOSIT/CC/OD ACCOUNT
SI HOLD PROMPT REMOVAL OF HOLD CREATED FOR
14 956
SCREEN STANDING INSTRUCTIONS
STANDING ORDER CREATE STANDING ORDERSIN
15 899
MENU DEPOSITS/CC/OD ACCOUNTS

CREATE SWEEP CREATE SWEEP ARRANGEMENTS

16 60422
ARRANGEMENTS FROM DEPOSIT/CC/OD ACCOUNTS
PARAMETERISED FEE COLLECTION
CREATE SWEEP
17 60434 ACCOUNT AMENDMENT SCREEN FROM
ARRANGEMENTS
DEPOSIT/CC/OD ACCOUNTS
CREATE TIERED SWEEP
CREATE SWEEP
18 60522 ARRANGEMENTS FOR DEPOSIT/CC/OD
ARRANGEMENTS
ACCOUNT
LIST SWEEP CREATE TIERED SWEEP
19 60523 ARRANGEMENTS ARRANGEMENTS FOR DEPOSIT/CC/OD
PROMPT ACCOUNT
CHEQUE DEPOSIT OUTWARD CLEARING CHEQUE
20 1020
OUTWARD CLG DEPOSIT

DEBIT CARD DETAILS

21 60490 DEBIT CARD DETAILS ENQUIRY
ENQUIRY
CREATE ACCOUNT/CHANNEL LINK FOR
ACCESS CHANNEL
22 7082 ELECTRONIC/INTERNET BANKING IN
CREATE
DEPOSIT ACCOUNTS
DELETE ACCOUNT/CHANNEL LINK FOR
ACCESS CHANNEL
23 7083 ELECTRONIC/INTERNET BANKING IN
DELETE
DEPOSIT ACCOUNTS
GCAPS MAIN SCREEN
24 9583 ATM REQUEST ATM CARD ISSUE REQUEST
PROMPT
TERM DEPOSIT
25 504 ISSUANCE OF TERM DEPOSIT ADVICE
ADVICE

DETAILS OF FD ROLLOVER (Term,

26 7025 GOVT SWEEP
Interest Rate, Maturity Amount etc.)

10
 TXN
Sl No. TRANSACTION DESC TRANSACTION DETAILS
CODE

CHEQUE DEPOSIT SC CHEQUE DEPOSIT FOR COLLECTION

27 1019
LODGED (SC)
CORRECTION OF WRONGLY POSTED
CORR CHEQUE
28 1119 CHEQUE DEPOSIT FOR COLLECTION
DEPOSIT
(SC)
INVESTORS
STATEMENT REQUEST FOR DEPOSITS
29 9023 STATEMENT
ACCOUNT
REQUEST
ADD FREEFORM SET MESSAGE IN DEPOSIT/CC/OD
30 9096
MESSAGE ACCOUNTS

DELETE FREEFORM DELETE SET MESSAGE FROM

31 9097
MESSAGE DEPOSIT/CC/OD ACCOUNTS

C.A.S. CHEQUE BOOK

32 50212 CHEQUE BOOK ORDER
ORDER
C.A.S.
CHEQUE BOOK PERSONALISATION FOR
33 50216 PERSONALISATION
ISSUING CHEQUE BOOK
PROMPT
PENDING CHARGE PENDING CHARGE ENQUIRY PROMPT
34 7095
ENQUIRY PROMPT IN DEPOSIT/CC/OD ACCOUNTS
AMOUNT TRANSFER THROUGH
C.A.S OWN CHEQUE CHEQUE FROM DEPOSIT/CC/OD TO
35 51073
DEPOSIT DEPOSIT/CC/OD ACCOUNT

C.A.S. DW TRANSFER PAYMENT OF DIVIDENT WARRANT

36 51084
CASH DEPOSIT THROUGH CHEQUE DEPOSIT
LOANS
AUCA RECOVERY AUCA RECOVERY THROUGH TRANSFER
37 29082
THROUGH DEP FROM DEPOSIT ACCOUNT
PERFECTION OF
38 63823 PERFECTION OF SECURITY DETAILS
SECURITY DETAILS

BR. G/L EXT CHEQUE CHEQUE PURCHASE- TRANSFER TO

39 21041
PURCHASE TO ACCT ACCOUNT: DDP
BCQA - CHQ
CORRECTION OF CHEQUE PURCHASE
40 21141 PURCHASE
TRANSFER TO ACCOUNT DDP
CORRECTION
11
 O.S. DEPOSIT LOANS BACK/VALUE REPAYMENT VIA
41 16045
TRANSFER TRANSFER FROM DEPOSIT ACCOUNT
CORRECTION OF BACK VALUE
CORR O.S. DEPOSIT
42 16145 REPAYMENT OF LOAN VIA TRANSFER
TRANSFER
FROM DEPOSIT ACCOUNT
CORR CHEQUE CORRECTION OF CHEQUE REPAYMENT
43 11120
REPAYMENT IN LOAN ACCOUNTS
CORR DEPOSIT CORRECTION OF REPAYMENT VIA
44 11145
TRANSFER TRANSFER IN LOAN ACCOUNTS
CORR SINGLE SIDED CORRECT SINGLE SIDED REPAYMENT
45 11310
REPAYMENT IN LOAN ACCOUNTS
CORR CASH CORRECTION OF CASH REPAYMENT IN
46 11110
REPAYMENT LOAN ACCOUNTS

LOAN INT INTEREST ACCRUAL ADJUSTMENT IN

47 10732
ADJUSTMENT LOAN ACCOUNTS

RECORD MULTIPLE RECORD MULTIPLE PDCS IN LOAN

48 17137
PDCs ACCOUNTS
AUTHORIZE
PRIMARY/COLLATERAL SECURITY
49 67158 COLLATERAL
AUTHORIZATION
PROMPT
ACCOUNT CHANNEL LINK FOR
LOANS CHANNEL
50 17082 ELECTRONIC/INTERNET BANKING IN
LINK
LOAN ACCOUNTS
LOANS REPAYMENT THROUGH
51 11012 DEPOSIT TRANSFER
CHEQUE
REQUEST
52 13000 LOAN ACCOUNT CLOSURE ENQUIRY
DISCHARGE FIGURE
SET FREEFORM
53 19096 SET MESSAGE IN LOAN ACCOUNTS
MESSAGE
CC/OD CLOSURE
54 3000 CC/OD ACCOUNT CLOSURE ENQUIRY
ENQUIRY
LOANS INTEREST
ISSUANCE OF INTEREST CERTIFICATE
55 10720 PAID CERTIFICATE
OF LOAN ACCOUNTS
PRINT
56 11010 CASH REPAYMENT LOANS- CASH REPAYMENT

CHEQUE OUTWARD CLEARING CHEQUE

57 11020
REPAYMENT DEPOSIT IN LOAN ACCOUNTS

12
BGL & OTHERS
TXN
Sl No. TRANSACTION DESC TRANSACTION DETAILS
CODE
NPB CORRECTION
CORRECTION OF TRANSFER FROM
58 21131 MISCELLANEOUS
DEPOSIT ACCOUNT TO BGL ACCOUNTS
DEP ACCTS DEBITS
NPB CORRECTION
CORRECTION OF TRANSFER FROM BGL
59 21151 MISCELLANEOUS
TO DEPOSIT ACCOUNT
DEP ACCT CREDIT
NPB CORRECTION
SDV/SC- CORRECTION OF FEE
60 22131 MISCELLANEOUS
COLLECTION FROM DEPOSIT ACCOUNT
DEP ACCTS DEBITS
C.A.S. CORR
INWARD CLEARING - CORRECTION OF
61 51170 PRESENT CHEQUE
CHEQUE PAID IN BATCH
(BATCH INPUT)
C.A.S. CORRECTION
CHEQUE INWARD CLEARING - CORRECTION OF
62 51171
PRSENTATION CHEQUE MANUALLY PRESENTED
(MANUAL)
G/L CHEQUE OUTWARD CLEARING- CHEQUE
63 20020
DEPOSIT DEPOSIT

CAS CORRECTION CORRECTION REMITTANCE ISSUE

64 51181
REMT THRU CHQ THROUGH CHEQUE
BR G/L EXT CHEQ
65 20142 PURCHASE SETTLE CORRECTION OF CHEQUE PURCHASE
CORR
NO BOOK CORR G/L CORRECTION OF FUND TRANSFER
66 20145
TRANSFER FROM BGL TO BGL ACCOUNT

BGL MISC CREDIT BGL RECTIFICATION BY CREDIT

67 21051
TRANSFER TRANSFER TO DEPOSIT ACCOUNT
GL NPB
CORR.CHEQUE CORRECTION OF THE PAYMENT OF
68 21173
PRESENTATION DD/BC/GC TO DEPOSITS ACCOUNT
DEPOSIT
NPB
MISCELLANEOUS CASH BGL RECTIFICATION: TRANSFER
69 21031
DEPOSIT ACCOUNTS FROM DEPOSIT ACCOUNT
DEBITS
CORRECTION
CORRECTION REPAYMENT GL TO
70 23350 REPAYMENT GL TO
LOANS
LOANS

13
 AMEND CUSTOMER
71 67050 CIF- AMEND CUSTOMER DETAILS
DETAILS PROMPT

LIST RELATIONSHIPS
72 60440 RELATIONSHIP ENQUIRY
PROMPT

AMEND/ENQUIRY
73 67077 CREDIT RATING CODE MAINTENANCE
SECURITIES AGENCY
PROMPT SCREEN TO
INTERNAL CREDIT SCORE
74 67197 CALCULATE CREDIT
CALCULATION
SCORE

75 35080 SDV PARAMETERS SDV-DIVIDENT WARRANT FOR SC

CAS MODIFY
MODIFY/REMOVE STOP IN
76 50218 REMOVE CHEQUE
CHEQUE/CHEQUES
STOP
AMEND COLLATERAL
CIF- CREATE/AMEND USER DEFINED
77 67094 TRUST DEEDS
CODES; CUSTOMER MANAGEMENT
PROMPT
Correction Misc CCOD CORRECT TRANSFER FROM CC/OD
78 22331
Accts/Debits ACCOUNT TO BGL ACCOUNT
NPB REPAYMENT
FUNDS TRANSFER FROM BGL TO LOAN
79 23250 FROM GL TO
ACCOUNT
LOAN(GL SIDE)
NPB
MISCELLANEOUS FUNDS TRANSFER FROM BGL TO
80 22051
CC/OD ACCOUNTS CC/OD ACCOUNT
CREDIT
NPB
MISCELLANEOUS CORRECTION OF FUND TRANSFER
81 22151
CCOD ACCOUNTS FROM BGL TO CC/OD ACCOUNT
CREDIT CORR
DD PAYMENT TO INLAND RUPEE REMITTANCE (DD, BC) -
82 21073
DEOSIT PAYMENT TO DEPOSIT

SAFE DEPOSIT VAULT - COLLECTION

PROMPT FOR SDV
83 35250 OF VARIOUS FEE (ACCESS
MAINTAIN
CHARGE,LOST KEYS ETC.)
CASH WITHDRAWAL BY VOUCHER
84 1060 CASH WITHDRAWAL
FROM DEPOSIT/CC/OD ACCOUNTS

14
 CASH WITHDRAWAL THROUGH
85 51072 C.A.S. CASH CHEQUE CHEQUE FROM DEPOSITS/CC/OD
ACCOUNTS

C.A.S. CHEQUE
INWARD CLEARING- MANUAL CHEQUE
86 51071 PRESENTATION
PRESENTATION
(MANUAL)

C.A.S. CHEQUE
INWARD CLEARING - DISHONOUR OF
87 51079 DISHONOUR
CHEQUE
TRANSACTION

INTERBANK TRANSFER – REMITTANCE

NSBL OUTGOING
88 20046 TO NEPAL – CREATE OUTGOING
TRANSFER
MESSAGE

PROMPT SCREEN RECOVERY OF SC/DDP-REALISATION/

89 20403
FOR CORRECTION COLLECTION/DISHONOUR /CHARGE

CAS
90 50210 SET/MODIFY/REMOVE SET STOP IN CHEQUE/CHEQUES
CHEQUE STOP

15
 Annexure-II
23 FREQUENTLY USED TRANSACTION CODES AT HOME BRANCHES NOT PERMITTED
AT NON-HOME BRANCHES (CUSTOMER CATEGORY)
Sl. No. TXN. CODE TRANSACTION DESC TRANSACTION DETAILS
C.A.S. PERSONAL CHEQUE BOOK ENQUIRY BY CHEQUE
1 50211
CHEQUES ENQUIRY NUMBERS
EXTENSION/CLOSURE OF MATURED
2 7008 SCSS EXTEN SCREEN SENIOR CITIZEN SAVING SCHEME
ACCOUNT
TDS DETAILS ENQUIRY -
3 507 TDS PROMPT- NRO
SB/TDR/STDR/RD/NRO
CHANGE DETAILS CHANGE DETAILS IN DEPOSIT/CC/OD
4 7050
PROMPT SCREEN ACCOUNTS: TABBED SCREEN
REISSUE TERM REISSUANCE OF ORIGINAL TERM
5 503
CERTIFICATE 1 RECEIPTS
REISSUE TERM ISSUANCE OF (DUPLICATE) TERM
6 501
CERTIFICATE 1 RECEIPT
LOAN ACCOUNT CONVERSION -
7 70480 KCC TO ATL
ACC/KCC TO ATL
LOAN ACCOUNT CONVERSION - DL/TL
8 70474 QUICK OD OPERATION
TO MAXGAIN
CC/OD ACCOUNT CLOSURE VIA CASH
9 3210 CC/OD CASH CLOSURE
REPAYMENT
CLOSE ACCOUNT CC/OD ACCOUNT CLOSURE BY
10 3245
DEPOSIT TRANSFER TRANSFER FROM DEPOSIT ACCOUNT
DISCHARGE VIA CASH LOAN DISCHARGE VIA CASH
11 13010
REPAYMENT REPAYMENT
DISCHARGE VIA LOAN DISCHARGE VIA TRANSFER
12 13045
TRANSFER FROM ACCOUNT
LOANS LETTER OF OFFER ISSUANCE OF OFFER LETTER FOR
13 10800
PROMPT DL/TL
ACCOUNT MATURITY
14 2012 PPF – MATURITY EXTENSION SCREEN
EXTENSION
15 7147 GOVT RECEIPT PROMPT RECEIPT OF GOVT. BUSINESS IN CASH
PAYMENT FROM GOVERNMENT
16 7149 GOVT PAYMENT PROMPT
ACCOUNT
17 27079 TT ISSUE PROMPT OUTWARD TT ISSUE SCREEN
SC LODGEMENT LODGEMENT/WITHDRAWL OF GOODS
18 35520
WITHDRAWAL PROMPT FROM SAFE CUSTODY

16
 TRAVELLERS CHEQUE IN CREATE/AMEND/ENQUIRE
19 27062
FC PROMPT TRAVELLER’S CHEQUE DETAILS
CLOSE ACCOUNT 3RD DEPOSITS ACCOUNT CLOSURE BY
20 3080
PARTY WITHDRAWAL BANK CHEQUE AND DEMAND DRAFT
UNIFIED CLOSURE DEPOSITS/CC/OD ACCOUNT CLOSURE
21 3333
PROMPT SCREEN PROMPT SCREEN
CLOSE ACCOUNT CASH CASH CLOSURE OF DEPOSITS
22 3060
WITHDRAWAL PROMPT ACCOUNT
CLOSURE OF DEPOSITS ACCOUNT BY
CLOSE ACCOUNT
23 3045 TRANSFER CREDIT BALANCE TO
DEPOSIT TRANSFER
DEPOSIT ACCOUNT

17