Page 1 of 5

Statement number 127

Issue date 10 March 2022
MR F ALI Write to us at Box 3 BX1 1LT
40 WALTER STREET Call us on 0345 300 0000
BLACKBURN Visit us online www.lloydsbank.com
LANCASHIRE
BB1 1RD
yTQySUuxxxQSPRyUxx
jisq0vT7io57sA1YEc Your Branch OLDHAM
ybgbNksN6kItjYbtMv
xdj9zeIHcnb8nyVDMi
xqB;90MKToOfcF6liV Sort Code 77-01-05
zzzzzzzzzzzzzzzzzz
Account Number 53919668
IBAN GB94 LOYD 7701 0553 9196 68
BIC LOYDGB21P91

CLASSIC 11 February 2022 to 10 March 2022

Your Account
Date of previous statement 10 February 2022
Balance on 11 Feb 2022 £226.83
Money in £2,293.88
Money out £1,610.60
Balance on 10 Mar 2022 £910.11
Arranged overdraft interest £0.00
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Fees Explained

Club Lloyds Account Holders – The Club Lloyds maintaining the account fee will be shown in the transactions overleaf as ‘'Club Lloyds fee’. If you are eligible to have
this Maintaining the account fee waived, you will also see a transaction described as ‘'Club Lloyds waived’. This does not apply to non-Club Lloyds customers.
Other services - There are fees for other services you have asked for. You can find more details in your account conditions or at www.lloydsbank.com.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch
J Write to us: Lloyds Bank,
PO Box 1, BX1 1LT Q Visit us in branch
Ways to manage your account
Keep track of what's going in and coming out of your account at any time using:
• Internet Banking – View and manage your accounts online - 24 hours a day, 7
days a week. Register at lloydsbank.com/internetbanking
• Mobile Banking – Manage your account on the go with your mobile phone or
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or
the App Store.
• Telephone Banking – Our automated service is available 24/7, or you can talk
to us between 7am and 11pm, 7 days a week. Not all services are available 24
hours a day, 7 days a week.
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage
your money and avoid charges. They remind you when you need to pay cleared
funds into your account. They can also help you avoid going into an
unarranged overdraft or having payments refused. Unless you’ve opted out,
you’ll automatically receive alerts provided we have an up to date mobile
number for you. Find out more at lloydsbank.com/mobilealerts
Overdrafts - choosing the right way to borrow
An arranged overdraft can help out when you need to borrow in the short term. For
example to pay an unexpected bill. But if you use it often and don’t reduce your
balance, it can turn into an expensive way to borrow. Our cost calculator, which you
can find online at lloydsbank.com/overdrafts, tells you how much an arranged
overdraft costs. You should consider if an arranged overdraft facility is the most
suitable option for you to borrow money. If you need to borrow money for a longer
time, there may be other options better suited to your needs. For more information
visit lloydsbank.com/borrow or call us to talk through your options.
Check if your account is still right for you
Your banking needs can change over time so it’s important to check your account is please see the banking charges guide for details.
still right for you by visiting lloydsbank.com/currentaccounts to see our latest
current accounts.
Our interest rates
If we pay interest on your balance, your current interest rate is shown on the front of 0345 602 1997.
this statement. To find out what the interest rates are on our other accounts, visit
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch.
J Protecting yourself from fraud
• Check your statements regularly - If something doesn’t look right or you
spot a transaction on your statement you didn’t make, call us straight away
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be
able to refund a payment on some types of account if you tell us more than
13 months after the date it happened.
• Keep your statements in a safe place - If you want to throw them away, you
should do it in a secure way, like shredding them – please don’t just put them
in the bin.
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit
lloydsbank.com/security for ways to protect yourself and information on
the latest scams.
• If your card, cheque book or PIN is lost or stolen - Call us straight away on
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open
24/7.
• The freeze card feature in our Mobile Banking app lets you quickly freeze and
unfreeze different types of transaction on your cards whenever you need to.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards
If your vision is impaired – please contact us for an alternative
format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
7am-11pm, 7 days a week
About the fees we charge if you use your card abroad
Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
cash or make a payment in a currency other than pounds, the amount is converted
to pounds on the day it is processed by Visa using the Visa Payment Scheme
exchange rate on the day. You can find the exchange rate by calling
0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
overseas). If you call before the transaction is processed the rate provided will be
an indication only.
We will charge you a foreign currency transaction fee of 2.99% of the value of the
transaction. This is a fee for the currency conversion. You can find more
information on our website about the exchange rates that apply to your
transaction to help you compare them with other card issuers' rates.
If you use your debit card or your Cashpoint® card to withdraw cash in a currency
other than pounds (at a cash machine or over the counter) we will also charge a
foreign currency cash fee of £1.50. Where you elect to allow the cash machine
operator/financial service provider to make the conversion to pounds we will only
charge a foreign cash fee of £1.50. The provider of the foreign currency may make
a separate charge for conversion. We won't charge a foreign currency cash fee or a
foreign cash fee if you withdraw euro within the EEA or UK.
Where you use your debit card to make a purchase or other transaction (not cash
withdrawal) in a currency other than pounds, whether in person, or by internet or
phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
currency purchase fee does not apply to the Premier and Platinum debit cards; and
will not be charged if your payment is made in euro within the EEA or UK.
We will not make a charge for the withdrawal of cash in pounds within the UK,
however, the owner of a non-Lloyds Bank cash machine may. Other charges apply,
Keeping your data safe
We promise to keep your personal information safe and only use in the way you’ve
asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
We’re here for you if something isn’t right
We want to make sure you’re happy with the products and service we offer. But if
something goes wrong, let us know and we’ll do everything we can to put things
right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
at your concerns, for free.
The Financial Services Compensation Scheme (FSCS)
The deposits you hold with us are covered by the Financial
Services Compensation Scheme (FSCS). Every year we’ll
send you an information sheet which tells you the types of
deposits covered and the protection offered by the FSCS.
For more information visit FSCS.org.uk
We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
service.
Statement No. 127 Sort Code 77-01-05
10 March 2022 Account Number 53919668
Page 3 of 5

CLASSIC

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
10 Feb 22 STATEMENT OPENING BALANCE 226.83
11 Feb 22 BGC JUST EAT.CO.UK LTD 111.94 338.77
11 Feb 22 FPO MOHSIN FAISAL 11FEB22 08:24 112.00 226.77
11 Feb 22 DEB PK FOODS BLACKBURN CD 9240 2.50 224.27
11 Feb 22 DEB PPOINT_*BEST 4 LES CD 9240 20.00 204.27
14 Feb 22 FPI M ALI 12FEB22 600000000888284183 10.00 214.27
14 Feb 22 DEB ZEGO UK CD 9240 12FEB22 10.00 204.27
14 Feb 22 DEB GOOGLE *Google Pla CD 9240 13FEB22 4.69 199.58
14 Feb 22 DEB EBAY COMMERCE UK L CD 9240 13FEB22 22.99 176.59
14 Feb 22 DEB BEEHIVE S STN CD 9240 13FEB22 31.27 145.32
14 Feb 22 DEB Rightway Cash & Ca CD 9240 1.19 144.13
14 Feb 22 DEB CHAIIWALA BLACKBUR CD 9240 1.70 142.43
14 Feb 22 DEB KFC-BLACKBURN CD 9240 3.99 138.44
14 Feb 22 DEB ZEGO UK CD 9240 10.00 128.44
16 Feb 22 DEB Rightway Cash & Ca CD 9240 5.00 123.44
16 Feb 22 DEB LIDL GB BLACKBURN CD 9240 6.40 117.04
16 Feb 22 DEB CHA CHA CHAI CD 9240 8.60 108.44
16 Feb 22 DEB ZEGO UK CD 9240 10.00 98.44
17 Feb 22 DEB Rightway Cash & Ca CD 9240 1.00 97.44
17 Feb 22 DEB Rightway Cash & Ca CD 9240 25.00 72.44
18 Feb 22 BGC JUST EAT.CO.UK LTD 256.84 329.28
18 Feb 22 FPI M ALI 600000000890887247 103.00 432.28
18 Feb 22 CPT LNK POST OFFICE CD 9240 18FEB22 170.00 262.28
18 Feb 22 FPO MR D ARSHAD PHONE 18FEB22 14:34 25.00 237.28
18 Feb 22 DEB PPOINT_*BEST 4 LES CD 9240 20.00 217.28
21 Feb 22 CPT LNK ELTONWELL PROP CD 9240 19FEB22 ATM 41.05 176.23
OWNER FEE 1.05
21 Feb 22 DEB Rightway Cash & Ca CD 9240 19FEB22 1.99 174.24
21 Feb 22 DEB SHELL ACCRINGTON R CD 9240 19FEB22 41.35 132.89
21 Feb 22 DEB REEF LONDON LIMITE CD 9240 20FEB22 1.00 131.89
21 Feb 22 DEB GOOGLE *Google Pla CD 9240 20FEB22 4.69 127.20
21 Feb 22 DEB ZEGO UK CD 9240 20FEB22 5.00 122.20
21 Feb 22 DEB OLDHAM CD 9240 20FEB22 6.80 115.40
21 Feb 22 DEB CHA CHA CHAI CD 9240 20FEB22 10.00 105.40
21 Feb 22 CPT LNK 33399477 73692 CD 9240 20FEB22 20.00 85.40
22 Feb 22 CPT LNK POST OFFICE CD 9240 22FEB22 10.00 75.40
22 Feb 22 DEB MCDONALDS CD 9240 5.56 69.84
24 Feb 22 DEB ZEGO UK CD 9240 10.00 59.84
24 Feb 22 DEB Chesters Chicken CD 9240 21.46 38.38
25 Feb 22 BGC JUST EAT.CO.UK LTD 215.18 253.56
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 127 Sort Code 77-01-05
10 March 2022 Account Number 53919668
Page 4 of 5

CLASSIC
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
25 Feb 22 FPI
M ALI 300000000897688658 40.00 293.56
25 Feb 22 FPI
DWP UC FASTER PAYM 101Q70630 DWP UC 22.51 316.07
09083024531535000N
25 Feb 22 DEB TENPIN LTD - 208 CD 9240 5.50 310.57
28 Feb 22 DEB ZEGO UK CD 9240 26FEB22 10.00 300.57
28 Feb 22 FPI M ALI 26FEB22 100000000891976907 133.00 433.57
28 Feb 22 DEB GOOGLE *Google Pla CD 9240 27FEB22 4.69 428.88
28 Feb 22 DEB WH SMITH CD 9240 27FEB22 4.88 424.00
28 Feb 22 DEB MENKIND TRAFFORD CD 9240 27FEB22 11.00 413.00
28 Feb 22 DEB BLACKBURN SSTN CD 9240 27FEB22 40.14 372.86
28 Feb 22 DEB ISTANBUL RESTAURAN CD 9240 27FEB22 63.80 309.06
28 Feb 22 CPT LNK WHALLEY RANGE CD 9240 27FEB22 ATM 21.05 288.01
OWNER FEE 1.05
28 Feb 22 FPO MOHSIN FAISAL 28FEB22 08:20 25.00 263.01
28 Feb 22 DEB Rightway Cash & Ca CD 9240 1.60 261.41
28 Feb 22 DEB EBAY COMMERCE UK L CD 9240 5.99 255.42
01 Mar 22 DEB ZEGO UK CD 9240 5.00 250.42
01 Mar 22 DEB LIDL GB BLACKBURN CD 9240 5.97 244.45
01 Mar 22 DEB ZEGO UK CD 9240 10.00 234.45
01 Mar 22 DEB PPOINT_*BEST 4 LES CD 9240 25.00 209.45
03 Mar 22 DEB ZEGO UK CD 9240 5.00 204.45
04 Mar 22 BGC JUST EAT.CO.UK LTD 209.72 414.17
04 Mar 22 FPO MOHSIN FAISAL 04MAR22 08:12 156.00 258.17
04 Mar 22 DEB Rightway Cash & Ca CD 9240 2.20 255.97
04 Mar 22 DEB MFG EWOOD CD 9240 40.01 215.96
07 Mar 22 DEP P.O. 114-116 AUDLE 215.00 430.96
07 Mar 22 FPO MOHSIN FAISAL 05MAR22 11:34 150.00 280.96
07 Mar 22 DEB ZEGO UK CD 9240 06MAR22 5.00 275.96
07 Mar 22 DEB KFC BLACKBURN-FRON CD 9240 06MAR22 6.89 269.07
07 Mar 22 DEB KFC BLACKBURN-FRON CD 9240 06MAR22 27.96 241.11
07 Mar 22 FPI ROOFOODS LIMITED 720484398100 06MAR22 39.44 280.55
07 Mar 22 FPI ROOFOODS LIMITED 720525593200 06MAR22 3.77 284.32
07 Mar 22 FPI UBER BV 06MAR22 720484727900 20.15 304.47
07 Mar 22 DD BWD BACS CTAX PYTS 02371234 33992972 61.50 242.97
07 Mar 22 DD APF/GRANITEFINANCE 01600280 150.65 92.32
XGRANITEF000552401
07 Mar 22 DEP P.O. 114-116 AUDLE 913.33 1,005.65
07 Mar 22 DEB EUROPA RETAIL LIMI CD 9240 4.00 1,001.65
07 Mar 22 DEB ZEGO UK CD 9240 5.00 996.65
07 Mar 22 DEB ZEGO UK CD 9240 10.00 986.65
07 Mar 22 DEB ROSEHILL SERVICE S CD 9240 15.00 971.65
08 Mar 22 DEB BEEHIVE S STN CD 9240 20.10 951.55
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 127 Sort Code 77-01-05
10 March 2022 Account Number 53919668
Page 5 of 5

CLASSIC
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
09 Mar 22 DEB PAYPAL *GIFFGAFF 4 CD 9240 20.00 931.55
09 Mar 22 DEB eBay O*03-08358-07 CD 9240 2.49 929.06
09 Mar 22 DEB eBay O*15-08355-17 CD 9240 3.95 925.11
09 Mar 22 DEB ZEGO UK CD 9240 5.00 920.11
09 Mar 22 DEB PAYPAL *GIFFGAFF 4 CD 9240 10.00 910.11
09 Mar 22 STATEMENT CLOSING BALANCE 1,610.60 2,293.88 910.11
Payment types:
BGC - Bank Giro Credit DEB - Debit Card CPT - Cashpoint DD - Direct Debit
FPO - Faster Payment FPI - Faster Payment DEP - Deposit
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.