July 15, 2023

JOB ADVERT

We are seeking for a suitable candidate to fill the position of Branch Manager.

Reports to: Regional Manager

Job purpose: To Manage and supervise all branch performance and operations by ensuring that
the branch delivers appropriate products and services to clients’ needs, reliable, quality and
timely services to customers, while promoting holistic transformation for both staff and clients,
their families and their communities.

Key Result Areas:

Branch Management and Supervision

• Coordinate the branch staff to ensure achievement of financial sustainability, market
coverage, customer outreach, savings portfolio growth, transformation, service quality with
a focus on consumer protection and, efficient targets for the branch
• Oversee all the branch operational activities, including loan disbursement, teller services,
account opening,
• Ensure the day to day management of the branch, opening and closing the branch and
coordinating available resources
• Monitor branch office expenses to ensure compliance with budget
• Coordinate all branch management weekly or monthly meetings
• Monitor all branch property and equipment movement, there security and review condition
compared to book value
• Meet set targets for loan disbursement, Portfolio (PAR) quality and deposits targets
• Member of the branch credit committee
• Ensure that client’s complaints and feedback are appropriately and effectively handled, the
complaints handling channels are in place and effectively being used
• Provide assistance to any examination conducted by BOU, other regulators, external auditors
and internal auditors
 • Achieve branch customer satisfaction rating of 90% and Net promoter 90%
• Ensures that staff don’t knowingly over burden clients with debt by monitoring clients over-
indebtedness
• Coordinate the annual branch planning process for the branch’s targets and budgets
• Ensure that adequate resources are provided to the branch staff on time
• Train, mentor, advice, guide and support branch staff to ensure staff are motivated and
organized to exceed performance targets
• Ensure staff have annual performance targets that are aligned to OBUL’s strategic plan
• Monitor achievement of performance of the branch against the set objectives and take
corrective action against significant deviations
• Ensure weekly and monthly performance returns to Head office, relating to saving portfolio
growth, staffing, client training and general performance of the branch
• Ensure that both new and existing receive quality training in financial literacy, business
management skills, loan terms and conditions etc…
• Ensure branch ambiance and general cleanness
Operational and credit risk management, internal control and regulatory policies, procedures and
systems compliance
• Communicate clearly to branch staff all policies, guidelines and procedures, where training is
needed it should be provided
• Ensure high level of product knowledge and risk management systems by all staff
• Ensure that both operational and relationship branch functions and activities are in
compliance with local banking legislation, client protection guidelines and internal control
policies and procedures
• Implement and monitor security and fraud precautions at the branch to protect customer
deposits, bank assets and staff
• Conduct unannounced audits of cash in vault and all branch cash funds and cash limits
• Ensure privacy of client data at all levels, and train staff on how to handle client data
• Ensure branch staff behavior is in line with the code of conduct, core values and mission
• Ensure that clients complaints are registered, solved appropriately or escalated to the
responsible person at head office within the specified time
• Ensure that staffs communicate clearly and effectively to clients in a language that they
understand, explaining all terms and conditions before sale and during sale.
• Ensure that clients receive signed copies of Key facts documents, loan contracts, and their
guarantors also receiving copies of the guarantee contracts.
 • Ensures that loan recovery is done according to policy, or in accordance with the acceptable
and unacceptable collection practices
• Ensure staff are well trained in loan assessment and evaluation to prevent client over-
indebtedness
• Ensure that new staff before they are assigned any task are properly trained, but even then
continue offering on job training and mentoring
Branch based marketing, sales and client service strategy and approach
• Ensure profitability of the branch through cost controls and mobilizing deposits
• Ensure staff act fairly and reasonably in all their dealings with a client or group of clients, not
discriminate against any customer on the grounds of sex, race, color, ethnic origin, tribe,
birth, creed or religion, social standing, political opinion or disability;
• Ensure staff do not exert undue influence or duress on a consumer to enter into a transaction
• Conduct client exit surveys at the branch , review the client and staff satisfaction survey and
impact assessment reports, use the information for branch improvement is service delivery
• Promote a sales oriented culture within the branch that satisfies the needs of clients and
recognizes the importance of long term customer relationships.
• Gain close client contact through field visits to keep abreast with customer needs, service
problems and resolving problems as necessary
• Reinforce the application of superior customer service
• Ensure that client product and service delivery is aligned to the client protection principles as
detailed in the code of conduct
• Establish linkages with other likeminded organizations that can provide services that OBUL
cannot provide to promote holistic transformation e.g Health services
• Train staff on best customer service and award good customer service
Branch Human Resource management
• Establish and communicates clear and comprehensive organization structure and job
descriptions for all staff based in the branch
• Carry out quarterly and annual performance reviews, ensures that all branch staff are
appraised based on performance objectives and recommending them for training whenever
necessary
• Ensure effective management of poor performance and disciplinary actions
• Induct, train, motivate, coach, encourage and mentor staff
• Hold regular reporting and planning meeting with all branch staff
• Reward both social and financial performance
• Ensure staff adhere to the code of conduct and those who deviate face disciplinary actions
 • Promote staff spiritual development activities like devotions, prayer retreats, trainings, team
work building activities etc.
• Ensure that both staff and clients have access to HIV/AIDS preventive and positive living
information and those who are infected are affected are not discriminated.
• Conduct staff exit survey’s and inform management.
Qualifications & Experience

• 4 years’ experience in banking and 2 years at Supervisory level.

• Bachelor’s degree in Business related field

Personal skills and abilities

• Ability to evaluate needs of customers and determine what products or service would
best serve those needs.
• Strong interpersonal and communication skills.
• Leadership and team building skills.
• Negotiation skills.
• Proactive and decisive.
• Creativity and passion for business development and acquisition.
• Technology savvy.
• Analytical and credit skills.
• People management skills
• Adult learning training skills
• Project planning and management skills

Opportunity Bank is an equal opportunity employer. All qualified candidates are encouraged
to apply, regardless of disability, gender, marital status, religion and ethnicity.

Interested candidates should send their signed application letters together with their
curriculum vitae not later than Friday 21st July 2023 to recruitment@opportunitybank.co.ug

Applications submitted after the deadline shall not be accepted