Banana Chips Roshan

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Banana Chips Report
Business analytics (Indus University)
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Downloaded by ROSHAN KHALID (roshan.14483.ac@iqra.edu.pk)
2022
202
BANANA CHIPS
SUBMITTED TO
SIR AROON KUMAR
1/7/2022

A business proposal of “Banana
BUSINESS REPORT
OF
TOPIC NAME: BANANA CHIPS
INSTRUCTOR: SIR AROON KUMAR
Faculty of Management Science

Page
A business proposal of “Banana Chips”
COURSE: ENTREPRENEURSHIP
GROUP MEMBERS
ANAS AHMED – 1859-

2020 GROUP
LEADER
MUHAMMAD ASAD QURESHI MUZAMMAIL AHMED ARIF AHMED SIDDIQUI

– 1863-2020 (2230- (1654- 2020)
3030)
SUFYAN KHATIJA
AHMED NOOR
(1862-2020) (1486-2019)

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ABSTRACT
We will develop a unique and different product for the market to change the
trend of people from vegetable snakes to fruit snakes. We will provide unique
products to our target customers for their maximum satisfaction. There is no
firm in our national market that produces "fruit snacks". We will offer these
new trending products at moderate prices for the benefit of consumers.
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ACKNOWLEDGMENT
The name of Allah which is the most beneficial and kind and complete enables
us to fulfill this business proposal to meet the need of our semester. We are
very grateful to Sir Aroon Kumar and all the other distinguished teachers who
shared their experience and information with us to make this project a very
effective one.
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TABLE OF CONTENTS
COVER PAGE...............................................................................................................0
TITTLE PAGE...............................................................................................................I
GROUP DETAILS........................................................................................................II
ABSTRACT.................................................................................................................III
ACKNOWLEDGEMENT...........................................................................................IV
TABLE OF CONTENTS..............................................................................................V
INTRODUCTION.........................................................................................................1
1.1 MOTIVATION ANDPROJECTOVERVIEW.......................................................................................... 1
1.2 BACKGROUND....................................................................................................................................... 1
1.3 PROBLEMSTATEMENT......................................................................................................................... 2
1.4 AIMANDOBJECTIVES........................................................................................................................... 2
1.5 SCOPE OFTHEPROJECT........................................................................................................................ 2
1.6 CONTRIBUTIONS OFTHEREPORT....................................................................................................... 3
1.7 STRUCTURE OFTHEREPORT................................................................................................................ 3
CHAPTER2...................................................................................................................4
LITERATURE REVIEW/BACKGROUND.................................................................4
2.1 BACKGROUND (HEADINGSTYLE2)................................................................................4
2.1.1 HEADING (HEADINGSTYLE3)................................................................................4
2.2 RELATEDWORK/LITERATUREREVIEW........................................................................................... 5
2.3 COMPARATIVESTUDY......................................................................................................................... 6
2.4 SUMMARY............................................................................................................................................... 7
CHAPTER 3 RESEARCH/SYSTEMDESIGN............................................................................... 8
3.1 RESEARCH/SYSTEMMETHODOLOGY.....................................................................8
3.1.1 SOFTWAREREQUIREMENTS..........................................................................8
3.1.2 HARDWARE REQUIREMENTSS.......................................................................................... 9
3.1.2SYSTEMCONSTRAINTS................................................................................................................ 9
3.1.2 EXTERNALINTERFACEREQUIREMENTS................................................................................ 9
3.2 FUNCTIONALREQUIREMENTS........................................................................................................... 9
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EXCECUTIVE SUMMARY
We will facilitate the people through fruit snakes in packets at reasonable

prices and get reasonable price from them. Now people enjoy their life with
potato chips, snakes, popcorn, chocolate etc. but we will give them the idea of
"fruit chips" or "fruit snakes" which will be better for their health.
Our initial product will be "Making Crazy - A Taste". Nature (banana chips) in
the market to get the overall reaction of the people towards the fruit snake.
There is no direct competitor in the market but there are also many indirect
competitors who are price makers and trend changers. Our initial product will
be "Making Crazy - A Taste". Nature (banana chips) in the market to get the
overall reaction of the people towards the fruit snake. There is no direct
competitor in the market but there are also many indirect competitors who are
price makers and trend changers.
Pakistan is a consumer market and our consumer is conscious about prices, not
about quality or products. We will provide our products at reasonable prices to
get reasonable price from our customers. We will consider it a "first mover
advantage" for fruit snakes in the snake industry. There are many possibilities
for the success of this product.
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OPPORTUNITY
The Pakistani market exports and demands large quantities of fruit, but there is
no firm to produce fruit snacks. We will provide it with fruits of different
flavors, such as roasted apples, bananas, oranges, etc., in the form of snakes
and chips.
If we start this business right, we may be in a position to change market trends
in 10 years. If we change the market trend, we will consider a "Trend-maker"
for the snacks industry.
Business is the name given to the profits made through legal activities. The
most important parameter of making a profit is the presence of opportunity
gaps in the market because there is a strong sense of competition over
differences in similar products.
For the fruit snake, we have a great opportunity in the national market as there
is no producer here who can provide this trend to the people and earn a decent
income. The international brand "Pringles" exists and offers banana chips at a
very limited price.
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COMPETITOR ANALYSIS
There is a huge gap in the market for fruit snacks. So far we have no direct
competitors in local and national competition. Our products will be unique in
the market; We will easily have a large economy in the next 12 years which
will provide us with maximum profit and minimum cost. Our major indirect
competitors in the snacks industry are as follows but they all produce vegetable
snakes:
▪ GOLD CHIPS
▪ TRAINA FOODS
▪ MOTA CHIPS
▪ PRINGLES
▪ TRAINA FOODS
▪ SOS FOOD ETC.
▪ BG FRUITS & NUTS ETC.
All of these firms are market heavyweights and have a huge impact on market
behavior. All of these are our indirect or perhaps future competitors. Most of
these firms have a large market share, but not like Lease, which is a leader in
the snacks industry.
In the Philippines, more than 31 producers of banana chips (a total of 41
manufacturers) are found mostly in Mindanao, where banana cardamom is
widely available. For marketing concerns regarding our competitors, we will
promote our brand and products through various promotional activities and
additional benefits for distributors, retailers and end users. But it will be
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important for us to establish a strong and solid distribution network for the
consumption of our products at every level.
PRODUCT DESCRIPTION
Bananas can be processed, such as banana chips, and other cooked foods and
feed preparations. About 65% of banana production is used locally in the
Philippines, for example: 16.5% for processing as a by-product of bananas;
45.5% are sold as fresh bananas in wet markets. 4% of bananas are for animal
feed due to rot or any other reason and the remaining 34% are for export.
Banana chips are a processed banana product to enter the market in recent
years. It has been a very lucrative business.
In the snacks industry, there is no company that offers banana chips, so we

want to provide value to our customers by designing this product. We focus
primarily on the health issues that our consumers face through potato chips
because we know that bananas contain many nutrients and that they promote
digestion, heart and health and weight loss.
The Philippines has more than 31 producers of banana chips (41 manufacturers
in total), mostly in Mindanao, where banana cardamom is widely available.
And used 35% of Cardova's annual production for processing banana chips. In
Mindanao, banana chip makers have traditionally been key players in local
banana markets, controlling their market prices. However, in recent years,
producers of banana chips have not been able to adjust market prices easily
because their agreements with importers were made six months ago. This
situation is further complicated by the constant changes in the international
currency exchange rate.
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In the Philippines, the traditional major export markets for banana chips are
Vietnam, the United States, China, the United Kingdom and Germany, which
accounted for about 64% of total banana chips from 2007-2011.
In most of these countries, banana chips as the best-selling product, and has a
large market potential. With the growing awareness for healthy snack food,
food technologists have suggested that banana chips be introduced to the
export market, especially in European countries where there are strict
nutritional requirements, as well as packaging as well as nutritional standards.
Should also be particularly improved.
Two types of banana chips are made in the Philippines. On one side is a highly
organized commercial banana chips factory with state-of-the-art facilities. On
the other side is a semi-auto banana chip production line that produces small-
scale banana chips.
Chips are one of the most popular snacks and are eaten by people of all ages
and backgrounds around the world. Fresh bananas are healthier and cannot be
stored for long.
Banana Chips Nutrition per 100g

Snack Food Fat Protein Calories Carbs
58.40g 33.60g 2.30g
Banana Chips (serving: 100g)519
▪ Global Banana Chips Market Report Segments
On the basis of Products, the global Banana Chips market is segmented into
Heat Dry, Microwave Dry, Freeze Dry. On the basis of Applications market is
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segmented into Online Sales, Hyper/Supermarket, Convenience Stores, Others.
The study report analyses and includes the various potential prospects and
dynamics influencing the various segments.
CLASSIFICATION OF BANANA CHIPS
Spicy banana chips. Long cut yellow banana

chips
Cheese banana chips. Tomato banana chips.

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Black pepper salted banana chips
MACHINING PROCESS OF BANANA CHIPS
Banana chips are processed into various flavors using banana as a raw material.
Banana chips are generally good in color, taste good, easier to store than
bananas, and more flavorful. They are widely loved by young people.
Faculty of Management Science `

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TECHNICAL DATA
Plantain Chips
Making Line 500kg/h(Capacity)
Equipment
Equipment Name Power Size
Plantain Chips 1.1KW 900*700*1100
Cutting Machine
Elevator 0.55KW 1800*1100*1500
120KW （ henating ） 5000x1400x2200
Fryer Machine 1.5KW （ conveying ）
0.55KW（lifting）
Oil filter 1.5KW（oil pump）

Vibrating De-oiling S0.25KW*2 Φ1.2*1.8
Machine
Dryer Machine 1.1KW（conveying） 1800*1230*1020
0.55KW*6（six fans,
each 0.55kw）
Elevator 0.55KW 4000*1200*1600

100KW（heating+1.1KW 1800x1100x1500
Fryer Machine （conveying）
0.55KW（lifting）
1.5KW（oil pump）
Oil filter 1.5KW（oil pump） 3500x1400x2200
Vibrating De-oiling 0.25KW*2 Φ1000*1500

Machine
1.1KW（conveying） 5000*1200*1600
Dryer Machine +0.55KW*8
（8 fans, each 0.55kw）
Elevator 0.55KW 1800x1100x1500

Seasoning Machine 1.5KW 1800*900*1600
PROCESS FLOW OF BANANA CHIPS

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The process flow of ordinary banana chip production line is basically divided
into two types, one does not require sugar soaking treatment, and the other is
sugar soaking treatment.
NON-SWEATED = Production process: Raw material selection →

peeling → slicing → drying → frying → de-oiling → seasoning →
packaging.
Process points:
1. Choice of raw material: Choose from bananas which have no rot and
quality.
2. Peeling: It is possible to peel it by artificial peeling.
3. Slice: Cut into 0.5 to 1 cm pieces of your choice.
4. Drying: Remove excess water from the surface of the banana pieces.
5. Frying: To deep-fry banana chips, use a continuous banana chips

frying machine to make them crispy and delicious.
6. De-oiling: Remove excess oil from the surface of banana pieces.
7. Spice: Module in different flavors.
8. Packing: classified packing.
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DIPPED IN SUGAR = Production process: raw material selection →
peeling → slicing → color protection → hardening → sugar liquid
cooking → sugar liquid soaking → drying → packaging → finished
product.
Process points:
1. Choice of raw material: Choose bananas of the same size and

maturity. Don't choose overcooked bananas.
2. Peel a slice: grate it and squeeze the juice.
3. Color protection and hardness treatment: Prevent banana pieces

from turning brown and later increase the hardness of the pulp to
facilitate processing.
4. Diabetes Treatment: Soak banana pieces in prepared sugar solution.
5. Drying: Remove the sugar liquid and let it dry.
6. Packing: Air tight packing
7. Finished products: smooth appearance; No sticky hands, even

Chinese liquid penetration.
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FLOW CHART OF BANANA CHIPS
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MARKETING PLAN
We are developing "Consumer goods" that end consumers buy from retailers
for their personal use. Inside the goods, we are developing "convenience
goods" - most of the time these goods are purchased in small quantities and
their unit price is low. The profit margin on convenience goods is not the
same as on other types of goods.
In terms of marketing research - the systematic design, collection, analysis
and reporting of data related to a specific marketing situation facing an
organization. We have researched marketing in our target market through
questionnaires.
Survey Research - The most commonly used method of gathering basic data
is the best way to gather descriptive information. A company that wants to
know about people's knowledge, attitudes, preferences, or purchasing
behavior can often find out by asking them directly.
Our product "Banana Chips" a modified form of banana in the snack
industry's national market, will change the trend of people from vegetable
snacks to fruit snacks. That is why the slogan of our product is "Banana
Chips - Taste of Perfection".
In our initial launch, we are introducing two "Banana Chips" products with
different flavors to understand the market and consumer attitude towards fruit
snacks.
1. Banana Chips – Black Pepper Salted.

2. Banana Chips – Spicy.
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1. Banana Chips – Black Pepper Salted.
The black pepper salty taste of banana chips best for the breakfast is
especially for children and health conscious people, who avoid high fat
and sugar.
2. Banana Chips – Spicy.

Cool breakfast flavors for teens, especially girls who want something
spicy in their food. A variety of spices and magnesium salts will be
added to this product for flavor.
We are introducing two packaging for both flavors such as,
PRODUCT SIZE FLAVOUR WEIGHT PRICE
Black pepper Rs.

Banana Chips Small 125 grams
Salted 450/=
Rs.
Banana Chips Medium Spicy 250 grams
800/=
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MARKETING STARTEGY
Marketing Mix:
Product:
Banana chips are healthy and delicious snacks. Bananas are dipped in honey
syrup before frying. The product does not contain any protectors or additives.
Banana chips are filled with 125 grams of plastic and each pack is
individually labeled.
Price:
Each packet of 125-gram banana chips costs Rs. 450. Banana chips are not
very different from the prices of competitors. In fact, the wholesale price of
Member Food Dealer and Gujrat Special Banana Chips, which is distributed
at retail and convenience stores. However, such a difference in prices will
have the least significant effect on competition. Price is neither a viable
business option nor a strategy.
Place:
Delicious and healthy banana chips products will be distributed mainly in the
canteens of different schools. As the business aims to reach out to non-school
canteen customers as well, it will deliver to retail stores. The cash collection
will be done on the following deliveries. Given that the delivery will be made
daily, the delivery of that day will be received the next day. These non-school
canteens and retail stores will be charged the next day.
Promotion:
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The business will be promoted through word of mouth and pro-business
personal sales efforts. Packaging and labeling will be further enhanced to
further promote the product.
OPERATIONAL PLAN
The concept of production refers to the change of inputs or resources in the

production of goods and services. Inputs are the resources used in the
manufacture of goods and services. There are two types of input: fixed input
and variable input. The term fixed inputs refers to inputs or resources that
cannot be changed or changed easily during the time under consideration,
except perhaps at great expense. And, variable inputs are inputs or resources
that can vary easily and on very short notice.
The concept of short-runtime period and long-runtime period is mostly used in
production concept. Short - For the rum time period, we refer to the period of
time during which at least one input acts as a fixed. And for long runtime
periods, we refer to the period of time when all inputs are variable.
Methods of Production:
• The line produces 1250,000 units per year.
• Daily 09 hours working time.
• This productivity can be increased by the inclusion of more plants.
• Quality output.
• Efficient use of input or resources.
• No wastage.
• Minimum ratio of natural variables in the final output.
• Labor and Machinery Oriented Assembly Line.
• Have complete control over product cost behavior.
• No extras - Qualified and experienced labor required.
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DEVELOPMENT PLAN
A business development plan sets growth goals and outlines how you will
achieve them. It can be short-term or long-term focus. Review and revise your
plan as often as possible. And keep building as your business grows.
Raw materials are needed.:

Banana wafer is a simple breakfast that is easy to make and can be prepared
with just a few products. The following are the ingredients in the process of
making banana Chips.
• Bananas - Unripe bananas are used to make banana chips. But make sure
they are fully grown.
• Vegetable Oil - Banana chips are deep fried, so any edible oil is used for
frying.
• Salt
• Black paper
• Other spices
• Small bags for packaging purposes
• Corrugated cartons for bulk packaging and storage.
Unit Establishment:
For the Banana Wafer Making Business Plan you need to set up a trading unit
as the manufacturing process involves different machines. To set up a small-
scale manufacturing unit, you will need an area of approximately 750 square
feet to 1,000 square feet. The place of business must have the required license
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and approval from the government. The procedure is described in more detail
in this article.
Machinery Required:
The process of making a banana wafer involves several steps that can be done
with the help of different machinery. From peeling bananas to packing chips,
this process is done with the help of the following.
1. Banana peel - A banana peeling machine is used in this process which

helps to get rid of the outer skin of the banana. However, it is widely
used. For small scale production, you can use banana peel by hand.
2. Banana Slicer - A slicing machine used to cut bananas into exact

thickness. The slicer is powered by an electric motor and cuts the banana
into bulk thicknesses.
3. Beach Fryer - As we all know, banana chips are deep fried, so a large
fryer is used to deep fry banana chips. Any vegetable oil is used for
frying.
4. Oil sieve - After frying, the bananas are transferred directly to the oil
sieve where excess oil is released from the batch.
5. Dryer - The dryer is used to remove oil from the surface of banana
chips.
6. Spice Coating Tank - Banana chips are transferred to the tank and salt,
pepper and other spices are later added to the tank.
7. Sealing Machine - This process involves packaging where the chips are
packed in bags and the sealing machine seals the opening of the packet.
Capital Investment:
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Small scale production of banana chips requires an investment of about Rs.
The business plan for the manufacture and production of banana chips from Rs
10 to Rs 1.5 million provides a profit margin of 10-15%. For investment
sources, you can contact either private investors or venture capitalists.
TEAM
For any organization, management is the first and last pyramid to handle the
various operations and affairs of the organization that is familiar with this
important aspect of business. For management, we will select the best
management person from the market who will oversee our business. The
organization's trained and educated staff is responsible for its success. On the
other hand, the losers of the management staff may be responsible for the
failure of the organization. For effective management, we have the following
management positions:
1. CEO / Chairman
2. Board of Directors
3. Finance Manager
4. Accountant
5. Marketing Manager
6. Production Manager
7. Quality Inspector
8. Coordinator
9. HR Manager
10.Assistant Cost Manager
11.Salesperson
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MARKET SURVEY
People demand products according to their conscience and preferences. We

know that Third World countries are very accustomed to Western culture.
Similarly, Pakistan is one of the countries that has a huge potential to invest in
the snacks industry in Pakistan because the demand or growth rate is very high.
The annual growth rate of the snacks industry is estimated at 20% -30% per
annum.
Most of the children, teenagers and young people are the target market for the
product and we have experienced that the eating habits in the target market are
changing rapidly and they like to have snacks all the time.
The current market demand is met by a mix of branded and unbranded chips
available in the market. 60% of the population is loyal to the brand. However,
the remaining 40% of the non-branded market can be attracted through heavy
advertising campaigns.
Based on the data collected and the current market survey, the current total
market is estimated at 2,000 tons of chips, which are segregated as follows:
SEGMENTS SHARE % QUANTITY (TONS)

Branded 60 1200
Un branded 40 800
Total 100 2000
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TARGET MARKET
Market targeting is a key factor in a company's marketing strategy. The target

market should be in line with the company's goals and objectives. The target
market for the snacks industry is inclusive by nature because children, teens
and young people are the target of our industry. Home, rather than school, is
the most popular destination for crispy and delicious snacks, where seven out
of ten children (70%) eat them at home, compared to half (48%) who eat such
breakfast at school.
According to our marketing strategy, we will target all colleges and
universities in the first three major cities. Following the possible response from
these cities, we will move on to other cities. After the one Spot launch, we will
begin our work on establishing a national distribution network. We will
establish this network in the next 10 to 12 years, covering every street in
Pakistan.
The Banana chips focus on the target market, the middle class aged 15-25,
such as students and university students because they consume a lot for
breakfast.
Banana chips take advantage of the food market function to get word of mouth.
Because now consumers have more confidence when other consumers
recommend a product because their trust is higher than the given definitions.
Social media such as Instagram and Facebook are banana chip tools for
advertising and explaining product information or ongoing promotions as
social media is one of the media that Indonesians today use to get information
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about a product or other people. The website is used to provide users with
information about banana chips products and monthly promotions. Using the
website, users can easily find all the information about banana chips, flavors,
shopping methods and ongoing promotions.
Geographically, currently, banana chips are located in the Greater Jakarta

region, mainly in Cikarang, Karawang, Bekasi, and Jakarta. It is a strategic
area, both from an economic point of view and with a growing population. It is
very profitable for banana chips as it covers a growing area and has potential
market. Banana chips are also sold online with the aim of spreading banana
chips and reaching other potential markets across Indonesia.
Demographically (Banana Chips consumers)

Age 20~25 years
Gender Men & Women
Banana chips are meant for the middle class. Banana chips are meant for
people who have a practical lifestyle. Who likes snacks to eat, because of the
nature of which can be easily eaten anytime and anywhere. More importantly,
these customers are conscious of quality and brand and do not have enough
time to prepare snacks at home. They either live alone because of their job or
study or live in a nuclear family where the couple is very busy. The main target
of banana chips is people who like to eat breakfast, as friends when hanging
out with family and friends, or as a booster when hungry.
Packing banana chips using attractive packaging so that consumers look unique
when they buy them and always maintain product quality so that consumers are
satisfied. The Consumers who want to get banana chips using digital media and
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websites don't have to come to Lampung to get them, they can just place an
order using their smartphone and the product is easily delivered to the user.
COMPETITOR ANALYSIS
The research contains detailed information on market drivers, growing trends,

growth opportunities, and the limitations that could change the industry's
market dynamics. This includes detailed market share analysis, as well as
products, applications, and competitive information.
• Banana chip market strategic analysis

To assess the market, the research study uses a number of analytical methods,
including Porter's Five Forces, SWOT analysis, player positioning analysis,
market share analysis, and value chain analysis. This assessment of banana
chips helps consumers analyze the market using a variety of metrics, including
switching costs, scale economy, current sales network, brand loyalty, capital
investment, product rights. And patents, regulatory legislation, promotional
effects, and consumers. It is intended that the information presented here will
help industry stakeholders make decisions.
Based on the product, the global market for banana chips is divided into heat
dry, microwave dry, and freeze dry.
Based on applications, the market is divided into online sales, hyper /
supermarket, convenience stores and others.
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ENVIRONMENTAL FACTORS
Political factors:
The local government, as well as national government agencies such as the
department of Commerce and Industry and the Department of Science and
Technology, support businesses and the entire business sector. The current
political issue, which includes the Zhongxing Telecommunications Equipment
(ZTE) project, directly or indirectly affects business.
Economic factors:
Inflation is a problem for all businesses. Although inflation significantly affects
business in determining the cost of raw materials and finished goods, it
significantly affects the purchasing power of money given to students as
allowances.
Social and cultural factors:

The Banana Chips product competes with other snacks to achieve the tastes
and preferences of students who are the ultimate customers of its market. Other
snacks include Jack and Jill Corporation's potato chips, cheese curls and other
junk foods. They are often preferred by students.
Technical factors:
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Training on banana chip production in the future could open the door to the use
of technology in business. Technology, automation can increase production
efficiency in volume and quality and therefore pave the way for export of
banana chips.
CRITICAL FACTORS & RATIOS
Management Risks:
• Administrative risks.
• Loss of production.
• Labor disputes.
• Low coordination.
• Leg polling environment.
• Disputes in the Board of Directors.
• Disputes between directors and investors / bankers.
• Low level management issues.
Marketing risks:
• Market break down.
• Any market crash.
• Disputes with distributors.
• Decline in industry.
• Sudden change in trend.
Operating hazards:
• Loss during production.
• Low quality bananas.
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• Disputes with suppliers.
Financial risks:
• Low capacity to meet demand in first 5 years.
• Financial crackdown in the market.
• Political instability.
• Law and order instability.
• Use extra money to improve quality.
• High waste dumping cost.
• Energy crisis.
• Financial takeover.
Intellectual property:
• Government prohibited policies.
• Lack of goodwill from the competitor.
• Theft of trade secrets.
• Legal copy of copyrights.
• Public rules and regulations.
Other risks:
• High taxation.
• Inflation trends in the market.
• Depreciation of money.
• Rising raw material prices.
• Government Food Department dispute.
In addition to variance analysis and earned value analysis, another tool for
project control is the Critical Ratio analysis. The critical ratio CR= CPI x SPI.
Critical Ratio (CR) = Cost Performance Index (CPI) x Schedule performance Index
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The ideal CR will be 1.0 Ratios greater than 1.0 imply project doing well on
both cost and schedule while ratios below 1.0 imply poor performance.
OFFERING
We are offering a wide variety of products that will benefit retailers and
consumers, not distributors. The following items are provided under this
package:
• Product display stands.

• Publicity and advertising materials.
• Display Allowances.
• Discount cards to loyal customers.
• Extra - Discount for special customers. (0.5% - 3.0%)
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BENEFITS OF BANANA CHIPS
Banana chips are lightweight, easy to pack, and an instant source of calories
and
simple carbohydrates, a great option when you're walking, hiking or refueling
after a strenuous workout. What's more, because they are dehydrated, their
shelf life is much longer than fresh bananas.
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FINANCIAL PLAN
Finance is the most important aspect of the business regardless of their product
or service. Without it, starting a business and surviving is impossible.
Inventing, discovering, and putting ideas into practice is not as important as
financing anything commercial.
"Finance can be defined as a set of administrative functions in an

administrative area or an organization that is related to as satisfactory
objectives as possible."
Financial planning and analysis means the process of creating a solid financial
plan, forecast, budget, and analytical reports that help maintain and improve an
organization's financial position. Financial planning and analysis defines
financial planning purposes as consolidating information such as expenses and
income, profit and loss, and assets and liabilities. Information for the purposes
of financial analysis such as liquidity analysis, working capital ratio, cash flow,
solvency, and stability analysis, and various financial ratios and indicators. It
relies on fact-based testing and statistical analysis to quantify and plan business
activities and predict their financial decisions. It also includes the use of
benchmarks and liaison with comparable companies, to enable organizations to
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develop strategies and methods with decisions to grow their business and add
value to their organization.
The importance of financial planning and analysis:
• The company must confirm that it is raising the funds it needs. Too little
funding is bad, and too much funding is bad for any company.
• How are all the funds likely to be raised? Is the business going to issue
stocks, and will it be possible for them to borrow from the bank or issue
a loan? Because many organizations use a combination of all these
sources of funds to raise funds.
• At any given time, the company may have more than two investment
proposals. They have to make a decision that is profitable and has the
greatest chance of success.
• The importance of financial planning and analysis ensures consistency of
goals, aligning growth and development goals for an organization that
highlights its financial needs.
• Financial planning is usually the basis of financial control. Until their
finance teams know how much money has been allocated and for what
purpose. They can't find out if they are going on a low budget or over
budget plan.
• Every business faces unforeseen costs, crises as well as activities over
which they have no control. Emergency funds are needed to go through
such difficult stages.
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Page VI

• The company often chooses which division receives how much funding.
All departments, including production, sales, marketing, advertising, etc.
• The importance of financial planning and analysis also supports the
company's strategic growth and development in the face of risks,
opportunities in new markets, capital budget estimates, and more.
PROCESS FLOW OF FINANCAIL PLANNING & ANALYSIS
Faculty of Management Science `

Page VI

COSTING
Raw Materials
07 dozen banana (peeled) P 80.00
2 bottles of honey P150.00 per bottle 300.00
1.5 kilogram brown sugar P.120 180.00
1liter cooking oil (to be used only twice to maintain quality) P550 275.00
Total Raw Materials P 835.0
Units Produced (of 175 grams) 50
Raw Materials Per Unit P 167
Packaging Cost Per Unit
Plastic P 1.50 per piece
Label P 1.32 per price 2.82
Direct Labor Per Unit 1.32
Factory Overhead 1.38
Unit Cost P 172.52
One hundred percent of bananas as input will produce only ninety-five percent
of banana chips as output. This may be due to the banana's moisture content
being lost during frying and cooling. So 10,000 packets of bananas will
produce 9,500 grams of banana chips, or 190 packs of 175 grams of banana
chips.
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Schedule of Fixed Assets
Annual
Assets Cost Useful Life (In Years)
Depreciation
Cookware P 2,500.00 5 P 500.00
Steel Tungku- welded 600.00 5 120.00
Sealer 250.00 5 50.00
Other kitchen utensils 500.00 5 100.00
Furniture 1,000.00 5 200.00
Motor Vehicle 55,060.00 10 5,506.00
Total P 59,910.00 P 6,476.00
OPERATING EXPENSES
Capital - Production
and Delivery Equipment
Cookware P 2,500.00
Steel Tungku- welded 600.00
Sealer 250.00
Other kitchen utensils 500.00
Furniture’s 1,000.00
Motor Vehicle
Down Payment P
3500.00
1st Month Installment 2500.0 6,000.00 P 10,850.00
0
Pre-Operating Expenses
Rental Deposits-3 months 2,100.00
Permits and Licenses 4,000.00 6,100.00
Working Capital - Production Cost
(1 month)
Units to be Produced 4,940
Unit Cost 2.18 10,774.40
Working Capital - Operating Expenses
(1 month)
Wages Expense - Martin 4,649.80
Wages Expense -Worker 1 4,649.80
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Page VI

Office Supplies Expense 166.67
Gas, Oil, Transportation 2,166.67
Rent Expense 700.00 12,332.93
Total Initial Investment P 29,207.33
Operating costs include wage costs, licenses and permits, oil, gasoline, and
transportation costs, supplies, and rental costs. All operating costs, excluding
wage costs, increase by 5% annually. This inflation rate is based on 5%. Wage
costs increase by 10% annually.
INCOME STATEMENT
The following income statements summarize income, cost of goods sold, and
business expenses. The profit report shows annual sales and stable operating
expenses.
2016 2017 2018 2019 2020
Sales 791,332.5
354,540.00 466,085.00 568,292.50 676,692.50 0
Cost of 289,213.4
128,816.20 164,146.37 202,344.17 243,951.38 5
Goods Sold
Gross Profit 225,723.80 301,938.63 365,948.33 432,741.12 502,119.05
Operating
Expenses 227,305.7
171,913.26 183,938.06 197,099.57 211,513.09 6
Income
before tax
and interest 53,810.5 274,813.2
4 118,000.57 168,848.76 221,228.04 9
Interest 6,137.6 0.0
Expense 9 2,301.72 0 0.00 0.00
Income 47,672.8 274,813.2
before tax 5 115,698.85 168,848.76 221,228.04 9
Income tax - 18,833.6 59,097.0
9 41,300.20 7 77,429.81 96,184.65
35%
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NET 28,839.1 178,628.6
INCOME 6 74,398.65 109,751.70 143,798.22 4
CASH FLOW STATEMENTS

2016 2017 2018 2019 2020
Cash Beginning of the
Year 0 43,889.73 117,290.40 249,227.57 415,616.20
Invested in Business 29,207.33 Cash from
Customers 347,700.00 463,955.00 566,327.50 674,607.50 789,127.50
Total Inflows 376,907.33 463,955.00 566,327.50 674,607.50 789,127.50
Manufacturing cost 129,230.40 164,258.64 202,466.63 244,084.77 289,358.56
Cash paid for
Operating expense 165,437.20 177,462.00 190,623.51 205,037.03 220,829.70
Equipment 4,850.00 Cash used
Acquire motor vehicle 27,362.31 27,698.28 0 0 0
Interest 6,137.69 2,301.72 0 0 0
For Income Tax 0 18,833.69 41,300.20 59,097.07 77,429.81
Total Outflows 333,017.60 390,554.33 434,390.34 508,218.86 587,618.07
Cash, End of the Year 43,889.73 117,290.40 249,227.57 415,616.20 617,125.63
The business reports its cash flow statements using the indirect method.
The cash flow statements summarize the firm's cash inflows and cash outflows,
or cash receipts and cash distribution, respectively. Cash receipts include cash
`
Page VI

from consumers for cash investments and products sold, while cash outflow
includes payment of income tax on manufacturing costs and cash for operating
expenses. And the cash used to acquire fixed assets.
BALANCE SHEET
ASSETS
Cash
Accounts 2016 2017 2018 2019 2020
Receivable
Merchandise 43,88 117,29 249,22 415,61 617,125
Inventory 9.73 0.40 7.57 6.20 .63
6,84 8,97 10,93 13,02 15,225
Total current assets 0.00 0.00 5.00 0.00 .00
41 52 64 78 927
4.20 6.47 8.93 2.32 .43
Fixed Assets 51,14 126,78 260,81 429,41 633,278
Less: Accumulated 3.93 6.87 1.50 8.53 .06
Depreciation
59,91 59,91 59,91 59,91 59,910
0.59 0.59 0.59 0.59 .59
6,47 12,95 19,42 25,90 32,380
6.06 2.12 8.18 4.23 .29
TOTAL ASSETS
53,43 46,95 40,48 34,00 27,530
4.53 8.47 2.41 6.35 .29
LIABILITIES & 104,57 173,74 301,29 463,42 660,808
CAPITAL 8.46 5.34 3.91 4.88 .36
Installment Payable
Income Tax Payable
27,69
Total Liabilities 8.28 - - - -
`
Page VI

18,83
41,30 59,09 77,42 96,184
3.69
0.20 7.07 9.81 .65
46,53 41,30 59,09 77,42 96,184
1.97 0.20 7.07 9.81 .65
29,20 58,04 132,44 242,19 385,995

7.33 6.49 5.14 6.84 .06
28,83 74,39 109,75 143,79 178,628
Capital, Beginning 9.16 8.65 1.70 8.22 .64
of the Year 58,04 132,44 242,19 385,99 564,623
6.49 5.14 6.84 5.06 .70
Add: Net Income 104,57 173,74 301,29 463,42 660,808
Capital, End of the 8.46 5.34 3.91 4.88 .36
Year
TOTAL LIABILITIES
APPENDIX
The business is a market and will grow in the future. Its honey content makes it
unique and is thus patronized by the target market. The target markets are
school canteens and retail stores. There are numerous schools and are being set
up and the canteens of these schools will be a business market as well as a
network of distribution links. The banana chips will cost only RS.450/= which
is very cheap for school canteens who will sell the same products to students
and other consumers at a markup of one to two persons.
In practice, the proposed business is feasible. The banana chips are easy to
make and do not require highly technical equipment. Running a business also
requires a small number of personnel and the organization does not need to be
complicated.
Most importantly, the business will contribute to society by providing health
products and employing the unemployed. It may start with just one, but as it
grows, it will have a significant impact on the country's workforce and society.
`
Page VI

How to make banana chips?
Banana chips or crisps are deep fried snacks - small or casual meals. Type of
cooking Bananas produce good chips / crisps. It's easy to make and the product
is delicious. Small-scale production requires a few types of equipment, such as:
a stove (gas, diesel fire or even wood stove), kitchen knives, shells, cutting
boards, plastic buckets, cooking utensils, utensils, frying pan or frying pan,
long spoons or ladles, cheesecloth, calendars, trays and baskets, plastic
pouches, candles and old hex blades, or a small electric impulse heat seller and
weight scale.
`
Page VI

Banana Chips Roshan

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Banana Chips Roshan

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Banana Chips Report

Business analytics (Indus University)

Studocu is not sponsored or endorsed by any college or university

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INSTRUCTOR: SIR AROON KUMAR

Faculty of Management Science

ANAS AHMED – 1859-

MUHAMMAD ASAD QURESHI MUZAMMAIL AHMED ARIF AHMED SIDDIQUI

Faculty of Management Science

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We will facilitate the people through fruit snakes in packets at reasonable

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In the snacks industry, there is no company that offers banana chips, so we

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Banana Chips Nutrition per 100g

▪ Global Banana Chips Market Report Segments

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CLASSIFICATION OF BANANA CHIPS

Spicy banana chips. Long cut yellow banana

Cheese banana chips. Tomato banana chips.

Faculty of Management Science

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Faculty of Management Science `

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Oil filter 1.5KW（oil pump）

Elevator 0.55KW 4000*1200*1600

Oil filter 1.5KW（oil pump） 3500x1400x2200

Vibrating De-oiling 0.25KW*2 Φ1000*1500

Elevator 0.55KW 1800x1100x1500

PROCESS FLOW OF BANANA CHIPS

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NON-SWEATED = Production process: Raw material selection →

2. Peeling: It is possible to peel it by artificial peeling.

3. Slice: Cut into 0.5 to 1 cm pieces of your choice.

5. Frying: To deep-fry banana chips, use a continuous banana chips

6. De-oiling: Remove excess oil from the surface of banana pieces.

7. Spice: Module in different flavors.

8. Packing: classified packing.

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1. Choice of raw material: Choose bananas of the same size and

2. Peel a slice: grate it and squeeze the juice.

3. Color protection and hardness treatment: Prevent banana pieces

4. Diabetes Treatment: Soak banana pieces in prepared sugar solution.

5. Drying: Remove the sugar liquid and let it dry.

6. Packing: Air tight packing

7. Finished products: smooth appearance; No sticky hands, even

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1. Banana Chips – Black Pepper Salted.

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2. Banana Chips – Spicy.

We are introducing two packaging for both flavors such as,

PRODUCT SIZE FLAVOUR WEIGHT PRICE

Black pepper Rs.

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The concept of production refers to the change of inputs or resources in the

Elevator 0.55KW 400012001600

Vibrating De-oiling 0.25KW2 Φ10001500