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MYAWADDY BANK LIMITED (Financial Ratios) 31.03.2023

1 Overall Cash Reserve Ratio Cash Bank & Short Term Fund + CBM
=
Total Deposit
155,611.82 + 372,470.00
=
1,253,896.31
528,081.82
=
1,253,896.31
= 42.12 %
2 Cash Ratio CBM(Excluding Bond/Bill)
=
Total Deposit
92,871.53
=
1,253,896.31

= 7.41 %
Loan + OD + HP +Credit Card+ OD to Term Loan+Receivable for TF+Special Loan
3 Loan to Deposit Ratio =
Total Deposit
1,141,532.45
=
1,253,896.31
= 91.04 %

4 Liquidity Ratio = 43.71 %

5 Capital Adequacy Ratio = 23.60 %

NPL
6 NPL Ratio =
Total Loan
423,552.22
=
1,141,532.45

= 37.10 %
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= 37.10 %

Total Expenditure
7 Operating Ratio =
Total Income
82,688.72
=
96,374.32
= 85.80 %

8 Interest Paid 64,726.24

=
Interest received 60,155.78

= 107.60 %

9 Pay and Allowance 5,326.30

=
Total Income 96,374.32
= 5.53 %
စု စု ပေါင်းမတည်ငွေရင်းလုံ လောက်မှုအချ ိုး (Regulatory Capital Adequacy Ratio) - 8% နှ င့် အနည်းဆုံ းအလွှာ(၁)
မတည်ငွေရင်းလုံ လောက်မှုအချ ိုး (Total Tier 1(Core)Capital) - 4% ​ပြောင်းလဲသတ်မှ တ်ထားပါသည်။
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 MYAWADDY BANK LTD(All Branches)

Ph :
Fax :

Trial Balance Listing as at 31-03-2023

Printed Date. 4/1/2023

Currency Code: MMK
Currency Type: All Currency
SrNo Account
Account Name Debit Credit
. Code
1 A01 CASH IN HAND (MMK) 78,656,920,911.04 0.00

2 A01 CASH IN HAND VAULT (FCY) 32,398,796.00 0.00

3 A02 CASH AT ATM 431,234,000.00 0.00

CASH WITH OTHER BANK

4 A04 1,687,646,284.43 0.00
(DEMAND)LOCAL
CASH WITH OTHER BANK
5 A05 2,157,730,778.49 0.00
(DEMAND) FOREIGN
CASH WITH OTHER
6 A07 65,159,131,334.51 0.00
BANK(TIME)LOCAL
CASH WITH CBM (INCLUDING
7 A09 91,422,293,015.06 0.00
RESERVE)

8 A10 CASH WITH CBM (FOREIGN) 1,449,239,400.00 0.00

9 A12 ACCOUNT WITH MEB 7,486,754,161.66 0.00

10 A13 LOANS TO CUSTOMER 351,390,265,000.00 0.00

11 A14 OVERDRAFT 417,280,590,698.25 0.00

12 A15 HIRE PURCHASE 3,351,106,527.08 0.00

13 A16 OVERDRAFT TO TERM LOAN 7,751,720,000.00 0.00

14 A17 CREDIT CARD TO CUSTOMER 14,227,500.40 0.00

15 A18 SECURITIES INVESTMENT 279,598,468,705.46 0.00

16 A20 LAND 12,868,918,088.05 0.00

17 A21 BUILDINGS 36,991,736,449.01 0.00

OFFICE MACHINES AND P

18 A22 7,181,961,688.04 0.00
EQUIPMENTS(COST) a
COMPUTER AND ELECTRONIC g
19 A23 7,609,474,392.98 0.00
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EQUIPMENTS(COST)

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 Trial Balance Listing as at 31-03-2023

Printed Date. 4/1/2023

Currency Code: MMK

Currency Type: All Currency

SrNo Account
Account Name Debit Credit
. Code

20 A24 MOTOR VEHICLES(COST) 4,188,750,850.00 0.00

FURNITURES AND
21 A25 1,018,459,609.40 0.00
FIXTURES(COST)
INTANGIBLE
22 A28 2,205,983,520.57 0.00
ASSETS(SOFTWARE)

23 A29 ACCUMULATED DEPRECIATION 0.00 21,737,225,532.93

SUSPENSE
24 A30 1,026,500.00 0.00
ACCOUNT(DOMESTIC)

25 A32 ACCRUED INCOME ACCOUNT 10,047,276,438.38 0.00

26 A34 RECEIVABLE ACCOUNT 23,530,000.00 0.00

CLAIMED ACCOUNT(LEGAL
27 A37 1,541,494,720.66 0.00
AND OTHER INCIDENTAL EXP)

28 A38 PREPAID ACCOUNT 2,482,097,902.53 0.00

STOCK ACCOUNT AND FIXED

29 A41 298,455,398.34 0.00
DEPOSIT RECEIPTS
INVESTMENT IN MYANMAR
30 A45 200,000,000.00 0.00
PAYMENT UNION(MPU)
INVESTMENT IN CREDIT
31 A46 693,550,000.00 0.00
BUREAU

32 A51 CHARGES ACCOUNT 82,688,715,029.43 0.00

33 A63 AEG A/C (CONTRA INTERNAL) 411,391,908.00 0.00

34 A66 SETTLEMENT A/C (CMS) 0.00 500,000.00

35 A68 TRADE FINANCE LOAN 17,620,435,749.00 0.00

Receivable A/C for LC
36 A71 10,264,937,340.00 0.00
Outstanding(USD)

37 A72 HELD FOR SALE A/C 12,000,000.00 0.00

38 L01 PAID UP CAPITAL 0.00 175,000,000,000.00

39 L03 GENERAL RESERVE 0.00 81,270,351,773.00

P
40 L04 RESERVE FOR CONTINGENCIES 0.00 a
6,900,000,000.00
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 Printed Date. 4/1/2023

Currency Code: MMK

Currency Type: All Currency

SrNo Account Account Name Debit Credit

. Code

41 L05 RETAINED EARNING 0.00 24,427,116,756.06

CURRENT DEPOSITS OF
42 L06 0.00 7,469,499,127.62
CUSTOMERS (FCY)
CURRENT DEPOSITS OF
43 L06 0.00 200,465,257,251.80
CUSTOMERS(MMK)
CURRENT DEPOSIT OTHER
44 L07 0.00 232,974,000.00
BANK-FCY

45 L07 DEPOSIT OTHER BANK (LOCAL) 0.00 479,134,090.86

46 L09 SAVING DEPOSITS 0.00 737,114,639,340.27

SAVING DEPOSITS OF OTHER

47 L10 0.00 88,317,931.83
BANKS

48 L11 SCHOLARSHIP OF CUSTOMERS 0.00 691,327,022.95

49 L12 SPECIAL DEPOSITS 0.00 16,246,519.09

50 L13 CALL DEPOSIT 0.00 102,224,917,135.66

51 L14 TERM DEPOSIT GENERAL 0.00 205,114,001,575.13

52 L16 CURRENT DEPOSIT OF LOANS 344,124,105,921.84 0.00

53 L18 PAYMENT ORDER (PRIVATE) 0.00 40,000.00

PAYMENT ORDER
54 L19 0.00 239,707,559.01
(GOVERNMENT)

55 L22 GIFT CHEQUE ACCOUNT 0.00 1,200,000.00

56 L24 SUNDRY DEPOSIT ACCOUNT 0.00 148,764,903,960.71

ACCRUED LIABILITIES
57 L25 0.00 6,320,356,804.99
ACCOUNT
UNCLAIMED LIABILITIES
58 L26 0.00 2,219,614,057.50
ACCOUNT
PROVISION ON LOAN &
59 L31 0.00 3,047,000,000.00
ADVANCE
60 L32 PAYABLE ACCOUNT 0.00 65,836,934.67

61 L34 INCOME ACCOUNT 0.00 96,374,315,691.73

Trial Balance Listing as at 31-03-2023

Printed Date. 4/1/2023

Currency Code: MMK

Currency Type: All Currency

SrNo Account
Account Name Debit Credit
. Code

62 L36 TRADING ACCOUNT 10.01 0.00

RESERVE FOR BAD &

63 L39 0.00 6,693,814,120.13
DOUBTFUL DEBTS
RESERVE FOR LOANS AND
64 L40 0.00 21,988,139,534.68
ADVANCE
ACCEPTANCES,
65 L41 ENDORSEMENTS AND 0.00 411,391,908.00
GUARANTEES
66 L47 Provision for Bad and Doubtful Debts 0.00 103,200,000.00

67 L51 PROVISION FOR BONUS 0.00 883,000,000.00

Grand Total : 1,850,344,028,628.62 1,850,344,028,628.62

Total ( 67 ) Records Listed.

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