Download as pdf or txt
Download as pdf or txt
You are on page 1of 6

90

DAFTAR PUSTAKA

Al-Qur’an, Al-isra, ayat 26

Akerlof, G.A. 1970. The Market of “Lemons”: Quality Uncertainty and The
Market Mechanism. The Quarterly Journal of Economics, 84(3): 488-500.

Ansong, A., & Gyensare, M. A. (2012). Determinants of university working-


students’ financial literacy at the University of Cape Coast, Ghana.
Interna-tional Journal of Business and Management, 7 (9), 126–133

ANZ Bank (2011). Adult financial literacy in Austra-lia. Executive summary of


the results from 2011 ANZ Survey.

Ariani, Nur Aziza, Susanti (2014). Pengaruh Faktor Demografi Terhadap


Financial Literacy Mahasiswa Fakultas Ekonomi Universitas Negeri
Surabaya Angkatan 2012. Jurnal Pendidikan Akuntansi, Vol. 2 No. 2
(2014)

Arikunto (2010). Prosedur penelitian suatu pendekatan praktik. Rineka Cipta,


Jakarta. Hal. 120-174

Bernheim, D., & Daniel, G. (2003). The Effects of Financial Education in the
Workplace: Evidence from a Survey of Households. Journal of Public
Economics, 87, 1487-1519 http://dx.doi.org/10.1016/S0047-
2727(01)00184-0

Bowen, Cathy. 2003,. Financial Knowledge of Teens and Their Parents,.


Financial Counselling and Planning 13 (February): 93-102

Brennan, P. Q. (1998). Personal finance education: What employees need and


want to know. Personal Financeand Worker Productivity, 2(1), 68-74.

Bhushan, P., & Medury, Y. (2013). Financial literacy and its determinants.
International Journal of Engineering, Business and Enterprise Applica-
tions (IJEBEA), 4(2), 155–160

Champoin, H. R. (2001). Totally integrated employee benefits. Public Personal


Management, 30(3), 287-302

Chen, H. & Volpe, R. P. 1998. An Analysis of Personal Financial Literacy


Among College Students. Financial services review 7 (2) 1998

Chen, H. & Volpe, R. P. 2002. Gender differences in personal financial literacy


among college students. Financial services review 11 (2002) 289-307
91

Diniaty, Julia. 2016. Pengaruh Karakteristik Demografi dan Karakteristik


Personalitas terhadap Tingkat Literasi Keuangan Mahasiswa Program
Studi Manajemen Universitas Kristen Maranatha. Repository Maranatha
Education.

El Gamal, M., M. El Komi, D. Karlan, and A. Osman. 2011. “Bank Insured


RoSCA for Microfinance: Experimental Evidence in Poor Egyptian
Villages.” Houston: Rice University.

Ebiringa, O. T. dan E. O. Okorafor. 2010. Financial Literacy and Financial


Decition Making Capacity: The Gender Balance Issue. Jounal of
sustainable Development in Africa, 12 (7), 15-32.

Fox, J., Bartholomae, S., & Lee, J. (2005). Building the case for financial
education. The Journal of Consumer Affairs, 39(1), 195-214.
http://dx.doi.org/10.1111/j.1745-6606.2005.00009.x

French, Declan and McKillop, Donal (2016). Financial Literacy and Over-
Indebtedness in Low-Income Households. Working Paper 14-04 October
(2014).

Garman, E. T. , & Forgue, R. E. (2000). Personal finance: the human resources


manager: Caught in the middle.CUPA Journal, 45(1), 33-35.

Haming, Mufidin dan Basalamah, Salim 2010. Studi Kelayakan Investasi


Proyek dan Bisnis. Jakarta: Bumi Aksara

Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs,


44(2), 296–316.

Ismawati, Dewi Dkk. 2015; Literasi Finansial Pada Mahasiswa Fakultas


Ekonomi Universitas Jember. Artikel Ilmiah Mahasiswa (2015).
Online (http://repository.unej.ac.id/handle/123456789/65409) .
Diakses pada tanggal 15 Mei 2016. Pukul 16.47 WIB

Jacob, K., Hudson, S., & Bush, M. (2000). Tools for survival: An analysis of
financial literacy programs forlower-income families. Chicago:
Woodstock Institute.

Julian, Frans. 2014. Analisis Tingkat Literasi Keuangan Mahasiswa Fakultas


Ekonomi dan Ilmu Sosial Universitas Islam Negeri Sultan Syarif
Kasim Riau.

Kanserina, Dias. 2015. Pengaruh Literasi Ekonomi dan Gaya Hidup Terhadap
Perilaku Konsumtif Mahasiswa Jurusan Ekonomi UNDIKSHA 2015.
Vol. 5, No. 1, Tahun 2015. Online (
92

http://ejournal.undiksha.ac.id/index.php/jjpe/article/download/5213/39
34) Di akses pada tanggal 3 Mei 2016. Pukul 05. 03 WIB

Keown, L.A. 2011. “The Financial Knowledge of Canadian”. Component of


Statistic Canada Cataloge, 11-008-X, 30-39

Khumairo, Nur Uthfi. 2016. Studi Komparasi Literasi Keuangan Berdasarkan


Faktor Demografi Mahasiswa Fakultas Ekonomi Universitas Negeri
Surabaya Angkatan 2013. Jurnal Pendidikan Akuntansi. Vol. 04 No.
03 Tahun 2016

Kim, J. (2007). Workplace financial education program: Does it have an impact


on employee’s personal finances. Journal of family and Consumer
Science, 99(1).

Kim, Jinhee. 2001,. Financial Knowledge and Subjective and Objective


Financial Well-Being. Consumers Interest Annual 47

Krishna, A, Rofaida, R. dan Sari, M. (2010). “Analisis tingkat literasi keuangan


di kalangan mahasiswa dan faktor-faktor yang mempengaruhinya (Survey
pada Mahasiswa Universitas Pendidikan Indonesia)”. Proceedings of The
4th International Conference on Teacher Education; Join Conference UPI
& UPSI Bandung, Indonesia, pp. 8-10 November 2010.

Kunt , Klapper , Randall, (2013), Islamic Finance and Financial Inclusion


Measuring Use of and Demand for Formal Financial Services among
Muslim Adults, The World Bank Development Research Group
Finance and Private Sector Development Team

Laily, Nujmatul. 2016. Pengaruh Literasi Keuangan Terhadap Perilaku


Mahasiswa Dalam Mengelola Keuangan. Journal of Accounting and
Business Education, 2016.

Latumaerissa, Julius, R. 2012. Bank dan Lembaga Keuangan Lain. Jakarta:


Salemba Empat

Mandell, L. (2008). The Financial Literacy of Young American Adult: Results of


The 2008 National Jump$Tart Coalition Survey Of High School
Seniors And College Student,
(Online),(http://www.jumpstart.org/assets/files/2008-SurveyBook. pdf,
diakses 1 Mei 2015).

Mangani, Ktut Silvanita 2009. Bank dan Lembaga Keuangan Lain, Jakarta:
Erlangga
93

Margaretha, Farah dan Pambudhi, Reza Arief. 2015; Tingkat Literasi Keuangan
Pada Mahasiswa S-1 Fakultas Ekonomi. JMK, Vol.
12,No.1.Online(http://jurnalmanajemen.petra.ac.id/index.php/man/artic
le/viev/19232). Diakses pada tanggal 3 Mei 2016. Pukul 4.41 WIB

Margaretha, Farah dan Sari, Siti May (2015).Faktor Penentu Tingkat Literasi
Keuangan Para Pengguna Kartu Kredit di Indonesia. Jurnal Akuntansi
dan Investasi, Vol. 16 No. 2 (2015).

Muat, Susnaningsih (2015). Literasi Keuangan Syariah dan Dampaknya


Terhadap Pengelolaan Keuangan Pribadi: Studi pada Dosen
Universitas di Kota Pekanbaru

Muat, Susnaningsih, Dkk. Analisis Tingkat Literasi Keuangan dan Dampaknya


Terhadap Keputusan Pinjaman Pribadi. 3rd Economics & Business
Research Festival 13 November 2014

Nababan, Darman dan Sadalia, Isfenti. 2012. “Analisis Personal Financial


Literacy dan Financial Behavior Mahasiswa Strata I Fakultas Ekonomi
Universitas Sumatera Utara”. Universitas Sumatera Utara.

Nazir, Moh. Metode Penelitian, Indonesia: Ghalia. 2005

Nidar, S. R dan B. Sandi. 2012. Personal Financial Literacy Among University


Students(Case Study At Padjajaran University Students, Bandung,
Indonesia). World Journal of sciences, 2 (4), 162-171.

Noctor, Michael,. Sheila Stoney, and Robert Stradling,. 1992. Financial


Literacy: a Discussion of Concepts and Comptences of Financial Literacy
and Opportunities for Its Instructions into Young People’s
Learning,.NFER Report for the National Westminster Bank, London, The
United Kingdom

OJK tahun 2013, Literasi Keuangan, Indonesia

Otoritas Jasa Keuangan. 2014. “Commonwealth Bank Indonesia


Memperkenalkan Gerakan Women Investment Series (WISE)”. Dalam
Kompas, 11 November. Jakarta.

Prasetyo, Bambang dan Jannah, Lina Miftahul. Metode Penelitian Kuantitatif,


Jakarta: Rajawali Pers, 2011

President’s Advisory Council on Financial Literacy (PACFL) (2008). 2008


Annual Report to the President. Accessed March 11, 2009 at
http://www.treas.gov/offices/domestic-finance/financial-
institution/fineducation/council/index.shtml.
94

Priyatno, Duwi. Cara Kiat Belajar Analisa Data dengan SPSS 20, Yogyakarta:
Andi. 2012

Rasyid, Rosyeni. 2012; Analisis Tingkat Literasi Keuangan Mahasiswa Program


Studi Manajemen Fakultas Ekonomi Universitas Negeri Padang.
Jurnal Kajian Manajemen Bisnis, Vol. 1, No. 2, 2012.
Online(http://ejournal.unp.ac.id/index.php/jkmb/article/view/4778).
Diakses pada tanggal 3 Mei 2016. Pukul 4.56 WIB

Remund, D. L. (2010). Financial Literacy Explicated: The Case for a Clearer


Definition in an Increasingly Complex Economy. Journal of Consumer
Affairs, 44, 276-295.

Robinson, M.S. 1993. Beberapa Strategi yang Berhasil untuk Mengembangkan


Bank Pedesaan: Pengalaman dengan Bank Rakyat Indonesia (BRI)
1970-1990. Jakarta: Institut Bankir Indonesia.

Sabri, M. F., Othman, M. A., Masud, J., Paim, L., MacDonald, M., & Hira, T.
K. (2008). Financial behavior and problems among college students
in Malaysia: Research and education implica-tion. Consumer Interest
Annual, 54, 166–170.

Setyawan, Wisnu. (2011), Pengaruh Literasi Keuangan, Variabel Demografi,


dan Money Attitude Scale (MAS) terhadap Perilaku Penggunaan ATM
pada Mahasiswa. Skripsi tidak diterbitkan. Program S1 Fakultas
Ekonomika dan Bisnis Universitas Kristen Satya Wacana.

Shalahuddinta, Alfin dan Susanti 2014; Pengaruh Pendidikan Keuangan di


Keluarga, Pengalaman Bekerja dan Pembelajaran di Perguruan Tinggi
Terhadap Literasi Keuangan. Jurnal Pendidikan Akuntansi, Vol. 2. No.
2 Tahun 2014.Online
(http://ejournal.unesa.ac.id/index.php/jpak/article/view/9134) Diakses
pada tanggal 3 Mei 2016. Pukul 04.44 WIB

Shaari, N. A., Hasan, N. A., Mohamed, R. K. M. H., & Sabri, M. A. J. M.


(2013). Financial literacy: A study among the university student.
Interdisci-plinary Journal of Contemporary Research in Business, 5(2),
279–299.

Sri, Anastasia Mendari dan Kewal, Suramaya Suci. 2013; Tingkat Literasi
Keuangan di Kalangan Mahasiswa STIE MUSI. Jurnal Economia,
Vol. 9, No, 2, 2013 Jurnal Economia, Vol. 9, No. 2,
2013.Online(http://journal.uny.ac.id/index.php/economia/article/view/
1804). Diakses pada tanggal 3 Mei 2016. Pukul 4. 46 WIB
95

Sugiono, 2013. Metode Penelitian Bisnis (Pendekatan Kuantitati, Kualitatif dan


R&D), Bandung: Alfabeta

Servon, L. J., & Kaestner, R. (2008). Consumer financial literacy and the impact
of online banking on the financial behavior of lower-income bank
customers. Journal of Consumer Affairs, 42(2), 271–305.

Susanti. 2013; Faktor-Faktor yang Mempengaruhi Literasi Keuangan


Mahasiswa Fakultas Ekonomi Universitas Surabaya. Online
(https://jurusanmanajemenfeum.files.wordpress.com/2014/09/10-
maret2013-susanti-eko.pdf) Di akses pada tanggal 3 Mei 2016. Pukul
04.39 WIB

Taft, M. K., Hosein, Z. Z., & Mehrizi, S. M.T. (2013). The relation between
financial literacy, financial wellbeing and financial concerns. International
Journal of Business and Management, 8(11), 63–75.

Trianto, Budi 2015. Riset Modeling, Pekanbaru: Adh-Dhuha Institute

Vitt, L. A., Anderson, C. A., Kent, J., & Lyter, D. (2000). Personal finance.
Washington, DC: Fannies Mea Foundation.
Widayati, Irin. 2012; Faktor-Faktor yang Mempengaruhi Literasi Finansial
Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Brawijaya.
Jurnal Akuntansi dan Pendidikan, Vol. 1, No. 1,
(2012).Online(http://ejournal.ikippgrimadiun.ac.id/index.php/ASSET/a
rticle/view/227) . Diakses pada tanggal 16 Mei 2016. Pukul 16.21 WIB

Widayati, Irin. 2014; Pengaruh Status Sosial Ekonomi Orang Tua, Pendidikan
Pengelolaan Keuangan Keluarga, dan Pembelajaran di Perguruan
Tinggi Terhadap Literasi Finansial Mahasiswa. Jurnal Pendidikan
Humaniora, Vol. 2, No. 2, Hal. 176-183
.Online(http://karyailmiah.um.ac.id/index.php/disertasi/article/view/17
526) . Diakses pada tanggal 3 Mei 2016. Pukul 4.50

Worthington, Andrew C. Financial Literacy and Financial Literacy Programs in


Australia. No. 2013-05

You might also like