Impact of MAVIM SHGs in Rural Women Empowerment

International Journal of Advance Study and Research Work (2581-5997)/ Volume 6/Issue 2/Apr-May-June-2023
Impact of MAVIM SHGs in Rural Women

Empowerment
Dr. Pranita Laxmanrao Chitnis
Dept. of Commerce and Management, Deogiri College, Chhatrapati Sambhajinagar
Email Id: Chitnispranita4@gmail.com
Abstract
Gender equality and women empowerment is essential not only for individual families but also for the health and socio-economic
development of entire country. Empowerment is a multi –faceted, multi-dimensional and multi layered concept. Women
empowerment means developing them as more aware individuals, who are politically active, economically productive and
independent and are able to make intelligent discussion in matters that affect them. Self Help Group (SHG) is an effective tool of
women empowerment. SHG is homogeneous group of people from common, social, economic background and is a proven tool
which has inculcated the culture of regular savings and payment amongst the poor women. Government of India and state
governments implements different schemes for the rural women empowerment. Mahila Vikas Mahamandal (MAVIM) is state
women’s development. This paper is focused on the performance of MAVIM in terms of rural SHGS in Aurangabad district,
analyze the socio-economic change of rural women SHGs in Aurangabad district and also studied the impact of SHGs on overall
development of group members. And also state how the empowerment of women covers both an individual and collective
transformation. Different institutional support of the government provides assistant to rural women in different ways i.e. finance
training, marketing, education, communication etc. Mahila Arthik Vikas Mahamadal is the initiative taken by the ministry of
government in overall development of women.
Keywords: MAVIM, SHG, Rural Women Empowerment.
Introduction
A woman is the nucleus of the family, particularly in rural area. Her role is not restricted only to collects water, fuel wood and food
but also plays a significant role in preserving the culture, grooming the children and shaping their destiny. The rural Indian
Population constitutes 68.84% of the overall population as per 2011 census. The total female population in India is 496.5 million and
360.95 million Indian women live in rural area. As per 2011 census, 41.25% of women are illiterates. Gender equality and women
empowerment is essential not only for individual families but also for the health and socio-economic development of entire country.
Empowerment is a multi –faceted, multi-dimensional and multi layered concept. Empowerment is about change, choice & power
(Sobha K.C. Nov. 2021), Women empowerment means developing them as more aware individuals, who are politically active,
economically productive and independent and are able to make intelligent discussion in matters that affects them. Self Help Group
(SHG) is an effective tool of women empowerment. SHG is homogeneous group of people from common, social, economic
background and is a proven tool which has inculcated the culture of regular savings and payment amongst the poor women.
Government of India and state governments implements different schemes for the rural women empowerment. Mahila Aarthik Vikas
Mahamandal (MAVIM) was founded in 1975 to bring about gende justice & equality, investing in human capital & the capacity
building of women to make them economically & Socially empowered and enable them to access sustyainable
livelihoods.(Gangadhar Desai, 2018), Mahila Aarthik Vikas Mahamandal (MAVIM) is state women’s development corporation of
government of Maharashtra implement various women empowerment programs through Self Help Group MAVIM perform the
functions in 34 districts of Maharashtra which include 52 cities and 11326 villages performing women empowerment activities for
97301 SHGs with 11,81,804 (MAVIM annual Report 2022), members throughout the Maharashtra. The main aim of the women
empowerment programmes at rural areas is improvement of the socio-economic, educational and political status of rural women.
The present study attempts to analyze the rural women empowerment in Aurangabad district.
This paper focused on Self Help Group and its significance in the level development of rural women through Mahil Aarthik Vikas
Mahamandal specifically in Aurangabad District. It also evaluates the performance of SHGs and analyzes the socio-economic
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change of rural women SHGs in Aurangabad District. It analyzed that there is a positive relationship between improvement of
socio-economic status and women empowerment through SHGs. It revealed from the study that 71.43% participants improve their
participation in household activities decisions. 40.18% are agreeing for it increases their standard of living. Even it also improved in
understanding the banking operations.
Importance of The Study

Empowering the women specifically rural women is the key not only to the wellbeing of individuals, families and rural communities
but also to overall development of the country. Rural women are key agents for development. They play a significant role towards
achievement of transformational economic environmental and social changes required for sustainable development. But lack of
education, lack of awareness, limited access to credit, health care are many challenges they face. It is required to focuses on the
women empowerment at root level of the country; different schemes are implemented by the government through NGOs and state
level agencies. The empowerment of women occurs when women are involved in decision making and therefore improved socio-
economic status. Self Help Groups plays important role to improve the socio-economic status of the women. This paper is focused
on the analysis of rural Self Help Group (SHGs) by MAVIM and to find out relationship between the improvement of socio-
economic status and women empowerment in the Aurangabad district.
Objectives of the Study

1. To evaluate the performance of MAVIM in terms of rural SHGS in Aurangabad district.
2. To analyze the socio-economic change of rural women SHGs in Aurangabad district.
3. To study the impact of SHGs on overall development of group members
Hypothesis
H0 : There is no positive relationship between improvement of socio-economic status and women empowerment through SHGs.
H1 : There is a positive relationship between improvement of socio-economic status and women empowerment through SHGs.
Scope of the Study

The purpose of the study is to evaluate the performance of rural SHGs and to analyze socio-economic change of rural women
through studying the rural women Self Help Groups promoted by Mahila Aarthik Vikas Mahamandal in Aurangabad district in the
state of Maharashtra. As per as geographical scope is concerned members will be selected from the Aurangabad, Sillod, Gangapur,
Paithan, Kannad, Vaijapur, Phulampri, Khultabad and Soegon talukas of Aurangabad district in the state of Maharashtra from SHGs
completing at least two years. All these Self-Help Groups are from rural areas. The study is constrained with the socio-economic
change of the Self-Help Groups members from rural area.
Research Methodology
Methodology
The population of the study consists of rural women Self Help Group members of Mahila Aarthik Vikas Mahmandal. This study is
based on primary and secondary data. In order to achieve the objectives and to test the hypothesis stated above both primary and
secondary data will be collected for the purpose of the study. The primary data will be collected through well-structured
questionnaire relates with personal profile of rural SHG members and socio-economic impact of SHGs on their life and decision
making capacity. The secondary data will be collected through the book of various authors on the study subjects, periodicals,
journals, magazines and annual reports of MAVIM. Samples of 224 SHG members were selected for this study. For the study of
analyzing role of MAVIM in the rural women empowerment of Aurangabad district the sample consist of SHGs members. In order
to study the impact of establishing rural women Self Help Groups, the groups completing at least two years period have been
selected for the study purpose. Out of total 2244 rural Self Help Groups 112 i.e. 5% groups will be selected for the study by simple
random sampling method. Two members from each group will be selected for the study of group members i.e. 224 members from
the total members from Aurangabad, Sillod, Gangapur, Paithan, Kannad, Vaijapur, Phulampri, Khultabad and Soegon talukal’s of
Aurangabad District.
Tools &Techniques
In order to achieve the objectives of research statistical techniques i.e. percentage, means or average will be used. For testing the
hypothesis Chi-square test will be used to ascertain relationship of rural women empowerment and socio-economic development
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through SHGs of MAVIM.
Review of Literature
Vishwanathan Maithili (1994), states in the book “Social Framework Strategies Women’s Development”, Mahatma Gandhi’s
thoughts on women’s role in society, women and development planning with a perspective from the women’s movement.
Lokhande M.L.(2010), observed that poverty reduction is possible by providing easy access to credit for small entrepreneurial
activities.
Mahajan & Kamble (2011), analyzed the different schemes implemented by MAVIM in Kolhapur district and its support to
entrepreneurship development among women.
M. Bhavani Sankara Rao (2011), has highlighted that health of women members of SHG have certainly taken a turn to better. It
clearly shows that heath of women members discuss among themselves about health related problems of other members and their
children and make them aware of various Government provisions specially meant for them.
Sharma Arpita (2012), explain in her book, “Women Empowerment through Microfinance and SHGs”, microfinance is emerging
as a powerful instrument for poverty alleviation in the new economy. She states that economic empowerment results in women’s
ability to make decisions, increased self-confidence, and better status in society role in household etc.
B. Ashtige Shanta (2012), in the book of “Empowerment of Rural Women” this book focused on women empowerment has
become a significant tool of gender equality. But women empowerment has to be viewed from different dimensions. The author has
viewed it from two dimensions, Gram Panchayats and Self-Help Groups.
Mokta Mamta (2014) state that due recognition must be given to women and society should come forward to ensure equal status
for women in all spheres of life.
Shrivas Kirti(2016), observed that there is close relationship between economic development and women’s empowerment.
Eswar Kumar Belli (2017), analyzed that micro finance have been successful certain extent in developing certain rural areas, it
improved the economic condition of rural women. Jadhav D.S.
States the role of NGOs in rural development and conclude that NGO’s can bring the awareness among the poor rural people.
UN Women’s new flagship report (2018), provides a comprehensive and authoritative assessment of progress, gaps and challenges
in the implementation of the Sustainable Development Goals (SDGs) from gender perspective.
Annual report of UN Women (2018), highlights organizations initiatives during the year and provides summary of programmes
and states key results for strengthening global norms and standards, increasing women’s leadership and political participation
enhancing economic empowerment, ending violence against women and girls.
Sana Fatima (2019), in article Economic Empowerment of Rural Women in India : An exclusive Approach, study the improvise
women’s control over economic resources and strengthening women’s economic security. Empowerment of women in rural area is
a necessity as this would help women to get rid of the social violence and atrocities against her.
Bapan Biswas and Nasrin Banu, (2022), Springer Nature, in the article of “Economic Empowerment of rural and urban women
in India: A comparative analysis” state that rural women are more engaged in the workforce in all the selected dimensions. The
overall analysis of this study proves that rural women more economically empowered in comparision with their urban counterparts.
Dr. Sushmita Srivastav, (March 20, 2023), The Times of India, in the article, The empowered rural women as silent change
agents : Learnings from the Lakhpati Kisan Program of Tata Trust study the rural development initiative made by the Tata Trust
through The Lakhpati Kisan Program. This Project aims to improve the livelihoods of small and marginal farmers in India by
promoting sustainable agriculture practices, enhancing productivity & increasing their income.
Dr. Swarooprani K., (March 2023), this paper focused on the status of contribution of government of India in women
empowerment using various indicators. It gives analysis of different schemes of government for women empowerment.
Prashant Lingam, (Jan. 14, 2023), article in Times of India, focused on scenario of rural entrepreneurship in India.. It states the
problems and role of government in rural entrepreneurship development.
Sonam Mishra, (April 4, 2023), It focused on the study of development of women entrepreneurship in India, it states that still
there is need to improve their selves and need to support by govt. for providing small amount of loan without any security so that
they can do best in all field.
Mahila Arthik Vikas Mahamandal (Mavim)
Mahila Arthik Vikas Mahamandal (MAVIM) is the state women’s Development Corporation of Government of Maharashtra,
established on the 24th February 1975 on the occasion of International women’s year. MAVIM has been declared as a nodal agency
by the government of Maharashtra, on 20 th Jan. 2003 to implement various women empowerment programme through Self Help
Group (SHGs). MAVIM is implementing development programs in all 36 districts of Maharashtra, including the Mumbai and its
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suburban areas. 250 Urban Local Bodies (ULB) and rural areas across the State. More than 14,97,000 women organized through
1,00,000 Self Help Group of MAVIM in Maharashtra. It formed 406 CMRCs and more than Rs. 2900 crore of formal credit
extended by MAVIM. Core functions of MAVIM are to act as a State Level nodal agency to implement various women
empowerment schemes by the central and state government and it also worked as a bridge between the concerned departments of the
government financial institutions NGOs and Self Help Groups to better achieve inclusive development.
Analysis and Interpretation

Socio-Economic Background of the Rural Women
Self- Help Groups were formed to uplift the socio- economic status of rural women. The socio-economic background of the
respondents revealed the information on the family background, income, education, etc. The information collected from the
respondents on their socio-economic aspects is analyzed, interpreted and discussed as under.
I. Age of the Respondents

Age determines the urge to work. It is emphasized that the younger have power or energy to work hard; whereas the elders have
intelligence based on their rich experience is there to work hard. Hence, information was collected from the respondents on the age
groups and presented in the following table as under:
Table No. 1: Table showing Demographic Profile of the Respondents

Sr. Age Respondents Percentage (%)
No.
1. Below 20 42 18.75%
2. 20-40 85 37.95%
3. 40-60 73 32.59%
4. Above 60 24 10.71%
Total 224 100
(Source: Field Survey)
Table no. 1 indicates the demographic profile of the sample respondents on the basis of age of the rural women registered
themselves in the Self -Help Groups. From the total respondents 42 i.e. 18.75% respondents are below 20 years, 85 i.e. 37.95% are
from the age group of 20-40 years and from the age group of 40-60 there are 73 respondents i.e.32.59% and 10.71% i.e. 24 sample
respondents are above age of 60 as they registered themselves before 5 years. Overall it indicates that members of Self-Help Groups
are between the ages of 20-40 years.
II. Educational Qualification of the sample respondents:
The information of educational qualifications of the sample respondents helps to assess their knowledge about the management of
Self-Help Groups, government policies about the women empowerment, etc.
Table No. 2: Table Showing Educational Qualifications of sample respondents

Sr. Educational Qualifications No. Percentage
No.
1. Below SSC 68 30.36%
2. SSC 53 23.66%
3. HSC 41 18.30%
4. Graduation 38 16.96%
5. Post-graduation 24 10.72%
Total 224 100.00%
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Educational Qualifications of the Sample Respondents
10.72%
30.36%
16.96%
18.30%
23.66%
Fig. 1 Educational Qualification of the sample respondents:
Belowqualifications
Table No. 2 Fig. 1 describes the educational SSC SSC ofHSC
sampleGraduation Post-graduation
respondents out of which majority i.e 30.36% are are below
10th i.e. SSC 23.66% are SSC qualified 18.30% are HSC passed and graduates are 16.96% and only 10.72% are Post-graduates most
of them are qualified Master of Arts and Master of Commerce. This statistics indicates the significance of Self –Help Groups and
the role of institutions like Mahila Aarthik Vikas Mahamandal taking efforts for empowerment of rural women by organizing
different programs.
III. Reasons behind joining SHGs

Apart from the motivation to join Self-Help Groups, there are also many reasons for joining Self- Help Groups by the respondents.
These reasons as expressed by the respondents are presented are presented in the following table.
Table No. 3: Table Showing Reasons Behind joining the SHGs of sample Respondents
Sr. Reasons Behind joining the SHGs No. Percentage
No.
1. To maintain household expenses 51 22.77%
2. To promote Savings 76 33.93%
3. To raise status in society 25 11.16%
4. To promote income generating activities 52 23.21%
5. To repay old debts 20 8.93%
Total 224 100.00%
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Reasons Behind joining the SHGs of sample

Respondents
33.93%
35.00%
30.00% 22.77% 23.21%
25.00%
20.00%
11.16%
15.00% 8.93%
10.00%
5.00%
0.00% To maintain To promote To raise To promote To repay old
household Savings status in income debts
expenses society generating
activities
Fig.2 Reasons behind joining the SHGs of sample Respondents
In the Table no. 3 Fig. 2 reasons for joining of the Self Help Groups of sample respondents are given with the perceptions of sample
respondents. Some of the important problems of rural women taken into consideration at as per those options are given to give their
perceptions to the sample respondents. Out of the total sample respondents i.e. 224 highest perceptions ranked to promote savings
i.e. 73, 33.93% and lower views are given to repay old debts i.e. 20, 8.93%. With this 22.77% respondents join this self help group
for maintaining household expenses. For raising status in society 11.16% join the Self Help Groups and for promoting income
generating activities 23.12% join this group. As per the reasons marked by the sample respondents any reason marked by the sample
respondents but it is gainful and income generating to all the members of Self Help Groups.
IV. Occupation of the Respondents:

Occupation of the respondents plays an important role in Self-Help Group activities. If the respondents are housewives, then they
may concentrate more on Self-Help Groups activities. If the respondents are already working in other areas, then they can’t able to
concentrate on the activities on the Self-Help Groups. Hence, information was collected on the occupation of the respondents and
presented in the following table.
Table No. 4: Table showing occupation of the Respondents
Sr. Occupations of the Respondents No. Percentage
No.
1. Agriculture/Horticulture 72 32.14%
2. Animal Husbandry 35 15.63%
3. Housewife 102 45.54%
4. Any Other 15 6.69%
Total 224 100.00%
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Occupation of the Sample Respondents
6.69%
32.14%
45.54%
15.63%
Agriculture/Horticulture Animal Husbandry Housewife Any Other
Fig.3 Occupation of the Respondents
The above table no. 4 and fig. 3 disclosed that 72 (32.14%) of the respondents are working in agriculture or horticulture, 35
(15.63%) are working in animal and Husbandry, 102 (45.54%) are housewives and the remaining 15 are engaged in other
occupations.
V. Monthly income before joining SHGs:

To study the economic empowerment of the sample respondents it is essential to study the change in their income before joining the
Self-Help Groups and after joining the Self-Help Groups.
Table No.5: Table showing monthly income before joining SHGs of sample respondents
Sr. Monthly income before joining the SHGs No. Percentage

No.
1. Below Rs. 5000 30 13.39%
2. Rs. 5000 to Rs. 10000 69 30.81%
3. Rs. 10000 to Rs. 15000 73 32.59%
4. Rs. 15000 to Rs.20000 25 11.16%
5. Rs. 20000 to Rs. 25000 15 6.70%
Above Rs. 25000 12 5.35%
Total 224 100.00%
Table No.5 indicates the monthly income before joining SHGs of sample respondents, which states that majority of the respondents
are belongs to the income group 10000 to 15000 i.e. 32.59% , near about it i.e. 30.81% is belongs to Rs. 5000 to Rs. 10000 and very
less respondents are from the above Rs. 25000/- income group i.e. 5.35%. It indicates that majority of the respondents are from the
income Rs. 5000 to 15000 income group.
VI. Means of Increase in Socio-Economic Status due to Women Empowerment

Due to the women empowerment programs, the socio-economic status of women in rural areas is increased to a greater extent. There
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are many aspects in which there is increase in status of women in rural areas. They are discussed as under.
Table no.6: Table showing Means of increase in Socio-Economic Status due to Women Empowerment
Sr. Particulars No. Percentage
No.
1. Increase in Women’s Education 105 46.88%
2. Socio-Economic & Family Equality 39 17.40%
3. Decline in Rural Poverty 68 30.36%
4. Any Other 12 5.36%
Total 224 100.00%
Due to the women empowerment programme of the Mahila Aarthik Vikas Mahamandal (MAVIM) 105 (46.88%) of the respondents
have agreed that there is increase in women’s education, 39 (17.40%) have stated that there is increase in socio-economic and family
equality, 68 (30.36%) have expressed that there is decrease in rural poverty and the remaining 12 (5.36%) have responded that there
are also female education is very much achieved with decline in rural poverty, due to the women empowerment programmes.
VII. Benefits of Empowerment to Rural Women

The main aim of the women empowerment programs at rural areas is improvement of the socio-economic, educational and political
status of rural women. As such, these empowerment activities have benefited the rural women in the following ways as expressed by
the respondents.
Table No.7: Benefits of Empowerment to Rural Women
Sr. Particulars No. Percentage
No.
1. More Self-Confidence 88 39.27%
2. Equal Status 29 12.95%
3. Economic Independence 97 43.30%
4. Any Other 10 4.46%
Total 224 100.00%
Benefits of Empowerment to Rural Women

4.46%
39.27%
43.30%
12.95%
More Self-Confidence Equal Status Economic Independence Any Other
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Fig. 4 Benefits of Empowerment to rural Women
It is observed from the above table no. 7 that due to the women empowerment activities of the Mahila Arthik Vikas Mahamandal
(MAVIM), 88(39.27%)of the respondents feel that they got more Self-Confidence, 29 (12.95%) have got equal status, 97 (43.30%)
of the respondents feel that they got economic independence and the remaining 10 (4.46%) have got other kinds of benefits. The
ultimate aim of women empowerment is to cultivate self-confidence among women, so that they can gain economic independence
and equal status in society. As discussed above, the aims of women empowerment have been achieved.
VIII. Impact of MAVIM SHGs for Empowerment of Rural Women

Empowerment is a multi-faceted, multi-dimensional and multi-layered concept. Women’s empowerment is a process in which
women given greater share of control over resources – material, human and intellectual like knowledge, information, ideas, and
financial resources like money and access to money and control over decision-making in the home, community, society and nation
and to gain power. On the some key indicators ground impact of Mahila Arthik Vikas Mahamandal’s Self-Help Group is analysed is
given in the table below.
Table no. 8: Impact of MAVIM SHG for Empowerment of Rural Women

Sr. Indicators of empowerment Frequency Percentage Frequency Percentage Total
No. Yes No
1. Increase income level 205 91.52% 19 8.48% 224

2. Improvement in Savings 169 75.45% 55 24.55% 224
3. Increase income 190 84.83% 34 15.17% 224

generating activities
4. Reduction in poverty 115 51.34% 109 48.66% 224
5. Improve in Participation In 160 71.43% 64 28.57% 224

household decisions
6. Standard of Living 90 40.18% 134 59.82% 224
has improved
7. Understand the 65 29.01% 159 70.98% 224
banking operation and knowledge on credit management
8. Good public relation and social participation 193 86.16% 31 13.84% 224
9. Increase Self- expression- decision making in 76 33.93% 148 66.07% 224

community, village and households
10. Breaking social, religious and cultural barriers 110 49.11% 114 50.89% 224
11. Improve Leadership Qualities 52 23.21% 172 76.79% 224
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12. Up gradation and better technology 58 25.89% 166 74.11% 224
13. Vote Independently 61 27.23% 163 72.77% 224
(Source : Field Survey)
Impact of MAVIM SHG for Empowerment of Rural Women

Percentage Percentage
100.00% 91.52%
90.00% 84.83% 86.16%
80.00% 75.45%
71.43%
70.00%
60.00% 51.34% 49.11%
50.00% 40.18%
40.00% 33.93%
29.01% 27.23%
30.00% 23.21%25.89%
20.00%
10.00%
0.00%
Fig 5 Impact of MAVIM SHG for Empowerment of Rural Women
Table no. 8 and fig. 5 indicates the impact of Mahila Arthik Vikas Mahamandal’s women empowerment programme and Self-Help
Group for empowerment of rural women on the ground of some key indicator of women Empowerment. Which states that 91.52%
of the sample respondents said that these Self Help Groups increase their income level. 75.45% said that it make improvement in
their savings. 84.88% state that due to Mahila Arthik Vikas Mahamandal’s Self Help Group and their different programme increase
their income generating activities. But even increase in income generating poverty is not reduce that much. Only 51.34% said that it
reduce the poverty. The programme of women empowerment and due to Self- Help Groups activities 71.43% participants improves
their participation in household activities decisions. 40.18% are agree for it increase their standard of living. Even all their important
improvement in understanding the banking operations and knowledge on credit management not increased that much. Only 29.01%
respondents are agreeing for it.
As Self Help Group programme are group activities 86.16% said that it improved good public relation and social participation. But
only 33.93% sample respondent’s said that these programs increase self-expression decision making in community, village and
households.
49.11% sample respondents are agree that these programme are helpful for breaking social, religious and cultural barriers. Only
23.21% sample respondents improved leadership qualities amongst them. 25.89% are agree for up gradation and better technology
23

and 27.23% sample respondent are housing decision making power to vote independently.
TESTING OF HYPOTHESIS
Hypothesis:
H0 : There is no positive relationship between improvement of socio-economic status and women empowerment through SHGs.
H1 : There is a positive relationship between improvement of socio-economic status and women empowerment through SHGs.
The fulfillment of the objectives of the study is also tested with the above hypothesis by using Chi-Square test which is shown in the
below table.
Table no. 9: Table showing Relation of Socio-Economic Status and Women Empowerment of SHGs
Sr. Women Empowerment Observed Expected

No. through SHGs Frequency Frequency
1. Economic Gain 195 224
2. Decision Making 173 224
Total 249 448
Chi-Square Static = 24.7676 Level of Significance 0.05

P Value =3.841
(Source :Data Analysis)
The table value of Chi-square for 1 degree of freedom at 5% level of significance is 3.841. The calculated value of Chi-Square is
24.7676 which much higher than this table value and hence the null hypothesis H0 is rejected i.e. there is no positive relationship
between improvement of socio-economic status and women empowerment through SHGs and H1 is accepted that there is a positive
relationship between improvement of socio-economic status and women empowerment through SHGs.
It is highlighted from this study that majority of the respondents are middle age, married and having family responsibilities. Majority
of them completed education upto higher secondary. After joining this self-help group their savings increases as well as their income
generating activities are also increased, it also increased their public relation and participation but decision making power is not
increased that much as compared to increase in income level. Hence it can conclude that women empowerment of this respondents
is restricted up to economic and some extent social empowerment but for voting they again taken views of others, never built
leadership qualities that should be improved.
Conclusion
The Women Empowerment is a process of awareness and capacity building leading to greater participation, greater decision making
power and control and transformative action. The empowerment of women covers both an individual and collective transformation.
Different institutional support of the government provides assistant to rural women in different ways i.e. finance training, marketing,
education, communication etc. Mahila Arthik Vikas Mahamadal is the initiative taken by the ministry of government in overall
development of women. With this for sustainable development of women MAVIM built grassroots institutions through SHGs. It is
highlighted from this study that majority of the respondents are middle age i.e. 20-40 years, married and having family
responsibilities. Majority of them completed education upto higher secondary. After joining this self-help group 75.45% respondents
marked that their savings increases as well as their income generating activities are also increased. 43.30% respondents state that
SHGs make them more economic independent.
Hence it can be concluded that Mahila Arthik Vikas Mahamandal (MAVIM) is working as mile stone for the rural women
empowerment in Aurangabad district as well as in Maharashtra.
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[17]. Gangadhar Desai, (Dec. 2018), MAVIM : A Catalyst of Change, Maharashtra Ahead,
[18]. Sobha K.V.(Nov. 2021), A Study of women empowerment in India, International Journal of Modern Trends in Science & Technology 7
(11) 120-124 DOI : 10.46501/IJMTST0711021.
[19]. MAVIM Annual Report 2022
[20]. https://aurangabad.gov.in
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[24]. www.barefootcollege.org
25

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Impact of MAVIM SHGs in Rural Women Empowerment

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International Journal of Advance Study and Research Work (2581-5997)/ Volume 6/Issue 2/Apr-May-June-2023

Impact of MAVIM SHGs in Rural Women

Keywords: MAVIM, SHG, Rural Women Empowerment.

© 2023, IJASRW, All right reserve

Importance of The Study

Objectives of the Study

Scope of the Study

© 2023, IJASRW, All right reserve

through SHGs of MAVIM.

© 2023, IJASRW, All right reserve

Analysis and Interpretation

I. Age of the Respondents

Table No. 1: Table showing Demographic Profile of the Respondents

Table No. 2: Table Showing Educational Qualifications of sample respondents

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Educational Qualifications of the Sample Respondents

Fig. 1 Educational Qualification of the sample respondents:

III. Reasons behind joining SHGs

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Reasons Behind joining the SHGs of sample

IV. Occupation of the Respondents:

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Occupation of the Sample Respondents

Agriculture/Horticulture Animal Husbandry Housewife Any Other

Fig.3 Occupation of the Respondents

V. Monthly income before joining SHGs:

Sr. Monthly income before joining the SHGs No. Percentage

VI. Means of Increase in Socio-Economic Status due to Women Empowerment

© 2023, IJASRW, All right reserve

VII. Benefits of Empowerment to Rural Women

Benefits of Empowerment to Rural Women

More Self-Confidence Equal Status Economic Independence Any Other

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Fig. 4 Benefits of Empowerment to rural Women

VIII. Impact of MAVIM SHGs for Empowerment of Rural Women

Table no. 8: Impact of MAVIM SHG for Empowerment of Rural Women

1. Increase income level 205 91.52% 19 8.48% 224

3. Increase income 190 84.83% 34 15.17% 224

5. Improve in Participation In 160 71.43% 64 28.57% 224

9. Increase Self- expression- decision making in 76 33.93% 148 66.07% 224

11. Improve Leadership Qualities 52 23.21% 172 76.79% 224

© 2023, IJASRW, All right reserve

12. Up gradation and better technology 58 25.89% 166 74.11% 224

13. Vote Independently 61 27.23% 163 72.77% 224

(Source : Field Survey)

Impact of MAVIM SHG for Empowerment of Rural Women

Fig 5 Impact of MAVIM SHG for Empowerment of Rural Women

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Sr. Women Empowerment Observed Expected

1. Economic Gain 195 224

2. Decision Making 173 224

Total 249 448

Chi-Square Static = 24.7676 Level of Significance 0.05

(Source :Data Analysis)

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© 2023, IJASRW, All right reserve

© 2023, IJASRW, All right reserve

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