STANDARD FIRE & SPECIAL PERILS QUOTE

(Sum Insured Above 50 Crs Only) V1

Insured's Name GR DWARKA DEVARIYA HIGHWAY PVT. LTD A/C NHAI

Communication Address TBA

4-LANING OF DWARKA (KURANGA)–KHAMBHALIYA–DEVARIYA

Risk Location SECTION OF SH-25 {NH (BHARAT MALA) } (BETWEEN EXISTING KM 203.500 TO176.500 AND KM 171.800 TO 125.0000) IN GUJARAT
THROUGH PUBLIC PRIVATE PARTNERSHIP (PPP)
State Gujarat Pin Code 361305
Description of Operations
Expiring Policy Details Expiring Insurer OTHERS/ BREAK-IN Customer Type Individual
Period of Insurance From 09 August 2022 To 08 August 2023
DD CODE IMD Code
Please Choose the Fire Fighting Arrangement Available NO FEA Basement Exposure No
Classification of Risk Industrial (Including Standalone Utility)

Occupancy Roads
Risk Category : Industrial (Including Standalone Utility) other than Standalone godowns and storage in open covered in section VI
ABS Code 371 Age of Building 0
Description Selection Sum Insured in (Rs) Rate Premium in (Rs.)
Building Yes 8,10,20,69,444 0.55 44,56,138
Furniture & Fixtures No 0.00 -
Machinery & Accessories No 0.00 -
Stocks (Work In Progress) No 0.00 -
Stocks (Others) No 0.00 -
TOTAL SI 810.21 Crore 8,10,20,69,444 FLEXA PREMIUM 44,56,138
IIB Discount 0% 1.15 Rs. 93,17,379.86
Basis Of Sum Insured Valuation Reinstatement Value Clause
Earthquake Cover Yes 8,10,20,69,444
Architects, Surveyors and Consulting Engineers Fees Yes Upto 7.5% of Claim Amount subject to a maximum of 60,76,55,208
Removal of Debris Yes Upto 10% of Claim Amount subject to a maximum of 81,02,06,944
Impact Damage Yes Full Sum Insured 5,00,00,000
Escalation Clause Yes 5% 40,51,03,472
New Location Cover Yes Upto 15% of the SI for first 30 days from date of acquisition for a Maximum limit of 5,00,00,000
Damage to Building (Occasioned by Burglary) No On FLB subject to a maximum limit of 5,00,00,000
Errors & Omissions Yes 5% of SI subject to a maximum of 40,51,03,472
Expediting Costs Yes Sum Insured upto a Maximum limit of 5,00,00,000
Sprinkler Up-Grading Costs Yes Sum Insured upto a Maximum limit of 5,00,00,000
Expenses for Loss Minimization Yes Sum Insured upto a Maximum limit of 5,00,00,000
Property Under Care Custody and Control Yes Sum Insured upto a Maximum limit of 5,00,00,000
Immediate Repairs Yes Sum Insured upto a Maximum limit of 5,00,00,000
Fire Extinguishing / Fighting Expenses Yes Sum Insured upto a Maximum limit of 5,00,00,000
Waiver of Underinsurance Yes Upto 5%
Minor Works No Sum Insured upto a Maximum limit of -
Accidental Damage Cover Yes On FLB subject to a maximum limit of -
Extra Expense Cover Yes 5% of Claim Amount subject to a maximum of 5,00,00,000
Decontamination and Cost of Clean Up Expense Yes Sum Insured upto a Maximum limit of 5,00,00,000
Cost of Re-Writing Records Yes Sum Insured upto a Maximum limit of 5,00,00,000
Deliberate Damage Yes Sum Insured upto a Maximum limit of 5,00,00,000
Undamaged Foundations Yes Sum Insured upto a Maximum limit of 5,00,00,000
Capital Additions Yes Sum Insured upto a Maximum limit of 5,00,00,000
Damages to Underground Services Yes Sum Insured upto a Maximum limit of 5,00,00,000
Waiver of Subrogation Yes Sum Insured upto a Maximum limit of 5,00,00,000
Plans, Documents and Computer Systems Records Yes Sum Insured upto a Maximum limit of 5,00,00,000
Nominated Loss Adjusters Yes Sum Insured upto a Maximum limit of 5,00,00,000
ADDITIONAL COVERAGE
Terrorism No 8,10,20,69,444 0.000 -
Loss Of Rent clause (Indemnity Period upto 24 Months, Final Period to
No 10,00,000 0.000 -
be specified before inception
Gross Premium (Rs.) Rs. 93,17,379.86
Add : GST 18.00% Rs. 16,77,128.37
Net Premium Payable Rs. 1,09,94,508.24

Excess
Policies having Sum Insured above INR 50 cr and up to INR 100 cr per location 5% of claim amount subject to a minimum of INR 25,000/-
Policies having Sum Insured above INR 100 cr and up to INR 1500 cr per location 5% of claim amount subject to a minimum of INR 5,00,000/-
Policies having Sum Insured above INR 1500 cr and up to INR 2500 cr per location 5% of claim amount subject to a minimum of INR 25,00,000/-

Clauses
Sanctions Limitation and Exclusions Clause
Cyber risk exclusion clause
Warranties

Kutcha Construction Warranty - Warranted that no structure is of kutcha construction in the insured premises.
Warranted that there are Nil Claims for last 3 Years
Warranted that the premises has no basement or basement is only being used for Parking.

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 FEA Warranty - Warranted that Fire extinguishing appliances (Portable Hand Appliances/Hydrant System/Sprinkler System) which are installed in the insured premises shall be maintained in efficient working
No Smoking Warranty - Warranted that smoking is prohibited in the premises covered under the policy
Electrical Installation Warranty
Additional Clauses & Warranties (If applicable)
Local/ Civil Authority Clause Yes
Property/ Goods Held in Trust Clause Yes
Designation of Property Clause Yes
72 Hr Clause Yes
Contract Price Insurance Yes
Floater Clause Yes
Declaration Clause Yes
Floater Declaration Clause Yes
Additional Insureds Yes
Multiple Insured Clause Yes
Payments on Account Yes
Non-Vitiation Clause Yes
Non-Invalidation Yes
Primary and Non-Contributory Yes
Loss Payee Clause Yes
Agreed Bank Clause No
Financial Institutional Details Bank Name

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