Cover Letter

Dear Jose Luis Muñoz, vice president of Human Resources at Banco Pichincha

I am writing to you to apply for the job of credit analyst at Banco Pichincha. I have

extensive knowledge in credit analysis and risk assessment accompanied by my

dedication to each job where I have worked. What attracts me to work with this

financial entity is its sustainability as a leading bank in the market since 1906 before the

creation of the Central Bank of Ecuador, going through several crises such as

dollarization at the beginning of 2000. An optimal salary that I aspire to carry out with

the best disposition is in the interval of 1000 to 1500 American dollars. The most that

inspires me to carry out the work is the combination of field work and office, that

environment that is created when visiting and knowing where the credit is destined.

I hope soon to share my knowledge at work.

Jefferson Villa