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    Effektif Rate 2020

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    Doni Irawan
    This document summarizes the terms of a non-conventional financing agreement. It lists the down payment amount of Rp10,250,000 with an insurance rate of 2.24% over 11 years. The total financing amount is Rp39,419,000 with monthly installment payments of Rp2,950,000. Various calculations are shown to determine the effective interest rate, down payment amount, and installment costs over the lifetime of the loan.

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    Effektif Rate 2020

    Uploaded by

    Doni Irawan
    10 views2 pages
    This document summarizes the terms of a non-conventional financing agreement. It lists the down payment amount of Rp10,250,000 with an insurance rate of 2.24% over 11 years. The total financing amount is Rp39,419,000 with monthly installment payments of Rp2,950,000. Various calculations are shown to determine the effective interest rate, down payment amount, and installment costs over the lifetime of the loan.

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    This document summarizes the terms of a non-conventional financing agreement. It lists the down payment amount of Rp10,250,000 with an insurance rate of 2.24% over 11 years. The total financing amount is Rp39,419,000 with monthly installment payments of Rp2,950,000. Various calculations are shown to determine the effective interest rate, down payment amount, and installment costs over the lifetime of the loan.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    10 views2 pages

    Effektif Rate 2020

    Uploaded by

    Doni Irawan
    This document summarizes the terms of a non-conventional financing agreement. It lists the down payment amount of Rp10,250,000 with an insurance rate of 2.24% over 11 years. The total financing amount is Rp39,419,000 with monthly installment payments of Rp2,950,000. Various calculations are shown to determine the effective interest rate, down payment amount, and installment costs over the lifetime of the loan.

    Copyright:

    © All Rights Reserved
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    of 2

    NON KONVENSIONAL

    DP Netto 10,250,000 OTR 39,419,000 TENOR ASURANSI TLO


    ADM - Ass 2.24% 11 2.24% 2.11%
    Ass 2.24% - ADM 17 3.17% 3.01%
    Total Uang Muka 10,250,000 lain-lain 800,000 23 4.11% 3.90%
    Tennor 12 29 4.95% 4.69%
    OTR 39,419,000 DP GROSS 10,250,000 35 5.78% 5.49%
    DPNett 26.00269% 10,250,000 Angsuran 2,950,000
    ###
    PH 29,169,000 TENOR 11 17
    Ass kredit 882,986 JENIS ### ASURANSI 882,986 1,249,582
    TPH 78.267% 30,851,986 TLO 831,741 1,186,512
    26.18%
    B/Thn 14.74140% 4,548,014 PA 51,245 63,070
    TH 35,400,0000=ADDB, 1=ADDM
    Angsuran/Bln 2,950,000 RUMUS DP
    OTR 39,419,000
    EFF RATE
    Biaya Pembiayaan 882,986 DP Rp 7,883,800

    DP gross
    26.00%
    PA ADM FIDUSIA
    0.13% 345,000 135,000
    0.16% 480,000
    0.21%
    0.26%
    0.29%

    23 29 35
    1,620,121 1,951,241 2,278,418
    1,537,341 1,848,751 2,164,103
    82,780 102,489 114,315

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