Presentation By Unknown Group:)

OVERVIEW
Introduction

Business Process

Benefits of its Customer

INTRODUCTION
Home Credit is a financial services company
that specializes in providing consumer loans,
particularly to individuals with limited credit
histories or low incomes. They operate in
various countries and often target emerging
markets. Home Credit typically offers
installment loans for purchasing consumer
goods, such as electronics and appliances,
through their partner retailers.
 They use non-traditional credit scoring methods, like
alternative data and behavioral analysis, to assess
borrowers' creditworthiness. This allows them to
serve customers who may not have access to
traditional banking services. However, it's essential to
be aware of the terms and interest rates when
considering a loan from Home Credit, as they can
vary by region and may be relatively high compared
to traditional lenders.
BUSINESS PROCESS
 STEP 1: STEP 2:
Customer Application Credit Assessment

STEP 3: STEP 4:
Loan approval Documentation
 STEP 5: STEP 6:
Funding Loan Repayment

STEP 7: STEP 8:
Collection and Customer Support
servicing
 STEP 9: STEP 10:
Risk Default
Management Management

STEP 11: STEP 12:

Account Closure Customer Retention
IF YOU HAVE A DESIRE TO
APPLY FOR HOME
CREDIT, THIS IS THE
REQUIREMENTS AND
COMPLETE, STEP-BY-
STEP GUIDE.
3 EASY REQUIREMENTS
5 EASY STEPS
 ALWAYS REMEMBER
However, it's important for customers to carefully review
the terms and conditions of home credit loans, including
interest rates and fees, to ensure they fully understand the
cost of borrowing and can manage their financial
obligations responsibly.
BENEFITS OF
ITS
CUSTOMERS
ACCESS TO CREDIT
QUICK
APPROVAL
FLEXIBLE
REPAYMENT CONVENIENCE
OPTIONS
PERSONALIZED
SERVICE
THANK YOU
MEMBERS:
Villanueva, Clarence Jonh
Melendrez, Careenamy
Alaba, Trisha Mae
Torno, Alexandra Janine
Carandang, Edmund