PROTECTING your Loan

against unexpected medical emergencies

Key Features

Diagnosis of 18 Personal Accidental Permanent Total Loss of Job Property Insurance

(Only for Salaried (structure and content)
Critical Illnesses Death covered Disability benefit
Individuals)

General Condition
Group Securemind Group Personal Accident

Entry Age 20 to 55 Years 20 to 65 Years

20 to 45 Years - Fixed

SI Basis 46 to 55 - Reducing, SI capped 20 to 65 Years Fixed

to 25 lacs for Age between
51 to 55 years

Policy Tenure 1 to 5 Years 1 to 5 Years

Coverage’s Critical Illness + PA + PTD + LOJ PA + PTD

SI Limit (Non-Medical) 4 Crore Medical not applicable

Coverages
Group Securemind

First diagnosis or dealth on occurrence of 18 Major Medical Illness.

Major Medical Illness covered are:-

Cancer End stage of liver Disease Paralysis

Major organ/
Kidney failure Heart Attack
Bone marrow transplant
Open heart replacement
Multiple sclerosis Major Burns
or repair of heart values

Benign Brain Tumor Open Chest CABG Loss of speech

Parkinson’s Disease Surgery of Aorta Deafness

Alzheimer’s Diseases Stroke Coma of specified severity

 Death / Permanent and Total Disability due to accident during the policy period
Loss of Job cover (Only for Salaried Person)

Group Personal Accident

Death / Permanent and Total Disability due to accident during the policy period

Other Salient Features:

Policy tenure - 1 to 5 Years.
Product designed on 'Fixed' basis ( Age : 20 to 45 Years ); ie. In case of claim being settled the
Outstanding Principal on the Loan would be settled by ICICI Lombard to lender bank of the
customer and the Principal Amount Repaid by the customer on the Loan would be paid to the
Customer.
Product will be offered on reducing basis for age between 46 to 55 Years
Cover for Critical Illness, Group Personal Accident & Permanent Total Disability available for
Age segment 20 – 55 years ( SI capped to 25 lacs for age between 51 to 55 years)
Cover for Group Personal Accident & Permanent Total Disability available for Age segment
51 - 65 Years
Loan Co-applicants can also be covered as per defined / agreed proportions
No Medical check-up required up to sum insured of 4 cr.
Multiple cover policy (Applicant / Co- applicant/ Both can go for the product)
Tax benefit available under section 80 (D) for paid premium for Critical Illness.

To know more, get in touch with the Executive.

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by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd Registered Office: ICICI Lombard House, 414, Veer Savarkar Marg, Near
Siddhivinayak Temple, Prabhadevi, Mumbai – 400 025. IRDA Reg. No. 115. Toll Free No. 1800 2666. Fax No. 02261961323.CIN L67200MH2000PLC129408.
Website: www.icicilombard.com. Email: customersupport@icicilombard.com. 023457OP-SK.