PRELIMINARY CORPORATE ANALYSIS ALGORITHM

Who are the major stakeholders in the organization? What are the issues that are important to
these stakeholders?

As of June 2023, 48.0% of the company is publicly owned, where 37.2% belong to GT
Capital Holdings, Inc., and 14.7% to the Ty family and other related parties. Shown below are
the most important issues deemed by these stakeholders that have a huge impact to the
company.

STAKEHOLDER GROUP CONCERNS AND ISSUES

Customers or clients o Financial fraud
o Service reliability
o Access to and affordability of products
and services
o Sales practices and product labelling
o Customer privacy
o Data security
o Business model resilience and
innovation
Employees o Compensation and benefits
o Health and safety
o Employee Engagement, Diversity &
Inclusion
o ESG considerations in products and
services
o Business model resilience and
innovation
o Data security
o Opportunities for volunteerism and
community engagement
o Sustainability direction in relation to
employee welfare and how
employees can respond
Suppliers o Procurement terms
 o Business ethics
o Data security
Investors o Financial performance
o Growth outlook
o ESG considerations in products and
services
o Business model resilience and
innovation
Regulators o Regulatory reliefs
o Systematic Risk Management
o Anti-money laundering
o Compliance with the BSP, SEC,
Securities Regulations Code, and
other relevant references
o Corporate governance
o Environmental compliance
o Data security
o Business Model Resilience &
Innovation
Community o Stimulation of local economy
o Program implementation
o Recipients and impacts of corporate
social responsibility projects
o ESG priorities and progress
ESG Rating Agencies o ESG priorities and progress
Table 4.1. Important Issues to Stakeholders

INDIVIDUAL BUSINESS ANALYSIS ALGORITHM

What resources (assets and competencies) within and around the organization allow them to
provide products that customers will buy? To what extent can the business performance be
explained by an understanding of an organization’s resources?

Metrobank, like other financial institutions, relies on a combination of resources, assets,

and competencies to provide products and services that customers will buy. Here are some of
the key resources and competencies that contribute to Metrobank's ability to attract and retain
customers:

 Financial Capital
 Branch Network
 Digital Banking Infrastructure
 Human Capital; and
 Credit Assessment and Underwriting Capabilities

In addition, its business performance can be explained by examining the bank's capital
adequacy, liquidity, and efficiency in deploying capital. Also, an analysis of the bank's ability to
introduce new products and adapt to changing customer preferences can explain its growth and
market position.

What are the strengths and weaknesses of the business?

Strengths

 Offers wide range of services to wide customer base.

 Wide portfolio of significant subsidiaries.
 Highly diversified distribution channels.
 Strong focus on innovations and promotions.
 Recipient of several awards and accolades.

Weaknesses

 Susceptibility to Macro risks to demand recovery and asset quality.

 Difficulty in raising funds from notable investors.

SUMMATIVE CORPORATE ANALYSIS ALGORITHM

What are the relationships between the individual businesses? Are they supporting, neutral, or
disadvantageous?

What is the overall strategic position of the organization?