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17-08-2023

Quote No : bt2vk7kuedi

Benefit Illustartion for HDFC Life Guaranteed Income Insurance Plan


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Guaranteed Income Insurance Plan
DETAILS
Proposal No: NA
HDFC Life Guaranteed Income Insurance
Name of the Prospect/Policyholder: Mr Name of Product:
Plan
A Non-Linked Non-Participating Individual
Age (years): 25 Tag Line:
Life Insurance Savings Plan
Name of Life Assured: Mr Unique Identification No: 101N146V04
Age (years): 25 GST Rate: 4.5% (first year)
Gender: Male 2.25% (second year onwards)
Policy Term (years): 30
Premium Paying Term (years): 15
Amount of Instalment Premium(Rs.): Rs.50,000
Mode of Payment of Premium: Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page.

Policy Details

Income Payout Mode - Annual Sum Assured Rs. 7,65,822


Policy Option
GDB Payout Option - Option A: Lump sum Sum Assured on Death (at inception of the policy) Rs. 7,65,822

Premium Summary

PP PP PP Total
IB
Base Plan CI Rider Rider Rider Rider Instalment
Rider
(PAC) (ADC) (CC) Premium

Instalment Premium without ,GST 50,000 0 0 0 0 0 50,000


First Year Premium
Instalment Premium with First Year GST 52250 0 0 0 0 0 52250

Instalment Premium without GST 50000 0 0 0 0 0 50000


Second Year Premium
Instalment Premium with GST 2nd Year Onwards 51125 0 0 0 0 0 51125
(Amounts in Rs.)
Guaranteed Benefits Non Guaranteed
Policy Annualized
Year Premium Survival Benefit / Loyalty Other Benefits if any / Sum Survival / Maturity Death Min Guaranteed Surrender Special Surrender
Additions Assured Benefit Benefit Value Value

1 50,000 0 0 0 7,65,822 0 0

2 50,000 0 0 0 7,65,822 30,000 49,778

3 50,000 0 0 0 7,65,822 52,500 81,177


4 50,000 0 0 0 7,65,822 1,00,000 1,17,171

5 50,000 0 0 0 7,65,822 1,25,000 1,58,525

6 50,000 0 0 0 7,65,822 1,50,000 2,06,006


7 50,000 0 0 0 7,65,822 1,75,000 2,61,145

8 50,000 0 0 0 7,65,822 2,00,000 3,23,177

9 50,000 0 0 0 7,65,822 2,47,500 3,93,633


10 50,000 0 0 0 7,65,822 2,75,000 4,74,044

11 50,000 0 0 0 7,65,822 3,02,500 5,64,411


12 50,000 0 0 0 7,65,822 3,60,000 6,67,031

13 50,000 0 0 0 7,65,822 3,90,000 7,83,436


14 50,000 0 0 0 7,65,822 4,55,000 9,14,392

15 50,000 0 0 0 7,87,500 4,87,500 10,62,195

16 0 99,557 0 99,557 7,87,500 3,87,943 10,51,474

17 0 99,557 0 99,557 7,87,500 3,25,886 10,39,987

18 0 99,557 0 99,557 7,87,500 2,26,329 10,26,968


19 0 99,557 0 99,557 7,87,500 1,26,772 10,13,949

20 0 99,557 0 99,557 7,87,500 64,716 9,99,398

21 0 99,557 0 99,557 7,87,500 0 9,83,316

22 0 99,557 0 99,557 7,87,500 0 9,66,468

23 0 99,557 0 99,557 7,87,500 0 9,47,322

24 0 99,557 0 99,557 7,87,500 0 9,27,411


25 0 99,557 0 99,557 7,87,500 0 9,05,968

26 0 99,557 0 99,557 7,87,500 0 8,82,227

27 0 99,557 0 99,557 7,87,500 0 8,56,189

28 0 99,557 0 99,557 7,87,500 0 8,28,620

29 0 99,557 0 99,557 7,87,500 0 7,98,753


30 0 99,557 7,65,822 8,65,379 7,87,500 0 0

Notes:
Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods and Services Tax.
Under Family income payout option (FIP), 110% of Guaranteed Death Benefit is paid in 60 equal monthly installments. This option is not applicable for Reduced paid-up Death policies

I , have explained the premiums charges and benefits under the policy fully to the I Mr ,having received the information with respect to the above, have understood
prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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