Research and Publication Center

UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

Survey Questionnaire
on
Financial Behavior and Financial Well-Being Among High-Value Crops
Farmers in Municipality of Mabini, Davao de Oro

Dear Respondents,

The undersigned DAE-BSA students of the University of Mindanao are currently

conducting a research study entitled, “Financial Behavior and Financial Well-
Being Among High-Value Crops Farmers in Municipality of Mabini, Davao
de Oro”. The main objective of the study is to determine the financial behavior
and financial well-being among high-value crops farmers residing in Mabini,
Davao de Oro.
This study is conducted in partial fulfillment of the undergraduate thesis. The
chosen respondents are the farmers who cultivate high-value crops in Mabini
Davao de Oro. Rest assured that whatever answer you indicate in this
questionnaire will not be used against you. The results of this survey will be
treated with utmost confidentiality.

Thank you for your cooperation.

Respectfully Yours,

AUGUSTINE B. PASTOR
JOHN NOEL H. TAGUD
RODKEN J. VALLENTE
 Research and Publication Center
UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

Part 1. Profile of the Respondents

Name (optional):
Age:
Gender:
Address:

Part 2. Title of the Study

Financial Behavior and Financial Well-Being Among High-Value Crops

Farmers in Municipality of Mabini, Davao de Oro

Part 3:

INFORMED CONSENT

The following will provide you with the information about the study that will help
you decide whether you wish to participate. If you agree to participate, please be
aware that you are free to withdraw at any point throughout the duration of the
study without any penalty.

The researchers request your consent for participation in this study Financial
Behavior and Financial Well-Being Among High-Value Crops Farmers in
Municipality of Mabini, Davao de Oro. This consent form allows the
researchers to use the data gathered from the questionnaire.

In this study, all information you provide will remain confidential and will not be
associated with your name. Your participation is solicited yet voluntary. If, for any
reason, you do not feel comfortable, you may refuse to answer and receive credit
for the time you participated, and your information will be discarded. In addition,
your participation in this study will require approximately 7 minutes. When this
survey is complete, you will be furnished with a copy of your responses. You are
also free to ask any question regarding the results of the study.

By submitting this form, you are indicating that you have read the description of
the study, are over 18 years old, and that you agree to the terms described.

If you have further questions concerning this study, or would like a copy of this
consent letter, please feel free to contact us through phone or email at:

Phone: 09631907094
E-mail: a.pastor.127059.tc@umindanao.edu.ph
j.tagud.128928.tc@umindanao.edu.ph
r.vallente.127340.tc@umindanao.edu.ph
 Research and Publication Center
UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

I agree to participate in the research study. I understand the purpose and nature
of this study and I am participating voluntarily. I understand that I can withdraw
from the study at any time, without any penalty or consequences.

Yes
No

Direction: Below are the questions that needed to be answered based on your
behavior and well-being financially. The questions will measure the level of your
knowledge and behavior in terms of financing. Read and understand every item
carefully, put check (✓) in the numbers provided equal to the exact answer of
your choice.

DIREKSYON: Sa ubos ang mga pangutana na kinahanglan

tubagon base sa inyong kinaiya ug kaayohang pinansiyal. Ang
mga pangutana magasukod sa lebel sa inyong kahibalo og
kinaiyang pinansiyal na bahin. Basahon og sabton ang matag
pangutana pag-ayo, i-tsek (✓) subay sa mga pangutana sa
eksaktong tubag nga imong gipili.

Responses Scale: Strongly Disagree (1), Disagree (2), Neutral (3), Agree (4), Strongly
Agree (5) unless otherwise noted.
a. Getting much worse (1), Worse (2), Neutral (3), Better (4),
Getting much better (5)
b. Strongly Dissatisfied (1), Dissatisfied (2), Neutral (3), Satisfied (4), Strongly
Satisfied (5)

Responses Scale: Dakong Dili Pag-uyon (1), Dili mouyon (2),

Neyutral (3), Uyon (4), Dakong Pag-uyon (5)
a. Mas Grabe (1), Grabe (2), Neyutral (3), Maayo (4), Mas Maayo
(5)
b. Dakong Wala Natagbaw (1), Wala Natagbaw (2), Neyutral
(3), Natagbaw (4), Dakong Natagbaw (5)

Expense Management 5 4 3 2 1
1. Ako gasubay sa binulan nga gasto.
Tracking monthly expenses.
2. Ako gagasto sulod sa budget.
Spend within the budget.
3. Ako gasusi sa mga balayrunon matag
bulan.
Reviewed bills each month for accuracy.
Balance Control 5 4 3 2 1
 Research and Publication Center
UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

1. Ako nagamintinar ug igong kwarta

pang gastos.
Maintaining sufficient balances for expenses.

2. Ako gabayad sa mga bayronon sa

adlaw sa tingbayad.
Paying bills on time each month.

3. Ako gabayad ug buo sa utang sa

matag bulan.
Paying off bills/debt in full each month.

5 4 3 2 1
Saving

1. Ako kanunay nga gatipid/gaipon og

kwarta.
Saving money regularly.
2. Ako naga-andam ug kwarta para sa
mga emergency.
Setting aside money for emergencies.
3. Ako naga lain og kwarta para sa panahon
sa akong pag retiro
Contributing to an investment of retirement
account.

Buying Behaviors 5 4 3 2 1
1. Ginapalit ra nako ang mga butang
akoang gikinahanglan.
I usually buy only things I need.

2. Gina-paningkamutan nako na i-
maintain ang simple nga kinabuhi ug mga
butang nga naa ko.
I try to keep life simple as far as possessions are
concerned.
3. Ang butang nga akong gipanag-iya
kay importante nako.
The thing I own are important to me.

4. Malingaw ko ug gasto sa mga

practical na butang.
I enjoy spending money on things that are
 Research and Publication Center
UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

practical.
5. Dili kaayo makapalipay kanako ang
pagpalit ug mga butang.
Buying things don’t give me lot of pleasure.
6. Mas ganahan ko ug mga baratohon
nga mga butang.
I prefer low-cost or cheap things in my life.
7. Mas dili kaayo nako ginahatagan ug
value ang mga materyal nga mga butang
kaysa sa uban tao.
I put less emphasis on material things than most
people.

8. Ginabuhat nako ang mga buluhaton

nga dili kanunay’ng gasalig sa uban.
I rarely depend on anyone else to get things done.

9. Ganahan ko mu-atubang ug
resposibilidad ilabi na sa mga pinansyal
na desisyon.
I like to take responsibility for making financial
decisions.

10. Naga-bantay ko sa pag-gastos sa

kwarta.
I’m very cautious when spending money.
Perception of Current Finances 5 4 3 2 1
1. Gina-consider nako akong
kaugalingon nga arangan sa
pangwarta/adunahan.
I consider myself financially well off.
2. Limitado ra ang akong pag-gastos.
I’m generally on a tight budget.
3. Ang pina kalit nga pag gasto ug 1000
kay lisod kaayo para sa akoa.
Unexpected expense of 1,000 would be a hardship.
4. Maka ingon ko nga ang akong
pinansyal nga sitwasyon kay nagka-
maayo.
I can say that my financial situation is getting better.
 Research and Publication Center
UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

5. Ako kontento sa akong pinansyal

nga kahimtang karon.
I am satisfied with my present financial situation?

Perception of Financial Future 5 4 3 2 1

1. Kanunay kong mabalaka mahitungod
sa akong pinansyal nga seguridad.
I often worry about my financial security.
2. Mahadlok ko nga mahimong pabigat
sa pamilya.
My biggest fear is becoming a financial burden to
my family.

3. Ginahan-ay na nako ang akong

pinansyal na kahimtang para sa akong
kaugmaon/pag-retiro.
I organize my present financial situation for my
future.
4. Mas gina-hunahuna nako ang karon
kaysa pagplano para sa pagretiro.
I’m more focused on today than planning for
retirement.
5. Kanunay kong mabalaka nga ang
akong kwarta dili igo nga hangtod sa
pagretiro.
I’m concerned my money will not be sufficient to
last through retirement.
6. Human mabayaran ang mga
bayrunon, aduna pay mahibilin para sa
akong pagretiro.
After meeting my current obligations, there is still
enough money left for my retirement.

7. Aduna pa koy taas na panahon nga

magplano alang sa pagretiro.
I have plenty of time before I need to plan for
retirement.
 Research and Publication Center
UM Tagum College
Mabini Street, Tagum City
Telefax: (084) 655-96071/Local 128

8. Lisod mahibal-an kong kay kinsa nga

mga impormasyon about sa retirement
ang masaligan.
It is difficult to know who to trust for information
about retirement.

9. Naa koy paki-alam sa akong

future/umaabot.
I am concerned with my future.
Attitude Toward Long Term Care Insurance 1 2 3 4 5
1. Ang long-term care insurance kay
kinahanglan biskan pag naa koy medical
aid nga mu-cover sa akong mga bayrunon.
Long-term care insurance is necessary although I
have medical aid that will cover my expenses.

2. Ang Long-term care kay usa ka

kinahanglanon sa karon nga panahon.
Long-term care is a necessity in today’s world.

Comments and Suggestions:

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Thank you for your time participating on the survey.