Vinay Kumar

9686548651
Mankarvinay71@gmail.com

Objective
Accepting the challenge of today‘s fastest developing industry by utilizing all the knowledge, skill and
experience in the best way to benefit and achieve organizational goals.

Personal Qualities
● Ability to work independently both with minimal supervision as well as in a team.
● Quick decision making.
● Quick learner.
● Loyal towards work & duties.
● can work under stressed condition.
● Good communication skill.
● Ability to understand human behavior.
● Ability to lead and coordinate with the team.

Computer Knowledge
● well versed with MS Office.
● Internet browsing.
● Advanced computer knowledge.

Educational Background
● BBM(Bachelor of Business Management) : VIVEKANAND INSTITUTE OF
MANAGEMENT,Kalburagi,Karnataka
Passed out in 2009 with 60% aggregate.

Personal details:
Date of Birth: 20/02/1989
Nationality: Indian.
Marital Status: single
Languages Known: Kannada, Hindi, Telugu, and English

WORK EXPERIENCE:

ASSISTANT,
KARNATAKA GRAMIN BANK
(JULY 2011 TO MARCH 2020)
TOTAL WORK EXPERIENCE: 8 YEARS 8 MONTHS

 Worked as Bank teller, where I have handled cash receipts and cash payments of the clients, maintaining
a smooth, non complicated easy functioning environment, which developed a great satisfactory work
experience among the clients.
 Worked as Bank teller, where I have monitored and verified all the cash transactions on a daily basis, so as
to affirm no lapses and no oversight in the cash transactions (cash receipts, cash payments & cash
transfers).

 Worked as bank teller, where I have assisted clients with the various schemes and services available,
which benefit to their financial strength and financial literacy.

 Worked as bank teller, where I have assisted and created awareness among the clients about the
importance of KYC norms for smooth functioning.

 Worked as bank teller, where I have looked after KYC procedures, which helps to prevent identity theft,
money laundering, financial fraud, terrorism financing and other financial crimes.

 Worked as Assistant, where I have assisted towards Customer Due Diligence (CDD) and Enhanced Due
Diligence (EDD), which helps to know the risk related with clients, if any.

 Worked as Assistant, where I have assisted towards Anti-money laundering (AML) framework, which
helps in identifying and preventing money laundering activities.

 Worked as Assistant, where I have assisted towards Credit & Risk management where I have analyzed
identified and recorded the risks associated with the clients businesses, which helped in attaining a risk
free decision making.

 Worked as Assistant, where I have looked after Transactions monitoring.

 Worked as Assistant Where I have handled Accounts payable and Accounts receivable.

 Worked as Bank teller, where I have looked after Quality Assurance of various services provided to the
clients, where I have monitored, identified and proposed measures to deliver quality service in
accordance to meet established quality standards.

 Worked as Bank teller, where I have looked after various problems/issues related to services for which I
have applied problem solving skills and delivered solutions for the same, which helped in smooth
functioning with the clients.

 Worked as Bank teller, where I have handled bills collection and realization of bills (Bills payable & Bills
receivable).

 Worked as Bank teller, where I have handled reconciliation of bank/office Accounts.

 Worked as Assistant, where I have handled and assisted towards Assets and Wealth Management
(AWM) for clients.

 Worked as Assistant, where I have handled and managed banks Assets which included IT hardware’s and
infrastructures, where I have handled from the requirement raising to disposal.

 Worked as Assistant, where I have looked after the recording of complete details of each and every asset
present at the bank.
 Worked as Assistant, where I have looked after repairs and replacements of the bank assets.

 Worked as Assistant, where I have handled successful business meetings with the high end clients, which
gave a big boost to our business.

 Worked as Assistant, where I have handled and assisted towards loan processing, loan recovery, one
time settlements (OTS) for very long pending over dues/NPA’s.

 Worked as Assistant, where I have handled & assisted monthly meetings with the group of clients, which
helped develop strong connection with the clients and which helped to retain clients with us for a very
long period.

 Worked as Assistant ,where I have handled NPA (non performing assets)Management, where I have
monitored & recovered timely over dues and reduced the risk of accounts getting slipped into NPA’s
,which helped to maintain and manage good financial health of the business.

 Worked as Bank teller, where I have handled timely and proper inward cash remittance and outward cash
remittance which helps in the smooth functioning of cash inflow and cash outflow, which helps in
managing and maintaining funds in a risk free manner.

 Worked as Bank teller, where I have handled opening and closing of Savings Account, Current Account,
Fixed deposits Account, Recurring deposits Account and Various loan accounts.

 Worked as Assistant, where I have handled payroll & Billing (Invoice processing).

 Worked as Assistant, where I have handled and assisted towards Financial Planning and Analysis(FP&A)

 Worked as Bank teller, where I have handled updating of KYC, Activating & Issuing of debit cards, kisan
credit cards, updating & issuing of bank passbook, Activating & Issuing of cheque books, Activating Mobile
Banking.

 Worked as Bank teller, where I have handled deactivation/cancellation of debit cards, kisan credit cards,
cheque books.

 Worked as Bank teller, where I have handled making/creating and issuing of Demand Drafts.

 Worked as Assistant, where I have encouraged and assisted clients to invest their funds into various
schemes according to their budget, and which suits best to their desired returns and assisted them to
create continuous and sustainable earnings.

 Worked as Assistant, where I have created awareness among the clients about financial literacy, Benefits
of investments, Secured modes of fund transactions, Tax related information’s, Tax saver schemes, and
supported clients to manage their funds in a systematic manner.
 Worked as Assistant, where I have trained employees on MIS (Management Information System) and
HRMS (Human Resources Management System) and also trained on bank software’s where the entire
banking process is carried out.
 Worked as an intern in a private stock brokerage firm for a month when I was in final year of my
graduation.

 Worked as an intern in a private mutual funds company for a month when I was in final year of my
graduation.

 When I was in the final year of my graduation I started investing in equity market then discontinued and
since 2020 I am actively investing and trading in equity market and also simultaneously trading in
FUTURES & OPTIONS (F&O).

ACHIEVEMENTS:

 My first posting was in year 2011 in a very remote village with overall population of 5,000,where very
few people were connected with the banking services and when I came to know about this fact I have
decided to create awareness about banking services and its benefits which every individual must avail
and I have initiated this awareness program for half an hour daily after my actual working hours, so this
initiative got a very positive response and through mouth publicity every individual were talking about
bank and its services and about its benefits ,this initiative got popular and built a strong connection
between the bank and villagers ,gradually number of clients kept on increasing and simultaneously our
business got increased ,it was a WIN-WIN situation for the bank and the villagers, later this awareness
program by mouth publicity got spread to nearby villages where even they asked us to do the same and
here we asked them to fix a date and time and gather all their villagers at one place where we will
provide every information regarding bank and its services and its benefits so they agreed to it and we
made the awareness program successful by the collective efforts. later on we did not go anywhere to
create awareness about banking services and its benefits rather the villagers themselves started
creating awareness among the people and asked people to visit bank for more details, so though it was
not an achievement at personal level nor it added to my remuneration nor it added to my promotion
still I feel this as my achievement as it helped the bank to grow and villagers to avail lots of benefits
from banking services.

 In the year 2016 we have faced a critical situation which was DEMONETISATION, it was a time where
even bankers had no idea about what is happening and the people were in a panic state of mind, daily
we were receiving circulars to how to tackle this situation and daily the circulars were getting modified
and left us in a state of confusion like what exactly we have to do ,after 2-3 days we got a proper clarity
to how we need to handle this situation and we started working on it but the people were still in great
panic but we had continues conversations with the people and took them into confidence and assured
that their money is totally safe and after some time everything will come to normal, people trusted and
cooperated to the fullest and in every possible way ,though the work pressure grew up to 10 times
more compared to the normal working ,still without any unpleasant events/situations at our place we
have successfully accomplished the DEMONETISATION process, so again it had not contributed
personally to say it as an achievement but I was a part of a team which smoothly handled this critical
situation ,Without any unpleasant happenings, so I feel this as an achievement.