http://www.linkedin.

com/in/khaledghoz

Khaled Ghoz +20-1110998888

C E O o f T i q m o E g y p t
Khaled_Ghoz@hotmail.com

New Cairo, Cairo, Egypt

A highly standard FinTech consultant with success stories for 23 years, out of it 14 years in FinTech
industry, widely connected to strategic players and regulators in Fintech domain in MENA region.
With experience in financial inclusion and FinTech ecosystems development to several African and
Asian markets. Offer expertise in startups establishment & defining business strategies up to AREA of EXPERTISE
- Country Management
operating mega scale multi-million dollar fintech services. - Executive Management
- FinTech Consultation
- B2B ordering/financing
Fintech Key Achievements - B2B payment collection
- Issuing & acquiring
2020 - Launched WeNet Switch in Yemen (the 3rd IPS switch in MENA), Link
- International remittance
2020 - Piloting OneCash e-wallet in Yemen (e-wallet for consumers, retailers, distributors, corp.), Link - Operations Management
- Distribution Management
2017 - Launched e-Dinar in Tunisia (payment aggregation service partnered with La Post), Link - PMO Management
- Customer Care Management
2017 - Launched MySky.ae in UAE (bill payment aggregation service + e-commerce)
2015 - Launched Fawry Plus in Egypt (first licensed banking agency and ticketing services), link
2009
GEO EXPERIENCES
- Launched Fawry in Egypt (first bill payment aggregation in Egypt, with 200K merchants), Link - Egypt - Belgium
- Saudi Arabia - UK
- UAE - France
Experience Summary - Tunisia - Netherland
- Yemen
Aug-2020 to CEO - Tiqmo Egypt - Qatar
Present Tiqmo http://www.tiqmo.com a subsidiary of Ajlan & Bros. Holding Group - Kuwait
Egypt, KSA, UAE, https://ajlanbros-holding.com/, Tiqmo is specialized in FinTech services inclusion to
Bahrain, Sudan MENA markets, No. of employees +200
Jan-2019 to Group COO - Murooj Payment Soutions
Aug-2020 A subsidiary of HSA international group http://www.hsagroup.com, Murooj is
specialized in FinTech technologies, targeted financial inclusion in several markets EDUCATION
Egypt, Yemen Mini MBA, Advances Management
starting with Yemen, employees +300
Jul-2016 to Group Director of Operations - SkyTelecom Group RITI University, Egypt
Dec-2018 A subsidiary of BBIH Holding Group http://bbih.ae/, SkyTelecom is a leading group of
companies with branches in UAE, Egypt and Tunisia, the group is specialized in fintech Diploma, Project Management
Egypt, UAE,
services, employees +300 University of Cambridge, UK
Tunisia
Sep-2008 to Director of Fawry Plus – Fawry (Dec-14 to Jun-16) Bachelor (B.Sc.), Computer Science
Jun-2016 Ain Shams University, Egypt
Head of Operations/PMO/Customer Care – Fawry (Jan-14 to Nov-14)
Egypt Business Operations Senior Manager – Fawry (Nov-10 to Dec-13)
Senior Projects Manager (Act as PMO Manager) – Fawry (Sep-08 to Oct-10)
Fawry (Banking and Payment Technology Services) http://www.fawry.com, (Acquired
LANGUAGES
by Helios international, and Egyptian American enterprise fund)
Fawry is the e-payment market leader in Egypt with +70% market share, processing Arabic – Native
English – Business Professional
+60 million transactions and throughput +1.5 billion EGP monthly, employees +1500
Sep-07-Aug-08 Projects Manager - ITWorx (http://www.itworx.com)
Egypt, KSA
Dec-06-Sep-07 Projects Manager - QLayer (Acquired by SUN)
Belgium HOBBIES
Jun-05-May-06 Software Team Leader – Raya Holding (http://www.rayacorp.com) - Horse riding - Snorkeling
Egypt,Qatar,KSA - Swimming - Safari Trips
Aug-00-May-05 Technical Projects Manager – Sakhr (http://www.sakhr.com) - Shooting - Reading
Egypt - Hunting - Movies
- Fishing