8/23/2023 Investment Proposal

Prepared by
Sale Department
Al Meezan Investment Management Limited
Al Meezan Investment Proposal

THANK YOU FOR CONSIDERING ALMEEZAN

We appreciate the opportunity to present this proposal to you. We have great confidence that our team of
seasoned professionals can help you reach your long-term financial goals.

We have prepared this proposal to help achieve your organization goal. It contains information about our
firm, our approach to investing and some important details about the investment strategy.

We look forward to working with you to protect your wealth, grow your assets and help you realize your
goals through the prudent management of your portfolio.

Sincerely,

Talha Anwar
EVP- Head of Sales

AL MEEZAN INVESTMENT MANAGEMENT LIMITED 1

Al Meezan Investment Proposal

ABOUT AL MEEZAN

We are largest private sector Asset Management Company in Pakistan. The total funds under
management of Al Meezan, the only full-fledge Shariah compliant AMC in Pakistan, have reached Rs.
314.86 billion.

We have a strong track record. Al Meezan Investments, the company in operation since 1995, has one
of the longest track records of managing mutual funds in the private sector in Pakistan.

We have highest management quality rating. With AM1 rating which denotes high management
quality, the company clearly stays well ahead of all its competitors in the Islamic Asset Management
market in Pakistan.

We have highest investor base in Pakistan. Al Meezan investment have highest investors base of over
100,000 investors.

We have largest equity fund. Al Meezan managing the largest private sector open end equity fund.Net
asset of equity fund.

We have largest pension fund. Al Meezan managing the largest private sector Voluntary Pension
Scheme (VPS) in Pakistan.

Our focus is on helping our clients realize their long-term financial goals. We do this by creating
well-diversified portfolios of carefully selected mutual funds that are combined in a manner designed to
achieve specific return targets within defined risk limits.

Our Sponors
Our Sponors
Pakistan’s premier & Largest
5% Islamic Commercial Bank
5%

30%
30%
Leading financial house, a
joint venture between
65% Government of Pakistan
65%
Kuwait

MBL PKIC Al Meezan'S Employees

MBL PKIC Al Meezan'S Employees

AL MEEZAN INVESTMENT MANAGEMENT LIMITED 2

Al Meezan Investment Proposal

Meezan Daily Income Plan (MDIP-I)

The “Meezan Daily Income Plan (MDIP-I)” is an Allocation Plan under “Meezan Daily Income Fund
(MDIF)” with an objective to provide return and liquidity requirements of our corporate investors by
providing DAILY PAYOUT through investments in Shariah Compliant Fixed Income Instruments. Net
assets of Meezan Daily Income Plan (MDIP-I) stood at 96.77 Billion as on July 31st,2023.

The daily net profit, will be distributed as dividend units, which in turn will be reinvested in the fund after
deducting all applicable taxes. MDIP-I is especially attractive for corporate investors as profit will be
subject to a lower dividend tax rate of 15%, compared to investments in other income funds which are
subject to capital gains tax at 25% or a similar investment in bank deposits would be subject to total tax
rate of 29%, resulting in higher net profit / returns after taxes*.

Historical Performance

Historical Performance MTD* 1 Day 15 Days 30 Days 90 Days

Return Percentage 19.89% 19.78% 19.93% 19.88% 19.80%
*Month to Date

Portfolio Composition

Month June’23 July’23

Cash 71.61% 68.18%
Placement with Bank and DFI’s 18.28% 23.34%
Sukuks & Commercial Paper 4.51% 4.25%
Placements with NBFC and Modarabas 2.72% 2.56%
Other including receivables 2.88% 1.67%

Key Benefits of MDIP-I

1. Competitive Halal Returns
2. Provides higher returns compared to bank deposits/similar asset class
3. Tax efficient for Corporates to park their short to mid-term investments*
4. Profit is subject to Dividend tax rate of 15% which is lower than CGT at 25%
5. Daily Dividend Units Distributed into investor’s account
6. No Front or Back-End Load
7. Easy access through Mobile Application & Member Service Area

AL MEEZAN INVESTMENT MANAGEMENT LIMITED 3

Al Meezan Investment Proposal

*Tax impact in the following two vehicles (Bank Deposit vs. Income Daily Dividend Fund)
Investment in MDIP Investment in Bank Deposits
Assuming the investment in Assuming Bank
a Money Market Daily Deposits yield a 15.00% 15.50% 16.00%
19.00% 19.50% 20.00%
Dividend Fund yields a return of:
return of: Total Tax on Bank
29.00% 29.00% 29.00%
Dividend Tax 15.00% 15.00% 15.00% Profit for Corporates
Return after tax on Daily Returns after tax on
16.15% 16.56% 17.00% 10.65% 11.05% 9.23%
Dividend Fund Bank Deposits

We would like to thank you for your valuable support and continued trust. We reiterate our commitment
to continue our endeavor to offer you the best possible investment services and look forward to your
investments in Meezan Daily Income Fund.

Yours truly,

Muhammad Arslan Akhtar

Sr. Investment Advisor-Sales

AL MEEZAN INVESTMENT MANAGEMENT LIMITED 4