MEMORANDUM RECORDING PAST TRANSACTIONS OF CREATION OF

MORTAGE BY DELIVERY OF TITLE DEEDS

THIS MEMORANDUM is executed for recording the past transaction of creation

of mortgage by deposit of title deeds at Coimbatore on this 12th day of
September 2023 set out in Item No.1 and 2 of Annexure I hereto by the person
named in Annexure II hereto (hereinafter referred to as the owner), which
expression shall, unless repugnant to the context or meaning thereof, be
deemed to mean and include:

Mr.RAJESH V JOHNY (PAN:AFJPR1691G) (Aadhaar No.9700 3422 4780),

S/o.Johny Varghese, residing at No.65, Murugan Colony, TVS Nagar,
Coimbatore North, Tamilnadu-641025 (hereinafter called mortgagor/depositor
which expression shall, unless it be repugnant to the context or meaning there
of, be deemed to include his/her/their respective heirs, legal representatives,
successors and assigns, for creation of equitable mortgage by deposit of title
deeds).

1. HDFC BANK LTD., a banking company, incorporated and registered under

the companies act, 1956 having its registered office at senapati bapat marg,
lower parel (w) Mumbai – 400 013, and a branch office, inter alia, at No: 7 & 8,
NSR Road, Sai Baba Colony, Coimbatore - 641011 (hereinafter referred to as
the bank/mortgagee which expression shall, unless it be repugnant to the
context or meaning thereof, be deemed to mean and include its successors and
assigns) and an office of the Bank. inter alia at the place set out in Item No.3 of
Annexure I hereto (hereinafter referred to as the Officer)

2. In accordance with and subject to the terms and conditions of sanction

letter(s) and other facility documents including working capital agreement,
term loan agreement, guarantee assistance agreement, overdraft agreement,
term loan agreement guarantee assistance agreement, overdraft agreement and
all other document executed and/or maybe executed from time to (hereinafter
collectively referred to as the “Facility Documents’) the Bank had
granted/agreed to grant to the person(s) named in Annexure III
hereto(hereinafter “the Borrower(s)) certain fund based/non fund based/other
facilities (hereinafter referred to as the Facility (ies)’) on the terms and
conditions contained in the Facility documents. The details of teh Facility (ies)
are set out in Annexure III hereto.
3. In consideration of the Bank granting/agreeing to grant the Facility (ies) to
the Borrower(s), the Owner(s) has agreed to secure the obligations of the
Borrower under the Facility Documents, including without limitation, interest,
additional interest, penal interest, commission, commitment charges, losses,
including any loss caused due to fluctuation in currency rates, liquidated
damages, losses due to revaluation and/or devaluation, premia on prepayment,
costs charges, expenses, exchange fluctuation losses or otherwise whatsoever
stipulated in or payable under the Facility(ies) irrespective of any change in
limits and facilities within the aggregate limit from time to time, as well as any
other existing facilities and or future debt granted or that may be granted by
the bank to the borrower and or the owner from time to time and secure his
obligations by way of creating mortgage as first and exclusive) charge by
deposit of the title deeds, documents and writings (hereinafter referred to as
the Title document relating to the properties owned by the Owner hereinafter
collectively referred to as the “Property(ies)”, The details of the “Title Document
and the Property(ies) are more particularly described in Annexure I.

4. In this regard, on 12th September, 2023 set out in Annexure II hereto, the
Owner/authorized representative of the Owner mentioned in Annexures II
hereto attended the Office of the Bank and met the authorized personnel of the
Bank, whose name mentioned in annexures II hereto, acting for an on behalf of
the Bank the Authorized Personnel”) and deposited with the Authorized
Personnel, the Title Document. At the said time, the Owner authorized
representative of the Owner stated that the Title Document shall remain and
continue to remain deposited with the bank as security and as an expression of
the intent of the owner to secure the obligations of the borrower and /or owner
under facility as well as any other existing facilities and /or future debt granted
or to be granted by the bank to the Borrower and/or the Owner from time to
time. The Owner at the time of the deposit of Title Document declared to the
bank, inter alia, that they were the absolute owner of his respective Properties,
that the Owner had the right to create a mortgage over and in respect of his
respective properties, that the Title Document are the only documents of the
title relating to his respective properties and that the same had been deposited
with the bank, as aforesaid, and that they would remain as security till the
entire outstanding secured by the said mortgage by deposit of title deeds were
paid/repaid to the bank in full.
 ANNEXURE – I

S.No Clause Details

01 Place of the execution of Memorandum Vadavalli

of Entry

02 Date of the Execution of Memorandum of 12.09.2023

Entry

03 Location of the office of HDFC Bank Ltd No: 7 & 8, NSR Road,
Sai Baba Colony,
Coimbatore - 641011

ANNEXURE-II

(Owner, List of Title Deeds/Documents deposited by the Owner with the Bank
and description of the Properties)

Description of Owner of Property Mr.RAJESH V JOHNY (Aadhaar

No.9700 3422 4780)

Description of the Co-owners needs NA

to be mentioned

Authorized Representative of the S.VIGNESH

Owner

Date of Deposit of the title 11.09.2023

documents by the Owner/authorized
representative

Name & Designation of the Mr.M.SATHISHKUMAR

Authorized Personnel of the Bank
Description of (Description of the Immovable Property)
Property
Coimbatore North Registration District,
Vadavalli Sub Registration District, Coimbatore
Taluk, Kavundampalayam Village, Patta No.797,
S.F.No.191/2D part, in punjai acre 3.12, Patta
No.571, S.F.No.190/2E part, in punjai acre 1.12,
S.F.No.190/2B in punjai acre 0.10 cent,
S.F.No.191/2C in punjai acre 0.07, S.F.No.190/2D
in punjai acre 1.67, totally in punjai acre 6.08 in
punjai acre 0.54 cent in the land was developed into
a residential layout in the name of “Jayam Nagar”,
as per the Sale Deed No.2580/2005 dated
08.06.2005 in Site 10 Eastern side one Portion
1890 Sq.ft in approved by the Executive Officer,
Kavundampalayam Third Grade Municipality,
approval no.379/05-06 dated 01.08.2005 in land
with Ground floor and First Floor, R.C.C Building
within the following boundaries and measurements:-
North of – 23 ft width East West Layout Road
South of – Property belonging to others land
East of – Property belonging to Jothi Western side
remaining land
West of – Property belonging to others land
In this middle,
East West on the both sides – 27 ft
South North on the both sides – 70 ft
Admeasuring 1890 Sq.ft or 4 cent 148 Sq.ft
or 175.585 Sq.mtr extent of land with R.C.C
building, doors, windows, electricity connection,
water connection and both deposits, all the fittings,
and usual rights to roads and common path ways
etc.,
Door No Site No.10, Jayam Nagar.
Property Tax Receipt No.5/15678
This Property is Comprised in S.F.No.191/2D.
This Property is situated at “Jayam Nagar” within
the limits of Kavundam Palayam Village, Coimbatore
North.
 LIST OF DOCUMENTS

S. Date Details of documents Remarks

No.
1 05.03.2004 Registered Sale Deed executed by Xerox
Viswanathan, Basheer, Rafiulakhan and copy
Ravichandran through their power agent
Shajeeth in favour of Jothi under document
no. 923/2004 registered at Sub Registrar
Office, Vadavalli.

2. 08.06.2005 Registered Sale Deed executed by Jothi in Original

favour of Megara Banu under document no.
2580/2005 registered at Sub Registrar
Office, Vadavalli.

3. 04.01.2021 Registered Sale Deed executed by Megara Original

Banu in favour of Rajesh V. Johny under
document no. 20/2021 registered at Sub
Registrar Office, Vadavalli.
4. 30.08.2023 Discharge Receipt executed by Union Bank Original
of India (Erstwhile Corporation Bank) in
favour of Mehara Banu under document no.
6383/2023 registered at Sub Registrar
Office, Vadavalli.

5. 30.08.2023 Discharge Receipt executed by Union Bank Original

of India (Erstwhile Corporation Bank) in
favour of Mehara Banu under document no.
6385/2023 registered at Sub Registrar
Office, Vadavalli.

6. 30.08.2023 Discharge Receipt executed by Union Bank Original

of India (Erstwhile Corporation Bank) in
favour of Mehara Banu under document no.
6386/2023 registered at Sub Registrar
Office, Vadavalli.
 7. 01.08.2005 Approved Building Plan Proceeding Letter in Xerox
the name of Megara Banu issued by the copy
Executive Officer, Kavundampalayam Third
Grade Municipality, B.L.No.379/2005-06.

8 20.02.2023 Property Tax Receipt in the name of Rajesh Xerox

V. Johny issued by the Coimbatore copy
Corporation.
9 01.03.2006 E-Copy
Encumbrance Certificate bearing
No.3299/2006 for the period from
01.01.1987 to 31.10.1996 issued by the Sub
Registrar Office, Gandhipuram.

02.03.2006 E-Copy
Encumbrance Certificate bearing
10 No.1491/2006 for the period from
01.11.1996 to 01.03.2006 issued by the Sub
Registrar Office, Vadavalli.

26.12.2020 E-Copy
Encumbrance Certificate bearing
11 No.46896752/2020 for the period from
01.01.2005 to 23.12.2020 issued by the Sub
Registrar Office, Vadavalli.

07.07.2023 E-Copy
Encumbrance Certificate bearing
12 No.96716623/2023 for the period from
01.12.2020 to 03.07.2023 issued by the Sub
Registrar Office, Vadavalli.

13 05.09.2023 E-Copy
Encumbrance Certificate bearing
No.99935332/2023 for the period from
01.07.2023 to 01.09.2023 issued by the Sub
Registrar Office, Vadavalli.
 ANNEXURE-III

(Description of Borrower and their respective Facility(ies)

Borrower: Mr.RAJESH V JOHNY

S.No Borrower Name FACILITIES Limits Rupees

in Lakh

1 Mr.RAJESH V JOHNY TERM LOAN Rs.40,00,000/=

WITNESSES :-

1. Mr.Saleem S/o.Mohamed Hasim, 11A/2, Subbaiyan Street

K.K.Pudur, Coimbatore North, Kuppakonapudur, Tamilnadu-

641038 (Aadhaar No.289809138641)

2. Mr.Shajahan Anwer Bhasha S/o.Anwer Bhasha, 36, Kaliappan

Street, K.K.Pudur, Sai baba Colony, Coimbatore North,

Tamilnadu-641038 (Aadhaar No.487053413329)

Prepared by

C. SUBRAMANIAN B.A., B.L.,

(Enrolment No.M.S.821/2001)
ADVOCATE,
74, ARTS COLLEGE ROAD,
COIMBATORE – 6410018.
Cell No.098942 24111