15-09-2023

Quote No : qbuknbvsi8p8p
Benefit Illustration for HDFC Life Pension Guaranteed Plan - Enhanced
A single premium non-participating and non linked annuity policy

This illustration has been produced by HDFC Life Insurance Company Limited
to help you understand the benefits of your HDFC Life Pension Guaranteed
Plan.
PERSONAL DETAILS
Annuitant Type Name Age Gender

Primary Annuitant Deepak 53 M

Age is taken as on last birthday

ANNUITY AND BENEFIT DETAILS

Date Of Commencement: 15-Sep-2023
Plan Option: Deferred Life Annuity ROPP
Deferment Period: 5 year(s)
Premium Payment Term: Single
Purchase Price(excluding taxes): 29,46,955
GST Rate: 1.8%*
Taxes As Applicable#: 53,045
Purchase Price(including taxes): 30,00,000
Annuity Payable: 2,49,100
Frequency: Annual
First Annuity Date: 15-Sep-2029

*0% if qualifies as zero-rated supply under GST law

"Some benefits are guaranteed and some benefits are variable with returns based on the future
performance of your insurer carrying on life insurance business. If your policy offers guaranteed
benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your
policy offers variable benefits then the illustrations on this page will show two different rates of
assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not
guaranteed and they are not the upper or lower limits of what you might get back, as the value of your
policy is dependent on a number of factors including future investment performance."

Death and Surrender benefits

Benefits after the Guaranteed Non Guaranteed
Guaranteed Death Total Surrender Benefit
completion of Policy Surrender Benefit Surrender Benefit
Benefit (A+B)
Year (A) (B)
1 32,41,651 22,10,216 0 22,10,216

2 34,45,155 22,10,216 0 22,10,216

3 36,94,255 22,10,216 1,25,267 23,35,483

4 39,43,355 26,52,260 0 26,52,260

5 41,92,455 26,52,260 1,22,393 27,74,653

6 39,43,355 26,52,260 2,44,642 28,96,902

7 36,94,255 24,03,159 4,94,310 28,97,469

8 34,45,155 21,54,059 7,42,665 28,96,724

9 32,41,651 19,04,959 9,92,199 28,97,158

10 32,41,651 16,55,859 12,41,305 28,97,164

11 32,41,651 14,06,759 14,90,277 28,97,036

12 32,41,651 11,57,659 17,41,312 28,98,971

13 32,41,651 9,08,559 19,91,919 29,00,478

14 32,41,651 6,59,459 22,39,312 28,98,771

15 32,41,651 4,10,359 24,90,670 29,01,029

16 32,41,651 1,61,259 27,38,814 29,00,073

 Benefits after the Guaranteed Non Guaranteed
Guaranteed Death Total Surrender Benefit
completion of Policy Surrender Benefit Surrender Benefit
Benefit (A+B)
Year (A) (B)

17 32,41,651 0 29,02,492 29,02,492

18 32,41,651 0 29,01,107 29,01,107

19 32,41,651 0 29,03,393 29,03,393

20 32,41,651 0 29,03,482 29,03,482

21 32,41,651 0 29,04,455 29,04,455

22 32,41,651 0 29,05,723 29,05,723

23 32,41,651 0 29,04,795 29,04,795

24 32,41,651 0 29,06,357 29,06,357

25 32,41,651 0 29,08,215 29,08,215

26 32,41,651 0 29,07,286 29,07,286

27 32,41,651 0 29,08,849 29,08,849

28 32,41,651 0 29,10,117 29,10,117

29 32,41,651 0 29,08,304 29,08,304

30 32,41,651 0 29,11,474 29,11,474

31 32,41,651 0 29,11,268 29,11,268

32 32,41,651 0 29,10,768 29,10,768

33 32,41,651 0 29,12,169 29,12,169

34 32,41,651 0 29,12,687 29,12,687

35 32,41,651 0 29,12,614 29,12,614

36 32,41,651 0 29,14,444 29,14,444

37 32,41,651 0 29,15,389 29,15,389

38 32,41,651 0 29,15,745 29,15,745

39 32,41,651 0 29,15,217 29,15,217

40 32,41,651 0 29,16,296 29,16,296

41 32,41,651 0 29,16,786 29,16,786

42 32,41,651 0 29,16,096 29,16,096

43 32,41,651 0 29,17,309 29,17,309

44 32,41,651 0 29,17,931 29,17,931

45 32,41,651 0 29,17,376 29,17,376

46 32,41,651 0 29,18,721 29,18,721

47 32,41,651 0 29,19,478 29,19,478

Upon the payment of death or surrender benefit, the policy terminates and no further benefit becomes
payable.
Depending on the prevailing market conditions, the Non-Guaranteed surrender value may be revised.

All amounts are in Indian Rupees and are rounded to the nearest whole number.
# The Taxes and other levies as applicable

TERMS AND CONDITIONS

1. The Annuity or Purchase Price provided above is a provisional amount based on the annuity rates
available currently. The Annuity or Purchase Price will be calculated based on the Annuity Rates
applicable as on the date of purchase of annuity.
2. This plan doesn't have any Maturity/vesting benefit.
3. All benefits under this Product are guaranteed.
4. For more details of the above benefits, please read the sales literature provided.
5. Taxes and levies as applicable will be charged and are payable by you by any method including by levy
of an additional monetary amount in addition to purchase price and/or charges.
6. This quote is valid till 22-Sep-2023
7. UIN for HDFC Life Pension Guaranteed Plan - 101N118V11

The values shown are for illustration only.

If you would like help to understand this illustration, please speak to your Financial Consultant.
I AYUSH TALREJA, have explained the premiums I Deepak ,having received the information with
charges and benefits under the product fully to respect to the above, have understood the above
the prospect / policy holder. statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Channel Name : Agency

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company
Limited" to "HDFC Life Insurance Company Limited".