Family Monthly Budget Planner

FAMILY MONTHLY 120,000
100,000
Budget 80,000
60,000
Planner
PROJECTED
40,000 ACTUAL
20,000
0
May 2017 1 2 3
-20,000
Cash Flow Projected Actual Variance

Cash
Flow Total Income 101,000 86,000 -15,000
Total Expense 111,915 91,787 20,128
TOTAL CASH FLOW -10,915 -5,787 5,128
Monthly Income Projected Actual Variance

Monthly
Income Income 1 70,000 70,000 0
Income 2 15,000 0 -15,000
Extra income 16,000 16,000 0
Other 0
TOTAL INCOME 101,000 86,000 -15,000
Housing Expense Projected Actual Variance

Monthly
Expenses Mortgage or rent 18,500 18,000 500
Second mortgage or rent 0 0 0
Phone 2,000 1,210 790
Electricity 2,000 2,000 0
Gas 3,000 2,650 350
Water and sewer 4,200 4,280 -80
Cable 0 0 0
Waste removal 300 300 0
Maintenance or repairs 0 820 -820
Supplies 12,155 9,892 2,263
Page 1 of 47
Other 0 0 0
SUBTOTAL 42,155 39,152 3,003
Transportation Projected Actual Variance
Vehicle 1 payment 0 0
Vehicle 2 payment 0
Bus/taxi fare 6,000 5,800 200
Insurance 0
Licensing 0
Fuel 0
Maintenance 0
Other 0
SUBTOTAL 6,000 5,800 200
Insurance Projected Actual Variance
Home 0
Health 0
Life 0
Other 0
SUBTOTAL 0 0 0
Food Projected Actual Variance
Groceries 2,160 2,675 -515
Dining out 3,000 2,030 970
Other 0
SUBTOTAL 5,160 4,705 455
Children Projected Actual Variance
Medical 0
Clothing 0
School tuition 0
School supplies 0
Organization dues or fees 0
Lunch money 0
Page 2 of 47
Child care 4,500 4,500 0
Toys/games 20 -20
Other 0
SUBTOTAL 4,500 4,520 -20
Pets Projected Actual Variance
Food 0
Medical 0
Grooming 0
Toys 0
Other 0
SUBTOTAL 0 0 0
Personal Care Projected Actual Variance
Medical 5,000 200 4,800
Hair/nails 2,000 1,030 970
Clothing 3,000 3,000
Dry cleaning 0
Health club 0
Other 0
SUBTOTAL 10,000 1,230 8,770
Entertainment Projected Actual Variance
Video/DVD 2,000 350 1,650
CDs 0
Movies 0
Concerts 5,000 5,000
Sporting events 0
Live theater 0
Books 1,500 -1,500
SUBTOTAL 7,000 1,850 5,150
Loans Projected Actual Variance
Page 3 of 47
Personal 2,330 -2,330
Student 0
Salary advance 6,000 6,000 0
Credit card 0
Credit card 0
Other 0
SUBTOTAL 6,000 8,330 -2,330
Taxes Projected Actual Variance
Federal 16,000 16,000 0
State 0
Local 0
Other 0
SUBTOTAL 16,000 16,000 0
Savings or Investments Projected Actual Variance
Church Tithe 10,100 8,600 1,500
Church Offering 100 -100
Retirement account 0
Investment account 5,000 5,000
College 0
Other 0
SUBTOTAL 15,100 8,700 6,400
Gifts and Donations Projected Actual Variance
Charity 1 0
Charity 2 0
Family Donation 1,500 -1,500
SUBTOTAL 0 1,500 -1,500
Legal Projected Actual Variance
Attorney 0
Alimony 0
Payments on lien or judgment 0
Page 4 of 47
Other 0
SUBTOTAL 0 0 0
Food - Supermaket Projected Actual Variance
Cooking Oil 760 525 235
HOME Maize Flour 350 180 170
SUPPLIES Wheat Flour 130 138 -8
Rice 1,050 1,140 -90
Sugar 280 250 30
Cocoa 0
Blueband 0
Marmalade/Jam 0
Peanut Butter 0
Cake Mix 0
Milk 600 350 250
Spaghetti 50 50 0
Chicken 600 1,100 -500
Meat 900 1,100 -200
Minced Meat 800 800
Liver 500 500
Pork 440 -440
Fish 650 650
Bar Soap 130 130 0
Kitchen Soap 400 250 150
Harpic 0
Ribena 300 360 -60
Delmonte 0
Ariel 280 230 50
Choma Sauce 0
Chocolate 0
CDs 0
Noodles 0
Delmonte Juice 300ml 0
Jik 400 400
Page 5 of 47
Tomato Paste 250 137 113
Vanilla Essense 0
Water 0
Tamu Tamu 50 50
Crisps 400 240 160
Teach yourseld DVD 0
Mixed Nuts 0
Royco 80 85 -5
Cornflakes 500 490 10
Weetabix 230 230
Pororo Juice 0
White Vinegar 0
Journal 0
Fabric Softener 0
Facial Tissue 0
Toilet Paper 340 285 55
Napkins 75 82 -7
Tomato Sauce 180 175 5
Salt 0
Pick & Peel 250ml 0
Tea Bags 0
Coconut Powder 0
Dairy fresh assorted 580 366 214
Macadamia 0
Sausage 600 570 30
Cowboy 400 211 189
Geisha 160 184 -24
Sunlight Bar Soap 130 134 -4
Pads 150 -150
Tampons 250 -250
Wetwipes 170 -170
Bag 20 -20
Bread 50 -50
Eggs 50 -50
Page 6 of 47
SUBTOTAL 12,155 9,892 2,263
0
Food - Groceries Projected Actual Variance
Grocery Tomatoes 400 300 100
Onions 200 200 0
Hoho 100 40 60
Dhania 20 20 0
Garlic 20 20 0
Tumeric 0
Ginger 20 20 0
Beetroot 10 10
Mangoes 100 80 20
Watermelon 100 120 -20
Lemons 40 -40
Spinach/Kale 30 20 10
Managu 230 -230
Apples 100 100 0
Lettuce 0
Cucumber 20 20
Cabbage 50 50
Beans 360 400 -40
Peas 100 -100
Green Grams 100 100
Potatoes 400 250 150
Oranges 100 100 0
Carrots 30 30
Pumpkin 100 -100
Transport 140 -140
Makaa 220 -220
Bag 175 -175
Other 0
SUBTOTAL 2,160 2,675 -515
Page 7 of 47
100,000
Budget 80,000
60,000
Planner
PROJECTED
40,000 ACTUAL
20,000
0
June 2017 1 2 3
-20,000

Cash
Total Expense 102,185 83,301 18,884
TOTAL CASH FLOW -10,185 -2,301 7,884

Monthly
Income Income 1 77,000 77,000 0
Income 2 15,000 0 -15,000
Extra income 0 0 0
Advance 4,000 4,000
TOTAL INCOME 92,000 81,000 -11,000

Monthly
Second mortgage or rent 0 0
Phone 1,500 600 900
Gas 1,500 1,500
Water and sewer 1,000 1,000
Cable 5,500 3,400 2,100
Maintenance or repairs 0 0
Supplies 12,155 9,892 2,263
Page 8 of 47
Security 1,000 1,000 0
SUBTOTAL 43,555 35,792 7,763
Vehicle 2 payment 0
Bus/taxi fare 6,000 1,500 4,500
Insurance 0
Licensing 0
Fuel 1,500 -1,500
Maintenance 0
Other 0
SUBTOTAL 6,000 3,000 3,000
Home 0
Health 0
Life 0
Other 0
SUBTOTAL 0 0 0
Groceries 2,160 2,675 -515
Dining out 3,000 3,934 -934
Other 0
SUBTOTAL 5,160 6,609 -1,449
Medical 2,500 500 2,000
School tuition 0
School supplies 1,000 1,000
Lunch money 0
Page 9 of 47
Child care 4,500 4,500 0
Toys/games 0
Other 0
SUBTOTAL 10,000 5,000 5,000
Food 0
Medical 0
Grooming 0
Toys 0
Other 0
SUBTOTAL 0 0 0
Medical 500 500
Hair/nails 2,000 2,400 -400
Clothing 0 0
Dry cleaning 0
Health club 0
Other 0
SUBTOTAL 2,500 2,400 100
Video/DVD 1,000 1,000
CDs 0
Movies 0
Concerts 2,000 2,060 -60
Sporting events 0
Live theater 0
Books 0 0
SUBTOTAL 3,000 2,060 940
Page 10 of 47
Personal 2,330 1,630 700
Student 0
Salary advance 0
Credit card 0
Credit card 0
Other 0
SUBTOTAL 2,330 1,630 700
Federal 16,940 17,060 -120
State 0
Local 0
Other 0
SUBTOTAL 16,940 17,060 -120
Church Tithe 9,200 8,100 1,100
College 0
Other 0
SUBTOTAL 11,200 8,200 3,000
Charity 1 0
Charity 2 0
Family Donation 1,500 1,550 -50
SUBTOTAL 1,500 1,550 -50
Attorney 0
Alimony 0
Page 11 of 47
Other 0
SUBTOTAL 0 0 0
Rice 1,050 1,140 -90
Sugar 280 250 30
Cocoa 0
Blueband 0
Marmalade/Jam 0
Peanut Butter 0
Cake Mix 0
Milk 600 350 250
Spaghetti 50 50 0
Chicken 600 1,100 -500
Meat 900 1,100 -200
Minced Meat 800 800
Liver 500 500
Pork 440 -440
Fish 650 650
Bar Soap 130 130 0
Harpic 0
Ribena 300 360 -60
Delmonte 0
Ariel 280 230 50
Choma Sauce 0
Chocolate 0
CDs 0
Noodles 0
Jik 400 400
Page 12 of 47
Vanilla Essense 0
Water 0
Tamu Tamu 50 50
Crisps 400 240 160
Mixed Nuts 0
Royco 80 85 -5
Weetabix 230 230
Pororo Juice 0
White Vinegar 0
Journal 0
Fabric Softener 0
Facial Tissue 0
Napkins 75 82 -7
Salt 0
Pick & Peel 250ml 0
Tea Bags 0
Coconut Powder 0
Macadamia 0
Sausage 600 570 30
Cowboy 400 211 189
Geisha 160 184 -24
Pads 150 -150
Tampons 250 -250
Wetwipes 170 -170
Bag 20 -20
Bread 50 -50
Eggs 50 -50
Page 13 of 47
SUBTOTAL 12,155 9,892 2,263
0
Onions 200 200 0
Hoho 100 40 60
Dhania 20 20 0
Garlic 20 20 0
Tumeric 0
Ginger 20 20 0
Beetroot 10 10
Mangoes 100 80 20
Lemons 40 -40
Managu 230 -230
Apples 100 100 0
Lettuce 0
Cucumber 20 20
Cabbage 50 50
Beans 360 400 -40
Peas 100 -100
Green Grams 100 100
Oranges 100 100 0
Carrots 30 30
Pumpkin 100 -100
Transport 140 -140
Makaa 220 -220
Bag 175 -175
Other 0
SUBTOTAL 2,160 2,675 -515
Page 14 of 47
100,000
Budget 80,000
60,000
Planner
40,000 PROJECTED
20,000
ACTUAL
0
1 2 3
-20,000
July 2017
-40,000

Cash
Total Expense 100,975 94,127 6,848
TOTAL CASH FLOW -8,975 -16,127 -7,152

Monthly
Income Income 1 77,000 77,000 0
Income 2 15,000 1,000 -14,000
Extra income 0 0 0
Advance 0 0 0
TOTAL INCOME 92,000 78,000 -14,000

Monthly
Phone 1,000 1,950 -950
Gas 2,900 1,800 1,100
Water and sewer 2,000 500 1,500
Cable 0 0 0
Maintenance or repairs 0 0 0
Supplies 12,155 9,892 2,263
Page 15 of 47
Security 1,000 1,000 0
SUBTOTAL 40,055 35,742 4,313
Vehicle 2 payment 0
Bus/taxi fare 1,500 1,580 -80
Insurance 0
Licensing 0
Fuel 3,500 3,000 500
Maintenance 0
Other 0
SUBTOTAL 5,000 4,580 420
Home 0
Health 0
Life 0
Other 0
SUBTOTAL 0 0 0
Groceries 2,160 2,675 -515
Dining out 3,000 600 2,400
Other 0
SUBTOTAL 5,160 3,275 1,885
Medical 2,500 0 2,500
Clothing 2,000 0 2,000
School tuition 0
School supplies 1,000 0 1,000
Lunch money 0
Page 16 of 47
Child care 5,000 4,500 500
Toys/games 0
Other 0
SUBTOTAL 10,500 4,500 6,000
Food 0
Medical 0
Grooming 0
Toys 0
Other 0
SUBTOTAL 0 0 0
Medical 500 1,950 -1,450
Hair/nails 2,000 0 2,000
Clothing 2,000 2,500 -500
Dry cleaning 0
Health club 0
Other 0
SUBTOTAL 4,500 4,450 50
Video/DVD 500 0 500
CDs 0
Movies 0
Concerts 2,000 6,700 -4,700
Sporting events 0
Live theater 0
Books 0 0 0
SUBTOTAL 2,500 6,700 -4,200
Page 17 of 47
Personal 1,000 1,000 0
Student 0
Credit card 0
Credit card 0
Bank fees 360 -360
SUBTOTAL 5,000 5,360 -360
Federal 17,060 17,060 0
State 0
Local 0
Other 0
SUBTOTAL 17,060 17,060 0
Church Tithe 9,200 7,800 1,400
Investment account 0 3,000 -3,000
College 0
Other 0
SUBTOTAL 9,200 10,900 -1,700
Charity 1 0
Charity 2 0
Family Donation 2,000 1,560 440
SUBTOTAL 2,000 1,560 440
Attorney 0
Alimony 0
Page 18 of 47
Other 0
SUBTOTAL 0 0 0
Rice 1,050 1,140 -90
Sugar 280 250 30
Cocoa 0
Blueband 0
Marmalade/Jam 0
Peanut Butter 0
Cake Mix 0
Milk 600 350 250
Spaghetti 50 50 0
Chicken 600 1,100 -500
Meat 900 1,100 -200
Minced Meat 800 800
Liver 500 500
Pork 440 -440
Fish 650 650
Bar Soap 130 130 0
Harpic 0
Ribena 300 360 -60
Delmonte 0
Ariel 280 230 50
Choma Sauce 0
Chocolate 0
CDs 0
Noodles 0
Jik 400 400
Page 19 of 47
Vanilla Essense 0
Water 0
Tamu Tamu 50 50
Crisps 400 240 160
Mixed Nuts 0
Royco 80 85 -5
Weetabix 230 230
Pororo Juice 0
White Vinegar 0
Journal 0
Fabric Softener 0
Facial Tissue 0
Napkins 75 82 -7
Salt 0
Pick & Peel 250ml 0
Tea Bags 0
Coconut Powder 0
Macadamia 0
Sausage 600 570 30
Cowboy 400 211 189
Geisha 160 184 -24
Pads 150 -150
Tampons 250 -250
Wetwipes 170 -170
Bag 20 -20
Bread 50 -50
Eggs 50 -50
Page 20 of 47
SUBTOTAL 12,155 9,892 2,263
0
Onions 200 200 0
Hoho 100 40 60
Dhania 20 20 0
Garlic 20 20 0
Tumeric 0
Ginger 20 20 0
Beetroot 10 10
Mangoes 100 80 20
Lemons 40 -40
Managu 230 -230
Apples 100 100 0
Lettuce 0
Cucumber 20 20
Cabbage 50 50
Beans 360 400 -40
Peas 100 -100
Green Grams 100 100
Oranges 100 100 0
Carrots 30 30
Pumpkin 100 -100
Transport 140 -140
Makaa 220 -220
Bag 175 -175
Other 0
SUBTOTAL 2,160 2,675 -515
Page 21 of 47
100,000
Budget 80,000
60,000
Planner
40,000 PROJECTED
20,000
ACTUAL
0
1 2 3
-20,000
August 2017
-40,000

Cash
Flow Total Income 77,000 77,000 0
Total Expense 102,235 90,732 11,503
TOTAL CASH FLOW -25,235 -13,732 11,503

Monthly
Income Income 1 77,000 77,000 0
Income 2 0 0 0
Extra income 0 0 0
Advance 0 0 0
TOTAL INCOME 77,000 77,000 0

Monthly
Phone 1,000 330 670
Electricity 3,000 3,020 -20
Gas 1,500 1,500 0
Cable 900 870 30
Maintenance or repairs 0 0 0
Supplies 12,155 9,892 2,263
Page 22 of 47
Security 1,000 1,000 0
SUBTOTAL 39,855 34,912 4,943
Vehicle 2 payment 0
Bus/taxi fare 5,000 710 4,290
Insurance 0
Licensing 0
Fuel 0
Maintenance 0
Other 0
SUBTOTAL 5,000 710 4,290
Home 0
Health 0
Life 0
Other 0
SUBTOTAL 0 0 0
Groceries 2,160 2,675 -515
Dining out 1,000 705 295
Other 0
SUBTOTAL 3,160 3,380 -220
Medical 0 0
Clothing 0 0
School tuition 0
School supplies 0 0
Lunch money 0
Page 23 of 47
Child care 5,000 5,000 0
Toys/games 0
Other 0
SUBTOTAL 5,000 5,000 0
Food 0
Medical 0
Grooming 0
Toys 0
Other 0
SUBTOTAL 0 0 0
Medical 500 500
Hair/nails 1,000 0 1,000
Clothing 2,000 1,880 120
Dry cleaning 0
Health club 0
Other 0
SUBTOTAL 3,500 1,880 1,620
Video/DVD 30 -30
CDs 0
Movies 0
Concerts 2,000 1,800 200
Sporting events 0
Live theater 0
Books 0 0 0
SUBTOTAL 2,000 1,830 170
Page 24 of 47
Personal 1,000 0 1,000
Student 0
Credit card 0
Credit card 0
Bank fees 200 -200
SUBTOTAL 10,000 9,200 800
Federal 17,020 17,020 0
State 0
Local 0
Other 0
SUBTOTAL 17,020 17,020 0
Church Tithe 7,700 7,700 0
Investment account 7,000 9,000 -2,000
College 0
Other 0
SUBTOTAL 14,700 16,800 -2,100
Charity 1 0
Charity 2 0
Family Donation 2,000 2,000
SUBTOTAL 2,000 0 2,000
Attorney 0
Alimony 0
Page 25 of 47
Other 0
SUBTOTAL 0 0 0
Rice 1,050 1,140 -90
Sugar 280 250 30
Cocoa 0
Blueband 0
Marmalade/Jam 0
Peanut Butter 0
Cake Mix 0
Milk 600 350 250
Spaghetti 50 50 0
Chicken 600 1,100 -500
Meat 900 1,100 -200
Minced Meat 800 800
Liver 500 500
Pork 440 -440
Fish 650 650
Bar Soap 130 130 0
Harpic 0
Ribena 300 360 -60
Delmonte 0
Ariel 280 230 50
Choma Sauce 0
Chocolate 0
CDs 0
Noodles 0
Jik 400 400
Page 26 of 47
Vanilla Essense 0
Water 0
Tamu Tamu 50 50
Crisps 400 240 160
Mixed Nuts 0
Royco 80 85 -5
Weetabix 230 230
Pororo Juice 0
White Vinegar 0
Journal 0
Fabric Softener 0
Facial Tissue 0
Napkins 75 82 -7
Salt 0
Pick & Peel 250ml 0
Tea Bags 0
Coconut Powder 0
Macadamia 0
Sausage 600 570 30
Cowboy 400 211 189
Geisha 160 184 -24
Pads 150 -150
Tampons 250 -250
Wetwipes 170 -170
Bag 20 -20
Bread 50 -50
Eggs 50 -50
Page 27 of 47
SUBTOTAL 12,155 9,892 2,263
0
Onions 200 200 0
Hoho 100 40 60
Dhania 20 20 0
Garlic 20 20 0
Tumeric 0
Ginger 20 20 0
Beetroot 10 10
Mangoes 100 80 20
Lemons 40 -40
Managu 230 -230
Apples 100 100 0
Lettuce 0
Cucumber 20 20
Cabbage 50 50
Beans 360 400 -40
Peas 100 -100
Green Grams 100 100
Oranges 100 100 0
Carrots 30 30
Pumpkin 100 -100
Transport 140 -140
Makaa 220 -220
Bag 175 -175
Other 0
SUBTOTAL 2,160 2,675 -515
Page 28 of 47
100,000
Budget 80,000
60,000
Planner
40,000 PROJECTED
20,000
ACTUAL
0
1 2 3
-20,000
September 2017
-40,000

Cash
Flow Total Income 77,000 77,000 0
Total Expense 103,403 21,586 81,817
TOTAL CASH FLOW -26,403 55,414 81,817

Monthly
Income Income 1 77,000 77,000 0
Income 2 0 0 0
Extra income 0 0 0
Advance 0 0 0
TOTAL INCOME 77,000 77,000 0

Monthly
Expenses Mortgage or rent 18,000 211 17,789
Second mortgage or rent 0 184 -184
Phone 1,000 134 866
Electricity 2,500 150 2,350
Gas 1,500 250 1,250
Cable 900 20 880
Maintenance or repairs 0 50 -50
Supplies 12,155 9,892 2,263
Page 29 of 47
Security 1,000 0 1,000
SUBTOTAL 40,355 11,111 29,244
Vehicle 2 payment 0
Bus/taxi fare 4,000 4,000
Insurance 0
Licensing 0
Fuel 0
Maintenance 0
Other 0
SUBTOTAL 4,000 0 4,000
Home 0
Health 0
Life 0
Other 0
SUBTOTAL 0 0 0
Groceries 2,160 2,675 -515
Dining out 1,000 1,000
Other 0
SUBTOTAL 3,160 2,675 485
Medical 0 0
Clothing 0 0
School tuition 0
School supplies 0 0
Lunch money 0
Page 30 of 47
Child care 5,000 5,000
Toys/games 0
Other 0
SUBTOTAL 5,000 0 5,000
Food 0
Medical 0
Grooming 0
Toys 0
Other 0
SUBTOTAL 0 0 0
Medical 500 500
Hair/nails 2,000 2,000
Dry cleaning 0
Health club 0
Other 0
SUBTOTAL 4,500 0 4,500
Video/DVD 0
CDs 0
Movies 0
Concerts 0 0
Sporting events 0
Live theater 0
Books 0 0 0
SUBTOTAL 0 0 0
Page 31 of 47
Personal 0 0 0
Student 0
Salary advance 9,000 9,000
Credit card 0
Credit card 0
Bank fees 200 200
SUBTOTAL 9,200 0 9,200
Federal 17,488 17,488
State 0
Local 0
Other 0
SUBTOTAL 17,488 0 17,488
Church Tithe 7,700 7,700 0
College 0
Other 0
SUBTOTAL 17,700 7,800 9,900
Charity 1 0
Charity 2 0
Family Donation 2,000 2,000
SUBTOTAL 2,000 0 2,000
Attorney 0
Alimony 0
Page 32 of 47
Other 0
SUBTOTAL 0 0 0
Rice 1,050 1,140 -90
Sugar 280 250 30
Cocoa 0
Blueband 0
Marmalade/Jam 0
Peanut Butter 0
Cake Mix 0
Milk 600 350 250
Spaghetti 50 50 0
Chicken 600 1,100 -500
Meat 900 1,100 -200
Minced Meat 800 800
Liver 500 500
Pork 440 -440
Fish 650 650
Bar Soap 130 130 0
Harpic 0
Ribena 300 360 -60
Delmonte 0
Ariel 280 230 50
Choma Sauce 0
Chocolate 0
CDs 0
Noodles 0
Jik 400 400
Page 33 of 47
Vanilla Essense 0
Water 0
Tamu Tamu 50 50
Crisps 400 240 160
Mixed Nuts 0
Royco 80 85 -5
Weetabix 230 230
Pororo Juice 0
White Vinegar 0
Journal 0
Fabric Softener 0
Facial Tissue 0
Napkins 75 82 -7
Salt 0
Pick & Peel 250ml 0
Tea Bags 0
Coconut Powder 0
Macadamia 0
Sausage 600 570 30
Cowboy 400 211 189
Geisha 160 184 -24
Pads 150 -150
Tampons 250 -250
Wetwipes 170 -170
Bag 20 -20
Bread 50 -50
Eggs 50 -50
Page 34 of 47
SUBTOTAL 12,155 9,892 2,263
0
Onions 200 200 0
Hoho 100 40 60
Dhania 20 20 0
Garlic 20 20 0
Tumeric 0
Ginger 20 20 0
Beetroot 10 10
Mangoes 100 80 20
Lemons 40 -40
Managu 230 -230
Apples 100 100 0
Lettuce 0
Cucumber 20 20
Cabbage 50 50
Beans 360 400 -40
Peas 100 -100
Green Grams 100 100
Oranges 100 100 0
Carrots 30 30
Pumpkin 100 -100
Transport 140 -140
Makaa 220 -220
Bag 175 -175
Other 0
SUBTOTAL 2,160 2,675 -515
Page 35 of 47
Cash Flow Projected Actual
Cash Total Income 1,580 0
Flow Total Expense 111,915 91,787
TOTAL CASH FLOW -110,335 -91,787
Monthly Income Projected Actual

Monthly Income 1 1,380 0
Income Income 2 0 0
Extra income 0 0
Other 200
TOTAL INCOME 1,580 0
Housing Expense Projected Actual

Monthly Mortgage or rent 0 0
Expenses Second mortgage or re 0 0
Phone 30 0
Electricity 0 0
Gas 0 0
Water and sewer 0 0
Cable 0 0
Waste removal 0 0
Maintenance or repairs 0 0
Supplies 250 0
Other 0 0
SUBTOTAL 280 0
Transportation Projected Actual

NJTransit 45 25
Smartlink 30 0
Bus/taxi fare 20 0
Insurance
Licensing
Fuel
Maintenance
Other
SUBTOTAL 95 25
Insurance Projected Actual

Home
Health
Life
Other
SUBTOTAL 0 0
Food Projected Actual

Groceries 500 0
Dining out 200 0
Other
SUBTOTAL 700 0
Children Projected Actual

Medical
Clothing
School tuition 20
School supplies 10
Organization dues or fees
Lunch money 10 15
Child care 50 50
Toys/games
Other (Tony) 80
SUBTOTAL 170 65
Pets Projected Actual

Food
Medical
Grooming
Toys
Other
SUBTOTAL 0 0
Personal Care Projected Actual

Medical 0 0
Hair/nails 100 0
Clothing 100
Dry cleaning
Health club
Organization dues or fees
Other
SUBTOTAL 200 0
Entertainment Projected Actual

Video/DVD
CDs
Movies
Concerts
Sporting events
Live theater
Books
SUBTOTAL 0 0
Loans Projected Actual

Personal
Student 800
Salary advance
Credit card (USA) 260
Credit card (Kenya) 100
Other (Mshwari/Tala) 460
SUBTOTAL 1,620 0
Taxes Projected Actual

Federal
State
Local
Other
SUBTOTAL 0 0
Savings or Investments Projected Actual

Church Tithe 0
Church Offering
Retirement account
Investment account 100
I&M/Hazina Sacco
US Savings
Other
SUBTOTAL 100 0
Gifts and Donations Projected Actual

Charity 1
Charity 2
Family Donation
SUBTOTAL 0 0
Legal Projected Actual

Attorney
Alimony
Payments on lien or judgment
Other
SUBTOTAL 0 0
Food - Supermaket Projected Actual

SUP
HO Cooking Oil
PLI
ME
ES
SUP
HO
PLI
ME Maize Flour
ES Wheat Flour
Rice
Sugar
Cocoa
Blueband
Marmalade/Jam
Peanut Butter
Cake Mix
Milk
Spaghetti
Chicken
Meat
Minced Meat
Liver
Pork
Fish
Bar Soap
Kitchen Soap
Harpic
Ribena
Delmonte
Ariel
Choma Sauce
Chocolate
CDs
Noodles
Delmonte Juice 300ml
Jik
Tomato Paste
Vanilla Essense
Water
Tamu Tamu
Crisps
Teach yourseld DVD
Mixed Nuts
Royco
Cornflakes
Weetabix
Pororo Juice
White Vinegar
Journal
Fabric Softener
Facial Tissue
Toilet Paper
Napkins
Tomato Sauce
Salt
Pick & Peel 250ml
Tea Bags
Coconut Powder
Dairy fresh assorted
Macadamia
Sausage
Cowboy
Geisha
Sunlight Bar Soap
Pads
Tampons
Wetwipes
Bag
Bread
Eggs 250
SUBTOTAL 250 0
Food - Groceries Projected Actual

Grocery Tomatoes
Onions
Hoho
Dhania
Garlic
Tumeric
Ginger
Beetroot
Mangoes
Watermelon
Lemons
Spinach/Kale
Managu
Apples
Lettuce
Cucumber
Cabbage
Beans
Peas
Green Grams
Potatoes
Oranges
Carrots
Pumpkin
Transport
Makaa
Bag
Other 250
SUBTOTAL 250 0
Variance
-1,580
20,128
18,548
Variance
-1,380
0
-200
-1,580
Variance
0
30
0
0
0
0
0
0
250
0
280
Variance
20
30
20
0
0
0
0
0
70
Variance
0
0
0
0
0
Variance
500
200
0
700
Variance
0
0
20
10
0
-5
0
0
80
105
Variance
0
0
0
0
0
0
Variance
0
100
100
0
0
0
0
200
Variance
0
0
0
0
0
0
0
0
Variance
0
800
0
260
100
460
1,620
Variance
0
0
0
0
0
Variance
0
0
0
100
0
0
0
100
Variance
0
0
0
0
Variance
0
0
0
0
0
Variance
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
250
250
Variance
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
250
250

Family Monthly Budget Planner

Uploaded by

Document Information

Original Description:

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Family Monthly Budget Planner

Uploaded by

Copyright:

Available Formats

FAMILY MONTHLY 120,000

Cash Flow Projected Actual Variance

Total Expense 111,915 91,787 20,128

TOTAL CASH FLOW -10,915 -5,787 5,128

Monthly Income Projected Actual Variance

Income 2 15,000 0 -15,000

Extra income 16,000 16,000 0

TOTAL INCOME 101,000 86,000 -15,000

Housing Expense Projected Actual Variance

Second mortgage or rent 0 0 0

Phone 2,000 1,210 790

Electricity 2,000 2,000 0

Gas 3,000 2,650 350

Water and sewer 4,200 4,280 -80

Waste removal 300 300 0

Maintenance or repairs 0 820 -820

Supplies 12,155 9,892 2,263

SUBTOTAL 42,155 39,152 3,003

Transportation Projected Actual Variance

Bus/taxi fare 6,000 5,800 200

SUBTOTAL 6,000 5,800 200

Insurance Projected Actual Variance

Food Projected Actual Variance

Groceries 2,160 2,675 -515

Dining out 3,000 2,030 970

SUBTOTAL 5,160 4,705 455

Children Projected Actual Variance

Organization dues or fees 0

SUBTOTAL 4,500 4,520 -20

Pets Projected Actual Variance

Personal Care Projected Actual Variance

Medical 5,000 200 4,800

Hair/nails 2,000 1,030 970

Clothing 3,000 3,000

Organization dues or fees 0

SUBTOTAL 10,000 1,230 8,770

Entertainment Projected Actual Variance

Video/DVD 2,000 350 1,650

Concerts 5,000 5,000

Books 1,500 -1,500

SUBTOTAL 7,000 1,850 5,150

Loans Projected Actual Variance

Salary advance 6,000 6,000 0

SUBTOTAL 6,000 8,330 -2,330

Taxes Projected Actual Variance

Federal 16,000 16,000 0

SUBTOTAL 16,000 16,000 0

Savings or Investments Projected Actual Variance

Church Tithe 10,100 8,600 1,500

Church Offering 100 -100

Investment account 5,000 5,000

SUBTOTAL 15,100 8,700 6,400

Gifts and Donations Projected Actual Variance

Family Donation 1,500 -1,500

SUBTOTAL 0 1,500 -1,500

Legal Projected Actual Variance

Payments on lien or judgment 0

Food - Supermaket Projected Actual Variance

Cooking Oil 760 525 235

HOME Maize Flour 350 180 170

SUPPLIES Wheat Flour 130 138 -8

Rice 1,050 1,140 -90

Sugar 280 250 30