Frequencies

Statistics

status not churning

N Valid 26212 26212

Missing 0 0

Frequency Table

status

Cumulative
Frequency Percent Valid Percent Percent

Valid Downgrade 988 3.8 3.8 3.8

Stay 24574 93.8 93.8 97.5

Upgrade 650 2.5 2.5 100.0

Total 26212 100.0 100.0

not churning

Cumulative
Frequency Percent Valid Percent Percent

Valid No 1638 6.2 6.2 6.2

Yes 24574 93.8 93.8 100.0

Total 26212 100.0 100.0

Descriptives
 Descriptive Statistics

N Minimum Maximum Mean Std. Deviation

hari 26212 .0 367.0 2.738 19.2005

bunga 26212 .001068 .307000 .10408744 .039665309
Valid N (listwise) 26212

Explore

angsuran

Case Processing Summary

Cases

Valid Missing Total

angsuran N Percent N Percent N Percent

hari < 1 juta 1034 100.0% 0 0.0% 1034 100.0%

> 10 jut 277 100.0% 0 0.0% 277 100.0%

1 - 3 ju 13041 100.0% 0 0.0% 13041 100.0%

3 - 5 ju 9460 100.0% 0 0.0% 9460 100.0%

5 - 10 j 2400 100.0% 0 0.0% 2400 100.0%

tenor < 1 juta 1034 100.0% 0 0.0% 1034 100.0%

> 10 jut 277 100.0% 0 0.0% 277 100.0%

1 - 3 ju 13041 100.0% 0 0.0% 13041 100.0%

3 - 5 ju 9460 100.0% 0 0.0% 9460 100.0%

5 - 10 j 2400 100.0% 0 0.0% 2400 100.0%

Descriptives
 angsuran Statistic Std. Error

hari < 1 juta Mean 3.658 .7370

95% Confidence Interval for Lower Bound 2.211

Mean Upper Bound 5.104

5% Trimmed Mean .029

Median .000

Variance 561.689

Std. Deviation 23.7000

Minimum .0

Maximum 342.0

Range 342.0

Interquartile Range .0

Skewness 9.548 .076

Kurtosis 105.007 .152

> 10 jut Mean 2.928 1.0490

95% Confidence Interval for Lower Bound .863

Mean Upper Bound 4.993

5% Trimmed Mean .002

Median .000

Variance 304.828

Std. Deviation 17.4593

Minimum .0

Maximum 230.0

Range 230.0

Interquartile Range .0

Skewness 9.345 .146

Kurtosis 108.222 .292

1 - 3 ju Mean 2.885 .1793

95% Confidence Interval for Lower Bound 2.533

Mean Upper Bound 3.236

5% Trimmed Mean .000

Median .000

Variance 419.234

Std. Deviation 20.4752

Minimum .0

Maximum 367.0
 Range 367.0

Interquartile Range .0

Skewness 9.488 .021

Kurtosis 104.702 .043

3 - 5 ju Mean 2.581 .1805

95% Confidence Interval for Lower Bound 2.227

Mean Upper Bound 2.935

5% Trimmed Mean .000

Median .000

Variance 308.374

Std. Deviation 17.5606

Minimum .0

Maximum 345.0

Range 345.0

Interquartile Range .0

Skewness 8.764 .025

Kurtosis 89.218 .050

5 - 10 j Mean 2.140 .3262

95% Confidence Interval for Lower Bound 1.500

Mean Upper Bound 2.780

5% Trimmed Mean .000

Median .000

Variance 255.334

Std. Deviation 15.9792

Minimum .0

Maximum 308.0

Range 308.0

Interquartile Range .0

Skewness 10.150 .050

Kurtosis 123.354 .100

tenor < 1 juta Mean 51.234 1.3226

95% Confidence Interval for Lower Bound 48.639

Mean Upper Bound 53.829

5% Trimmed Mean 46.358

Median 36.000

Variance 1808.818
 Std. Deviation 42.5302

Minimum 11.0

Maximum 188.0

Range 177.0

Interquartile Range 36.0

Skewness 1.706 .076

Kurtosis 1.965 .152

> 10 jut Mean 82.531 3.2972

95% Confidence Interval for Lower Bound 76.040

Mean Upper Bound 89.022

5% Trimmed Mean 80.862

Median 71.000

Variance 3011.460

Std. Deviation 54.8768

Minimum 12.0

Maximum 203.0

Range 191.0

Interquartile Range 85.0

Skewness .431 .146

Kurtosis -1.028 .292

1 - 3 ju Mean 71.244 .3914

95% Confidence Interval for Lower Bound 70.476

Mean Upper Bound 72.011

5% Trimmed Mean 68.650

Median 60.000

Variance 1997.666

Std. Deviation 44.6953

Minimum 6.0

Maximum 264.0

Range 258.0

Interquartile Range 84.0

Skewness .688 .021

Kurtosis -.341 .043

3 - 5 ju Mean 90.195 .5082

95% Confidence Interval for Lower Bound 89.198

Mean Upper Bound 91.191
 5% Trimmed Mean 87.917

Median 84.000

Variance 2443.098

Std. Deviation 49.4277

Minimum 6.0

Maximum 282.0

Range 276.0

Interquartile Range 72.0

Skewness .588 .025

Kurtosis -.394 .050

5 - 10 j Mean 72.513 .9835

95% Confidence Interval for Lower Bound 70.584

Mean Upper Bound 74.441

5% Trimmed Mean 69.092

Median 57.500

Variance 2321.526

Std. Deviation 48.1822

Minimum 6.0

Maximum 254.0

Range 248.0

Interquartile Range 67.0

Skewness 1.084 .050

Kurtosis .209 .100

Tests of Normality

Kolmogorov-Smirnova Shapiro-Wilk

angsuran Statistic df Sig. Statistic df Sig.

hari < 1 juta .504 1034 .000 .143 1034 .000

> 10 jut .516 277 .000 .161 277 .000

1 - 3 ju .516 13041 .000

3 - 5 ju .520 9460 .000

5 - 10 j .515 2400 .000 .117 2400 .000

tenor < 1 juta .273 1034 .000 .734 1034 .000

> 10 jut .132 277 .000 .911 277 .000

 1 - 3 ju .174 13041 .000

3 - 5 ju .152 9460 .000

5 - 10 j .187 2400 .000 .857 2400 .000

a. Lilliefors Significance Correction

hari

Normal Q-Q Plots

Detrended Normal Q-Q Plots

tenor

Normal Q-Q Plots

Detrended Normal Q-Q Plots

Crosstabs
 Case Processing Summary

Cases

Valid Missing Total

N Percent N Percent N Percent

status * not churning 26212 100.0% 0 0.0% 26212 100.0%

status * not churning Crosstabulation

Count

not churning

No Yes Total

status Downgrade 988 0 988

Stay 0 24574 24574

Upgrade 650 0 650

Total 1638 24574 26212