Answer 1:

Financial Transactions & the Growing Role of Technology

Yes, in today's world, there are huge numbers of financial transactions taking place every
day. There are so many players in the market that its difficult to manage them. This is where
Finance and Technology come together. Problems faced by finance are solved by technology
and growth of technology is managed by finance. Thus, there is symbiotic growth of both
finance and technology.
One's growth leads to and is dependent on other's growth. It won’t be wrong to say that
without the growth of technology, growth of finance would have been what it is today and
vice versa.
Finance Role:

Finance is, globally, a highly regulated industry involving licenses, registration, membership,
and adherence to strict norms from various banking, insurance, and securities
regulators. However, the growth in digital technology and telecommunication has forced the
financial sector to wake up to the disruption that new technologies can wreak upon their old,
comfortable models and processes.

Large companies have disrupted entire industries — Amazon (retail, data centers), Netflix
(movies, television), Google (media, telecom), Apple (music), Tesla (automobiles),
Hotel.com (hotel reservations), to name a few.

Technology Role:

 The Internet: Financial institutions cannot compete without a broad but secure
information network, so information technology is essential to their success.
 Global Financing: Without information technology, financial markets couldn't react to
global developments and finance companies couldn't consistently acquire information
at the same time as their competitors.
 Social Media: The information technology that runs social media on the Internet
provides financial institutions with valuable information on their customers.

Thus, it will be right to say that without the growth of technology, growth of finance would
not have been what it is today and vice versa.
Answer 2:

Can AI Replace Doctors?

Will artificial intelligence (AI) replace doctors and other clinicians? As both a doctor and a
data scientist passionate about using AI, machine learning, and data analytics to improve
healthcare and patient outcomes, I have conflicting thoughts and feelings on this topic. In
fact, I have three very different views. Viewpoints 1 and 2 are those of an optimist or a
pessimist, depending on how one looks at the issue. Viewpoint 3 is more pragmatic and
nuanced, warranting further explanation.

1. Doctor - "Absolutely not! Doctors will never be replaced by machines."

2. Data Scientist - "Of course, AI is the future of healthcare and medicine."
3. Healthcare Data Scientist - "Yes and no. It's complicated."

As a healthcare data scientist, I foresee a future in which doctors and other clinicians use AI
to provide healthcare more effectively and efficiently. However, the human element of
healthcare, including communication, empathy, and compassion, will remain almost
exclusively the responsibility of human clinicians for many years. In fact, AI has the potential
to free up time so that clinicians can provide more compassionate, human-centered care. Due
to the high cost and shortage of doctors, I believe AI will accelerate the current trend of
advanced nurse practitioners (NPs) and physician assistants (PAs) increasingly providing
more of the direct patient care. Doctors will become too expensive to train and hire, so they
will be utilized less often in both developed and developing countries.

In the short-term (10 years), I don't believe doctors will be replaced in any significant
manner. Even medical specialties most likely to become automated due to AI such as
radiology and pathology are likely to continue to rely on human doctors for several years.
This is due to the regulatory, legal, ethical, operational, and cultural barriers in healthcare and
medicine that can be expected to slow down widespread adoption of AI. But beyond the year
2030, the outlook is more uncertain for the medical profession. One thing is certain - many
changes are coming to healthcare and medicine during the next 10-20 years due to scientific
advances, new technologies such as AI, digital health, robotics, imaging, and genomics, as
well as evolving public health priorities and health policy.