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 VIP Lesson 11
Financial English

©Acadsoc
©Acadsoc Ltd.Ltd.
All All Rights
Rights Reserved.
Reserved.
A. Warm up

What is Financial English?

A It serves as the primary function of a bank..

It is a study which involves money,

✔B capital and investment.

C It is considered as lifeblood of the business.

Do you think it is important? Why?

Is it necessary to study Financial English?

Give a brief explanation..
B. Phrases
• Stock Market
A stock market is a market for the trading of
company stock, and derivatives of same;
both of these are securities listed on a stock
exchange as well as those only traded
privately.

• Mortgage
A mortgage is a method of using
property
(real or personal) as security for the
payment of a debt.
B. Phrases
• Insurance
Insurance is a means of protection from
financial loss. It is a form of risk management,
primarily used to hedge against the risk of a
contingent or uncertain loss.

• Recession
Recession refers to a significant decline in
general economic activity in a designated
region.
B. Phrases

• Capital
Capital refers to the financial resources that
businesses can use to fund their operations
like cash, machinery, equipment and other
resources.

•Interest
Interest is the monetary charge for the privilege of
borrowing money, typically expressed as an
annual percentage rate (%).
C. Dialog
Dylan, Mark and Diane work in the finance department of Delicious Treats, a company that makes snack
foods. Here, they're discussing the financial projections and capital raising for a new product line.
.

Dylan: I'm really delighted about the

launch of our new line products of
Delicious Treats.
Diane: Me too. But before we go any
further, we'd better ensure this
product line is going to be profitable.
Mark: I did some calculations. We
should have $40,000 as our raising
capital for the whole year.
5
D. Practice 1 Choose the right answer. 选择正确的一项。

I'm really delighted about the launch of our

new line business.

Me too. But, we'd better ensure this product

Dylan line will be profitable.

I also did some calculations. Diane

Mark
A. We should have $30,000 as our annual capital.
✔ B. We should have $80,000 as our starting capital.
C. We should have $40,000 as our raising capital.
D. Practice 1 Choose the right answer. 选择正确的一项。

I'm really delighted about the launch of our

new line business.

Dylan
Me too. But, we'd better ensure this
product line will be profitable.

Diane

A. Business that is yielding financial gain.

✔ B.The financial flexibility of the business
enterprise.
C.It is the asset received by the entity.
D. Practice 2 Look at the pictures and complete the sentences.
看图完成句子。

__________is a market for the trading of company stock,

and derivatives of same; both of these are securities
listed on a stock exchange as well as those only traded
privately.

(Hint: stock)

Interest is the monetary charge for the privilege of

borrowing money, typically expressed as an annual
________ rate.
(Hint: %)
D. Practice 2 Look at the pictures and complete the sentences.
看图完成句子。

Capital refers to the _______ resources that businesses

can use to fund their operations like cash, machinery,
equipment and other resources.

Hint: downturn) (Hint: finance)

_______ refers to a significant decline in general

economic activity in a designated region.

(Hint: decrease)
E. Free Talk

1. Is it important to have big amount of capital in the

business? Why?

2. What do you think is the main cause of unemployment?

3. Do you want to start your own business? Why?

Hints: Capital, recession, interest, stock market, mortgage.

F. Review
In this lesson, you’ve learned:
ü 6 phrases about Financial English
Stock Market Insurance Interest
Mortgage Recession Capital

ü 1 expression for Financial English

business that is yielding financial gain.

ü how to talk about Finance in the field of business

 See you next time!

©Acadsoc
©Acadsoc Ltd.Ltd.
All All Rights
Rights Reserved.
Reserved.