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Auto Loan Calculator: Purchase Price (Before Tax)
Auto Loan Calculator: Purchase Price (Before Tax)
Auto Loan Calculator: Purchase Price (Before Tax)
http://www.vertex42.com/Calculators/auto-loan-calculator.html
$
$
$
$
$
20,000
Set to 0 if included in sale price
e.g. $10
20,000
$
$
TRUE
If you don't know, set to FALSE
TRUE
If you don't know, set to FALSE
0.00%
e.g. 6.25%
20,000
-
Non-Taxable Fees
Registration
Late Registration Fee
Service Contract
Special Plate Fee
Administration Fee
Transaction Fee
Late Title Transfer Fee
Duplicate Title Fee
Other Non-Taxable Fees
Total Non-Taxable Fees
$
$
$
$
$
$
$
$
$
$
$
$
$
Loan Amount
http://www.vertex42.com/Calculators/auto-loan-calculator.html
20,000
Page 2 of 6
2007 Vertex42 LLC
Inputs
20,000
7.00%
Total Interest $
1/1/2007
Number of Payments
Frequency of Payment
Monthly
Number of Payments
60
0.583%
12/1/2011
Balance
No Extra Payments
15,000
10,000
Total Interest
$3,761.44
Total Payments
$23,761.44
.
Jan-07
Apr-07
Jul-07
Oct-07
Jan-08
Apr-08
Jul-08
Oct-08
Jan-09
Apr-09
Jul-09
Oct-09
Jan-10
Apr-10
Jul-10
Oct-10
Jan-11
Apr-11
Jul-11
Oct-11
5,000
Due Date
60
20,000
$396.02
Additional
Payment
None
25,000
Payment
Due
3,761.48
Reduced Interest
No.
Interest
Principal
Balance
$20,000.00
1/1/2007
396.02
0.00
116.67
279.35
19,720.65
2/1/2007
396.02
0.00
115.04
280.98
19,439.67
3/1/2007
396.02
0.00
113.40
282.62
19,157.05
4/1/2007
396.02
0.00
111.75
284.27
18,872.78
5/1/2007
396.02
0.00
110.09
285.93
18,586.85
6/1/2007
396.02
0.00
108.42
287.60
18,299.25
7/1/2007
396.02
0.00
106.75
289.27
18,009.98
8/1/2007
396.02
0.00
105.06
290.96
17,719.02
9/1/2007
396.02
0.00
103.36
292.66
17,426.36
10
10/1/2007
396.02
0.00
101.65
294.37
17,131.99
11
11/1/2007
396.02
0.00
99.94
296.08
16,835.91
12
12/1/2007
396.02
0.00
98.21
297.81
16,538.10
13
1/1/2008
396.02
0.00
96.47
299.55
16,238.55
14
2/1/2008
396.02
0.00
94.72
301.30
15,937.25
15
3/1/2008
396.02
0.00
92.97
303.05
15,634.20
16
4/1/2008
396.02
0.00
91.20
304.82
15,329.38
17
5/1/2008
396.02
0.00
89.42
306.60
15,022.78
18
6/1/2008
396.02
0.00
87.63
308.39
14,714.39
19
7/1/2008
396.02
0.00
85.83
310.19
14,404.20
20
8/1/2008
396.02
0.00
84.02
312.00
14,092.20
21
9/1/2008
396.02
0.00
82.20
313.82
13,778.38
22
10/1/2008
396.02
0.00
80.37
315.65
13,462.73
23
11/1/2008
396.02
0.00
78.53
317.49
13,145.24
24
12/1/2008
396.02
0.00
76.68
319.34
12,825.90
25
1/1/2009
396.02
0.00
74.82
321.20
12,504.70
26
2/1/2009
396.02
0.00
72.94
323.08
12,181.62
27
3/1/2009
396.02
0.00
71.06
324.96
11,856.66
28
4/1/2009
396.02
0.00
69.16
326.86
11,529.80
http://www.vertex42.com/Calculators/auto-loan-calculator.html
Page 3 of 6
29
5/1/2009
396.02
0.00
67.26
328.76
11,201.04
30
6/1/2009
396.02
0.00
65.34
330.68
10,870.36
31
7/1/2009
396.02
0.00
63.41
332.61
10,537.75
32
8/1/2009
396.02
0.00
61.47
334.55
10,203.20
33
9/1/2009
396.02
0.00
59.52
336.50
9,866.70
34
10/1/2009
396.02
0.00
57.56
338.46
9,528.24
35
11/1/2009
396.02
0.00
55.58
340.44
9,187.80
36
12/1/2009
396.02
0.00
53.60
342.42
8,845.38
http://www.vertex42.com/Calculators/auto-loan-calculator.html
http://www.vertex42.com/Calculators/auto-loan-calculator.html
400
Total Interest
2,000
Payment
5,000
Payment
3,401.72
1,730.53
1,173.70
895.45
728.64
617.54
538.28
478.92
432.83
396.02
365.97
340.98
Total
Interest
410.32
766.36
1,126.60
1,490.80
1,859.20
2,231.44
2,607.76
2,988.16
3,372.82
3,761.20
4,154.02
4,550.56
1,800
Total Interest
4,500
Payment
396.02
376.22
356.42
336.62
316.82
297.02
Total
Interest
3,761.20
3,573.20
3,385.20
3,197.20
3,009.20
2,821.20
450
400
350
300
250
200
150
100
50
0
http://www.vertex42.com/Calculators/auto-loan-calculator.html
300
4,000
250
3,000
200
150
2,000
100
1,000
50
9.0%
8.0%
7.0%
6.0%
5.0%
4.0%
0
3.0%
1,600
4,000
1,400
3,500
1,200
3,000
1,000
2,500
800
2,000
600
1,500
400
1,000
200
500
Number of Payments
0
12 18 24 30 36 42 48 54 60 66 72
Payment
4,000
Total Interest
3,500
3,000
2,500
2,000
1,500
1,000
500
Down Payment
0
$5,000
[42]
5,000
350
$4,000
Loan
Amount
20,000.00
19,000.00
18,000.00
17,000.00
16,000.00
15,000.00
Payment
350.56
359.37
368.33
377.42
386.66
396.02
405.53
415.17
424.94
6,000
$3,000
Down
Payment
$0.00
$1,000.00
$2,000.00
$3,000.00
$4,000.00
$5,000.00
Payment
$2,000
Total Paid
20,410.32
20,766.36
21,126.60
21,490.80
21,859.20
22,231.44
22,607.76
22,988.16
23,372.82
23,761.20
24,154.02
24,550.56
Monthly
$1,000
# of
Payments
6
12
18
24
30
36
42
48
54
60
66
72
20,000
7.00%
5
450
2.0%
Total Paid
21,033.60
21,562.20
22,099.80
22,645.20
23,199.60
23,761.20
24,331.80
24,910.20
25,496.40
Total
Interest
1,033.60
1,562.20
2,099.80
2,645.20
3,199.60
3,761.20
4,331.80
4,910.20
5,496.40
$0
Annual
Interest Rate
2.00%
3.00%
4.00%
5.00%
6.00%
7.00%
8.00%
9.00%
10.00%
http://www.vertex42.com/Calculators/auto-loan-calculator.html
1,400
1,200
1,000
800
600
400
200
0
Payment
3,900
Total Interest
3,850
[42]
3,800
3,750
3,700
Payment Frequency
Bi-Weekly
3,650
SemiMonthly
Total
Interest
4,389.05
4,048.30
3,876.40
3,819.10
3,761.20
3,732.40
3,730.20
Monthly
Payment
4,877.81
2,404.83
1,193.82
793.97
396.02
197.77
182.54
Bi-Monthly
# of
Payments
5
10
20
30
60
120
130
Quarterly
Frequency
Annually
Semi-Annually
Quarterly
Bi-Monthly
Monthly
Semi-Monthly
Bi-Weekly
http://www.vertex42.com/Calculators/auto-loan-calculator.html