‫رﺳـﻮم وأﺟﻮر اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ‬

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‫ﻗﺎﺋﻤﺔ اﻟﺮﺳــــﻮم‬

‫اﻟﺤﺴﺎﺑﺎت‬
‫‪ 20‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ ﻓﺘﺢ ﺣﺴﺎب اﻟﺘﻮﻓﻴﺮ‪/‬ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ‬

‫‪ 50‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ ﺗﺠﻮري ا
ﺳﻼﻣﻲ‬

‫‪ 1‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫)‪(3) (1‬‬

‫رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ ﺣﺴﺎب اﻟﺘﻮﻓﻴﺮ‪/‬ﺗﺠﻮري ا
ﺳﻼﻣﻲ‪/‬ﺗﺤﻮﻳﻞ اﻟﺮاﺗﺐ‬

‫‪ 300‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ اﻟﺤﺴﺎب اﻟﺠﺎري‬

‫‪ 2‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫)‪(3‬‬

‫رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﺮﺻﻴﺪ اﻟﺤﺴﺎب اﻟﺠﺎري‬

‫‪ 1‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ )اﻟﻤﺒﻠﻎ اﻟﻤﺴﺤﻮب أﻗﻞ ﻣﻦ ‪ 500‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ(‬ ‫رﺳﻮم اﻟﺴﺤﻮﺑﺎت اﻟﻨﻘﺪﻳﺔ ﻣﻦ اﻟﻔﺮع‬

‫ﻣﺠﺎﻧًﺎ‬ ‫رﺳﻮم اﻟﺴﺤﺐ واﻳﺪاع ﻓﻲ ﺣﺴﺎﺑﺎت اﻟﻌﻤﻼت اﺟﻨﺒﻴﺔ‬

‫ﻣﺠﺎﻧًﺎ‬ ‫رﺳﻮم إﻏﻼق اﻟﺤﺴﺎب‬

‫اﻟﻮدﻳﻌﺔ اﻻﺳﺘﺜﻤﺎرﻳﺔ‬
‫‪ 1,000‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﻟﺮﺻﻴﺪ ادﻧﻰ ﻟﻔﺘﺢ اﻟﻮداﺋﻊ اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﻌﺎدﻳﺔ‬

‫‪ 50,000‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﻟﺮﺻﻴﺪ ادﻧﻰ ﻟﻔﺘﺢ اﻟﻮداﺋﻊ اﻻﺳﺘﺜﻤﺎرﻳﺔ اﻟﺨﺎﺻﺔ‬

‫ﻧﺴﺒﺔ ا„رﺑﺎح اﻟﻤﺪﻓﻮﻋﺔ ﻓﻲ ﺣﺎل ﻛﺴﺮ اﻟﻮدﻳﻌﺔ ﻗﺒﻞ اﻻﺳﺘﺤﻘﺎق‬

‫ﻧﺴﺒﺔ ارﺑﺎح اﻟﻤﺪﻓﻮﻋﺔ ﻣﻦ إﺟﻤﺎﻟﻲ اﻟﺮﺑﺢ اﻟﻤﺴﺘﺤﻖ ﻟﻠﻔﺘﺮة اﻟﻤﻨﻘﻀﻴﺔ‬ ‫ﻧﺴﺒﺔ اﻟﻔﺘﺮة اﻟﻤﻨﻘﻀﻴﺔ ﻣﻦ اﻻﺳﺘﺤﻘﺎق اﺻﻠﻲ‬

‫‪%80‬‬ ‫‪ ‬ﻣﻦ ‪ %99‬إﻟﻰ ‪ %67‬ﻣﻦ اﻟﻔﺘﺮة‬

‫‪%53.33‬‬ ‫‪ ‬ﻣﻦ ‪ %66‬إﻟﻰ ‪ %50‬ﻣﻦ اﻟﻔﺘﺮة‬

‫‪%40‬‬ ‫‪ ‬ﻣﻦ ‪ %49‬إﻟﻰ ‪ %33‬ﻣﻦ اﻟﻔﺘﺮة‬

‫‪%26.66‬‬ ‫‪ ‬أﻗﻞ ﻣﻦ ‪ %33‬ﻣﻦ اﻟﻔﺘﺮة‬

‫ﺑﻄﺎﻗﺎت اﻟﺼﺮاف ا†ﻟﻲ‬

‫ﻣﺠﺎﻧًﺎ‬ ‫ا
ﺻﺪار اول ﻟﺒﻄﺎﻗﺔ اﻟﺼﺮاف اžﻟﻲ واﻟﺮﻗﻢ اﻟﺴﺮي‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﺳﺘﺒﺪال ﺑﻄﺎﻗﺔ اﻟﺼﺮاف اžﻟﻲ ﺑﻄﻠﺐ اﻟﺰﺑﻮن‬

‫‪ 2‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﺳﺘﺒﺪال اﻟﺮﻗﻢ اﻟﺴـﺮي ﺑﻄﻠﺐ اﻟﺰﺑﻮن‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﻃﻠﺐ ﻧﺴﺨﺔ ﻣﻦ اﻟﻤﻌﺎﻣﻼت اﻟﻤﺼﺮﻓﻴﺔ‬

‫رﺳﻮم اﻟﺴﺤﺐ اﻟﻨﻘﺪي ﻋﺒﺮ اﻟﺼﺮاف ا†ﻟﻲ‬

‫رﺳﻮم ﺗﺤﻮﻳﻞ اﻟﻌﻤﻼت اﺟﻨﺒﻴﺔ ﻟﻤﻌﺎﻣﻼت اﻟﺒﻄﺎﻗﺔ‬ ‫دوﻟﻲ‬ ‫دول ﻣﺠﻠﺲ اﻟﺘﻌﺎون‬ ‫ﺑﻨﻔﺖ‬ ‫ﻣﻌﺎﻣﻠﺔ ﻣﺼﺮﻓﻴﺔ‬
‫)‪(4‬‬
‫‪%2.25‬‬ ‫‪ ‬اﻟﺪوﻻر اﻣﺮﻳﻜﻲ‬ ‫‪ 2‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫‪ 1‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫‪ ‬ﺳﺤﺐ‬
‫)‪(4‬‬
‫‪%2.75‬‬ ‫‪ ‬اﻟﻌﻤﻼت اﺧﺮى‬ ‫‪ 1‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫‪ 1‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫‪ ‬اﻻﺳﺘﻔﺴﺎر ﻋﻦ اﻟﺮﺻﻴﺪ‬

‫‪-‬‬ ‫‪ 1‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫‪ ‬اﻟﻤﺒﺎﻟﻎ اﻟﻐﻴﺮ اﻟﻜﺎﻓﻴﺔ‬

‫رﺳﻮم اﻟﺸﻴﻜﺎت‬
‫رﺳﻮم ﺗﺤﺼﻴﻞ اﻟﺸﻴﻜﺎت‬ ‫‪ 2.5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫إﺻﺪار دﻓﺘﺮ ﺷﻴﻜﺎت ‪ 25‬ورﻗﺔ‬

‫‪ 8‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‪+‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫‪ ‬دول ﻣﺠﻠﺲ اﻟﺘﻌﺎون‬ ‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫إﺻﺪار دﻓﺘﺮ ﺷﻴﻜﺎت ‪ 50‬ورﻗﺔ‬

‫‪ 13‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‪+‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫‪ ‬اﻟﺪول اﺧﺮى‬ ‫‪ 14‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫رﺳﻮم اﻟﺸﻴﻜﺎت اﻟﻤﺮﺟﻌﺔ‬

‫‪ 10‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‪+‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫‪ ‬ﺷﻴﻜﺎت ﻣﺮﺟﻌﺔ ﺿﻤﻦ دول اﻟﺨﻠﻴﺞ اﻟﻌﺮﺑﻲ‬ ‫‪ 3‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫إﺻﺪار ﺣﻮاﻟﺔ ﺗﺤﺖ اﻟﻄﻠﺐ‬

‫‪ 15‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‪+‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫‪ ‬ﺷﻴﻜﺎت ﻣﺮج ﻋﺔ ﺿﻤﻦ اﻟﺪول اﺧﺮى‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫إﻟﻐﺎء ﺣﻮاﻟﺔ ﺗﺤﺖ اﻟﻄﻠﺐ‬

‫‪ 2‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫إﺻﺪار ﺷﻴﻚ اداري‬

‫ﻣﺠﺎﻧًﺎ‬ ‫إﻟﻐﺎء ﺷﻴﻚ اداري‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻟﻠﺸﻴﻚ‬ ‫ﻃﻠﺐ إﻳﻘﺎف ﺷﻴﻚ‬

‫ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب‪ ،‬اﻟﺸﻴﻚ أو اﻟﻘﺴﻴﻤﺔ‬

‫ﻣﺠﺎﻧًﺎ‬ ‫)‪(1‬‬
‫ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب )ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ(‬

‫‪ 300‬ﻓﻠﺲ ﻟﻠﺼﻔﺤﺔ‪ 5 ،‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻛﺤﺪ أﻗﺼﻰ‬ ‫)‪(1‬‬

‫ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب )أﻛﺜﺮ ﻣﻦ ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ(‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﻧﺴﺨﺔ ﻣﻦ ﺷﻴﻚ‪ ،‬ﻗﺴﻴﻤﺔ أو ﻣﺴﺘﻨﺪات أﺧﺮى‬

‫‪ 20‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫رﺳﺎﻟﺔ اﻟﻤﻮاﻓﻘﺔ ﻋﻠﻰ اﻟﺘﺪﻗﻴﻖ‬

‫‪ 10‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﺷﻬﺎدة رﺻﻴﺪ اﻟﺤﺴﺎﺑﺎت أو ﺷﻬﺎدات اﻟﺘﺄﻛﻴﺪ اﺧﺮى‬

‫اﻟﻄﻠﺒﺎت اﻟﺪاﺋﻤﺔ )أﻣﺮ اﻟﺪﻓﻊ اﻟﻤﺴﺘﺪﻳﻢ(‬

‫ﻣﺠﺎﻧًﺎ‬ ‫داﺧﻞ اﻟﺒﻨﻚ‬

‫‪ 100‬ﻓﻠﺲ‬ ‫ﻣﺤﻠ ًﻴﺎ‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ‪ +‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫دول ﻣﺠﻠﺲ اﻟﺘﻌﺎون‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ‪ +‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫دوﻟ ًﻴﺎ‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫رﺳﻮم ﻋﺪم وﺟﻮد رﺻﻴﺪ ﻛﺎﻓﻲ‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫إﻟﻐﺎء ﻃﻠﺐ اﻟﺘﺤﻮﻳﻞ اﻟﺪاﺋﻢ ﻗﺒﻞ اﻻﻋﺘﻤﺎد‬

‫اﻟﺘﺤﻮﻳﻼت‬
‫ﻣﺠﺎﻧًﺎ‬ ‫ﻓﻮري‪ 100) +‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ أو أﻗﻞ(‬

‫‪ 100‬ﻓﻠﺲ‬ ‫ﻓﻮري‪) +‬أﻛﺜﺮ ﻣﻦ ‪ 100‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ وﺣﺘﻰ ‪ 1,000‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ(‬

‫‪ 0.005‬ﻓﻠﺲ‬ ‫ﻓﻮري )رواﺗﺐ(‬

‫‪ 100‬ﻓﻠﺲ‬ ‫ﻓﻮري )أﺧﺮى(‬

‫ﻣﺠﺎﻧًﺎ‬ ‫ﻓﻮاﺗﻴﺮ‬

‫‪ 100‬ﻓﻠﺲ‬ ‫ﺗﺤﻮﻳﻞ ﺳﻮﻳﻔﺖ ﻓﻲ اﻟﺒﺤﺮﻳﻦ‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ‪ +‬رﺳﻮم ﺑﻨﻚ اﻟﺘﺤﺼﻴﻞ‬ ‫ﺗﺤﻮﻳﻞ ﺳﻮﻳﻔﺖ ﺧﺎرج اﻟﺒﺤﺮﻳﻦ‬

‫‪ 2‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﺗﺄﻛﻴﺪ ﺳﻮﻳﻔﺖ‬

‫اﻟﺮﺳﻮم اšدارﻳﺔ ﻟﻠﺘﻤﻮﻳﻼت‬

‫‪ 120‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫اﻟﺘﻤﻮﻳﻞ اﻟﺸﺨﺼﻲ‬

‫‪ 100‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﺗﻤﻮﻳﻞ اﻟﺴﻴﺎرات‬

‫‪ %0.75‬ﻣﻦ ﻗﻴﻤﺔ اﻟﺘﻤﻮﻳﻞ‬ ‫اﻟﺘﻤﻮﻳﻞ اﻟﻌﻘﺎري‬

‫‪ 300‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫ﺗﻤﻮﻳﻞ اﻟﺴﻜﻦ اﻻﺟﺘﻤﺎﻋﻲ )ﻣﺰاﻳﺎ(‬

‫ﻣﺠﺎﻧًﺎ ﻟﻤﺮة واﺣﺪة ﻓﻲ اﻟﺴﻨﺔ‬ ‫)‪(2‬‬

‫ﺷﻬﺎدة ﻣﺪﻳﻮﻧﻴﺔ‬

‫‪ 10‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻛﺜﺮ ﻣﻦ ﻣﺮة ﻓﻲ اﻟﺴﻨﺔ‬

‫ﻣﺠﺎﻧًﺎ ﺧﻼل ‪ 6‬أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﻤﻌﺎﻣﻠﺔ‬ ‫رﺳﺎﻟﺔ ﺑﺮاﺋﺔ ذﻣﺔ‬

‫‪ 5‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﺑﻌﺪ ‪ 6‬أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﻤﻌﺎﻣﻠﺔ‬

‫‪ 10‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫رﺳﻮم ﺗﺄﺟﻴﻞ اﻗﺴﺎط ﺑﻄﻠﺐ اﻟﺰﺑﻮن‬

‫ﺗﻄﺒﻖ اﻟﺮﺳﻮم اﻟﻤﺪﻓﻮﻋﺔ ﻟ½ﻃﺮاف اﻟﺜﻼﺛﺔ ﺑﺪون أي زﻳﺎدة‬ ‫رﺳﻮم اﻟﺘﺜﻤﻴﻦ واﻟﺘﺄﻣﻴﻦ واﻟﺘﺴﺠﻴﻞ اﻟﻌﻘﺎري و اﻟﺮﺳﻮم اﻟﺤﻜﻮﻣﻴﺔ اﺧﺮى‬

‫‪ %1‬ﻣﻦ اﻟﺮﺻﻴﺪ اﻟﻤﺘﺒﻘﻲ ﻟﻠﺘﻤﻮﻳﻞ ﺑﻤﺎ ﻻ ﻳﺘﻌﺪى ‪ 100‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫رﺳﻮم اﻟﺴﺪاد اﻟﻤﺒﻜﺮ )ﻟﻠﺘﻤﻮﻳﻼت اﻟﺸﺨﺼﻴﺔ و ﺗﻤﻮﻳﻼت اﻟﺴﻴﺎرات(‬

‫‪ %0.75‬ﻣﻦ اﻟﺮﺻﻴﺪ اﻟﻤﺘﺒﻘﻲ ﻟﻠﺘﻤﻮﻳﻞ ﺑﻤﺎ ﻻ ﻳﺘﻌﺪى ‪ 200‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ‬ ‫رﺳﻮم اﻟﺴﺪاد اﻟﻤﺒﻜﺮ )ﻟﻠﺘﻤﻮﻳﻼت اﻟﺴﻜﻨﻴﺔ(‬

‫ﺧﺪﻣﺎت ‪PayPal‬‬
‫‪ %1‬ﻣﻦ اﻟﻤﺒﻠﻎ ‪ 2.68‬دوﻻر أﻣﺮﻳﻜﻲ ﻛﺤﺪ أدﻧﻰ و‪ 26.81‬دوﻻر ﻛﺤﺪ أﻗﺼﻰ‬ ‫ﺗﻌﺒﺌﺔ ﺣﺴﺎب ‪PayPal‬‬

‫‪ %1‬ﻣﻦ اﻟﻤﺒﻠﻎ ‪ 2.68‬دوﻻر أﻣﺮﻳﻜﻲ ﻛﺤﺪ أدﻧﻰ و‪ 26.81‬دوﻻر ﻛﺤﺪ أﻗﺼﻰ‬ ‫اﻟﺴﺤﺐ ﻣﻦ ﺣﺴﺎب ‪PayPal‬‬

‫)‪(1‬‬
‫اراﻣﻞ واﻳﺘﺎم وأﺻﺤﺎب اﻻﻋﺎﻗﺔ واﻟﻤﺘﻘﺎﻋﺪﻳﻦ واﻓﺮاد ﻣﺴﺘﻠﻤﻴﻦ ا
ﻋﺎﻧﺔ اﻻﺟﺘﻤﺎﻋﻴﺔ ﻣﻦ وزارة اﻟﻌﻤﻞ واﻟﺸﺆون اﺟﺘﻤﺎﻋﻴﺔ واﻟﻄﻼب واﻟﻤﻮﻇﻔﻴﻴﻦ اﻟﺒﺤﺮﻳﻨﻴﻦ اﻟﺬﻳﻦ ﺗﻘﻞ رواﺗﺒﻬﻢ ﻋﻦ ‪ 250‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﺷﻬﺮ ًﻳﺎ ﻣﻌﻔﻴﻮن ﻣﻦ رﺳﻮم اﻟﺤﺪ ادﻧﻰ‬
‫ﻟﻠﺮﺻﻴﺪ ﻟﺤﺴﺎﺑﺎت اﻟﺘﻮﻓﻴﺮ‪.‬‬
‫)‪(2‬‬
‫اﻟﺮﺳﺎﺋﻞ اﻟﻤﻮﺟﻬﺔ ﻟﻠﻤﺠﻠﺲ اﻋﻠﻰ ﻟﻠﻤﺮأة و وزارة اﻟﻌﻤﻞ و اﻟﺸﺌﻮون اﺟﺘﻤﺎﻋﻴﺔ أو وزارة اﺳﻜﺎن ﺳﺘﻜﻮن ﻣﻌﻔﻴﺔ ﻣﻦ اﻟﺮﺳﻢ‪.‬‬

‫)‪(3‬‬
‫رﺳﻮم اﻟﺤﺪ ادﻧﻰ ﻟﻠﺮﺻﻴﺪ ﺗﻄﺒﻖ ﺣﺴﺐ ﻣﺘﻮﺳﻂ اﻟﺮﺻﻴﺪ اﻟﺸﻬﺮي ﻓﻲ اﻟﺤﺴﺎب‪.‬‬

‫)‪(4‬‬
‫ﺷﺎﻣﻞ رﺳﻮم ﺷﺮﻛﺎت اﻟﺪﻓﻊ اﻟﻌﺎﻟﻤﻴﺔ‪.‬‬

‫رﺳـﻮم وأﺟﻮر اﻟﺒﻄﺎﻗﺎت اﻻﺋﺘﻤﺎﻧﻴﺔ‬

‫ﻗﺎﺋﻤﺔ اﻟﺮﺳﻮم‬

‫اﻟﺴﻮداء‬ ‫اﻟﻜﻼﺳﻴﻜﻴﺔ‬
‫اﻟﺸﺮﻛﺎت‬ ‫اﻧﻔﻴﻨﻴﺖ‬ ‫وﺳﻐﻨﺘﺸﺮ‬ ‫ﺑﻼﺗﻴﻨﻴﻮم‬ ‫ﺗﻴﺘﺎﻧﻴﻮم‬ ‫واﻟﺬﻫﺒﻴﺔ‬ ‫اﻟﺘﻔﺎﺻﻴﻞ‬
‫‪ 12,000‬د‪.‬ب‬ ‫‪ 14,500‬ب**‬ ‫‪ 6,000‬د‪.‬ب‬ ‫‪ 3,060‬د‪.‬ب‬ ‫‪ 2,040‬د‪.‬ب‬ ‫‪ 1,080‬د‪.‬ب‬ ‫اﻟﺤﺪ ا„ﻗﺼﻰ ﻟﺮﺳﻮم ﺧﺪﻣﺔ اﻟﺒﻄﺎﻗﺎت ‪ -‬ﺳﻨﻮ ًﻳﺎ‬ ‫‪1‬‬

‫‪ 1,000‬د‪.‬ب‬ ‫‪ 1,200‬د‪.‬ب‬ ‫‪ 500‬د‪.‬ب‬ ‫‪ 255‬د‪.‬ب‬ ‫‪ 170‬د‪.‬ب‬ ‫‪ 90‬د‪.‬ب‬ ‫رﺳﻮم اﻟﺨﺪﻣﺔ اﻟﺸﻬﺮﻳﺔ‬ ‫‪2‬‬

‫ﻣﺠﺎﻧًﺎ‬ ‫‪ 50‬د‪.‬ب‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫اšﺷﺘﺮاك اﻟﺴﻨﻮي‪/‬رﺳﻮم اﻟﻌﻀﻮﻳﺔ ﻟﻠﺒﻄﺎﻗﺎت اšﺿﺎﻓﻴﺔ‬ ‫‪3‬‬

‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫اﻟﺮﺳﻮم اﻟﻤﺤﺘﺴﺒﺔ ﻓﻲ ﺣﺎﻟﺔ اﻟﺘﺴﺪﻳﺪ اﻟﻜﺎﻣﻞ‬ ‫‪4‬‬
‫ﻟﻠﺮﺻﻴﺪ اﻟﻤﺘﺒﻘﻲ‬

‫‪) 4%‬ﺧﺎﺿﻊ ﻟﻤﺒﻠﻎ أدﻧﺎه ‪ 4‬د‪.‬ب(‬ ‫رﺳﻮم اﻟﺴﺤﺐ اﻟﻨﻘﺪي‬ ‫‪5‬‬

‫)ﺑﻐﺾ اﻟﻨﻈﺮ ﻋﻦ اﻟﻤﺒﻠﻎ اﻟﻤﺴﺤﻮب ﻓﻲ اﻟﻌﻤﻠﻴﺔ(‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫رﺳﻮم اﻟﻤﺪﻓﻮﻋﺎت اﻟﻤﺘﺄﺧﺮة ‪ -‬ﻳﺮﺻﺪ ﻟ‪°‬ﻋﻤﺎل اﻟﺨﻴﺮﻳﺔ‬ ‫‪6‬‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫رﺳﻮم ﺗﺠﺎوز اﻟﺤﺪ اﻻﺋﺘﻤﺎﻧﻲ اﻟﻤﻌﺘﻤﺪ ‪ -‬ﻳﺮﺻﺪ ﻟ‪°‬ﻋﻤﺎل اﻟﺨﻴﺮﻳﺔ‬ ‫‪7‬‬

‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب )ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ(‬ ‫‪8‬‬

‫‪ 300‬ﻓﻠﺲ ﻟﻠﺼﻔﺤﺔ‪ 5 ،‬دﻳﻨﺎر ﺑﺤﺮﻳﻨﻲ ﻛﺤﺪ أﻗﺼﻰ‬ ‫ﻧﺴﺨﺔ ﻣﻦ ﻛﺸﻒ اﻟﺤﺴﺎب )أﻛﺜﺮ ﻣﻦ ﻣﺮﺗﺎن ﻓﻲ اﻟﺴﻨﺔ(‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫رﺳﻮم اﺳﺘﺒﺪال اﻟﺒﻄﺎﻗﺔ‬ ‫‪9‬‬

‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫‪ 10‬رﺳﺎﻟﺔ ﻣﺪﻳﻮﻧﻴﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ )ﻣﺮة واﺣﺪة ﻓﻲ اﻟﺴﻨﺔ(‬

‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫رﺳﺎﻟﺔ ﻣﺪﻳﻮﻧﻴﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ )أﻛﺜﺮ ﻣﻦ ﻣﺮة ﻓﻲ اﻟﺴﻨﺔ(‬

‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫ﻣﺠﺎﻧًﺎ‬ ‫رﺳﺎﻟﺔ ﺑﺮاءة ذﻣﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ )ﺧﻼل ‪ 6‬أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﺒﻄﺎﻗﺔ(‬ ‫‪11‬‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫رﺳﺎﻟﺔ ﺑﺮاءة ذﻣﺔ ﻟﻠﺒﻄﺎﻗﺔ اﻻﺋﺘﻤﺎﻧﻴﺔ )ﺑﻌﺪ ‪ 6‬أﺷﻬﺮ ﻣﻦ ﺳﺪاد اﻟﺒﻄﺎﻗﺔ(‬

‫‪ *12‬إﺿﺎﻓﺔ أﺟﺮة ﻋﻠﻰ اﻟﻤﻌﺎﻣﻼت ا„ﺟﻨﺒﻴﺔ‪:‬‬

‫‪2.25%‬‬ ‫‪2.25%‬‬ ‫‪2.25%‬‬ ‫‪2.25%‬‬ ‫‪2.25%‬‬ ‫‪2.25%‬‬ ‫• اﻟﺪوﻻر ا„ﻣﺮﻳﻜﻲ‬
‫‪2.75%‬‬ ‫‪2.75%‬‬ ‫‪2.75%‬‬ ‫‪2.75%‬‬ ‫‪2.75%‬‬ ‫‪2.75%‬‬ ‫• اﻟﻌﻤﻼت ا„ﺧﺮى‬

‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫‪10‬د‪.‬ب‬ ‫‪ 10‬د‪.‬ب‬ ‫رﺳﻮم ﻃﻠﺐ زﻳﺎدة اﻟﺤﺪ اﻻﺋﺘﻤﺎﻧﻲ ﻣﺆﻗﺘً ﺎ‬ ‫‪13‬‬

‫‪ 2‬د‪.‬ب‬ ‫‪ 2‬د‪.‬ب‬ ‫‪ 2‬د‪.‬ب‬ ‫‪ 2‬د‪.‬ب‬ ‫‪ 2‬د‪.‬ب‬ ‫‪ 2‬د‪.‬ب‬ ‫‪ 14‬رﺳﻮم إﻋﺎدة إﺻﺪار اﻟﺮﻗﻢ اﻟﺴﺮي‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫رﺳﻮم ﻃﻠﺐ ﻧﺴﺨﺔ ﻣﻦ اﻟﻤﻌﺎﻣﻠﺔ‬ ‫‪15‬‬

‫‪ 1‬د‪.‬ب‬ ‫‪ 1‬د‪.‬ب‬ ‫‪ 1‬د‪.‬ب‬ ‫‪ 1‬د‪.‬ب‬ ‫‪ 1‬د‪.‬ب‬ ‫‪ 1‬د‪.‬ب‬ ‫اšﺳﺘﻔﺴﺎر ﻋﻦ اﻟﺮﺻﻴﺪ ﻋﺒﺮ أﺟﻬﺰة اﻟﺼﺮاف ا†ﻟﻲ )ﻣﺠﺎﻧًﺎ ﻋﺒﺮ أﺟﻬﺰة ﺑﻨﻚ اﻟﺒﺤﺮﻳﻦ اšﺳﻼﻣﻲ(‬ ‫‪16‬‬

‫ﺗﺤﻮﻳﻞ اﻟﺮﺻﻴﺪ اﻟﻤﺘﻮﻓﺮ‬ ‫‪17‬‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫• إﺻﺪار ﺷﻴﻚ إداري ﺑﺎﻟﺮﺻﻴﺪ اﻟﻤﺘﻮﻓﺮ‬
‫‪ 3‬د‪.‬ب‬ ‫‪ 3‬د‪.‬ب‬ ‫‪ 3‬د‪.‬ب‬ ‫‪ 3‬د‪.‬ب‬ ‫‪ 3‬د‪.‬ب‬ ‫‪ 3‬د‪.‬ب‬ ‫• ﺗﺤﻮﻳﻞ اﻟﺮﺻﻴﺪ اﻟﻤﺘﻮﻓﺮ إﻟﻰ ﺣﺴﺎب ﻓﻲ ﺑﻨﻚ اﻟﺒﺤﺮﻳﻦ اšﺳﻼﻣﻲ‬

‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 5‬د‪.‬ب‬ ‫‪ 18‬رﺳﻮم اﻟﻤﻄﺎﻟﺒﺎت )ﻟﻠﻤﻄﺎﻟﺒﺎت اﻟﻤﺮﻓﻮﺿﺔ(‬

‫اﺑﺘﺪاء ﻣﻦ ‪ 15‬ﺳﺒﺘﻤﺒﺮ ‪2018‬‬

‫ً‬ ‫•‬ ‫)*( ﻳﺸﻤﻞ رﺳﻮم أﻧﻈﻤﺔ اﻟﺪﻓﻊ اﻟﺪوﻟﻴﺔ‪.‬‬
‫)**( ﺳﻴﺘﻢ اﺣﺘﺴﺎب رﺳﻮم ﻻ ﺗﺴﺘﺮﺟﻊ ﺑﻘﻴﻤﺔ ‪ 100‬د‪.‬ب ﺳﻨﻮﻳž ﻣﻦ ﺣﺴﺎب اﻟﺒﻄﺎﻗﺔ‪.‬‬
 Fees and Service Charges

www.bisb.com 17 51 51 51
Licensed as an Islamic Retail Bank by the Central Bank of Bahrain

Fees Details

Accounts
Saving\Salary Account Opening Minimum Balance BD20
Tejoori Al Islami Opening Minimum Balance BD50
Saving\Tejoori Al Islami\Salary Account Below Minimum Balance Charges (1) (3)
BD1
Current Account Minimum Balance BD300
Current Account Below Minimum Balance Charge (3)
BD2
Over the Counter Cash Withdrawal BD1 (for less than BD500)
Withdrawal and Deposit in Foreign Currency Accounts Free
Closing Account Fee Free
Investment Deposits
Minimum Opening Balance (Normal Deposit) BD1,000
Minimum Opening Balance (Special Deposit) BD50,000
Premature Breakage Profit Compensation
Percentage of original Terms Elapsed Percentage of Due Profits for the Elapsed Period to be Paid
 Between 99% to 67% of Term 80%
 Between 66% to 50% of Term 53.33%
 Between 49% to 33% of Term 40%
 Less than 33% of Term 26.66%
Debit Cards
First Issue of ATM Card and PIN Free
ATM Card Replacement on Customer’s Request BD5
PIN Replacement Fee on Customer’s Request BD2
Transaction Copy Request Fee BD5
ATM Utilization Fees Foreign Currency Transaction Fees
Transaction Benefit GCC International  US Dollar 2.25% (4)
 Withdrawal Free BD1 BD2  Other 2.75% (4)
 Balance Enquiry Free BD1 BD1
 Insufficient Funds Free BD1 -
Cheque Charges
25 Leaves Cheque Book BD2.5 Cheque Collection
50 Leaves Cheque Book BD5  Within GCC BD8 + Correspondence Charges
Returned Cheque (due to insufficient balance) BD14  Outside GCC BD13 + Correspondence Charges
Demand Draft BD3  Returned Cheques Within GCC BD10 + Correspondence Charges
Cancellation of Draft Free  Returned Cheques Outside GCC BD15 + Correspondence Charges
Manager Cheque BD2
Cancellation of Manager Cheque Free
Stop Cheque BD5 Per Cheque
Copy of Statement, Cheque or Voucher
Copy of Statement Up to 2 Times a Year Free
Copy of Statement More Than 2 Times a Year (1) BD0.300 Per Page Maximum of BD5
Copy of Cheque, Voucher or Other Documents BD5
Audit Confirmation Letter BD20
Certificate of Balance and Other Confirmations BD10
Standing Order
Internal Free
Local BD0.1
GCC BD5 + Correspondence Charges
International BD5 + Correspondence Charges
Insufficient Balance to Entertain Standing Order BD5
Cancellation Standing Order Before Transmission BD5
Transfers
Fawri+ (BD100 or less) Free
Fawri+ (above BD100 and up to BD1,000) BD0.1
Fawri (salary) BD0.005 per record
Fawri (other) BD0.1 per transaction
Fawateer Free
Swift Transfer within Bahrain BD0.1
Swift Transfer outside Bahrain BD5+Correspondence Charges
Swift Confirmation BD2
Finance Processing Fees
Consumer Finance BD120
Auto Finance BD100
Mortgage Finance 0.75% of Amount Financed
Mazaya Finance BD300
Finance Outstanding Letter (2) Free Once a Year
BD10 For More Than Once
Finance Release Letter Free Within 6 Months of Settlement
BD5 After 6 Months
Postponement of Installments on Customer’s Request BD10
Valuation, Insurance, Registration,
Notarization and All Other Governmental Fees Identical fees will be charged without any increase
Early Settlement Charges (Personal and Auto Finance) 1% of the outstanding amount with a maximum of BD100
Early Settlement Charge (Residential Housing Finance) 0.75% of the outstanding amount with a maximum of BD200
PayPal Services
PayPal Account Top Up 1% of amount with a minimum of $2.68 and maximum of $26.81
PayPal Withdrawl 1% of amount with a minimum of $2.68 and maximum of $26.81
(1) Orphans, widows, disabled customers, pensioners, individuals receiving social subsides from the Ministry of Labor and Social Affairs, students and Bahraini nationals with a monthly
salary below BD250 to be exempted from such fee.

(2) Finance outstanding letter addressed to Supreme Council for Women, Ministry of Labor and Social affairs or for social housing purposes are waived from the fee.

(3) The minimum balance will be calculated on a weighted average monthly balance.

(4) Inclusive of International Payment Schemes charges.

Credit Cards' Fees and Charges

Fees Details

Classic & Black &

Description Gold Titanium Platinum Signature Infinite Corporate

1 Card Maximum Service Fees - Annually BD1,080 BD2,040 BD3,060 BD6,000 BD14,500** BD12,000

2 Monthly Maximum Service Fee BD90 BD170 BD255 BD500 BD1,200 BD1,000

3 Supplementary Annual Membership/Subscription Fee Nil Nil Nil Nil BD50 Nil

4 Fee Charged in Case of Full Settlement of Nil Nil Nil Nil Nil Nil
Outstanding Balance

5 Cash Advance Fee (Regardless of Amount 4% (subject to a Min. of BD4 )

Withdrawn Per Transaction)

6 Late Payment Fee - Goes to Charity BD5 BD5 BD5 BD5 BD5 BD5

7 Over Limit Fee - Goes to Charity BD5 BD5 BD5 BD5 BD5 BD5

8 Copy of Statement Up 2 Times a Year Nil Nil Nil Nil Nil Nil

Copy of Statement More Than 2 Times a Year BD0.300 Per Page Maximum of BD5

9 Card Replacement Fee BD5 BD5 BD5 BD5 BD5 BD5

10 Credit Card Outstanding Letter - Once a Year Nil Nil Nil Nil Nil Nil

Credit Card Outstanding Letter - More than Once a Year BD10 BD10 BD10 BD10 BD10 BD10

11 Credit Card Release Letter - Within 6 Months of Settlement Nil Nil Nil Nil Nil Nil

Credit Card Release Letter - After 6 Months of Settlement BD5 BD5 BD5 BD5 BD5 BD5

12* Card Transaction Foreign Exchange Mark-Up:

• US Dollar 2.25% 2.25% 2.25% 2.25% 2.25% 2.25%
• All Other Currencies 2.75% 2.75% 2.75% 2.75% 2.75% 2.75%

13 Temporary Limit Increase Request Fee BD10 BD10 BD10 BD10 BD10 BD10

14 PIN Reprint Fee BD2 BD2 BD2 BD2 BD2 BD2

15 Transaction Copy Request Fee BD5 BD5 BD5 BD5 BD5 BD5

16 Balance Enquiry on ATMs (Free on BisB ATMs) BD1 BD1 BD1 BD1 BD1 BD1

17 Transfer of Credit Balance:

• Manager's Cheque Issued of Credit Balance BD5 BD5 BD5 BD5 BD5 BD5
• Transfer Credit Balance to BisB Account BD3 BD3 BD3 BD3 BD3 BD3

18 Charge Back Fee (rejected claims) BD5 BD5 BD5 BD5 BD5 BD5

(*) Including International Payment Scheme Charges. • Effective from 15 September 2018
(**) BD100 non refundable, charged once every year.