Return

15%
Year Value Yearly gain Yearly Tax
0 ₹ 500,000 0 0
1 ₹ 575,000 ₹ 75,000 0
2 ₹ 661,250 ₹ 86,250 0
3 ₹ 760,437 ₹ 99,187 0
4 ₹ 874,503 ₹ 114,066 ₹ 1,406.56
5 ### ₹ 131,175 ₹ 3,117.55

Selling Realized gains ₹ 505,679

Exemped amount ₹ 100,000
Tax(LTCG) 10%
Tax amount on gains ₹ 40,568
Mutual Fund Portfolios, rebalancing will happen via switches and switch-outs. This has been made possible by having a
mutual fund and all transactions for the portfolio within the same folio so money can be easily moved in and out of the s
transactions that give a 1-tap rebalancing experience.
​
The rebalancing happens between asset classes i.e. Genius may recommend increasing allocation, decreasing, or enterin
equities, investments can be in large (Nifty 50 & Next 50), mid (midcap 150), smallcap index & international, and not th

Further, Genius strategies are based on risk management where it aims to fall less and gain more over a medium to long
the rolling returns available on the app, you can see the approach has enabled us to deliver more consistent returns than

200 months of rebalancing has proved that making those tweaks with discipline has generated alpha. So we urge you to
n made possible by having all schemes of the same
ily moved in and out of the schemes via Switch

cation, decreasing, or entering/exiting. Within

x & international, and not the SIP

more over a medium to long period. If you look at

more consistent returns than a top fund in India.

ed alpha. So we urge you to give it time.

 Rebalance
E D
2023 100 60 40
2024 121 79 42 65.29%
72.6 48.4

Large 17200 43.00% 21.5 21.5

Rebalance when + 10% after 1 year
Equity Mid 8600 21.50% 86 21.5
Small 8600 21.50% 21.5
Debt Debt 5600 14.00% 14 14.0
40000
 100
34.71%

ce when + 10% after 1 year

 Share Total
Monthly 94000 1128000
Needs 23500 25% 282000 LIC Cloth Toys
Want 25500 27% 306000 76000 10000 10000
Investment 45000 48% 540000
0
Balance 115000
Monthly 9583.333
 Date Travel Puja Health insurance Repair
15000 20000 10000 40000 10000
Month Expense Target
Jul-23 51644 60000 Mon
Aug-23 -53087 60000
Sep-23 206224 60000 250000
Oct-23 -1751 60000
Nov-23 0 60000
Dec-23 0 60000 200000
Jan-24 0 60000
Feb-24 0 60000
Mar-24 0 60000 150000
Apr-24 0 60000
May-24 0 60000
Jun-24 0 60000
100000
Jul-24 0 60000
Aug-24 0 60000
Sep-24 0 60000
50000
Oct-24 0 60000
Nov-24 0 60000
Dec-24 0 60000
0
Jul-23 Aug-23 Sep-23 Oct-23 Nov-23 Dec-23 Jan-24 Feb-24

-50000

-100000
 Monthly Expenditure

Dec-23 Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24

Expense Target